s/Vincent R. Valicenti ------------------------------- Vincent R. Valicenti, President February 14, 2002 /s/Vincent R. Valicenti ------------------------------- Vincent R. Valicenti
Joint Filing Agreement • February 14th, 2002 • Es&l Bancorp Inc • Savings institution, federally chartered
Contract Type
Filed
February 14th, 2002
Company
Industry
The undersigned persons agree and consent to the joint filing on their behalf of this Schedule 13G in connection with their beneficial ownership of the common stock of ES&L Bancorp, Inc. at December 31, 2001 and agree that this filing is filed on behalf of each of them.

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s/ Vincent R. Valicenti ------------------------------- Vincent R. Valicenti, President February 14, 2003 /s/ Vincent R. Valicenti ------------------------------- Vincent R. Valicenti
Schedule 13g Joint Filing Agreement • February 18th, 2003 • Es&l Bancorp Inc • Savings institution, federally chartered
Contract Type
Filed
February 18th, 2003
Company
Industry
The undersigned persons agree and consent to the joint filing on their behalf of this Schedule 13G in connection with their beneficial ownership of the common stock of ES&L Bancorp, Inc. at December 31, 2002 and agree that this filing is filed on behalf of each of them.

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RIGHTS AGREEMENT dated as of May 13, 1997 by and between ES&L Bancorp, Inc. and American Stock Transfer & Trust Company as Rights Agent SHAREHOLDER RIGHTS AGREEMENT Table of Contents
Shareholder Rights Agreement • May 19th, 1997 • Es&l Bancorp Inc • Savings institution, federally chartered • Delaware
Contract Type
Filed
May 19th, 1997
Company
Industry
Jurisdiction

Es&l Bancorp Inc Sample Contracts

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