AMENDMENT NO. 4 TO PARTICIPATION AGREEMENT

EX-99.A4

Exhibit 26(h)(ix)

Amendment No. 4 to Participation Agreement Among

Variable Insurance Products Fund II, Fidelity Distributors

Corporation and Transamerica dated May 1, 2004

AMENDMENT NO. 4 TO PARTICIPATION AGREEMENT

Transamerica Financial Life Insurance Company (formerly, AUSA Life Insurance Company, Inc.), Variable Insurance Products Fund, Variable Insurance Products Fund II and Fidelity Distributors Corporation hereby amend the Participation Agreement (“Agreement”) dated April 1, 1991, by doing the following:

Schedule A of the Agreement is hereby deleted in its entirety and replaced with the Amended Schedule A attached hereto.

IN WITNESS WHEREOF, the parties have hereto affixed their respective authorized signatures, intending that this Amendment be effective as of the 1st day of May, 2004.

TRANSAMERICA Financial LIFE INSURANCE COMPANY
By:		/s/ Xxxx X. Xxxxxx
Name:		Xxxx X. Xxxxxx, Esq.
Title:		Vice President

VARIABLE INSURANCE PRODUCTS FUND
By:		/s/ Xxxx Xxxxxx
		Xxxx Xxxxxx
		SVP

VARIABLE INSURANCE PRODUCTS FUND II
By:		/s/ Xxxx Xxxxxx
		Xxxx Xxxxxx
		SVP

FIDELITY DISTRIBUTORS CORPORATION

By:

Don Holborn

Executive Vice President

SCHEDULE A

Separate Accounts and Associated Contracts

Name of Separate Account and Date Established by Board of Directors		Policy form Numbers of Contracts Funded by Separate Account
AUSA Series Life Account (est. October 24, 1994)		Form Number: VL03NY Product: AUSA Financial Freedom Builder
		Form Number VL95NY Product: AUSA Freedom Elite Builder
		Form Number: JLS02NY Product: AUSA Freedom Wealth Protector
Separate Account VA BNY (est. September 27, 1994		Form Number AV343 101 90 396 Product: AUSA Landmark Variable Annuity
AUSA Series Annuity Account (est. March 20, 2001)		Form Number: WL18NY Product: AUSA Freedom Premier
TR-Fidelity VIP II Contrafund® Portfolio (est. July 1, 2001)		Form Number: TA-AP-2001-CONT
Separate Account VA QNY (est. August 13, 1996)		Form Number: AV1024 101 179 1003