EXHIBIT A AGREEMENT TO FILE JOINT SCHEDULE 13D/A We agree, in accordance with SEC Rule 13d-1(f)(1)(iii), that the Amendment No. 3 to Schedule 13D, to which this agreement is attached as an exhibit, is filed on behalf of each of us.

                            EXHIBIT A

              AGREEMENT TO FILE JOINT SCHEDULE 13D/A


     We agree, in accordance with SEC Rule 13d-1(f)(1)(iii), that the
Amendment No. 3 to Schedule 13D, to which this agreement is attached as an
exhibit, is filed on behalf of each of us.

January 19, 0000                    Xxxxxx X. Xxxxxxx
(Date)                              (Signature)

January 19, 2000                    Skotdal Quality Investments, L.L.C.
(Date)                              by Xxxxxx X. Xxxxxxx, Manager
                                    (Signature)

January 19, 2000                    Xxxxxx X. Xxxxxxx
(Date)                              (Signature)

January 19, 2000                    Xxxxx X. Xxxxxxx
(Date)                              (Signature)

January 19, 2000                    Skotdal Brothers, L.L.C.
(Date)                              by Xxxxxx X. Xxxxxxx, Manager
                                    (Signature)
                                    by Xxxxx X. Xxxxxxx, Manager
                                    (Signature)



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