EXHIBIT 10.4 CITIZENS CORPORATION AND SUBSIDIARIES CONSOLIDATED INCOME TAX AGREEMENT This agreement is entered into effective for the tax year ending December 31, 1997 between Allmerica Financial Corporation (the "Parent"), Allmerica, Inc., Allmerica...Tax Agreement • March 27th, 1998 • Citizens Corp /De/ • Life insurance • Massachusetts
EXHIBIT 10.23 CITIZENS CORPORATION AND SUBSIDIARIES CONSOLIDATED SERVICE AGREEMENT AGREEMENT effective January 1, 1998, between ALLMERICA FINANCIAL CORPORATION ("Parent") and AAM GROWTH & INCOME FUND L.L.C., AAM HIGH YIELD FUND, L.L.C., AAM EQUITY...And Subsidiaries Consolidated Service Agreement • March 27th, 1998 • Citizens Corp /De/ • Life insurance • Massachusetts
EXHIBIT 10.22 CITIZENS CORPORATION AND SUBSIDIARIES INTERCOMPANY REINSURANCE AGREEMENT (HEREINAFTER REFERRED TO AS THE "AGREEMENT")Corporation and Subsidiaries Intercompany Reinsurance Agreement • March 27th, 1998 • Citizens Corp /De/ • Life insurance
