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Lincoln Life & Annuity Company of New York - Separate Account M
Individual Life Commission Schedule
Career Producer Contract - Effective January 1, 2000
For Payment of First Year Policy Commissions, Renewal Commissions and Service
Fees
Product Policy Year Target Premium Excess Premium Asset Based
VUL-I: 1 50%* 2.25% n/a
2-10 2.25% n/a n/a
11 or more 2.25% n/a n/a
LVULcv:
Option A 1 50%* 2.25% n/a
2-10 2.25% n/a n/a
11 or more 2.25% n/a n/a
Option B 1 50%* 2.25% n/a
2-4 2.25% n/a n/a
5-20 n/a n/a .25%
21+ n/a n/a .15%
Option C 1 40%* 2.25% n/a
2-4 2.25% n/a n/a
5-20 n/a n/a .50%
21+ n/a n/a .15%
* Additional First Year Commissions are paid at this rate: as a % of target
premium for increase in specified amount. (An increase for this purpose
will include only the portion of the increase in excess of the previous
highest specified amount.)
There will be a prorated chargeback of commissions if there is a lapse or
surrender within the first 12 months, or decrease in coverage within the first
24 months of issue of the policy or of an increase.
