Exhibit (4)(k)
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ENDORSEMENTS
(Only we can endorse this contract.)
This endorsement is attached to and made a part of this contract on the contract
date:
The following paragraphs are added to the provision entitled DEATH OF ANNUITANT
under the heading Before the Annuity Date.
As of the sixth contract anniversary, we will compare the contract fund and
minimum proceeds. Whichever amount is greater will become the minimum proceeds
as of that contract anniversary.
Minimum proceeds after the sixth contract anniversary will increase by invested
purchase payments as they are made; if a withdrawal is made, minimum proceeds
will decrease in the same proportion as the withdrawal decreases the contract
fund.
The Prudential Insurance Company of America,
By Xxxxxxx X. Light
Secretary
