Guardian Separate Account D Sample Contracts

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Exhibit (3)(a) DISTRIBUTION AND SERVICE AGREEMENT BETWEEN THE GUARDIAN INSURANCE & ANNUITY COMPANY, INC. AND PARK AVENUE SECURITIES LLC
Distribution Agreement • April 29th, 2015 • Guardian Separate Account D • New York

AGREEMENT, made this 31ST day of March, 2015 by and between The Guardian Insurance & Annuity Company, Inc. (“GIAC”), a Delaware corporation, and Park Avenue Securities LLC (the “Distributor”), a Delaware Limited Liability Company. DISTRIBUTOR is a wholly-owned subsidiary of GIAC. GIAC is a wholly-owned subsidiary of The Guardian Life Insurance Company of America. GIAC and DISTRIBUTOR each have their principal office located at 7 Hanover Square, New York, NY 10004.

Exhibit (3) (b) THE GUARDIAN INSURANCE & ANNUITY COMPANY SALES AND/OR SERVICING AGREEMENT (“AGREEMENT”)
Sales and/or Servicing Agreement • April 29th, 2015 • Guardian Separate Account D • New York

This Agreement (the “Agreement”) is entered into by and among The Guardian Insurance & Annuity Company, Inc. (“GIAC”), a Delaware corporation, Park Avenue Securities LLC (“PAS”), a registered broker-dealer with the Securities and Exchange Commission (“SEC”) under the Securities Exchange Act of 1934 and a member in good standing of the Financial Industry Regulatory Authority, Inc. (“FINRA”), and (the “Firm”).

AMENDMENT TO PARTICIPATION AGREEMENT Regarding RULES 30e-3 and 498A
Participation Agreement • April 27th, 2021 • Guardian Separate Account D

The Guardian Insurance & Annuity Company, Inc. (the ‘‘Company”), the Victory Variable Insurance Funds, (the “ Fund”), and Victory Capital Services, Inc. (f/k/a Victory Capital Advisers, Inc.) (the “ Underwriter”), and Victory Capital Management Inc. , (the “ Advise r” ) entered into a certain participation agreement dated June 13, 2016 (the “ Participation Agreement”), as may be amended. This Amendment (the “Amendment”) to the Participation Agreement is entered into as of 12/11/2020, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund, on behalf of the Portfolios (as defined below), individually and not jointly, the Underwriter and the Adviser (collectively , the “ Parties” ). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Participation Agreement (defined abo

AMENDMENT TO PARTICIPATION AGREEMENT Regarding RULES 30e-3 and 498A
Participation Agreement • April 27th, 2021 • Guardian Separate Account D

The Guardian Insurance & Annuity Company, Inc. (the “Company”), the Value Line Centurion Fund, Inc., a Maryland corporation, Value Line Funds Variable Trust, a Massachusetts business trust (formerly, Value Line Strategic Asset Management Trust)on behalf of its series, Value Line Strategic Asset Management Trust, (collectively, the “Fund”), and EULAV Securities LLC (formerly, Value Line Securities, Inc.) (the “Underwriter”), and EULAV Asset Management , (the “Advisor”) entered into a certain participation agreement dated April 4, 2003 (the “Participation Agreement”), as may it be amended. This Amendment (the “Amendment”) to the Participation Agreement is entered into as of December 9th, 2020, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund, the Underwriter and the Advisor (collectively, the ‘‘Parties”)

COINSURANCE AND MODIFIED COINSURANCE AGREEMENT Between THE GUARDIAN INSURANCE & ANNUITY COMPANY, INC. (referred to as the Ceding Company) and TALCOTT RESOLUTION LIFE INSURANCE COMPANY (referred to as the Reinsurer)
Coinsurance and Modified Coinsurance Agreement • April 26th, 2023 • Guardian Separate Account D

THIS COINSURANCE AND MODIFIED COINSURANCE AGREEMENT (this “Agreement”) is made and entered into on November 1, 2022 (the “Closing Date”) and effective as of the Effective Time by and between The Guardian Insurance & Annuity Company, Inc., a Delaware-domiciled insurance company (the “Ceding Company”), and Talcott Resolution Life Insurance Company, a Connecticut-domiciled insurance company (the “Reinsurer”). For purposes of this Agreement, the Ceding Company and the Reinsurer shall each be deemed a “Party” and together the “Parties.”

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