Exhibit 1
Joint Filing Agreement
In accordance with Rule 13d-1(f) promulgated under the Securities
Exchange Act of 1934, as amended, the undersigned hereby agree to the joint
filing with all other Reporting Persons (as such term is defined in the
Schedule 13D referred to below) with respect to the common stock, par value
$0.01 per share, of HMN Financial, Inc., a Delaware corporation, and that
this agreement may be included as an Exhibit to such joint filing. This
Agreement may be executed in any number of counterparts, all of which taken
together shall constitute one and the same instrument.
IN WITNESS WHEREOF, the undersigned hereby execute this Agreement
as of the 7th day of December, 2001.
/s/ Xxxxx X. Xxxxxx
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Xxxxx X. Xxxxxx
/s/ Xxxxxx X. Xxxxxx
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Xxxxxx X. Xxxxxx
/s/ Xxxxxxx X. Xxxxxx
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Xxxxxxx X. Xxxxxx
Texas Financial Bancorporation, Inc.
By: /s/ Xxx X. Xxx
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Name: Xxx X. Xxx
Its: Vice President
