DUNHAM FUNDS TENTH AMENDMENT TO THE CUSTODY AGREEMENT

XXXXXX FUNDS

TENTH AMENDMENT TO THE CUSTODY AGREEMENT

THIS TENTH AMENDMENT effective as of the last date on the signature block (the “Effective Date”), to the Custody Agreement dated as of March 30, 2010, as amended (the “Agreement”), is entered into by and between XXXXXX FUNDS, a Delaware business trust (the “Trust”), and U.S. BANK, N.A. a national banking association (the "Custodian").

RECITALS

WHEREAS, the parties entered into the Agreement; and

WHEREAS, the parties desire to add a fund, Xxxxxx U.S. Enhanced Market Fund, to Amended Exhibit C; and

WHEREAS, Article XV, Section 15.02 of the Agreement allows for its amendment by a written instrument executed by both parties.

NOW, THEREFORE, the parties agree to the following:

Amended Exhibit C of the Agreement is hereby replaced and superseded in its entirety by Amended Exhibit C attached hereto.

Except to the extent amended hereby, the Agreement shall remain in full force and effect.

IN WITNESS WHEREOF, the parties hereto have caused this Tenth Amendment to be executed by a duly authorized officer on one or more counterparts as of the last date written below.

XXXXXX FUND                                                U.S. BANK, N.A.

By: /s/ Xxxxxx Xxxxxxx__________________            By: /s/ Xxxx Xxxxxx

Name: Xxxxxx Xxxxxxx_________________             Name: Xxxx Xxxxxx_________________

Title: Treasurer_________________                       Title: Senior Vice President__________

Date: 04/03/2023_____________________              Date: 04/03/2023____________________

Amended Exhibit C to the

Custody Agreement – Xxxxxx Funds

Separate Series of the Xxxxxx Funds

Name of Series:

XXXXXX CORPORATE/GOVT BOND FUND

XXXXXX HIGH-YIELD BOND FUND

XXXXXX MONTHLY DISTRIBUTION FUND

XXXXXX LONG SHORT CREDIT FUND

XXXXXX LARGE CAP VALUE FUND

XXXXXX REAL ESTATE STOCK FUND

XXXXXX INTERNATIONAL STOCK FUND

XXXXXX SMALL CAP VALUE FUND

XXXXXX SMALL CAP GROWTH FUND

XXXXXX EMERGING MARKETS STOCK FUND

XXXXXX DYNAMIC MACRO FUND

XXXXXX FOCUSED LARGE CAP GROWTH FUND

XXXXXX INTL OPPORTUNITY BOND FUND

XXXXXX FLOATING RATE BOND FUND

XXXXXX U.S. ENHANCED MARKET FUND