SCHEDULE 1
To Amended and Restated Investment Advisory Agreement
dated April 17, 2000 between The Bear Xxxxxxx Funds and
Bear Xxxxxxx Asset Management Inc.
Annual Fee as a Percentage
Name of Series of Average Daily Net Assets
------------------------------------ ----------------------------
Alpha Growth Portfolio 0.65%
High Yield Total Return Portfolio 0.60%
Income Portfolio 0.45%
International Equity Portfolio 1.00%
Intrinsic Value Portfolio 0.75%
Prime Money Market Portfolio 0.20%
S&P STARS Opportunities Portfolio 0.75%
S&P STARS Portfolio 0.75%
Small Cap Value Portfolio 0.75%
The Insiders Select Fund See Schedule 2
Amended as of May 6, 2002
