The Prudential Application for an Annuity Contract [ ] The Prudential Insurance Company of America [ ] Pruco Life Insurance Company, a subsidiary of The Prudential Insurance Company of America Corporate Offices, Newark, New JerseyAnnuity Contract • April 27th, 1999 • Prudential Individual Variable Contract Account
Exhibit (4)(j) ================================================================ ================ ENDORSEMENTS (Only we can endorse this contract.) ALTERATION OF TEXT The provision of this contract entitled "Assignment" is replaced at issue by the...Endorsement • April 27th, 1999 • Prudential Individual Variable Contract Account
Assignment We will not be deemed to know of an assignment unless we receive it, or a copy of it, at our Home Office. We are not obliged to see that an assignment is valid or sufficient. If any annuitant is living on the Annuity Date and an assignment is in effect on that date, we have the right to pay the full withdrawal in one sum. This contract may not be assigned to another insurance company or to any employee benefit plan or program without our consent.
PURCHASE AGREEMENT This agreement is made on the 4th day of March, 1983, between The Prudential Insurance Company of America, a New Jersey corporation ("Prudential"), on its own behalf and on behalf of The Prudential Individual Contract Account The...Purchase Agreement • April 27th, 1999 • Prudential Individual Variable Contract Account
Exhibit (4)(d) ---------------------------------=============================== ================ Prudential LIMITATION PROVISIONS ___ The Prudential Insurance Company of America ___ Pruco Life Insurance Company ===========================...Insurance Contract Amendment • April 27th, 1999 • Prudential Individual Variable Contract Account
Annuitant Contract No.Waiver of Withdrawal Charges • April 27th, 1999 • Prudential Individual Variable Contract Account
The Prudential Insurance Company of America =================================== =============================================================================== ================== 1. Proposed Annuitant (Owner, unless otherwise indicated in #3) Sex Date...Annuity Contract • April 27th, 1999 • Prudential Individual Variable Contract Account
Exhibit (4)(b) ================================================================ ================ ENDORSEMENTS (Only we can endorse this contract.) ALTERATION OF TEXT The provision of this policy entitled "Ownership and Control" is replaced at issue by...Endorsement • April 27th, 1999 • Prudential Individual Variable Contract Account
Unless we endorse this contract to say otherwise, while the Annuitant is living and less than 21 years of age the owner of the contract is the applicant for it. But if the applicant is not living the owner, except as we state below, is the beneficiary(ies) who at the time would be entitled to any proceeds arising from the Annuitant's death. If there is no such beneficiary at the time, the owner is the Annuitant. A beneficiary named by the Annuitant will not replace the Annuitant as owner.
Exhibit (4)(k) ================================================================ ================ ENDORSEMENTS (Only we can endorse this contract.) This endorsement is attached to and made a part of this contract on the contract date: The following...Endorsement • April 27th, 1999 • Prudential Individual Variable Contract Account
The following paragraphs are added to the provision entitled DEATH OF ANNUITANT under the heading Before the Annuity Date.
Exhibit (4)(f) LIMITATION PROVISIONS The contract is amended at issue to include these provisions. They apply even though the contract may state otherwise: NON-FORFEITABLE AND NON-TRANSFERABLE 1. Co-Annuitant and/or co- owners are not permitted under...Limitation Provisions • April 27th, 1999 • Prudential Individual Variable Contract Account
