Telephone: [800-842-2733]College Retirement Equities Fund • April 27th, 2023
This is a contract between the Contractholder, [XYZ Trust Company], as Trustee of the [Retirement Choice Plus Annuity Trust] (“Trust”), and us, College Retirement Equities Fund (CREF). This page refers briefly to some of the features of this contract. The next pages set forth in detail the rights and obligations of CREF, the employer, employer plan and the Contractholder under the contract. PLEASE READ THIS CONTRACT. IT IS IMPORTANT.
Telephone: [800-842-2733]College Retirement Equities Fund • April 27th, 2023
This is a contract between the Contractholder, [XYZ Trust Company], as Trustee of the [Retirement Choice Annuity Trust] (“Trust”), and us, College Retirement Equities Fund (CREF). This page refers briefly to some of the features of this contract. The next pages set forth in detail the rights and obligations of CREF, the employer, employer plan and the Contractholder under the contract. PLEASE READ THIS CONTRACT. IT IS IMPORTANT.
Principal Underwriting and Distribution Services AgreementCollege Retirement Equities Fund • April 27th, 2023
For the services rendered and expenses incurred in connection with the Distribution Services, as provided in the Agreement, the annual expense deduction amounts for each Class of each CREF Account (as a percentage of average net assets) will be as follows:
Administrative Services AgreementAdministrative Services Agreement • April 27th, 2023 • College Retirement Equities Fund
For the services rendered and expenses incurred in connection with the Administrative Services, as provided in the Agreement, the annual expense deduction amounts for each Class of each CREF Account (as a percentage of average net assets) will be as follows:
