EXHIBIT 10(2)
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FOURTH AMENDMENT TO THE
CITY SAVINGS FINANCIAL CORPORATION
EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST AGREEMENT
Pursuant to rights reserved under Section 9.1 of the City Savings Financial
Corporation Employee Stock Ownership Plan and Trust Agreement (as last restated
effective January 1, 2001) (the "Plan"), City Savings Bank, by action of its
Board of Directors, amends the Plan, effective with respect to distributions of
benefits on or after March 28, 2005, as follows.
Section 6.10 of the Plan shall be amended by changing the mandatory small
benefit cashout threshold from five thousand dollars ($5,000) to one thousand
dollars ($1,000) and applying that threshold to the Participant's entire vested
account balance.
This Fourth Amendment has been executed this 13th day of April, 2005.
CITY SAVINGS BANK
Signature /s/ Xxxxxx X. Xxxxxxx
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Printed Name Xxxxxx X. Xxxxxxx
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Title President and C.E.O.
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