Principal Underwriting and Distribution Services Agreement
Exhibit (e)(4)
Principal Underwriting and Distribution Services Agreement
Between College Retirement Equities Fund
and
TIAA-CREF Individual & Institutional Services, LLC
SCHEDULE B
2023 Reimbursement Rates
For the period May 1, 2023 through April 30, 2024
For the services rendered and expenses incurred in connection with the Distribution Services, as provided in the Agreement, the annual expense deduction amounts for each Class of each CREF Account (as a percentage of average net assets) will be as follows:
| Stock Account: | Class R1: 0.065% Class R2: 0.030% Class R3: 0.020% Class R4: 0.005% |
| Global Equities Account: | Class R1: 0.065% Class R2: 0.030% Class R3: 0.020% Class R4: 0.005% |
| Growth Account: | Class R1: 0.065% Class R2: 0.030% Class R3: 0.020% Class R4: 0.005% |
| Equity Index Account: | Class R1: 0.065% Class R2: 0.030% Class R3: 0.020% Class R4: 0.005% |
| Core Bond Account: | Class R1: 0.065% Class R2: 0.030% Class R3: 0.020% Class R4: 0.005% |
| Inflation-Linked Bond Account: | Class R1: 0.065% Class R2: 0.030% Class R3: 0.020% Class R4: 0.005% |
| Social Choice Account: | Class R1: 0.065% |
| Class R2: 0.030% Class R3: 0.020% Class R4: 0.005% | |
| Money Market Account: | Class R1: 0.065% Class R2: 0.030% Class R3: 0.020% Class R4: 0.005% |
Date: Effective May 1, 2023 in accordance with prior approval by the CREF Board on March 10, 2023.
| COLLEGE RETIREMENT EQUITIES FUND | ||
| By: | /s/ X. Xxxxx Xxxxxxxxx | |
| Title: Principal Financial Officer, Principal Accounting Officer and Treasurer | ||
| TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC | ||
| By: | /s/ Xxxxx Xxxxxx | |
| Title: Chief Financial Officer | ||
