Exhibit 10.2 CREDIT AGREEMENT ---------------- This CREDIT AGREEMENT dated as of September 29, 2000, is by and between MATRIX FINANCIAL SERVICES CORPORATION, an Arizona corporation (the "Company"), the lenders from time to time party hereto (each a...Credit Agreement • November 13th, 2000 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Minnesota
INDENTUREIndenture • March 12th, 2004 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • New York
RECITALSCredit Agreement • May 2nd, 2003 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Minnesota
among MATRIX BANCORP, INC., as DepositorTrust Agreement • November 5th, 2002 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Delaware
This Employment Agreement (this "Agreement") is entered into effective as --------- of the 4/th/ day of February, 1997, between Paul Skretny ("Employee"), a -------- resident of Waco, Texas, and The Vintage Group, Inc., a Texas corporation (the...Employment Agreement • March 31st, 1997 • Matrix Capital Corp /Co/ • Mortgage bankers & loan correspondents
AGREEMENT AND PLAN OF MERGER dated as of March 25, 1998 among FIDELITY NATIONAL FINANCIAL, INC., MCC MERGER, INC. and MATRIX CAPITAL CORPORATIONMerger Agreement • April 8th, 1998 • Matrix Capital Corp /Co/ • Mortgage bankers & loan correspondents • Delaware
AGREEMENT AND PLAN OF MERGER DATED AS OF NOVEMBER 22, 1996Merger Agreement • February 20th, 1997 • Matrix Capital Corp /Co/ • Mortgage bankers & loan correspondents • Colorado
OFOperating Agreement • November 4th, 2004 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Delaware
LOAN AGREEMENTLoan Agreement • October 10th, 1996 • Matrix Capital Corp /Co/ • Mortgage bankers & loan correspondents • Colorado
GUARANTEE AGREEMENT Matrix Bancorp, Inc. Dated as of June 30, 2005 TABLE OF CONTENTSGuarantee Agreement • August 3rd, 2005 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • New York
RECITALSAssignment and Assumption Agreement • March 14th, 2003 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents
EXHIBIT B --------- GUARANTY --------Guaranty • March 31st, 1997 • Matrix Capital Corp /Co/ • Mortgage bankers & loan correspondents
RECITALSCredit Agreement • May 5th, 2005 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Minnesota
ANDContribution Agreement • December 6th, 2004 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • New York
OFFICE LEASELease Agreement • March 16th, 2001 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents
RECITALSCredit Agreement • May 4th, 2004 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Minnesota
SECOND AMENDMENT TO LEASE THIS SECOND AMENDMENT TO LEASE (the "Amendment"), is made and entered into this ______ day of October, 2000, by and between THE REGENTS OF THE UNIVERSITY OF COLORADO, a body corporate, for and on behalf of the UNIVERSITY OF...Lease • March 16th, 2001 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents
20,000,000 ___% Senior Notes Due 2004 INDENTURE Dated as of _________, 1997 _____________________________________Indenture • September 19th, 1997 • Matrix Capital Corp /Co/ • Mortgage bankers & loan correspondents • New York
Exhibit 10.40 MATRIX BANCORP, INC. CHANGE OF CONTROL AGREEMENT This Change of Control Agreement (the "Agreement") is made and entered into effective as of the 28th day of October, 2003 by and between MATRIX BANCORP, INC. (the "Company"), a Colorado...Change of Control Agreement • March 12th, 2004 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Colorado
RECITALSLease Agreement • March 16th, 2001 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents
EXHIBIT 10.20 FOURTH MODIFICATION AGREEMENT ----------------------------- DATE: February 28, 1999 ----Modification Agreement • March 26th, 1999 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Arizona
EXHIBIT 10.32 AMENDED AND RESTATED LOAN AGREEMENTLoan Agreement • March 31st, 1997 • Matrix Capital Corp /Co/ • Mortgage bankers & loan correspondents
EXHIBIT 10.39 ------------- THIRD AMENDMENT TO ------------------ AMENDED AND RESTATED LOAN AGREEMENT ----------------------------------- THIS DOCUMENT is entered into effective as of March 1, 1998, between MATRIX FINANCIAL SERVICES CORPORATION, an...Loan Agreement • March 26th, 1998 • Matrix Capital Corp /Co/ • Mortgage bankers & loan correspondents
Exhibit 10.1 AMENDED AND RESTATED TRUST AGREEMENTTrust Agreement • November 4th, 2004 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Delaware
andRights Agreement • November 6th, 2002 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Colorado
EXHIBIT 4.2 FIRST AMENDMENT TO INDENTURE This First Amendment to Indenture (this "Amendment") is entered into as of December 5, 2001, by and among (i) Matrix Capital Corporation, a Colorado corporation (the "Company") and (ii) U.S. Bank National...Indenture • March 14th, 2002 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents
EXHIBIT 10.38 EMPLOYMENT AGREEMENT ADDENDUMEmployment Agreement • March 26th, 1998 • Matrix Capital Corp /Co/ • Mortgage bankers & loan correspondents
TERM NOTE ---------Term Note • August 4th, 1999 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents
This note is a "Term Note" under the Credit Agreement (as renewed, extended, amended, or restated, the "Credit Agreement") dated as of March 12, 1997, between Borrower, Lender, certain other Lenders, and U.S. Bank National Association, as Agent for Lenders. All of the defined terms in the Credit Agreement have the same meanings when used, unless otherwise defined, in this note.
Exhibit 10.5 REVOLVING NOTE --------------Revolving Note • August 4th, 1999 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents
This note is a "Revolving Note" under the Credit Agreement (as renewed, extended, amended, or restated, the "Credit Agreement") dated as of March 12, 1997, between Borrower, Lender, certain other Lenders, and U.S. Bank National Association, as Agent for Lenders. All of the defined terms in the Credit Agreement have the same meanings when used, unless otherwise defined, in this note.
EXHIBIT 10.34 NINTH AMENDMENT TO AMENDED AND RESTATED LOAN AGREEMENT ----------------------------------- THIS DOCUMENT is entered into as of February 22, 1999, between MATRIX FINANCIAL SERVICES CORPORATION, an Arizona corporation ("Borrower"), the...Loan Agreement • March 26th, 1999 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents
EXHIBIT 10.39 CREDIT AGREEMENTCredit Agreement • March 31st, 1997 • Matrix Capital Corp /Co/ • Mortgage bankers & loan correspondents
betweenJunior Subordinated Indenture • November 4th, 2004 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • New York
EXHIBIT 10.1 FOURTH AMENDMENT TO CREDIT AGREEMENT ------------------------------------ THIS AMENDMENT is entered into as of June 29, 1998, between MATRIX CAPITAL CORPORATION, a Colorado corporation ("BORROWER"), the Lenders described below, and BANK...Credit Agreement • August 13th, 1998 • Matrix Capital Corp /Co/ • Mortgage bankers & loan correspondents
EXHIBIT 10.9 WHEN RECORDED RETURN TO: Sidney N. Mendelsohn, Jr. Mendelsohn, Oseran & Eisner, P.C. 2730 East Broadway, Suite 100 Tucson, Arizona 85716 DEED OF TRUST, SECURITY AGREEMENT, ASSIGNMENT --------------------------------------------- OF LEASES...Deed of Trust • August 4th, 1999 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Arizona
THIRD AMENDMENT TO PURCHASE AND ASSUMPTION AGREEMENTPurchase and Assumption Agreement • September 15th, 2003 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents
