SPIRIT OF AMERICA INVESTMENT FUND, INC.
SPIRIT OF AMERICA INVESTMENT FUND, INC.
000 Xxxxxxx Xxxxxxxx Xxxxxxx, Xxx Xxxx 00000
January 24, 2023
Xxxxx Xxxxxx Associates, Inc.
000 Xxxxxxx Xxxxxxxx
Syosset, New York 11791
To Whom It May Concern,
Reference is made to the Underwriting Agreement (the "Agreement") between Spirit of America Investment Fund, Inc. (the "Company") and Xxxxx Xxxxxx Associates, Inc. ("DLA") dated January 2, 2009.
This letter is to provide notice of the addition of a new series under the Company: Spirit of America Utilities Fund (the "New Fund"). The New Fund is to be considered a Fund under the Agreement and shall be subject to the terms set forth under the Agreement unless otherwise provided herein.
The Company requests that you act in the capacity of distributor and principal underwriter with respect to the New Fund while continuing to act as distributor and principal underwriter with respect to each of Spirit of America Real Estate Income and Growth Fund, Spirit of America Large Cap Value Fund, Spirit of America Municipal Tax Free Bond Fund, Spirit of America Income Fund, Spirit of America Income & Opportunity Fund and Spirit of America Energy Fund.
Please indicate that the foregoing and the attached is in accordance with your understanding and accept these terms, by signing and returning to us the enclosed copy hereof.
Sincerely,
Spirit of America Investment Fund, Inc.
/s/ Xxxxx Xxxxxx
Xxxxx Xxxxxx
President
Xxxxx Xxxxxx Associates, Inc.
Accepted: /s/ Xxxxxx Xxxxxx
Identification of Funds
This Exhibit A, dated as of January 24, 2023, restates Exhibit A to the Underwriting Agreement dated January 2, 2009 between Spirit of America Investment Fund, Inc. and Xxxxx Xxxxxx Associates, Inc.
SPIRIT OF AMERICA INVESTMENT FUND, INC.
Spirit of America Real Estate Income and Growth Fund
Spirit of America Large Cap Value Fund
Spirit of America Municipal Tax Free Bond Fund
Spirit of America Income Fund
Spirit of America Income & Opportunity Fund
Spirit of America Energy Fund
Spirit of America Utilities Fund
