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EXHIBIT 1
JOINT FILING AGREEMENT AMONG FRIEDMAN, BILLINGS, XXXXXX GROUP, INC.,
FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. VOTING TRUST
XXXX X. XXXXXXXX, XXXXXXX X. XXXXXXXX AND W. XXXXXXX XXXXXX
WHEREAS, in accordance with Rule 13d-1(f) under the Securities and
Exchange Act of 1934 (the "Act"), only one joint statement and any amendments
thereto need to be filed whenever one or more persons are required to file such
a statement or any amendments thereto pursuant to Section 13(d) of the Act with
respect to the same securities, provided that said persons agree in writing
that such statement or amendments thereto is filed on behalf of each of them;
NOW, THEREFORE, the parties hereto agree as follows:
FRIEDMAN, BILLINGS, XXXXXX GROUP, INC., FRIEDMAN, BILLINGS, XXXXXX
GROUP, INC. VOTING TRUST, XXXX X. XXXXXXXX, XXXXXXX X. XXXXXXXX AND W. XXXXXXX
XXXXXX hereby agree, in accordance with Rule 13d-1(f) under the Act, to file a
statement on Schedule 13G relating to their ownership of Common Stock of the
Issuer and do hereby further agree that said statement shall be filed on behalf
of each of them.
FRIEDMAN, BILLINGS, XXXXXX GROUP, INC.
Dated: May 1, 1998 By: /s/ XXXXXXX X. XXXXXXXX
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Name: Xxxxxxx X. Xxxxxxxx
Title: Chairman
Dated: May 1, 1998 FRIEDMAN, BILLINGS, XXXXXX GROUP, INC.
VOTING TRUST
By: /s/ XXXX X. XXXXXXXX
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Xxxx X. Xxxxxxxx
Trustee
By: /s/ XXXXXXX X. XXXXXXXX
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Xxxxxxx X. Xxxxxxxx
Trustee
By: /s/ W. XXXXXXX XXXXXX
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W. Xxxxxxx Xxxxxx
Trustee
By: /s/ XXXX X. XXXXXXXX
Dated: May 1, 1998 -----------------------------------
Xxxx X. Xxxxxxxx
By: /s/ XXXXXXX X. XXXXXXXX
Dated: May 1, 1998 -----------------------------------
Xxxxxxx X. Xxxxxxxx
By: /s/ W. XXXXXXX XXXXXX
Dated: May 1, 1998 -----------------------------------
W. Xxxxxxx Xxxxxx