EXHIBIT A AGREEMENT TO FILE JOINT SCHEDULE 13D/A We agree, in accordance with SEC Rule 13d-1(f)(1)(iii), that the Amendment No. 3 to Schedule 13D, to which this agreement is attached as an exhibit, is filed on behalf of each of us.Agreement to File Joint Schedule 13d/A • January 20th, 2000 • Skotdal Arthur W • Savings institution, federally chartered
Contract Type FiledJanuary 20th, 2000 Company IndustryWe agree, in accordance with SEC Rule 13d-1(f)(1)(iii), that the Amendment No. 3 to Schedule 13D, to which this agreement is attached as an exhibit, is filed on behalf of each of us.