Exhibit 10.28 Twelfth Amendment to Data Processing Agreement dated July 1, 1995, by and between ALLTEL Information Services, Inc. (formerly Systematics, Inc. and Systematics Financial Services, Inc.) and Brenton Bank (formerly Brenton Bank Services...

Exhibit 10.28

          Twelfth Amendment to Data Processing Agreement dated July 1, 1995, by
          and between ALLTEL Information Services, Inc. (formerly Systematics,
          Inc. and Systematics Financial Services, Inc.) and Xxxxxxx Bank
          (formerly Xxxxxxx Bank Services Corporation).  This Twelfth Amendment
          to Data Processing Agreement is incorporated by reference from Form
          10-Q of Xxxxxxx Xxxxx, Inc. for the quarter ended September 30, 1995.
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