SALE AND SERVICING AGREEMENT among GM FINANCIAL CONSUMER AUTOMOBILE RECEIVABLES TRUST 2019-3, Issuer, AFS SENSUB CORP., Seller, GM FINANCIAL, Servicer, and WELLS FARGO BANK, N.A., Trust Collateral Agent Dated as of July 24, 2019

Exhibit 4.3

SALE AND SERVICING

AGREEMENT

among

GM FINANCIAL CONSUMER AUTOMOBILE RECEIVABLES TRUST 2019-3,

Issuer,

AFS SENSUB CORP.,

Seller,

GM FINANCIAL,

Servicer,

and

XXXXX FARGO BANK, N.A.,

Trust Collateral Agent

Dated as of July 24, 2019

TABLE OF CONTENTS


			Page

ARTICLE I Definitions			1

	SECTION 1.1.	Definitions	1
	SECTION 1.2.	Other Definitional Provisions	19

ARTICLE II Conveyance of Receivables			20

	SECTION 2.1.	Conveyance of Receivables	20
	SECTION 2.2.	[Reserved]	21
	SECTION 2.3.	Further Encumbrance of Trust Property	21
	SECTION 2.4.	Intention of the Parties	21

ARTICLE III The Receivables			22

	SECTION 3.1.	Representations and Warranties of Seller	22
	SECTION 3.2.	Repurchase upon Breach	23
	SECTION 3.3.	Custody of Receivable Files	24
	SECTION 3.4.	Maintenance and Safekeeping of the Receivable Files	26
	SECTION 3.5.	Location of Receivable Files	26
	SECTION 3.6.	Access to Records	26
	SECTION 3.7.	Advice of Counsel	27
	SECTION 3.8.	Administration; Reports	27
	SECTION 3.9.	Instructions; Authority to Act	27
	SECTION 3.10.	Custodian Fee	27
	SECTION 3.11.	Indemnification by the Custodian	27
	SECTION 3.12.	Effective Period and Termination of Custodian	27
	SECTION 3.13.	Dispute Resolution	28

ARTICLE IV Administration and Servicing of Receivables			30

	SECTION 4.1.	Duties of the Servicer	30
	SECTION 4.2.	Collection of Receivable Payments; Modifications of Receivables	32
	SECTION 4.3.	Realization upon Receivables	33
	SECTION 4.4.	Insurance	35
	SECTION 4.5.	Maintenance of Security Interests in Vehicles	36
	SECTION 4.6.	Covenants, Representations, and Warranties of Servicer	37
	SECTION 4.7.	Purchase of Receivables Upon Breach of Covenant	37
	SECTION 4.8.	Total Servicing Fee; Payment of Certain Expenses by Servicer	38
	SECTION 4.9.	Servicer’s Certificate and Asset-Level Information	38
	SECTION 4.10.	Annual Statement as to Compliance, Notice of Servicer Termination Event	39
	SECTION 4.11.	Annual Independent Public Accountants’ Reports	40
	SECTION 4.12.	Access to Certain Documentation and Information Regarding Receivables	41



ARTICLE V Trust Accounts; Distributions; Statements to Noteholders			41

	SECTION 5.1.	Establishment of Trust Accounts	41
	SECTION 5.2.	[Reserved]	43
	SECTION 5.3.	Certain Reimbursements to the Servicer	44
	SECTION 5.4.	Application of Collections	44
	SECTION 5.5.	[Reserved]	44
	SECTION 5.6.	Additional Deposits	44
	SECTION 5.7.	Distributions	44
	SECTION 5.8.	Reserve Account	48
	SECTION 5.9.	Statements to Noteholders	49
	SECTION 5.10.	Determination of LIBOR	50

ARTICLE VI [Reserved]			51

ARTICLE VII The Seller			51

	SECTION 7.1.	Representations of Seller	51
	SECTION 7.2.	Corporate Existence	53
	SECTION 7.3.	Liability of Seller; Indemnities	53
	SECTION 7.4.	Merger or Consolidation of, or Assumption of the Obligations of, Seller	54
	SECTION 7.5.	Limitation on Liability of Servicer, Seller and Others	55
	SECTION 7.6.	Ownership of the Certificates or Notes	55

ARTICLE VIII The Servicer			55

	SECTION 8.1.	Representations of Servicer	55
	SECTION 8.2.	Liability of Servicer; Indemnities	57
	SECTION 8.3.	Merger or Consolidation of, or Assumption of the Obligations of the Servicer	58
	SECTION 8.4.	Limitation on Liability of Servicer and Others	59
	SECTION 8.5.	Delegation of Duties	59
	SECTION 8.6.	Servicer Not to Resign	59

ARTICLE IX Default			60

	SECTION 9.1.	Servicer Termination Event	60
	SECTION 9.2.	Consequences of a Servicer Termination Event	60
	SECTION 9.3.	Appointment of Successor	61
	SECTION 9.4.	Notification to Noteholders	62
	SECTION 9.5.	Waiver of Past Defaults	62

ARTICLE X Termination			62

	SECTION 10.1.	Optional Purchase of All Receivables	62

ARTICLE XI Administrative Duties of the Servicer			63

	SECTION 11.1.	Administrative Duties	63
	SECTION 11.2.	Records	65


	SECTION 11.3.	Additional Information to be Furnished to the Issuer	65
	SECTION 11.4.	Review Reports	65

ARTICLE XII Miscellaneous Provisions			65

	SECTION 12.1.	Amendment	65
	SECTION 12.2.	Protection of Title to Trust	66
	SECTION 12.3.	Notices	68
	SECTION 12.4.	Assignment	69
	SECTION 12.5.	Limitations on Rights of Others	69
	SECTION 12.6.	Severability	69
	SECTION 12.7.	Separate Counterparts	69
	SECTION 12.8.	Headings	69
	SECTION 12.9.	Governing Law	69
	SECTION 12.10.	Assignment to Trust Collateral Agent	70
	SECTION 12.11.	Nonpetition Covenants	70
	SECTION 12.12.	Limitation of Liability of Owner Trustee and Trust Collateral Agent	70
	SECTION 12.13.	Trust Collateral Agent to Report Repurchase Demands due to Breaches of Representations and Warranties	71
	SECTION 12.14.	Independence of the Servicer	71
	SECTION 12.15.	No Joint Venture	72
	SECTION 12.16.	State Business Licenses	72
	SECTION 12.17.	Regulation RR Risk Retention	72
	SECTION 12.18.	Submission to Jurisdiction; Waiver of Jury Trial	72

SCHEDULES

Schedule A

Schedule of Receivables

Schedule B-1

Representations and Warranties of the Seller and the Servicer Regarding the Receivables

Schedule B-2

Representations and Warranties of the Seller and the Servicer Regarding the Pool of Receivables

EXHIBITS

Exhibit A

Form of Servicer’s Certificate

iii

SALE AND SERVICING AGREEMENT, dated as of July 24, 2019, among GM FINANCIAL CONSUMER AUTOMOBILE RECEIVABLES TRUST 2019-3, a Delaware statutory trust (the “Issuer”), AFS SENSUB CORP., a Nevada corporation (the “Seller”), AMERICREDIT FINANCIAL SERVICES, INC. d/b/a GM Financial, a Delaware corporation (the “Servicer”), and XXXXX FARGO BANK, N.A., a national banking association, in its capacity as Trust Collateral Agent.

WHEREAS the Issuer desires to purchase a portfolio of receivables arising in connection with motor vehicle retail installment sale contracts made by GM Financial or an Originating Affiliate or acquired by GM Financial or an Originating Affiliate through motor vehicle dealers;

WHEREAS the Seller has purchased such receivables from GM Financial and is willing to sell such receivables to the Issuer;

WHEREAS the Servicer is willing to service all such receivables;

NOW, THEREFORE, in consideration of the premises and the mutual covenants herein contained, the parties hereto agree as follows:

ARTICLE I

Definitions

SECTION 1.1. Definitions. Whenever used in this Agreement, the following words and phrases shall have the following meanings:

“Adjusted Pool Balance” means, (i) for any Distribution Date, the Pool Balance as of the end of the previous Collection Period (and, for the first Distribution Date, as of the Cutoff Date) less the Yield Supplement Overcollateralization Amount with respect to such Distribution Date and (ii) with regard to the Cutoff Date, the Pool Balance as of the Cutoff Date less the Yield Supplement Overcollateralization Amount as of the Cutoff Date.

“Accounting Date” means, with respect to any Collection Period the last day of such Collection Period.

“Accountants’ Report” means the report of a firm of nationally recognized Independent Accountants described in Section 4.11.

“ADR Organization” means The American Arbitration Association or, if The American Arbitration Association no longer exists or if its ADR Rules would no longer permit mediation or arbitration, as applicable, of the dispute, another nationally recognized mediation or arbitration organization selected by GM Financial.

“ADR Rules” means the relevant rules of the ADR Organization for mediation (including non-binding arbitration) or binding arbitration, as applicable, of commercial disputes in effect at the time of the mediation or arbitration.

“Affiliate” means, with respect to any specified Person, any other Person controlling or controlled by or under common control with such specified Person. For the purposes of this definition, “control” when used with respect to any Person means the power to direct the management and policies of such Person, directly or indirectly, whether through the ownership of voting securities, by contract or otherwise; and the terms “controlling” and “controlled” have meanings correlative to the foregoing.

“Aggregate Principal Balance” means, with respect to any date of determination, the sum of the Principal Balances for all Receivables (other than (i) any Receivable that became a Liquidated Receivable prior to the end of the related Collection Period and (ii) any Receivable that became a Purchased Receivable prior to the end of the related Collection Period) as of the date of determination.

“Agreement” means this Sale and Servicing Agreement, as the same may be amended and supplemented from time to time.

“Amount Financed” means, with respect to a Receivable, the aggregate amount advanced under such Receivable toward the purchase price of the Financed Vehicle and any related costs, including amounts advanced in respect of accessories, insurance premiums, service contracts, car club and warranty contracts, other items customarily financed as part of motor vehicle retail installment sale contracts or promissory notes, and related costs.

“Annual Percentage Rate” or “APR” of a Receivable means the annual percentage rate of finance charges or service charges, as stated in the related Contract.

“Asset Representations Review Agreement” means the Asset Representations Review Agreement, dated as of July 24, 2019, by and among the Issuer, the Servicer and the Asset Representations Reviewer.

“Asset Representations Reviewer” means Xxxxxxx Fixed Income Services LLC, a Delaware limited liability company.

“Asset Review” means, for any Asset Review Notice, the performance by the Asset Representations Reviewer of each Asset Test stated in Schedule A to the Asset Representations Review Agreement for each Asset Review Receivable.

“Asset Review Notice” means the notice from the Trustee to the Asset Representations Reviewer and the Servicer directing the Asset Representations Reviewer to perform an Asset Review under Section 3.4 of the Asset Representations Review Agreement.

“Asset Review Receivable” means, for any Asset Review, each Receivable that is not a Liquidated Receivable and with respect to which the related Obligor failed to make at least 90% of the related Scheduled Receivables Payment by the date on which it was due and, as of the last day of the Collection Period prior to the date the related Asset Review Notice was delivered, remained unpaid for 60 days or more from the original payment due date.

“Asset Test” means, for an Asset Review, each Test, as defined in the Asset Representations Review Agreement, in Schedule A to the Asset Representations Review

Agreement to be performed by the Asset Representations Reviewer on the related Asset Review Receivables.

“Available Funds” means, with respect to any Distribution Date, the sum of (without duplication) (i) the Collected Funds for the related Collection Period, plus (ii) all Purchase Amounts deposited in the Trust Accounts during the related Collection Period, plus (iii) Investment Earnings with respect to the Trust Accounts for the related Collection Period, plus (iv) following the acceleration of the Notes pursuant to Section 5.2 of the Indenture, the amount of money or property collected pursuant to Section 5.3 of the Indenture since the preceding Distribution Date by the Trust Collateral Agent for distribution pursuant to Section 5.6 and Section 5.8 of the Indenture, plus (v) the proceeds of any purchase or sale of the assets of the Trust described in Section 10.1 plus (vi) amounts, if any, released from the Reserve Account pursuant to Section 5.8(c) on such Distribution Date.

“Base Servicing Fee” means, with respect to any Collection Period, the fee payable to the Servicer for services rendered during such Collection Period, which shall be equal to the product of (i) the Servicing Fee Rate times (ii) the Aggregate Principal Balance of the Receivables as of the opening of business on the first day of such Collection Period (or, in the case of the first Distribution Date, June 6, 2019) times (iii) one-twelfth (or, in the case of the first Distribution Date, a fraction equal to (x) the number of days from and including June 6, 2019 through and including July 31, 2019, divided by (y) 360).

“Basic Documents” means this Agreement, the Certificate of Trust, the Trust Agreement, the Purchase Agreement, the Indenture, the Asset Representations Review Agreement, the Underwriting Agreement and other documents and certificates delivered in connection therewith.

“Business Day” means any day other than a Saturday, a Sunday, a legal holiday or other day on which commercial banking institutions located in Wilmington, Delaware, Fort Worth, Texas, Minneapolis, Minnesota, or New York, New York or any other location of any successor Servicer, successor Owner Trustee or successor Trust Collateral Agent are authorized or obligated by law, executive order or governmental decree to be closed.

“Certificate” means the trust certificate evidencing the beneficial interest of the Certificateholder in the Trust.

“Certificate Distribution Account” has the meaning assigned to such term in the Trust Agreement.

“Certificateholder” means the Person in whose name the Certificate is registered.

“Class” means the Class A-1 Notes, the Class A-2 Notes, the Class A-3 Notes, the Class A-4 Notes, the Class B Notes, the Class C Notes and/or the Class D Notes, as the context requires.

“Class A Notes” means the Class A-1 Notes, the Class A-2 Notes, the Class A-3 Notes and the Class A-4 Notes.

“Class A-1 Notes” has the meaning assigned to such term in the Indenture.

“Class A-2 Notes” has the meaning assigned to such term in the Indenture.

“Class A-2-A Notes” has the meaning assigned to such term in the Indenture.

“Class A-2-B Notes” has the meaning assigned to such term in the Indenture.

“Class A-3 Notes” has the meaning assigned to such term in the Indenture.

“Class A-4 Notes” has the meaning assigned to such term in the Indenture.

“Class B Notes” has the meaning assigned to such term in the Indenture.

“Class C Notes” has the meaning assigned to such term in the Indenture.

“Class D Notes” has the meaning assigned to such term in the Indenture.

“Closing Date” means July 24, 2019.

“Collateral Insurance” shall have the meaning set forth in Section 4.4(a).

“Collected Funds” means, with respect to any Collection Period, the amount of funds in the Collection Account representing collections on the Receivables during such Collection Period, including all Net Liquidation Proceeds collected during such Collection Period (but excluding any Purchase Amounts).

“Collection Account” means the account designated as such, established and maintained pursuant to Section 5.1(a)(i).

“Collection Period” means, with respect to the first Distribution Date, the period beginning as of the close of business on June 5, 2019 and ending as of the close of business on July 31, 2019. With respect to each subsequent Distribution Date, “Collection Period” means the period beginning as of the close of business on the last day of the second preceding calendar month and ending as of the close of business on the last day of the immediately preceding calendar month. Any amount stated “as of the close of business” shall give effect to the following calculations as determined as of the end of the day on such day: (i) all applications of collections and (ii) all distributions.

“Collection Records” means all manually prepared or computer generated records relating to collection efforts or payment histories with respect to the Receivables.

“Commission” means the United States Securities and Exchange Commission.

“Computer Tape” means the computer tapes or other electronic media furnished by the Servicer to the Issuer and its assigns describing certain characteristics of the Receivables as of the Cutoff Date.

“Contract” means a motor vehicle retail installment sale contract or promissory note.

“Controlling Class” means, (i) the Class A Notes so long as any class of the Class A Notes are outstanding, (ii) if no class of Class A Notes is outstanding, the Class B Notes, (iii) if no Class A Notes or Class B Notes are outstanding, the Class C Notes, or (iv) if no Class A Notes, Class B Notes or Class C Notes are outstanding, the Class D Notes.

“Controlling Party” means the Trust Collateral Agent, for the benefit of the Noteholders.

“Corporate Trust Office” means (i) with respect to the Owner Trustee, the principal corporate trust office of the Owner Trustee, which at the time of execution of this agreement is Xxxxxx Square North, 0000 Xxxxx Xxxxxx Xxxxxx, Xxxxxxxxxx, Xxxxxxxx 00000-0000, Attention: Corporate Trust Administration and (ii) with respect to the Trustee and the Trust Collateral Agent, the principal office thereof at which at any particular time its corporate trust business shall be administered, which at the time of execution of this agreement is 000 X. 0xx Xxxxxx, MAC N9300–061, Xxxxxxxxxxx, Xxxxxxxxx 00000, Attention: Corporate Trust Services – Asset-Backed Administration.

“Cram Down Loss” means, with respect to a Receivable that has not become a Liquidated Receivable, if the Servicer expects the Principal Balance or effective rate of interest on the automobile loan contract to be reduced by a court of appropriate jurisdiction in a proceeding related to an Insolvency Event, the Servicer’s estimate of the reduction in the Principal Balance that will be so ordered by the court.

“Credit Risk Retention Rules” shall have the meaning set forth in Section 4.9(a).

“Custodian” means GM Financial and any other Person named from time to time as custodian hereunder acting as agent for the Trust Collateral Agent, which Person must be acceptable to the Controlling Party (the Custodian as of the Closing Date is acceptable to the Controlling Party).

“Cutoff Date” means June 5, 2019.

“DBRS” means DBRS, Inc. or its successor.

“Dealer” means a dealer who sold a Financed Vehicle and who originated and assigned the respective Receivable to GM Financial or an Originating Affiliate under a Dealer Agreement or pursuant to a Dealer Assignment.

“Dealer Agreement” means any agreement between a Dealer and GM Financial or an Originating Affiliate relating to the acquisition of Receivables from a Dealer by GM Financial or an Originating Affiliate.

“Dealer Assignment” means, with respect to a Receivable, the executed assignment executed by a Dealer conveying such Receivable to GM Financial or an Originating Affiliate.

“Delinquency Rate” means, for any Collection Period, (i) the aggregate Principal Balance of all Delinquent Receivables as of the end of such Collection Period divided by (ii) the Pool Balance as of the end of such Collection Period.

“Delinquency Trigger” means, that (i) as of the end of any of the first through twelfth Collection Periods, the Delinquency Rate exceeds 1.10%, (ii) as of the end of any of the thirteenth through twenty-fourth Collection Periods, the Delinquency Rate exceeds 1.80%, (iii) as of the end of any of the twenty-fifth through thirty-sixth Collection Periods, the Delinquency Rate exceeds 2.80% or (iv) as of the end of any subsequent Collection Period, the Delinquency Rate exceeds 4.90%.

“Delinquent Receivable” means any Receivable that is not a Liquidated Receivable and which the related Obligor fails to make at least 90% of the related Scheduled Receivables Payment by the date on which it is due and remains unpaid for more than sixty (60) days from the original payment due date.

“Delivery” when used with respect to Trust Account Property means:

(a) with respect to bankers’ acceptances, commercial paper, negotiable certificates of deposit and other obligations that constitute “instruments” within the meaning of Section 9-102(a)(47) of the UCC and are susceptible of physical delivery, transfer thereof to the Trust Collateral Agent by physical delivery to the Trust Collateral Agent endorsed to, or registered in the name of, the Trust Collateral Agent or endorsed in blank, and, with respect to a certificated security (as defined in Section 8-102(a)(4) of the UCC), transfer thereof (i) by delivery thereof to the Trust Collateral Agent of such certificated security endorsed to, or registered in the name of, the Trust Collateral Agent or (ii) by delivery thereof to a “clearing corporation” (as defined in Section 8-102(a)(5) of the UCC) and the making by such clearing corporation of appropriate entries on its books reducing the appropriate securities account of the transferor and increasing the appropriate securities account of the Trust Collateral Agent by the amount of such certificated security and the identification by the clearing corporation of the certificated securities for the sole and exclusive account of the Trust Collateral Agent (all of the foregoing, “Physical Property”), and, in any event, any such Physical Property in registered form shall be in the name of the Trust Collateral Agent or its nominee; and such additional or alternative procedures as may hereafter become appropriate to effect the complete transfer of ownership of any such Trust Account Property to the Trust Collateral Agent or its nominee or custodian, consistent with changes in applicable law or regulations or the interpretation thereof;

(b) with respect to any security issued by the U.S. Treasury, the Federal Home Loan Mortgage Corporation or by the Federal National Mortgage Association that is a book-entry security held through the Federal Reserve System pursuant to federal book-entry regulations, the following procedures, all in accordance with applicable law, including applicable Federal regulations and Articles 8 and 9 of the UCC: book-entry registration of such Trust Account Property to an appropriate book-entry account maintained with a Federal Reserve Bank by a securities intermediary that is also a “depository” pursuant to applicable federal regulations; the making by such securities intermediary of entries in its books and records crediting such Trust Account Property to the Trust Collateral Agent’s securities account at the securities intermediary and identifying such book-entry security held through the Federal Reserve System pursuant to federal book-entry regulations as belonging to the Trust Collateral Agent; and such additional or alternative procedures as may hereafter become appropriate to effect complete transfer of ownership of any such Trust Account Property to the Trust Collateral Agent, consistent with changes in applicable law or regulations or the interpretation thereof;

(c) with respect to any item of Trust Account Property that is an uncertificated security under Article 8 of the UCC and that is not governed by clause (b) above, registration on the books and records of the issuer thereof in the name of the Trust Collateral Agent or its nominee or custodian who either (i) becomes the registered owner on behalf of the Trust Collateral Agent or (ii) having previously become the registered owner, acknowledges that it holds for the Trust Collateral Agent; and

(d) with respect to any item of Trust Account Property that is a financial asset under Article 8 of the UCC and that is not governed by clause (b) above, causing the securities intermediary to indicate on its books and records that such financial asset has been credited to a securities account of the Trust Collateral Agent.

“Depositor” means the Seller.

“Determination Date” means, with respect to any Collection Period, the second Business Day prior to the related Distribution Date.

“Distribution Date” means, with respect to each Collection Period, the sixteenth day of the following calendar month, or, if such day is not a Business Day, the immediately following Business Day, commencing August 16, 2019. If GM Financial is no longer acting as Servicer, the distribution date may be a different day of the month.

“Electronic Chattel Paper Sub-Custodian” means DealerTrack, Inc., RouteOne LLC or another econtracting facilitator engaged by the Servicer.

“Electronic Ledger” means the electronic master record of the retail installment sale contracts or installment loans of the Servicer.

“Eligible Deposit Account” means a segregated trust account with the corporate trust department of a depository institution organized under the laws of the United States of America or any one of the states thereof or the District of Columbia (or any domestic branch of a foreign bank), having corporate trust powers and acting as trustee for funds deposited in such account, so long as (i) such depository institution shall have a credit rating acceptable to the Rating Agency and (ii) such depository institutions’ deposits are insured by the FDIC.

“Eligible Investments” mean book-entry securities, negotiable instruments or securities represented by instruments in bearer or registered form which evidence:

(a) direct obligations of, and obligations fully guaranteed as to timely payment by, the United States of America;

(b) demand deposits, time deposits or certificates of deposit of any depository institution or trust company incorporated under the laws of the United States of America or any state thereof or the District of Columbia (or any domestic branch of a foreign bank) and subject to supervision and examination by federal or state banking or depository institution authorities (including depository receipts issued by any such institution or trust company as custodian with respect to any obligation referred to in clause (a) above or portion of such obligation for the benefit of the holders of such depository receipts); provided, however, that at the time of the investment

or contractual commitment to invest therein (which shall be deemed to be made again each time funds are reinvested following each Distribution Date), the commercial paper or other short-term senior unsecured debt obligations (other than such obligations the rating of which is based on the credit of a Person other than such depository institution or trust company) of such depository institution or trust company shall have a credit rating from Standard & Poor’s of A-1+, from Xxxxx’x of Prime-1, to the extent rated by DBRS or Fitch, from DBRS of R-1 (middle) and from Fitch of F1+;

(c) commercial paper and demand notes investing solely in commercial paper having, at the time of the investment or contractual commitment to invest therein, a rating from Standard & Poor’s of A-1+, from Xxxxx’x of Prime-1, to the extent rated by DBRS or Fitch, from DBRS of R-1 (middle) and from Fitch of F1+;

(d) investments in money market funds (including funds for which the Trust Collateral Agent or the Trustee in each of their individual capacities or any of their respective Affiliates is investment manager, controlling party or advisor) having a rating from Standard & Poor’s of AAA-m or AAAm-G and from Xxxxx’x of Aaa;

(e) bankers’ acceptances issued by any depository institution or trust company referred to in clause (b) above;

(f) repurchase obligations with respect to any security that is a direct obligation of, or fully guaranteed by, the United States of America or any agency or instrumentality thereof the obligations of which are backed by the full faith and credit of the United States of America, in either case entered into with a depository institution or trust company (acting as principal) referred to in clause (b) above;

(g) any other investment which would satisfy the Rating Agency Condition and is consistent with the ratings of the Securities or any other investment that by its terms converts to cash within a finite period, if the Rating Agency Condition is satisfied with respect thereto; and

(h) cash denominated in United States dollars.

Any of the foregoing Eligible Investments may be purchased by or through the Trust Collateral Agent, the Trustee or any of their respective Affiliates.

“Exchange Act” means the Securities Exchange Act of 1934, as amended.

“FDIC” means the Federal Deposit Insurance Corporation.

“Final Scheduled Distribution Date” means with respect to (i) the Class A-1 Notes, the July 16, 2020 Distribution Date, (ii) the Class A-2 Notes, the August 16, 2022 Distribution Date, (iii) the Class A-3 Notes, the April 16, 2024 Distribution Date, (iv) the Class A-4 Notes, the November 18, 2024 Distribution Date, (v) the Class B Notes, the December 16, 2024 Distribution Date, (vi) the Class C Notes, the January 16, 2025 Distribution Date and (vii) the Class D Notes, the December 16, 2025 Distribution Date.

“Financed Vehicle” means an automobile or light-duty truck or utility vehicle, together with all accessions thereto, securing an Obligor’s indebtedness under the respective Receivable.

“First Priority Principal Distribution Amount” means, with respect to any Distribution Date, an amount equal to the excess, if any, of (a) the aggregate outstanding principal amount of the Class A Notes as of such Distribution Date (before giving effect to any principal payments made on the Class A Notes on such Distribution Date), over (b) the Adjusted Pool Balance for such Distribution Date; provided, however, that (i) the First Priority Principal Distribution Amount on the Final Scheduled Distribution Date of the Class A-1 Notes shall not be less than the amount that is necessary to reduce the outstanding principal amount of the Class A-1 Notes to zero; (ii) the First Priority Principal Distribution Amount on the Final Scheduled Distribution Date of the Class A-2 Notes shall not be less than the amount that is necessary to reduce the aggregate outstanding principal amount of the Class A-2 Notes to zero; (iii) the First Priority Principal Distribution Amount on the Final Scheduled Distribution Date of the Class A-3 Notes shall not be less than the amount that is necessary to reduce the outstanding principal amount of the Class A-3 Notes to zero; and (iv) the First Priority Principal Distribution Amount on the Final Scheduled Distribution Date of the Class A-4 Notes shall not be less than the amount that is necessary to reduce the outstanding principal amount of the Class A-4 Notes to zero.

“Fitch” means Fitch Ratings, Inc. or its successor.

“Force-Placed Insurance” shall have the meaning set forth in Section 4.4.

“Fourth Priority Principal Distribution Amount” means, with respect to any Distribution Date, an amount equal to (a) the excess, if any, of (i) the aggregate outstanding principal amount of the Class A Notes, Class B Notes, Class C Notes and Class D Notes as of such Distribution Date (before giving effect to any principal payments made on the Class A Notes, Class B Notes, Class C Notes and Class D Notes on such Distribution Date), over (ii) the Adjusted Pool Balance for such Distribution Date minus (b) the First Priority Principal Distribution Amount, Second Priority Principal Distribution Amount and Third Priority Principal Distribution Amount for such Distribution Date; provided, however, that the Fourth Priority Principal Distribution Amount on the Final Scheduled Distribution Date of the Class D Notes shall not be less than the amount that is necessary to reduce the outstanding principal amount of the Class D Notes to zero.

“General Motors Financial Company, Inc.” means General Motors Financial Company, Inc.

“GM Financial” means AmeriCredit Financial Services, Inc. d/b/a GM Financial

“Indenture” means the Indenture, dated as of July 24, 2019, between the Issuer Xxxxx Fargo Bank, N.A., as Trust Collateral Agent and Trustee, as the same may be amended and supplemented from time to time.

“Independent Accountants” shall have the meaning set forth in Section 4.11(a).

“Insolvency Event” means, with respect to a specified Person, (a) the filing of a petition against such Person or the entry of a decree or order for relief by a court having jurisdiction in the premises in respect of such Person or any substantial part of its property in an involuntary case

under any applicable federal or state bankruptcy, insolvency or other similar law now or hereafter in effect, or appointing a receiver, liquidator, assignee, custodian, trustee, sequestrator or similar official for such Person or for any substantial part of its property, or ordering the winding-up or liquidation of such Person’s affairs, and such petition, decree or order shall remain unstayed and in effect for a period of 60 consecutive days; or (b) the commencement by such Person of a voluntary case under any applicable federal or state bankruptcy, insolvency or other similar law now or hereafter in effect, or the consent by such Person to the entry of an order for relief in an involuntary case under any such law, or the consent by such Person to the appointment of or taking possession by a receiver, liquidator, assignee, custodian, trustee, sequestrator, or similar official for such Person or for any substantial part of its property, or the making by such Person of any general assignment for the benefit of creditors, or the failure by such Person generally to pay its debts as such debts become due, or the taking of action by such Person in furtherance of any of the foregoing.

“Insurance Add-On Amount” means the premium charged to the Obligor in the event that the Servicer obtains Force-Placed Insurance pursuant to Section 4.4.

“Insurance Policy” means, with respect to a Receivable, any insurance policy (including the insurance policies described in Section 4.4) benefiting the holder of the Receivable providing loss or physical damage, credit life, credit disability, theft, mechanical breakdown or similar coverage with respect to the Financed Vehicle or the Obligor.

“Interest Period” means, with respect to any Distribution Date, the period from and including the most recent Distribution Date on which interest has been paid (or in the case of the first Distribution Date, from and including the Closing Date) to, but excluding, the following Distribution Date.

“Interest Rate” means, with respect to:

(a) the Class A-1 Notes, 2.27017% per annum (computed on the basis of a 360-day year and the actual number of days elapsed in the applicable Interest Period);

(b) the Class A-2-A Notes, 2.23% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months);

(c) the Class A-2-B Notes, the greater of (i) one-month LIBOR plus 0.23% per annum and (ii) 0.00% (computed on the basis of a 360 day year and the actual number of days elapsed in the applicable Interest Period);

(d) the Class A-3 Notes, 2.18% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months);

(e) the Class A-4 Notes, 2.21% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months);

(f) the Class B Notes, 2.32% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months);

(g) the Class C Notes, 2.62% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months); and

(h) the Class D Notes, 0.00% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months);

“Investment Company Act” means the Investment Company Act of 1940, as amended.

“Investment Earnings” means, with respect to any date of determination and Trust Accounts, the investment earnings on amounts on deposit in such Trust Accounts on such date.

“Issuer” means GM Financial Consumer Automobile Receivables Trust 2019-3.

“Issuer Secured Parties” means the Trustee in respect of the Trustee Issuer Secured Obligations.

“Item 1122 Letter Agreement” means the Item 1122 Letter Agreement, dated as of July 24, 2019, between the Servicer and Xxxxx Fargo Bank, N.A., as the same may be amended and supplemented from time to time.

“LIBOR” shall have the meaning set forth in Section 5.10.

“LIBOR Determination Date” shall have the meaning set forth in Section 5.10.

“Lien” means a security interest, lien, charge, pledge, equity, or encumbrance of any kind, other than tax liens, mechanics’ liens and any liens that attach to the respective Receivable by operation of law as a result of any act or omission by the related Obligor.

“Lien Certificate” means, with respect to a Financed Vehicle, an original certificate of title, certificate of lien or other notification issued by the Registrar of Titles of the applicable state to a secured party which indicates that the lien of the secured party on the Financed Vehicle is recorded on the original certificate of title. In any jurisdiction in which the original certificate of title is required to be given to the Obligor, the term “Lien Certificate” shall mean only a certificate or notification issued to a secured party. For Financed Vehicles registered in states which issue confirmation of the lienholder’s interest electronically, the “Lien Certificate” may consist of notification of an electronic recordation, by either a third-party service provider or the relevant Registrar of Titles of the applicable state, which indicates that the lien of the secured party on the Financed Vehicle is recorded on the original certificate of title on the electronic lien and title system of the applicable state.

“Liquidated Receivable” means, with respect to any Collection Period, a Receivable for which, as of the last day of the Collection Period (i) 90 days have elapsed since the Servicer repossessed the related Financed Vehicle; provided, however, that in no case shall 10% or more of a Scheduled Receivables Payment have become 210 or more days delinquent in the case of a repossessed Financed Vehicle, (ii) the Servicer has determined in good faith that all amounts it expects to recover have been received, (iii) 10% or more of a Scheduled Receivables Payment shall have become 120 or more days delinquent, except in the case of a repossessed Financed Vehicle, or (iv) that is, without duplication, a Sold Receivable.

“Liquidation Proceeds” means, with respect to a Liquidated Receivable, all amounts realized with respect to such Receivable and, with respect to a Sold Receivable, the related Sale Amount.

“London Business Day” shall have the meaning set forth in Section 5.10.

“Majority Noteholders” means the Holders of the Notes representing a majority of the principal balance of the Controlling Class.

“Minimum Sale Price” means (i) with respect to a Receivable (x) that has become 60 to 210 days delinquent or (y) that has become greater than 210 days delinquent and with respect to which the related Financed Vehicle has been repossessed by the Servicer and has not yet been sold at auction, the greater of (A) the product of (1) 55% times (2) the Principal Balance of such Receivable and (B) the product of (1) the three month rolling average recovery rate (expressed as a percentage) for the Servicer in its liquidation of all receivables for which it acts as servicer, either pursuant to this Agreement or otherwise, times (2) the Principal Balance of such Receivable or (ii) with respect to a Receivable (x) with respect to which the related Financed Vehicle has been repossessed by the Servicer and has been sold at auction and the Net Liquidation Proceeds for which have been deposited in the Collection Account, or (y) that has become greater than 210 days delinquent and with respect to which the related Financed Vehicle has not been repossessed by the Servicer despite the Servicer’s diligent efforts, consistent with its servicing obligations, to repossess the Financed Vehicle, $1.

“Monthly Records” means all records and data maintained by the Servicer with respect to the Receivables, including the following with respect to each Receivable: the account number; the originating Dealer; Obligor name; Obligor address; Obligor home phone number; Obligor business phone number; original Principal Balance; original term; Annual Percentage Rate; current Principal Balance; current remaining term; origination date; first payment date; final scheduled payment date; next payment due date; date of most recent payment; new/used classification; collateral description; days currently delinquent; number of contract extensions (months) to date; amount of Scheduled Receivables Payment; and past due late charges.

“Monthly Remittance Condition” means, as of any date, that (i) GM Financial is the Servicer, (ii) GM Financial (or General Motors Financial Company, Inc., for so long as it is an Affiliate of GM Financial) has a short-term unsecured debt rating of at least “F1” by Fitch and at least “A-1” by Standard & Poor’s and (iii) no Servicer Termination Event or Event of Default has occurred and is continuing.

“Moody’s” means Xxxxx’x Investors Service, Inc. or its successor.

“Net Liquidation Proceeds” means, with respect to a Liquidated Receivable, Liquidation Proceeds net of (i) reasonable expenses incurred by the Servicer in connection with the collection of such Receivable and the repossession and disposition of the Financed Vehicle and (ii) amounts that are required to be refunded to the Obligor on such Receivable; provided, however, that the Net Liquidation Proceeds with respect to any Receivable shall in no event be less than zero.

“Note Distribution Account” means the account designated as such, established and maintained pursuant to Section 5.1(a)(ii).

“Note Pool Factor” for each Class of Notes as of the close of business on any date of determination means a seven-digit decimal figure equal to the outstanding principal amount of such Class of Notes divided by the original outstanding principal amount of such Class of Notes.

“Noteholders’ Interest Carryover Amount” means, with respect to any Class of Notes and any date of determination, all or any portion of the Noteholders’ Interest Distributable Amount for such Class of Notes for the immediately preceding Distribution Date which remains unpaid as of such date of determination, plus interest on such unpaid amount, to the extent permitted by law, at the respective Interest Rate borne by the applicable Class of Notes from such immediately preceding Distribution Date to but excluding such date of determination.

“Noteholders’ Interest Distributable Amount” means, with respect to any Distribution Date and Class of Notes, the sum of (i) the Noteholders’ Monthly Interest Distributable Amount for such Distribution Date plus (ii) each Class of Notes and the Noteholders’ Interest Carryover Amount, if any for such Distribution Date and each such Class. Interest on the Class A-1 Notes and the Class A-2-B Notes shall be computed on the basis of a 360-day year and the actual number of days elapsed in the applicable Interest Period; interest on all other Classes of Notes shall be computed on the basis of a 360-day year consisting of twelve 30-day months.

“Noteholders’ Monthly Interest Distributable Amount” means, with respect to any Distribution Date and any Class of Notes, interest accrued at the respective Interest Rate during the applicable Interest Period on the principal amount of the Notes of such Class outstanding as of the end of the prior Distribution Date (or, in the case of the first Distribution Date, as of the Closing Date), calculated (x) for the Class A-1 Notes and the Class A-2-B Notes on the basis of a 360-day year and the actual number of days elapsed in the applicable Interest Period and (y) for all other Classes of Notes on the basis of a 360-day year consisting of twelve 30-day months (without adjustment for the actual number of business days elapsed in the applicable Interest Period), except with respect to the first Interest Period.

“Noteholders’ Principal Distributable Amount” for a Distribution Date will equal the lesser of

(x) the excess, if any, of the amount of Available Funds on such Distribution Date over the amounts payable on such Distribution Date pursuant to clauses (i) through (xi) of Section 5.7(a); and

(y) the excess, if any, on such Distribution Date of (i) the Pro Forma Note Balance for such Distribution Date over (ii) the Required Pro Forma Note Balance for such Distribution Date.

“Obligor” on a Receivable means the purchaser or co-purchasers of the Financed Vehicle and any other Person who owes payments under the Receivable.

“Officer’s Certificate” means a certificate signed by the chief executive officer, the president, any executive vice president, any senior vice president, any vice president, any assistant vice president, any treasurer, any assistant treasurer, any secretary or any assistant secretary of the Seller or the Servicer, as appropriate.

“Opinion of Counsel” means a written opinion of counsel satisfactory in form and substance to the recipient(s) thereof.

“Original Pool Balance” means the Pool Balance as of the Cutoff Date.

“Originating Affiliate” means an Affiliate of GM Financial that has originated Receivables and assigned its full interest therein to GM Financial.

“Other Conveyed Property” means all property conveyed by the Seller to the Trust pursuant to Section 2.1(b) through (i).

“Owner Trust Estate” has the meaning assigned to such term in the Trust Agreement.

“Owner Trustee” means Wilmington Trust Company, not in its individual capacity but solely as Owner Trustee under the Trust Agreement, its successors in interest or any successor Owner Trustee under the Trust Agreement.

“Person” means any individual, corporation, estate, partnership, joint venture, association, joint stock company, trust (including any beneficiary thereof), unincorporated organization or government or any agency or political subdivision thereof.

“Physical Property” has the meaning assigned to such term in the definition of “Delivery” above.

“Pool Balance” means, as of any date of determination, the aggregate Principal Balance of the Receivables (excluding Purchased Receivables and Liquidated Receivables) at the end of the preceding calendar month.

“Principal Balance” means, with respect to any Receivable, as of any date, the Amount Financed minus (i) that portion of all amounts received on or prior to such date and allocable to principal in accordance with the terms of the Receivable minus (ii) any Cram Down Loss in respect of such Receivable.

“Pro Forma Note Balance” means, with respect to any Distribution Date, the aggregate remaining principal amount of the Notes outstanding on such Distribution Date, after giving effect to distributions pursuant to clauses (i) through (x) of Section 5.7(a) hereof.

“Prospectus” means the prospectus, dated July 16, 2019, relating to the offering of the Offered Notes, as filed with the Commission.

“Purchase Agreement” means the Purchase Agreement between the Seller and GM Financial, dated as of July 24, 2019, pursuant to which the Seller acquires the Receivables, as such agreement may be amended from time to time.

“Purchase Amount” means, with respect to a Purchased Receivable, the Principal Balance and all accrued and unpaid interest on the Receivable, after giving effect to the receipt of any moneys collected (from whatever source) on such Receivable, if any.

“Purchased Receivable” means a Receivable purchased as of the close of business on the last day of a Collection Period by the Servicer pursuant to Sections 4.2, 4.4(c) or 4.7 or repurchased by the Seller or the Servicer pursuant to Section 3.2 or Section 10.1(a).

“Rating Agency” means Fitch and Standard & Poor’s. If no such organization or successor maintains a rating on the Securities, “Rating Agency” shall be a nationally recognized statistical rating organization or other comparable Person engaged by the Seller, notice of which engagement shall be given to the Trust Collateral Agent, the Owner Trustee and the Servicer.

“Rating Agency Condition” means, with respect to any action, that each Rating Agency shall have been given 10 days’ (or such shorter period as shall be acceptable to each Rating Agency) prior notice thereof by GM Financial and such Rating Agency has not notified the Seller, the Servicer, the Owner Trustee and the Trust Collateral Agent (or the Trustee, as applicable) in writing that such action will result in a reduction or withdrawal of the then current rating of any Class of Notes.

“Realized Losses” means, with respect to any Receivable that becomes a Liquidated Receivable, the excess of the Principal Balance of such Liquidated Receivable over Net Liquidation Proceeds to the extent allocable to principal.

“Receivables” means the Contracts listed on Schedule A attached hereto (which Schedule may be in an electronic format).

“Receivable Files” means the documents specified in Section 3.3.

“Record Date” means, with respect to a Distribution Date or Redemption Date, the close of business on the Business Day immediately preceding such Distribution Date or Redemption Date, unless otherwise specified in the Indenture.

“Registrar of Titles” means, with respect to any state, the governmental agency or body responsible for the registration of, and the issuance of certificates of title relating to, motor vehicles and liens thereon.

“Regulation AB” means Subpart 229.1100- Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1125, as such may be amended from time to time and subject to such clarification and interpretation as have been provided by the Commission in the adopting releases (Asset-Backed Securities, Securities Act Release No. 33-8518. 70 Fed. Reg. 1,506,1,531 (January 7, 2005) and Asset-Backed Securities Disclosure and Registration, Securities Act Release No. 33-9638, 79 Fed. Reg. 57,184 (September 24, 2014)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.

“Requesting Party” shall have the meaning set forth in Section 3.13(a).

“Required Pro Forma Note Balance” means, with respect to any Distribution Date, a dollar amount equal to (x) the Adjusted Pool Balance as of the end of the prior calendar month minus (y) 2.00% of the Adjusted Pool Balance as of the Cutoff Date.

“Required Rate” means (a) 4.25%, with respect to the Cutoff Date and any Distribution Date on or prior to the date on which the Class A-2-B Notes are paid in full, or, (b) 3.75%, with respect to any Distribution Date after the Class A-2-B Notes are paid in full, or, in each case, such other percentage approved by the Rating Agencies.

“Reserve Account” means the account designated as such, established and maintained pursuant to Section 5.1(a)(iii).

“Reserve Account Deposit Amount” means, with respect to any Distribution Date, the lesser of (x) the excess of (i) the Specified Reserve Balance over (ii) the amount on deposit in the Reserve Account on such Distribution Date, after taking into account the amount of any Reserve Account Withdrawal Amount on such Distribution Date and (y) the amount remaining in the Collection Account after taking into account the distributions therefrom described in clauses (i) through (x) of Section 5.7(a).

“Reserve Account Withdrawal Amount” means, with respect to any Distribution Date, the lesser of (x) any shortfall in the amount of Available Funds available to pay the amounts specified in clauses (i) through (x) of Section 5.7(a) (taking into account application of Available Funds to the priority of payments specified in Section 5.7(a) and ignoring any provision hereof which otherwise limits the amounts described in such clauses to the amount of funds available) and (y) the amount on deposit in the Reserve Account on such Distribution Date prior to application of amounts on deposit therein pursuant to Section 5.8.

“Responsible Officer” means, with respect to any Person, any Executive Vice President, Senior Vice President, Vice President, Assistant Vice President, Treasurer, Assistant Treasurer, Secretary, Assistant Secretary, or any other officer of such Person customarily performing functions similar to those performed by any of the above designated officers and also, with respect to a particular matter, any other officer to whom such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.

“Retained Interest” shall have the meaning set forth in Section 12.17(a).

“Reuters Screen LIBOR01 Page” shall have the meaning set forth in Section 5.10.

“Sale Amount” means, with respect to any Sold Receivable, the amount received from the related third-party purchaser as payment for such Sold Receivable.

“Sale and Servicing Agreement Collateral” shall have the meaning set forth in Section 2.4.

“Schedule of Receivables” means the schedule of all motor vehicle retail installment sale contracts and promissory notes originally held as part of the Trust which is attached asSchedule A (which Schedule may be in the form of microfiche or a disk).

“Scheduled Receivables Payment” means, with respect to any Collection Period for any Receivable, the amount set forth in such Receivable as required to be paid by the Obligor in such Collection Period. If after the Closing Date, the Obligor’s obligation under a Receivable with respect to a Collection Period has been modified so as to differ from the amount specified in such Receivable as a result of (i) the order of a court in an insolvency proceeding involving the Obligor,

(ii) pursuant to the Servicemembers Civil Relief Act or (iii) modifications or extensions of the Receivable permitted by Section 4.2(b), the Scheduled Receivables Payment with respect to such Collection Period shall refer to the Obligor’s payment obligation with respect to such Collection Period as so modified.

“Second Priority Principal Distribution Amount” means, with respect to any Distribution Date, an amount equal to (a) the excess, if any, of (i) the aggregate outstanding principal amount of the Class A Notes and Class B Notes as of such Distribution Date (before giving effect to any principal payments made on the Class A Notes and Class B Notes on such Distribution Date), over (ii) the Adjusted Pool Balance for such Distribution Date minus (b) the First Priority Principal Distribution Amount for such Distribution Date; provided, however, that the Second Priority Principal Distribution Amount on the Final Scheduled Distribution Date of the Class B Notes shall not be less than the amount that is necessary to reduce the outstanding principal amount of the Class B Notes to zero.

“Seller” means AFS SenSub Corp., a Nevada corporation, and its successors in interest to the extent permitted hereunder.

“Service Contract” means, with respect to a Financed Vehicle, the agreement, if any, financed under the related Receivable that provides for the repair of such Financed Vehicle.

“Servicer” means GM Financial, as the servicer of the Receivables, and each successor servicer pursuant to Section 9.3.

“Servicer Termination Event” means an event specified in Section 9.1.

“Servicer’s Certificate” means an Officer’s Certificate of the Servicer delivered pursuant to Section 4.9, substantially in the form of Exhibit A.

“Servicing Fee” shall have the meaning set forth in Section 4.8.

“Servicing Fee Rate” means 1.00% per annum.

“Servicing Policies and Procedures” means the customary servicing policies and procedures of GM Financial relating to motor vehicle retail installment sales contracts or promissory notes made by GM Financial or an Originating Affiliate or acquired by GM Financial or an Originating Affiliate, as such policies and procedures may be updated from time to time.

“Simple Interest Method” means the method of allocating a fixed level payment on an obligation between principal and interest, pursuant to which the portion of such payment that is allocated to interest is equal to the product of (i) the fixed rate of interest on such obligation times (ii) the period of time (expressed as a fraction of a year, based on the actual number of days in the calendar month and 365 days in the calendar year) elapsed since the preceding payment under the obligation was made.

“Sold Receivable” means a Receivable that was more than 60 days delinquent and was sold to an unaffiliated third party by the Issuer, at the Servicer’s direction, as of the close of business on the last day of a Collection Period and in accordance with the provisions of Section 4.3(c).

“Specified Reserve Balance” means, with respect to any Distribution Date, an amount equal to 0.25% of the Adjusted Pool Balance as of the Cutoff Date; provided, that the Specified Reserve Balance will in no event exceed the outstanding principal amount of the Notes on such Distribution Date after giving effect to distributions pursuant to clauses (i) through (x) of Section 5.7(a).

“Standard & Poor’s” means S&P Global Ratings, or its successor.

“Supplemental Servicing Fee” means, with respect to any Collection Period, all administrative fees, expenses and charges paid by or on behalf of Obligors, including late fees, prepayment fees and liquidation fees collected on the Receivables during such Collection Period but excluding any fees or expenses related to extensions.

“Third Priority Principal Distribution Amount” means, with respect to any Distribution Date, an amount equal to (a) the excess, if any, of (i) the aggregate outstanding principal amount of the Class A Notes, Class B Notes and Class C Notes as of such Distribution Date (before giving effect to any principal payments made on the Class A Notes, Class B Notes and Class C Notes on such Distribution Date), over (ii) the Adjusted Pool Balance for such Distribution Date minus (b) the First Priority Principal Distribution Amount and Second Priority Principal Distribution Amount for such Distribution Date; provided, however, that the Third Priority Principal Distribution Amount on the Final Scheduled Distribution Date of the Class C Notes shall not be less than the amount that is necessary to reduce the outstanding principal amount of the Class C Notes to zero.

“Total Available Funds” shall have the meaning set forth in Section 5.7(a).

“Trust” means the Issuer.

“Trust Account Property” means the Trust Accounts, all amounts and investments held from time to time in any Trust Account (whether in the form of deposit accounts, Physical Property, book-entry securities, uncertificated securities or otherwise), and all proceeds of the foregoing.

“Trust Accounts” shall have the meaning set forth in Section 5.1.

“Trust Agreement” means the Trust Agreement, dated as of May 30, 2019, between the Seller and the Owner Trustee, as amended and restated as of July 24, 2019 as the same may be amended and supplemented from time to time.

“Trust Collateral Agent” means the Person acting as Trust Collateral Agent hereunder, its successors in interest and any successor Trust Collateral Agent hereunder.

“Trust Property” means the property and proceeds conveyed pursuant to Section 2.1, together with certain monies paid after the Cutoff Date, the Collection Account (including all Eligible Investments therein and all proceeds therefrom), the Reserve Account (including all Eligible Investments therein and all proceeds therefrom), the Note Distribution Account (including all Eligible Investments therein and all proceeds therefrom) and certain other rights under this Agreement.

“Trustee” means the Person acting as Trustee under the Indenture, its successors in interest and any successor trustee under the Indenture.

“UCC” means the Uniform Commercial Code as in effect in the relevant jurisdiction on the date of the Agreement.

“Underwriting Agreement” means the Underwriting Agreement, dated as of July 16, 2019, among the Seller, the Servicer and Xxxxx Fargo Securities, LLC, on its own behalf and as the representative of the underwriters named therein.

“Yield Supplement Overcollateralization Amount” means with respect to any calendar month and the related Distribution Date, or with respect to the Cutoff Date, the aggregate amount by which the Principal Balance as of the last day of such calendar month or the Cutoff Date, as applicable, of each of the related Receivables with an Annual Percentage Rate as stated in the related Contract is less than the Required Rate, other than a Liquidated Receivable, exceeds the present value, calculated using a discount rate equal to the Required Rate, of each Scheduled Receivables Payment of each such Receivable assuming such Scheduled Receivables Payment is made on the last day of each month and each month has 30 days.

SECTION 1.2. Other Definitional Provisions.

(a) Capitalized terms used herein and not otherwise defined herein have meanings assigned to them in the Indenture, or, if not defined therein, in the Trust Agreement.

(b) All terms defined in this Agreement shall have the defined meanings when used in any instrument governed hereby and in any certificate or other document made or delivered pursuant hereto unless otherwise defined therein.

(c) As used in this Agreement, in any instrument governed hereby and in any certificate or other document made or delivered pursuant hereto or thereto, accounting terms not defined in this Agreement or in any such instrument, certificate or other document, and accounting terms partly defined in this Agreement or in any such instrument, certificate or other document to the extent not defined, shall have the respective meanings given to them under generally accepted accounting principles as in effect on the date of this Agreement or any such instrument, certificate or other document, as applicable. To the extent that the definitions of accounting terms in this Agreement or in any such instrument, certificate or other document are inconsistent with the meanings of such terms under generally accepted accounting principles, the definitions contained in this Agreement or in any such instrument, certificate or other document shall control.

(d) The words “hereof,” “herein,” “hereunder” and words of similar import when used in this Agreement shall refer to this Agreement as a whole and not to any particular provision of this Agreement; Section, Schedule and Exhibit references contained in this Agreement are references to Sections, Schedules and Exhibits in or to this Agreement unless otherwise specified; and the term “including” shall mean “including without limitation.”

(e) The definitions contained in this Agreement are applicable to the singular as well as the plural forms of such terms and to the masculine as well as to the feminine and neuter genders of such terms.

(f) Any agreement, instrument or statute defined or referred to herein or in any instrument or certificate delivered in connection herewith means such agreement, instrument or statute as from time to time amended, modified or supplemented and includes (in the case of agreements or instruments) references to all attachments thereto and instruments incorporated therein; references to a Person are also to its permitted successors and assigns.

ARTICLE II

Conveyance of Receivables

SECTION 2.1. Conveyance of Receivables. In consideration of the Issuer’s delivery to or upon the order of the Seller on the Closing Date of an amount equal to the book value of the Receivables sold by the Seller, as set forth on the books and records of the Seller, the Seller does hereby sell, transfer, assign, set over and otherwise convey to the Issuer, without recourse (subject to the Seller’s obligations set forth herein) and the Issuer hereby purchases, all right, title and interest of the Seller in and to the property listed in clauses (a) – (i) below, whether now owned or existing or hereafter acquired or arising. The foregoing consideration will be paid by the Issuer using net proceeds from the sale of the Notes and the other amounts to be distributed from time to time to the Seller in accordance with the terms of this Agreement and the balance will be deemed a capital contribution from the Seller to the Issuer.

(a) the Receivables and all moneys received thereon after the Cutoff Date;

(b) the security interests in the Financed Vehicles granted by Obligors pursuant to the Receivables and any other interest of the Seller in such Financed Vehicles;

(c) any proceeds and the right to receive proceeds with respect to the Receivables from claims on any physical damage, credit life or disability insurance policies covering Financed Vehicles or Obligors and any proceeds from the liquidation of the Receivables;

(d) any proceeds from any Receivable repurchased by a Dealer pursuant to a Dealer Agreement as a result of a breach of representation or warranty in the related Dealer Agreement;

(e) all rights under any Service Contracts on the related Financed Vehicles;

(f) the related Receivable Files;

(g) all of the Seller’s right, title and interest in its rights and benefits, but none of its obligations or burdens, under the Purchase Agreement, and the delivery requirements, representations and warranties and the cure and repurchase obligations of GM Financial under the Purchase Agreement;

(h) all of the Seller’s (i) Accounts, (ii) Chattel Paper, (iii) Documents, (iv) Instruments and (v) General Intangibles (as such terms are defined in the UCC) relating to the property described in (a) through (g); and

(i) all proceeds and investments with respect to items (a) through (h).

SECTION 2.2. [Reserved]

SECTION 2.3. Further Encumbrance of Trust Property.

(a) Immediately upon the conveyance to the Trust by the Seller of any item of the Trust Property pursuant to Section 2.1, all right, title and interest of the Seller in and to such item of Trust Property shall terminate, and all such right, title and interest shall vest in the Trust, in accordance with the Trust Agreement and Sections 3802 and 3805 of the Statutory Trust Statute (as defined in the Trust Agreement).

(b) Immediately upon the vesting of the Trust Property in the Trust, the Trust shall have the sole right to pledge or otherwise encumber, such Trust Property. Pursuant to the Indenture, the Trust shall grant a security interest in the Trust Property to the Trust Collateral Agent securing the repayment of the Notes. The Certificate shall represent the beneficial ownership interest in the Trust Property, and the Certificateholder shall be entitled to receive distributions with respect thereto as set forth herein.

(c) Following the payment in full of the Notes and the release and discharge of the Indenture, all covenants of the Issuer under Article III of the Indenture shall, until payment in full of the Certificate, remain as covenants of the Issuer for the benefit of the Certificateholder, enforceable by the Certificateholder to the same extent as such covenants were enforceable by the Noteholders prior to the discharge of the Indenture. Any rights of the Trustee under Article III of the Indenture, following the discharge of the Indenture, shall vest in the Certificateholder.

(d) The Trust Collateral Agent shall, at such time as there are no Notes or Certificate outstanding and all sums due to the Trustee and Trust Collateral Agent pursuant to the Basic Documents have been paid, execute such documents as are reasonably provided to it by the Seller (which documents shall be prepared at the Seller’s expense) in order to release any remaining portion of the Trust Property to the Seller.

SECTION 2.4. Intention of the Parties.

The execution and delivery of this Agreement shall constitute an acknowledgment by the Seller and the Issuer that they intend that the assignment and transfer herein contemplated constitute a sale and assignment outright, and not for security, of the Receivables and Other Conveyed Property, for non-tax purposes, conveying good title thereto free and clear of any Liens, from the Seller to the Issuer, and that the Receivables and the Other Conveyed Property shall not be a part of the Seller’s estate in the event of a bankruptcy, reorganization, arrangement, insolvency or liquidation proceeding, or other proceeding under any federal or state bankruptcy or similar law, or the occurrence of another similar event, of, or with respect to the Seller. In the event that such conveyance is determined to be made as security for a loan made by the Issuer, the Noteholders or the Certificateholder to the Seller, the Seller hereby grants to the Issuer a security interest in all of the Seller’s right, title and interest in and to the following property for the benefit of the Issuer Secured Parties, whether now owned or existing or hereafter acquired or arising, and this Agreement shall constitute a security agreement under applicable law (collectively, the “Sale and Servicing Agreement Collateral”):

(a) the Receivables and all moneys received thereon after the Cutoff Date;

(b) the security interests in the Financed Vehicles granted by Obligors pursuant to the Receivables and any other interest of the Seller in such Financed Vehicles;

(d) any proceeds from any Receivable repurchased by a Dealer pursuant to a Dealer Agreement as a result of a breach of representation or warranty in the related Dealer Agreement;

(e) all rights under any Service Contracts on the related Financed Vehicles;

(f) the related Receivable Files;

(i) all proceeds and investments with respect to items (a) through (h).

ARTICLE III

The Receivables

SECTION 3.1. Representations and Warranties of Seller.

(a) The Seller hereby represents and warrants that each of the representations and warranties regarding the Receivables that are set forth in Schedule B-1 is true and correct and that the Issuer is deemed to have relied on such representations and warranties in acquiring the Receivables. Such representations and warranties speak as of the execution and delivery of this Agreement and as of the Closing Date, but shall survive the sale, transfer and assignment of the Receivables to the Issuer and the pledge thereof to the Trust Collateral Agent pursuant to the Indenture and shall not be waived.

(b) The Seller hereby represents and warrants that each of the representations and warranties regarding the pool of Receivables that are set forth in Schedule B-2 is true and correct and that the Issuer is deemed to have relied on such representations and warranties in acquiring the Receivables. Such representations and warranties speak as of the execution and delivery of this Agreement and as of the Closing Date, but shall survive the sale, transfer and assignment of the Receivables to the Issuer and the pledge thereof to the Trust Collateral Agent pursuant to the Indenture and shall not be waived.

(c) The Seller hereby represents and warrants that each of the following representations and warranties is true and correct and that the Issuer is deemed to have relied on such representations and warranties in acquiring the Receivables. Such representations and warranties speak as of the execution and delivery of this Agreement and as of the Closing Date, but shall survive the sale, transfer and assignment of the Receivables to the Issuer and the pledge thereof to the Trust Collateral Agent pursuant to the Indenture and shall not be waived:

(i) to the best of the Seller’s knowledge, each Receivable (a) that was originated by GM Financial was sold by GM Financial to the Seller without any fraud or misrepresentation on the part of GM Financial and (b) that was originated by a Dealer was sold by the Dealer to GM Financial and by GM Financial to the Seller without any fraud or misrepresentation on the part of such Dealer or GM Financial, respectively;

(ii) no Receivable was originated in, or is subject to the laws of, any jurisdiction the laws of which would make unlawful, void or voidable the sale, transfer and assignment of such Receivable under this Agreement or pursuant to transfers of the Notes;

(iii) the Seller has not done anything to convey any right to any Person that would result in such Person having a right to payments due under the Receivables or otherwise to impair the rights of the Trust, the Trustee, the Trust Collateral Agent and the Noteholders in any Receivable or the proceeds thereof. Other than the security interest granted to the Trust pursuant to this Agreement and except any other security interests that have been fully released and discharged as of the Closing Date, the Seller has not pledged, assigned, sold, granted a security interest in, or otherwise conveyed any of the Receivables. The Seller has not authorized the filing of and is not aware of any financing statements against the Seller that include a description of collateral covering the Receivables other than any financing statement relating to the security interest granted to the Trust hereunder or that has been terminated. The Seller is not aware of any judgment, ERISA or tax lien filings against it; and

(iv) no funds have been advanced by the Seller or anyone acting on behalf of GM Financial in order to cause any Receivable to qualify under the representation and warranty set forth as clause 20(E) of Schedule B-1.

SECTION 3.2. Repurchase upon Breach.

(a) The Seller, the Servicer, the Trust Collateral Agent, the Trustee, the Trust or the Owner Trustee, as the case may be, shall inform, and any Noteholder may inform, the other parties to this Agreement (or, in the case of notice provided by the Trustee or a Noteholder, all parties of this Agreement) promptly, by notice in writing, upon the discovery of any breach of the Seller’s representations and warranties made pursuant to Section 3.1(a) that materially and adversely affects the interests of the Noteholders in any Receivable. If Noteholders representing five percent or more of the Outstanding Amount of the Controlling Class inform the Trust Collateral Agent, by notice in writing, of any breach of the Seller’s representations and warranties made pursuant to Section 3.1(a), the Trust Collateral Agent shall inform the other parties to this Agreement in the manner specified in the preceding sentence on behalf of such Noteholders. Any such notice

delivered by the Servicer, the Trust Collateral Agent, the Trust, the Trustee, any Noteholder or the Owner Trustee, as the case may be, shall constitute a request by such party that the Seller repurchase the affected Receivable. As of the last day of the second (or, if the Seller so elects, the first) month following the discovery by the Seller or receipt by the Seller of notice of such breach, unless such breach is cured by such date, the Seller shall have an obligation to repurchase any Receivable in which the interests of the Noteholders are materially and adversely affected by any such breach as of such date. The “second month” shall mean the month following the month in which discovery occurs or notice is given, and the “first month” shall mean the month in which discovery occurs or notice is given. In consideration of and simultaneously with the repurchase of the Receivable, the Seller shall remit, or cause GM Financial to remit, to the Collection Account the Purchase Amount in the manner specified in Section 5.6(a) and the Issuer shall execute such assignments and other documents reasonably requested by such person in order to effect such repurchase. The sole remedy of the Issuer, the Owner Trustee, the Trust Collateral Agent, the Trustee or the Noteholders with respect to a breach of representations and warranties pursuant to Section 3.1(a) and the agreement contained in this Section shall be the repurchase of Receivables pursuant to this Section, subject to the conditions contained herein or to enforce the obligation of GM Financial to the Seller to repurchase such Receivables pursuant to the Purchase Agreement. Neither the Owner Trustee, the Trust Collateral Agent nor the Trustee shall have a duty to conduct any affirmative investigation as to the occurrence of any conditions requiring the repurchase of any Receivable pursuant to this Section.

In addition to the foregoing and notwithstanding whether the related Receivable shall have been purchased by the Seller, the Seller shall indemnify the Trust, the Trustee, the Trust Collateral Agent and the officers, directors, agents and employees thereof, and the Noteholders against all costs, expenses, losses, damages, claims and liabilities, including reasonable fees and expenses of counsel, which may be asserted against or incurred by any of them as a result of third-party claims arising out of the events or facts giving rise to such breach.

(b) Pursuant to Section 2.1 of this Agreement, the Seller conveyed to the Trust all of the Seller’s right, title and interest in its rights and benefits, but none of its obligations or burdens, under the Purchase Agreement including the Seller’s rights under the Purchase Agreement and the delivery requirements, representations and warranties and the cure or repurchase obligations of GM Financial thereunder. The Seller hereby represents and warrants to the Trust that such assignment is valid, enforceable and effective to permit the Trust to enforce such obligations of GM Financial under the Purchase Agreement. Any purchase by GM Financial pursuant to the Purchase Agreement shall be deemed a purchase by the Seller pursuant to this Section 3.2 and the definition of Purchased Receivable.

SECTION 3.3. Custody of Receivable Files.

(a) In connection with the sale, transfer and assignment of the Receivables and the Other Conveyed Property to the Trust pursuant to this Agreement and simultaneously with the execution and delivery of this Agreement, the Trust Collateral Agent hereby revocably appoints the Custodian, and the Custodian hereby accepts such appointment, to act as the agent of the Trust Collateral Agent as custodian of the following documents or instruments in its possession or control (the “Receivable Files”) which shall be delivered to the Custodian as agent of the Trust Collateral Agent on or before the Closing Date (with respect to each Receivable):

(i) The fully executed original (or with respect to “electronic chattel paper”, the authoritative copy) of the Contract; and

(ii) The Lien Certificate (when received), and otherwise such documents, if any, that GM Financial keeps on file in accordance with its customary procedures indicating that the Financed Vehicle is owned by the Obligor and subject to the interest of GM Financial or an Originating Affiliate (which may be accomplished by the use of a properly registered “doing business as” (“DBA”) name in the applicable jurisdiction) as first lienholder or secured party (including any Lien Certificate received by GM Financial), or, if such Lien Certificate has not yet been received, a copy of the application therefor or other documentation (which may include a dealer guaranty) that indicates that GM Financial has commenced procedures that will result in such Lien Certificate showing GM Financial or an Originating Affiliate (which may be accomplished by the use of a properly registered DBA name in the applicable jurisdiction) as secured party.

The Receivable Files are constructively delivered to the Trust Collateral Agent, as pledgee of the Issuer pursuant to the Indenture, and the Custodian hereby, as of the Closing Date, acknowledges receipt of the Receivable File for each Receivable listed in Schedule A hereto. No initial review or any periodic review of the Receivable Files by the Issuer, the Owner Trustee, the Trustee or the Trust Collateral Agent is required.

(b) If the Trust Collateral Agent, or its agent, as the case may be, is acting as the Custodian pursuant to Section 3.12, the Trust Collateral Agent, or its agent, as the case may be, shall be deemed to have assumed the obligations of the Custodian (except for any liabilities incurred by the predecessor Custodian) specified in this Agreement until such time as a successor Custodian has been appointed. Upon payment in full of any Receivable, the Servicer will notify the Custodian pursuant to a certificate of an officer of the Servicer (which certificate shall include a statement to the effect that all amounts received in connection with such payments which are required to be deposited in the Collection Account pursuant to Section 4.1 have been so deposited) and shall request delivery of the Receivable and Receivable File to the Servicer; provided, that no such certificate will be required to be delivered for so long as GM Financial is the Servicer. Upon the sale of any Receivable pursuant to Section 4.3(c), the Servicer (if GM Financial is not the Servicer) will notify the Custodian pursuant to a certificate of an officer of the Servicer (which certificate shall include a statement to the effect that all amounts received in connection with such sale which are required to be deposited in the Collection Account pursuant to Section 4.3(c) have been so deposited) and shall request delivery of the Receivable and Receivable File to the purchaser of such Receivable. From time to time as appropriate for servicing and enforcing any Receivable, the Custodian shall, upon written request of an officer of the Servicer and delivery to the Custodian of a receipt signed by such officer, cause the original Receivable and the related Receivable File to be released to the Servicer; provided, that no such written request shall be required for so long as GM Financial is the Servicer. The Servicer’s receipt of a Receivable and/or Receivable File shall obligate the Servicer to return the original Receivable and the related Receivable File to the Custodian when its need by the Servicer has ceased unless the Receivable is repurchased as described in Section 3.2, 4.2, 4.4(c) or 4.7.

(c) The authoritative copy of each Contract that constitutes or evidences a Receivable which is “electronic chattel paper” (within the meaning of the UCC) will be maintained by an

Electronic Chattel Paper Sub-Custodian on behalf of the Custodian for the benefit of the Trust Collateral Agent. The Custodian will confirm that the authoritative copy of each Contract that constitutes or evidences a Receivable which is “electronic chattel paper” does not have any marks or notations indicating it has been pledged, assigned or otherwise conveyed to any Person other than the Trust Collateral Agent. The Custodian will confirm that each Contract which is “electronic chattel paper” has been established in a manner such that (a) all copies or revisions that add or change an identified assignee of the authoritative copy of each such Contract must be made with the participation of the Custodian on behalf of the Trust Collateral Agent and (b) all revisions of the authoritative copy of each such Contract must be readily identifiable as an authorized or unauthorized revision.

(d) The Servicer hereby agrees that upon any appointment of a successor Servicer hereunder it shall take all necessary action to transfer all of its control of any Receivables consisting of electronic chattel paper to the applicable successor Servicer (including the transfer of such electronic chattel paper to a separate electronic vault at each Electronic Chattel Paper Sub-Custodian controlled by such successor Servicer or to a separate electronic vault at such successor Servicer or export of the electronic chattel paper from the applicable electronic vault and delivery of physical copies of exported Contracts to the successor Servicer).

(e) In its capacity as Custodian, the Servicer confirms that it is acting solely as agent of the Trust Collateral Agent with respect to the Receivables which are electronic chattel paper.

SECTION 3.4. Maintenance and Safekeeping of the Receivable Files. The Custodian will accurately maintain and keep current the Receivable Files, including any computer systems on which the Receivable Files are electronically stored, all in a manner that will permit the Servicer and the Issuer to comply with this Agreement and the Trust Collateral Agent to comply with the Indenture. The Custodian will act with reasonable care, using that degree of skill and attention that a commercial bank acting in the capacity of a custodian would exercise with respect to files relating to comparable automotive or other receivables that it services or holds for itself or others. The Custodian shall promptly report to the Trust Collateral Agent in writing any failure on its part to hold the Receivable Files and maintain its accounts, records and computer systems as herein provided and promptly take appropriate action to remedy any such failure.

SECTION 3.5. Location of Receivable Files. The Custodian will maintain the Receivable Files in the United States in such a manner as to permit retrieval thereof and access thereto in the manner contemplated by this Agreement. The Custodian’s records will at all times indicate that it is holding the Receivable Files on behalf of the Trust, separate from any other instruments and files that it holds.

SECTION 3.6. Access to Records. The Custodian shall, subject only to the Custodian’s security requirements applicable to its own employees having access to similar records held by the Custodian, which requirements shall be consistent with the practices of a commercial bank acting in the capacity of custodian with respect to similar files or records, and at such times as may be reasonably imposed by the Custodian, permit only the Noteholders and the Trust Collateral Agent or their duly authorized representatives, attorneys or auditors to inspect, at the Servicer’s expense, the Receivable Files and the related accounts, records, and computer systems maintained by the

Custodian pursuant hereto at such times as the Noteholders or the Trust Collateral Agent may reasonably request.

SECTION 3.7. Advice of Counsel. The Custodian shall be entitled to rely and act upon advice of counsel with respect to its performance hereunder as custodian and shall be without liability for any action reasonably taken pursuant to such advice, provided that such action is not in violation of applicable Federal or state law.

SECTION 3.8. Administration; Reports. The Custodian shall, in general, attend to all non-discretionary details in connection with maintaining custody of the Receivable Files on behalf of the Trust Collateral Agent. In addition, the Custodian shall assist the Trust Collateral Agent generally in the preparation of any routine reports to Noteholders or to regulatory bodies, to the extent necessitated by the Custodian’s custody of the Receivable Files.

SECTION 3.9. Instructions; Authority to Act. The Custodian shall be deemed to have received proper instructions with respect to the Receivable Files upon its receipt of written instructions signed by a Responsible Officer of the Trust Collateral Agent. Such instructions may be general or specific in terms. A copy of any such instructions shall be furnished by the Trust Collateral Agent to the Trustee (if they are separate entities) and the Issuer.

SECTION 3.10. Custodian Fee. For its services under this Agreement, the Custodian shall be entitled to reasonable compensation to be paid by the Servicer.

SECTION 3.11. Indemnification by the Custodian. The Custodian agrees to indemnify the Issuer, the Owner Trustee, the Trust Collateral Agent and the Trustee for any and all liabilities, obligations, losses, damage, payments, costs or expenses of any kind whatsoever (including the fees and expenses of counsel) that may be imposed on, incurred or asserted against the Issuer, the Owner Trustee, the Trust Collateral Agent and the Trustee and their respective officers, directors, employees, agents, attorneys and successors and assigns as the result of any act or omission in any way relating to the maintenance and custody by the Custodian of the Receivable Files; provided, however, that the Custodian shall not be liable for any portion of any such liabilities, obligations, losses, damages, payments or costs or expenses due to the Issuer’s, the Owner Trustee’s, the Trust Collateral Agent’s or the Trustee’s or the officers’, directors’, employees’ and agents’ thereof own willful misfeasance, bad faith or gross negligence. In no event shall the Custodian be liable to any third party for acts or omissions of the Custodian.

SECTION 3.12. Effective Period and Termination of Custodian. GM Financial’s appointment as custodian is effective as of the Cutoff Date and will continue until terminated pursuant to this Section 3.12. So long as GM Financial is serving as Custodian, any termination of GM Financial as Servicer hereunder shall terminate GM Financial as Custodian. As soon as practicable after termination of its appointment as custodian, the Custodian shall deliver, at the Custodian’s expense, the Receivable Files to the Trust Collateral Agent on behalf of the Noteholders at such place or places as the Trust Collateral Agent may designate, and the Trust Collateral Agent, or its agent, as the case may be, shall act as custodian for such Receivable Files on behalf of the Noteholders until such time as a successor custodian has been appointed. If, within seventy-two (72) hours after the termination of this Agreement, the Custodian has not delivered

the Receivable Files in accordance with the preceding sentence, the Trust Collateral Agent may enter the premises of the Custodian and remove the Receivable Files from such premises.

SECTION 3.13. Dispute Resolution.

(a) If the Servicer, the Trust, the Owner Trustee, the Trustee, the Trust Collateral Agent, a Noteholder or the Trust Collateral Agent on behalf of certain Noteholders in accordance with the following sentence (the “Requesting Party”) requests that the Seller and/or GM Financial repurchase a Receivable due to an alleged breach of a representation and warranty in Section 5.1 of the Purchase Agreement or in Section 3.2(a) hereof (each, a “Repurchase Request”), and the Repurchase Request has not been resolved within 180 days of the receipt of notice of the Repurchase Request by the Seller or GM Financial, as the case may be (which resolution may take the form of a repurchase of the related Receivable by the Seller or GM Financial, as applicable, a withdrawal of the related Repurchase Request by the related Requesting Party or a cure of the condition that led to the related breach in the manner set forth herein or in the Purchase Agreement, as applicable), the Requesting Party may refer the matter, in its sole discretion, to either mediation (including non-binding arbitration) or binding third-party arbitration. Noteholders representing five percent or more of the Outstanding Amount of the Controlling Class may direct the Trust Collateral Agent, by notice in writing, in relation to any matter described in the preceding sentence, to initiate either mediation (including non-binding arbitration) or binding third-party arbitration, as directed by such Noteholders, on behalf of such Noteholders. The Requesting Party must start the mediation or arbitration proceeding according to the ADR Rules of the ADR Organization within 90 days following the date on which the Form 10-D is filed that relates to the Collection Period during which the related 180-day period ended. The Seller and GM Financial agree to participate in the dispute resolution method selected by the Requesting Party.

(b) If the Requesting Party selects mediation for dispute resolution:

(i) The mediation will be administered by the ADR Organization using its ADR Rules. However, if any ADR Rules are inconsistent with the procedures for mediation stated in this Section 3.13(b), the procedures in this Section 3.13(b) will control.

(ii) A single mediator will be selected by the ADR Organization from a list of neutrals maintained by it according to the ADR Rules. The mediator must be impartial, an attorney admitted to practice in the State of New York and have at least 15 years of experience in commercial litigation and, if possible, consumer finance or asset-backed securitization matters.

(iii) The mediation will start within 15 Business Days after the selection of the mediator and conclude within 30 days after the start of the mediation.

(iv) Expenses of the mediation will be allocated to the parties as mutually agreed by them as part of the mediation.

(v) If the parties fail to agree at the completion of the mediation, the Requesting Party may refer the Repurchase Request to arbitration under this Section 3.13.

(i) The arbitration will be administered by the ADR Organization using its ADR Rules. However, if any ADR Rules are inconsistent with the procedures for arbitration stated in this Section 3.13(c), the procedures in this Section 3.13(c) will control.

(ii) A single arbitrator will be selected by the ADR Organization from a list of neutrals maintained by it according to the ADR Rules. The arbitrator must be an attorney admitted to practice in the State of New York and have at least 15 years of experience in commercial litigation and, if possible, consumer finance or asset-backed securitization matters. The arbitrator will be independent and impartial and will comply with the Code of Ethics for Arbitrators in Commercial Disputes in effect at the time of the arbitration. Before accepting an appointment, the arbitrator must promptly disclose any circumstances likely to create a reasonable inference of bias or conflict of interest or likely to preclude completion of the proceedings within the stated time schedule. The arbitrator may be removed by the ADR Organization for cause consisting of actual bias, conflict of interest or other serious potential for conflict.

(iii) The arbitrator will have the authority to schedule, hear and determine any motions, according to New York law, and will do so at the motion of any party. Discovery will be completed with 30 days of selection of the arbitrator and will be limited for each party to two witness depositions not to exceed five hours, two interrogatories, one document request and one request for admissions. However, the arbitrator may grant additional discovery on a showing of good cause that the additional discovery is reasonable and necessary. Briefs will be limited to no more than ten pages each, and will be limited to initial statements of the case, motions and a pre-hearing brief. The evidentiary hearing on the merits will start no later than 60 days after selection of the arbitrator and will proceed for no more than six consecutive Business Days with equal time allocated to each party for the presentation of evidence and cross examination. The arbitrator may allow additional time for discovery and hearings on a showing of good cause or due to unavoidable delays.

(iv) The arbitrator will make its final determination no later than 90 days after its selection. The arbitrator will resolve the dispute according to the terms of this Agreement and the other Basic Documents, and may not modify or change this Agreement or the other Basic Documents in any way. The arbitrator will not have the power to award punitive damages or consequential damages in any arbitration conducted by them. In its final determination, the arbitrator will determine and award the expenses of the arbitration (including filing fees, the fees of the arbitrator, expense of any record or transcript of the arbitration and administrative fees) to the parties in its reasonable discretion. The determination of the arbitrator will be in writing and counterpart copies will be promptly delivered to the parties. The determination will be final and non-appealable, except for actions to confirm or vacate the determination permitted under federal or State law, and may be entered and enforced in any court of competent jurisdiction.

(v) By selecting arbitration, the Requesting Party is giving up the right to xxx in court, including the right to a trial by jury.

(vi) The Requesting Party may not bring a putative or certificated class action to arbitration. If this waiver of class action rights is found to be unenforceable for any reason, the Requesting Party agrees that it will bring its claims in a court of competent jurisdiction.

(d) For each mediation or arbitration:

(i) Any mediation or arbitration will be held in New York, New York at the offices of the mediator or arbitrator or at another location selected by the Seller or GM Financial. Any party or witness may participate by teleconference or video conference.

(ii) The Seller, GM Financial and the Requesting Party will have the right to seek provisional relief from a competent court of law, including a temporary restraining order, preliminary injunction or attachment order, if such relief is available by law.

(iii) Neither the Seller nor GM Financial will be required to produce personally identifiable customer information for purposes of any mediation or arbitration. The existence and details of any unresolved Repurchase Request, any informal meetings, mediations or arbitration proceedings, the nature and amount of any relief sought or granted, any offers or statements made and any discovery taken in the proceeding will be confidential, privileged and inadmissible for any purpose in any other mediation, arbitration, litigation or other proceeding. The parties will keep this information confidential and will not disclose or discuss it with any third party (other than a party’s attorneys, experts, accountants and other advisors, as reasonably required in connection with the mediation or arbitration proceeding under this Section 3.13), except as required by law, regulatory requirement or court order. If a party to a mediation or arbitration proceeding receives a subpoena or other request for information from a third party (other than a governmental regulatory body) for confidential information of the other party to the mediation or arbitration proceeding, the recipient will promptly notify the other party and will provide the other party with the opportunity to object to the production of its confidential information.

ARTICLE IV

Administration and Servicing of Receivables

SECTION 4.1. Duties of the Servicer. The Servicer is hereby authorized to act as agent for the Trust and in such capacity shall manage, service, administer and make collections on the Receivables, and perform the other actions required by the Servicer under this Agreement. The Servicer agrees that its servicing of the Receivables shall be carried out in accordance with customary and usual procedures of institutions which service motor vehicle retail installment sale contracts or promissory notes and, to the extent more exacting, the degree of skill and attention that the Servicer exercises from time to time with respect to all comparable motor vehicle receivables that it services for itself or others. In performing such duties, so long as GM Financial is the Servicer, it shall substantially comply with the Servicing Policies and Procedures. The Servicer’s duties shall include, without limitation, collecting and posting all payments, responding to inquiries of Obligors on the Receivables, investigating delinquencies, sending payment invoices

to Obligors, reporting any required tax information to Obligors, monitoring the collateral, accounting for collections and furnishing monthly and annual statements to the Trust Collateral Agent and the Trustee with respect to distributions, and performing the other duties specified herein.

The Servicer, or if GM Financial is no longer the Servicer, GM Financial, at the request of the Servicer, shall also administer and enforce all rights and responsibilities of the holder of the Receivables provided for in the Dealer Agreements (and shall maintain possession of the Dealer Agreements, to the extent it is necessary to do so), the Dealer Assignments and the Insurance Policies, to the extent that such Dealer Agreements, Dealer Assignments and Insurance Policies relate to the Receivables, the Financed Vehicles or the Obligors. To the extent consistent with the standards, policies and procedures otherwise required hereby, the Servicer shall follow its customary standards, policies, and procedures and shall have full power and authority, acting alone, to do any and all things in connection with such managing, servicing, administration and collection that it may deem necessary or desirable. Without limiting the generality of the foregoing, the Servicer is hereby authorized and empowered by the Trust to execute and deliver, on behalf of the Trust, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge, and all other comparable instruments, with respect to the Receivables and with respect to the Financed Vehicles; provided, however, that notwithstanding the foregoing, the Servicer shall not, except pursuant to an order from a court of competent jurisdiction, release an Obligor from payment of any unpaid amount under any Receivable or waive the right to collect the unpaid balance of any Receivable from the Obligor, except in accordance with the Servicer’s customary practices.

The Servicer is hereby authorized to commence, in its own name or in the name of the Trust, a legal proceeding to enforce a Receivable pursuant to Section 4.3 or to commence or participate in any other legal proceeding (including, without limitation, a bankruptcy proceeding) relating to or involving a Receivable, an Obligor or a Financed Vehicle. If the Servicer commences or participates in such a legal proceeding in its own name, the Trust shall thereupon be deemed to have automatically assigned such Receivable to the Servicer solely for purposes of commencing or participating in any such proceeding as a party or claimant, and the Servicer is authorized and empowered by the Trust to execute and deliver in the Servicer’s name any notices, demands, claims, complaints, responses, affidavits or other documents or instruments in connection with any such proceeding. The Trust Collateral Agent and the Owner Trustee shall furnish the Servicer with any limited powers of attorney and other documents which the Servicer may reasonably request and which the Servicer deems necessary or appropriate and take any other steps which the Servicer may deem necessary or appropriate to enable the Servicer to carry out its servicing and administrative duties under this Agreement.

As set forth in Section 9.3, in the event the Servicer fails to perform its obligations hereunder, the successor Servicer shall be responsible for the Servicer’s duties in this Agreement as if it were the Servicer, provided that the successor Servicer shall not be liable for the Servicer’s breach of its obligations.

SECTION 4.2. Collection of Receivable Payments; Modifications of Receivables.

(a) Consistent with the standards, policies and procedures required by this Agreement, the Servicer shall make reasonable efforts to collect all payments called for under the terms and provisions of the Receivables as and when the same shall become due, and shall follow such collection procedures as it follows with respect to all comparable automobile receivables that it services for itself or others and otherwise act with respect to the Receivables, the Dealer Agreements, the Dealer Assignments, the Insurance Policies and the Other Conveyed Property in such manner as will, in the reasonable judgment of the Servicer, maximize the amount to be received by the Trust with respect thereto, including directing the Issuer to sell the Receivables pursuant to Section 4.3(c). The Servicer is authorized in its discretion to waive any prepayment charge, late payment charge or any other similar fees that may be collected in the ordinary course of servicing any Receivable.

(b) The Servicer may grant extensions, rebates, deferrals, amendments, modifications or adjustments with respect to any Receivable in accordance with its Servicing Policies and Procedures; provided, however, that if the Servicer (i) extends a Receivable beyond the Collection Period immediately preceding the latest Final Scheduled Distribution Date, or (ii) reduces the Amount Financed or APR with respect to any Receivable, it will repurchase such Receivable in the manner provided in Section 3.2 if such change in the Receivable would materially and adversely affect the interests of the Noteholders, unless the Servicer is required to take such action by law (including, without limitation, by the Servicemembers Civil Relief Act) or court order.

(c) Subject to the proviso of the first sentence in Section 4.2(b), the Servicer or its Affiliates may engage in any marketing practice or promotion of any sale of any products, goods or services to Obligors with respect to the Receivables so long as such practices, promotions or sales are offered to obligors of comparable motor vehicle receivables serviced by the Servicer for itself and others, whether or not such practices, promotions or sales might result in a decrease in the aggregate amount of payments on the Receivables, prepayments or faster or slower timing of the payment of the Receivables.

(d) The Servicer shall remit all payments by or on behalf of the Obligors received directly by the Servicer to the Collection Account as soon as practicable, but in no event later than the second (2nd) Business Day after receipt thereof; provided, however, that if the Monthly Remittance Condition is satisfied, then the Servicer shall not be required to deposit into the Collection Account all payments by or on behalf of the Obligors received directly by the Servicer until noon, New York City time, on the Business Day prior to the Distribution Date immediately following receipt thereof. (For purposes of the preceding sentence, “receipt” of a payment shall mean the initial deposit thereof in the Servicer’s bank account.)

(e) [Reserved].

(f) GM Financial shall not cause or permit the substitution of the Financed Vehicle relating to a Receivable unless: (i) the substitution is a replacement of the Financed Vehicle originally financed under the related Receivable; (ii) the Financed Vehicle originally financed under the related Receivable was either (x) insured under an Insurance Policy as required under Section 4.4(a) at the time of a casualty loss that is treated as a total loss under such Insurance

Policy, (y) deemed to be a “lemon” pursuant to applicable state law and repurchased by the related Dealer or (z) the subject of an order by a court of competent jurisdiction directing GM Financial to substitute another vehicle under the related Receivable; (iii) the related Receivable is not more than 30 days delinquent; (iv) the Obligor is deemed to be in “good standing” by the Servicer and is not in breach of any requirement under the related Receivable; (v) the replacement Financed Vehicle has a book value (N.A.D.A.) at least equal to the book value (N.A.D.A.) of the Financed Vehicle that is being replaced, measured immediately before the casualty loss or replacement by the Dealer and (vi) as of the date of such substitution, the replacement Financed Vehicle’s mileage is no greater than the mileage on the Financed Vehicle that is being replaced; provided, however, that if the substitution is made pursuant to clause (ii)(z), above, clauses (iii) through (vi) inclusive, shall not be applicable. GM Financial shall not cause or permit the substitution of Financed Vehicles relating to Receivables having an original aggregate Principal Balance greater than two percent (2%) of the Original Pool Balance, (the “Substitution Limit”). In the event that the Substitution Limit is exceeded for any reason, (i) GM Financial shall, on or before the next following Accounting Date, repurchase a sufficient number of such Receivables to cause the aggregate original Principal Balances of such Receivables to be less than the Substitution Limit or (ii) if GM Financial is not the Servicer and the Servicer has caused substitutions to be made hereunder pursuant to the circumstances described in clause (ii)(x), above, the Servicer shall, on or before the next following Accounting Date, repurchase a sufficient number of such Receivables to cause the aggregate original Principal Balances of such Receivables to be less than the Substitution Limit.

SECTION 4.3. Realization upon Receivables.

(a) In addition to the Servicer’s ability to direct the Issuer to sell Receivables pursuant to Section 4.3(c), and consistent with the standards, policies and procedures required by this Agreement, the Servicer shall use its best efforts to repossess (or otherwise comparably convert the ownership of) and liquidate any Financed Vehicle securing a Receivable with respect to which the Servicer has determined that payments thereunder are not likely to be resumed, as soon as is practicable; provided, however, that the Servicer may elect not to repossess a Financed Vehicle if in its good faith judgment it determines that the proceeds ultimately recoverable with respect to such Receivable would be increased by forbearance or if it instead elects to direct the Issuer to sell the Receivables pursuant to Section 4.3(c). The Servicer is authorized to follow such customary practices and procedures as it shall deem necessary or advisable, consistent with the standard of care required by Section 4.1, which practices and procedures may include reasonable efforts to realize upon any recourse to Dealers, the sale of the related Financed Vehicle at public or private sale, the submission of claims under an Insurance Policy and other actions by the Servicer in order to realize upon such a Receivable. The foregoing is subject to the provision that, in any case in which the Financed Vehicle shall have suffered damage, the Servicer shall not expend funds in connection with any repair or towards the repossession of such Financed Vehicle unless it expects in its sole discretion, that such repair and/or repossession shall increase the proceeds of liquidation of the related Receivable by an amount greater than the amount of such expenses. All amounts received upon liquidation of a Financed Vehicle shall be remitted directly by the Servicer to the Collection Account without deposit into any intervening account as soon as practicable, but in no event later than the Business Day after receipt thereof (or, if the Monthly Remittance Condition is satisfied, by no later than noon, New York City time, on the Business Day prior to the Distribution Date immediately following receipt thereof). The Servicer shall be entitled to recover all

reasonable expenses incurred by it in the course of repossessing and liquidating a Financed Vehicle into cash proceeds, but only out of the cash proceeds of such Financed Vehicle, any deficiency obtained from the Obligor or any amounts received from the related Dealer, which amounts in reimbursement may be retained by the Servicer (and shall not be required to be deposited as provided in Section 4.2(e)) to the extent of such expenses. The Servicer shall pay on behalf of the Trust any personal property taxes assessed on repossessed Financed Vehicles. The Servicer shall be entitled to reimbursement of any such tax from Net Liquidation Proceeds with respect to such Receivable.

(b) If the Servicer, or if GM Financial is no longer the Servicer, GM Financial at the request of the Servicer, elects to commence a legal proceeding to enforce a Dealer Agreement or Dealer Assignment, the act of commencement shall be deemed to be an automatic assignment from the Trust to the Servicer, or to GM Financial at the request of the Servicer, of the rights under such Dealer Agreement or Dealer Assignment for purposes of collection only. If, however, in any enforcement suit or legal proceeding it is held that the Servicer or GM Financial, as appropriate, may not enforce a Dealer Agreement or Dealer Assignment on the grounds that it is not a real party in interest or a Person entitled to enforce the Dealer Agreement or Dealer Assignment, the Owner Trustee and/or the Trust Collateral Agent, at GM Financial’s expense, or the Seller, at the Seller’s expense, shall take such steps as the Servicer deems reasonably necessary to enforce the Dealer Agreement or Dealer Assignment, including bringing suit in its name or the name of the Seller or of the Trust and the Owner Trustee and/or the Trust Collateral Agent for the benefit of the Noteholders. All amounts recovered shall be remitted directly by the Servicer as provided in Section 4.2(e).

(c) Consistent with the standards, policies and procedures required by this Agreement, the Servicer may use its best efforts to locate a third-party purchaser that is not affiliated with the Servicer, the Seller or the Issuer to purchase from the Issuer any Receivable that has become more than 60 days delinquent, and shall have the right to direct the Issuer to sell any such Receivable to the third-party purchaser; provided, that no more than 20% of the number of Receivables in the pool as of the Cutoff Date may be sold by the Issuer pursuant to this Section 4.3(c) in the aggregate; provided further, that the Servicer may elect to not direct the Issuer to sell a Receivable that has become more than 60 days delinquent if in its good faith judgment the Servicer determines that the proceeds ultimately recoverable with respect to such Receivable would be increased by forbearance. In selecting Receivables to be sold to a third-party purchaser pursuant to this Section 4.3(c), the Servicer shall use commercially reasonable efforts to locate purchasers for the most delinquent Receivables first. In any event, the Servicer shall not use any procedure in selecting Receivables to be sold to third-party purchasers which is materially adverse to the interest of the Noteholders. The Issuer shall sell each Sold Receivable for the greatest market price possible; provided, however, that aggregate Sale Amounts received by the Issuer for all Receivables sold to a single third-party purchaser on a single date must be at least equal to the sum of the Minimum Sale Prices for all such Receivables. The Servicer shall remit or cause the third-party purchaser to remit all sale proceeds from the sale of Receivables to the Collection Account without deposit into any intervening account as soon as practicable, but in no event later than the Business Day after receipt thereof.

SECTION 4.4. Insurance.

(a) The Servicer shall require, in accordance with the Servicing Policies and Procedures, that each Financed Vehicle be insured by the related Obligor under the Insurance Policies referred to in Paragraph 18 of Schedule B-1 hereto. Each Receivable requires the Obligor to maintain such physical loss and damage insurance, naming GM Financial or an Originating Affiliate (which may be accomplished by the use of a properly registered DBA name in the applicable jurisdiction) and its successors and assigns as additional insureds, and permits the holder of such Receivable to obtain physical loss and damage insurance at the expense of the Obligor if the Obligor fails to maintain such insurance. If the Servicer shall determine that an Obligor has failed to obtain or maintain a physical loss and damage Insurance Policy covering the related Financed Vehicle which satisfies the conditions set forth in such Paragraph 18 (including, without limitation, during the repossession of such Financed Vehicle) the Servicer may enforce the rights of the holder of the Receivable under the Receivable to require the Obligor to obtain such physical loss and damage insurance in accordance with the Servicing Policies and Procedures. The Servicer may maintain a vendor’s single interest or other collateral protection insurance policy with respect to all Financed Vehicles (“Collateral Insurance”) which policy shall by its terms insure against physical loss and damage in the event any Obligor fails to maintain physical loss and damage insurance with respect to the related Financed Vehicle. The Servicer shall cause itself or an Originating Affiliate, and may cause the Trust Collateral Agent (which may be accomplished by the use of a properly registered DBA name in the applicable jurisdiction), to be named as named insured under all policies of Collateral Insurance. Costs incurred by the Servicer in maintaining such Collateral Insurance shall be paid by the Servicer.

(b) The Servicer may, if an Obligor fails to obtain or maintain a physical loss and damage Insurance Policy, obtain insurance with respect to the related Financed Vehicle and advance on behalf of such Obligor, as required under the terms of the insurance policy, the premiums for such insurance (such insurance being referred to herein as “Force-Placed Insurance”). All policies of Force-Placed Insurance shall be endorsed with clauses providing for loss payable to the Servicer. Any cost incurred by the Servicer in maintaining such Force-Placed Insurance shall only be recoverable out of premiums paid by the Obligors or Net Liquidation Proceeds with respect to the Receivable, as provided in Section 4.4(c).

(c) In connection with any Force-Placed Insurance obtained hereunder, the Servicer may, in the manner and to the extent permitted by applicable law, require the Obligors to repay the entire premium to the Servicer. In no event shall the Servicer include the amount of the premium in the Amount Financed under the Receivable. For all purposes of this Agreement, the Insurance Add-On Amount with respect to any Receivable having Force-Placed Insurance will be treated as a separate obligation of the Obligor and will not be added to the Principal Balance of such Receivable, and amounts allocable thereto will not be available for distribution on the Notes and the Certificate. The Servicer shall retain and separately administer the right to receive payments from Obligors with respect to Insurance Add-On Amounts or rebates of Forced-Placed Insurance premiums. If an Obligor makes a payment with respect to a Receivable having Force-Placed Insurance, but the Servicer is unable to determine whether the payment is allocable to the Receivable or to the Insurance Add-On Amount, the payment shall be applied first to any unpaid Scheduled Receivables Payments and then to the Insurance Add-On Amount. Net Liquidation Proceeds on any Receivable will be used first to pay the Principal Balance and accrued interest on

such Receivable and then to pay the related Insurance Add-On Amount. If an Obligor under a Receivable with respect to which the Servicer has placed Force-Placed Insurance fails to make scheduled payments of such Insurance Add-On Amount as due, and the Servicer has determined that eventual payment of the Insurance Add-On Amount is unlikely, the Servicer may, but shall not be required to, purchase such Receivable from the Trust for the Purchase Amount on any subsequent Determination Date. Any such Receivable, and any Receivable with respect to which the Servicer has placed Force-Placed Insurance which has been paid in full (excluding any Insurance Add-On Amounts) will be assigned to the Servicer.

(d) The Servicer may xxx to enforce or collect upon the Insurance Policies, in its own name, if possible, or as agent of the Trust. If the Servicer elects to commence a legal proceeding to enforce an Insurance Policy, the act of commencement shall be deemed to be an automatic assignment of the rights of the Trust under such Insurance Policy to the Servicer for purposes of collection only. If, however, in any enforcement suit or legal proceeding it is held that the Servicer may not enforce an Insurance Policy on the grounds that it is not a real party in interest or a holder entitled to enforce the Insurance Policy, the Issuer and/or the Trust Collateral Agent, at the Servicer’s expense, or the Seller, at the Seller’s expense, shall take such steps as the Servicer deems necessary to enforce such Insurance Policy, including bringing suit in its name or the name of the Trust and the Owner Trustee and/or the Trust Collateral Agent for the benefit of the Noteholders.

SECTION 4.5. Maintenance of Security Interests in Vehicles.

(a) Consistent with the policies and procedures required by this Agreement, the Servicer shall take such steps on behalf of the Trust as are necessary to maintain perfection of the security interest created by each Receivable in the related Financed Vehicle, including, but not limited to, obtaining the execution by the Obligors and the recording, registering, filing, re-recording, re-filing, and re-registering of all security agreements, financing statements and continuation statements as are necessary to maintain the security interest granted by the Obligors under the respective Receivables. The Trust Collateral Agent hereby authorizes the Servicer, and the Servicer agrees, to take any and all steps necessary to re-perfect such security interest on behalf of the Trust as necessary because of the relocation of a Financed Vehicle or for any other reason. In the event that the assignment of a Receivable to the Trust is insufficient, without a notation on the related Financed Vehicle’s certificate of title, or without fulfilling any additional administrative requirements under the laws of the state in which the Financed Vehicle is located, to perfect a security interest in the related Financed Vehicle in favor of the Trust, the Servicer hereby agrees that the designation of GM Financial or an Originating Affiliate (which may be accomplished by the use of a properly registered DBA name in the applicable jurisdiction) as the secured party on the Lien Certificate is in its capacity as Servicer as agent of the Trust.

(b) Upon the occurrence of a Servicer Termination Event, the Servicer or the successor Servicer (if no successor Servicer has been appointed, then the Trust Collateral Agent) shall take or cause to be taken such action as may, in the Opinion of Counsel to the Majority Noteholders, be necessary to perfect or re-perfect the security interests in the Financed Vehicles securing the Receivables in the name of the Trust by amending the title documents of such Financed Vehicles or by such other reasonable means as may, in the Opinion of Counsel to the Majority Noteholders, be necessary or prudent.

GM Financial hereby agrees to pay all expenses related to such perfection or reperfection and to take all action necessary therefor. GM Financial hereby appoints the Trust Collateral Agent as its attorney-in-fact to take any and all steps required to be performed by GM Financial pursuant to this Section 4.5(b) (it being understood that and agreed that the Trust Collateral Agent shall have no obligation to take such steps with respect to all perfection or reperfection, except as pursuant to the Basic Documents to which it is a party and to which GM Financial has paid all expenses), including execution of Lien Certificates or any other documents in the name and stead of GM Financial (which may be accomplished by the use of a properly registered DBA name in the applicable jurisdiction), and the Trust Collateral Agent hereby accepts such appointment.

SECTION 4.6. Covenants, Representations, and Warranties of Servicer. By its execution and delivery of this Agreement, the Servicer makes the following representations, warranties and covenants on which the Trust Collateral Agent relies in accepting the Receivables and on which the Trustee relies in authenticating the Notes.

(a) The Servicer covenants as follows:

(i) Liens in Force. The Financed Vehicle securing each Receivable shall not be released in whole or in part from the security interest granted by the Receivable, except upon payment in full of the Receivable or as otherwise contemplated herein;

(ii) No Impairment. The Servicer shall do nothing to impair the rights of the Trust or the Noteholders in the Receivables, the Dealer Agreements, the Dealer Assignments, the Insurance Policies or the Other Conveyed Property except as otherwise expressly provided herein;

(iii) No Amendments. The Servicer shall not extend or otherwise amend the terms of any Receivable, except in accordance with Section 4.2; and

(iv) Restrictions on Liens. The Servicer shall not (A) create, incur or suffer to exist, or agree to create, incur or suffer to exist, or consent to cause or permit in the future (upon the happening of a contingency or otherwise) the creation, incurrence or existence of any Lien or restriction on transferability of the Receivables except for the Lien in favor of the Trust Collateral Agent for the benefit of the Noteholders and the restrictions on transferability imposed by this Agreement or (B) sign or file under the Uniform Commercial Code of any jurisdiction any financing statement which names GM Financial or the Servicer as a debtor, or sign any security agreement authorizing any secured party thereunder to file such financing statement, with respect to the Receivables, except in each case any such instrument solely securing the rights and preserving the Lien of the Trust Collateral Agent, for the benefit of the Noteholders.

SECTION 4.7. Purchase of Receivables Upon Breach of Covenant. Upon discovery by any of the Servicer, a Responsible Officer of the Trust Collateral Agent, the Owner Trustee or a Responsible Officer of the Trustee of a breach of any of the covenants set forth in Sections 3.4, 3.5, 3.6, 4.5(a) or 4.6 that materially and adversely affects the interests of the Noteholders in any Receivable (including any Liquidated Receivable), the party discovering such breach shall give prompt written notice to the others; provided, however, that the failure to give any such notice

shall not affect any obligation of GM Financial as Servicer under this Section. As of the second Accounting Date following its discovery or receipt of notice of any breach of any covenant set forth in Sections 3.4, 3.5, 3.6, 4.5(a) or 4.6 which materially and adversely affects the interests of the Noteholders in any Receivable (including any Liquidated Receivable) (or, at GM Financial’s election, the first Accounting Date so following) or the related Financed Vehicle, GM Financial shall, unless such breach shall have been cured in all material respects, purchase from the Trust the Receivable affected by such breach and, on the related Determination Date, GM Financial shall pay the related Purchase Amount. It is understood and agreed that the obligation of GM Financial to purchase any Receivable (including any Liquidated Receivable) with respect to which such a breach has occurred and is continuing shall, if such obligation is fulfilled, constitute the sole remedy against GM Financial for such breach available to the Noteholders, the Issuer, the Owner Trustee or the Trust Collateral Agent; provided, however, that GM Financial shall indemnify the Trust, the Owner Trustee, the Trust Collateral Agent, the Trustee and the Noteholders from and against all costs, expenses, losses, damages, claims and liabilities, including reasonable fees and expenses of counsel, which may be asserted against or incurred by any of them as a result of third-party claims arising out of the events or facts giving rise to such breach.

SECTION 4.8. Total Servicing Fee; Payment of Certain Expenses by Servicer. On each Distribution Date, the Servicer shall be entitled to receive out of the Collection Account the Base Servicing Fee and any Supplemental Servicing Fee for the related Collection Period (together, the “Servicing Fee”) pursuant to Section 5.7. The Servicer shall be required to pay all expenses incurred by it in connection with its activities under this Agreement (including taxes imposed on the Servicer, expenses incurred in connection with distributions and reports made by the Servicer to the Noteholders and all other fees and expenses of the Owner Trustee, the Trust Collateral Agent or the Trustee; provided, however, the Servicer shall not be required to pay taxes levied or assessed against the Trust or claims against the Trust in respect of indemnification unless such taxes and claims are expressly stated to be for the account of GM Financial). The Servicer shall be liable for the fees and expenses of the Owner Trustee, the Trust Collateral Agent, the Trustee, the Custodian and the Independent Accountants. Notwithstanding the foregoing, if the Servicer shall not be GM Financial, a successor to GM Financial as Servicer permitted by Section 9.3 shall not be liable for taxes levied or assessed against the Trust or claims against the Trust in respect of indemnification, or the fees and expenses referred to above.

SECTION 4.9. Servicer’s Certificate and Asset-Level Information.

(a) Servicer’s Certificate. No later than noon Eastern time on each Determination Date, the Servicer shall deliver (electronic delivery being acceptable) to the Trustee, the Owner Trustee and the Trust Collateral Agent the monthly Servicer’s Certificate. The Servicer will also deliver the Servicer’s Certificate to each Rating Agency on the same date the Servicer’s Certificate is publicly available (provided that if the Servicer’s Certificate is not made publicly available, the Servicer will deliver it to each Rating Agency no later than the 25thof each month (or if not a Business Day, the next succeeding Business Day)). Each Servicer’s Certificate will be executed by a Responsible Officer of the Servicer and contain among other things: (i) all information necessary to enable the Trust Collateral Agent to make the distributions required by Sections 5.7(a) and 5.7(b), (ii) a listing of all Purchased Receivables and Sold Receivables purchased by the Servicer or sold by the Issuer as of the related Accounting Date, identifying the Receivables so purchased by the Servicer or sold by the Issuer, (iii) all information necessary to enable the Trust Collateral Agent to

make such statements available to Noteholders as required by Section 5.9 and (iv) solely in the case of the first monthly Servicer’s Certificate, the disclosure required by Rule 4(c)(1)(ii) of Regulation RR, 17 C.F.R. §246.1, et seq. (the “Credit Risk Retention Rules”). Receivables purchased by the Servicer or by the Seller on the related Accounting Date and each Receivable which became a Liquidated Receivable or which was paid in full during the related Collection Period shall be identified by account number (as set forth in the Schedule of Receivables).

(b) Asset-Level Information. On or before the 15th day following each Distribution Date, the Servicer will prepare a Form ABS-EE, including an asset data file and asset-related document containing the asset-level information for each Receivable for the prior Collection Period as required by Item 1A of Form 10-D.

SECTION 4.10. Annual Statement as to Compliance, Notice of Servicer Termination Event.

(a) To the extent required by Section 1123 of Regulation AB, the Servicer, shall deliver to the Trustee, the Owner Trustee, the Trust Collateral Agent and each Rating Agency, on or before March 31 (or 90 days after the end of the Issuer’s fiscal year, if other than December 31) of each year (regardless of whether the Seller has ceased filing reports under the Exchange Act), beginning on March 31, 2020, an officer’s certificate signed by any Responsible Officer of the Servicer, dated as of December 31 of the previous calendar year, stating that (i) a review of the activities of the Servicer during the preceding calendar year (or such other period as shall have elapsed from the Closing Date to the date of the first such certificate) and of its performance under this Agreement has been made under such officer’s supervision, and (ii) to such officer’s knowledge, based on such review, the Servicer has fulfilled in all material respects all its obligations under this Agreement throughout such period, or, if there has been a failure to fulfill any such obligation in any material respect, identifying each such failure known to such officer and the nature and status of such failure.

(b) The Seller or the Servicer shall deliver to the Trustee, the Owner Trustee, the Trust Collateral Agent, the Servicer or the Seller (as applicable) and each Rating Agency promptly after having obtained knowledge thereof, but in no event later than two (2) Business Days thereafter, written notice in an officer’s certificate of any event which with the giving of notice or lapse of time, or both, would become a Servicer Termination Event under any clause of Section 9.1.

(c) The Servicer will deliver to the Issuer, on or before March 31 of each year, beginning on March 31, 2020, a report regarding the Servicer’s assessment of compliance with certain minimum servicing criteria during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB.

(d) To the extent required by Regulation AB, the Servicer will cause any affiliated servicer or any other party deemed to be participating in the servicing function pursuant to Item 1122 of Regulation AB to provide to the Issuer, on or before March 31 of each year, beginning on March 31, 2020, a report regarding such party’s assessment of compliance with certain minimum servicing criteria during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB.

(e) Xxxxx Fargo Bank, National Association acknowledges, in its capacity as Trust Collateral Agent under this Agreement and in its capacity as Trustee under the Basic Documents, that to the extent it is deemed to be participating in the servicing function pursuant to Item 1122 of Regulation AB, it will take any such action as outlined in the Item 1122 Letter Agreement to ensure compliance with the requirements of Section 4.10(d) and Section 4.11(b) hereof and with Item 1122 of Regulation AB. Such required documentation will be delivered to the Servicer by March 15 of each calendar year.

SECTION 4.11. Annual Independent Public Accountants’ Reports.

(a) The Servicer shall cause a firm of nationally recognized independent certified public accountants (the “Independent Accountants”), who may also render other services to the Servicer or its Affiliates, to deliver to the Trustee, the Owner Trustee and the Trust Collateral Agent, on or before March 31 (or 90 days after the end of the Issuer’s fiscal year, if other than December 31) of each year, beginning on March 31, 2020, a report, dated as of December 31 of the preceding calendar year, addressed to the board of directors of the Servicer, providing its attestation report on the servicing assessment delivered pursuant to Section 4.10(c), including disclosure of any material instance of non-compliance, as required by Rule 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB. Such attestation will be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act.

(b) Each party required to deliver an assessment of compliance described in Section 4.10(d) shall cause Independent Accountants, who may also render other services to such party or its Affiliates, to deliver to the Trustee, the Owner Trustee, the Trust Collateral Agent and the Servicer, on or before March 31 (or 90 days after the end of the Issuer’s fiscal year, if other than December 31) of each year, beginning on March 31, 2020, a report, dated as of December 31 of the preceding calendar year, addressed to the board of directors of such party, providing its attestation report on the servicing assessment delivered pursuant to Section 4.10(d), including disclosure of any material instance of non-compliance, as required by Rule 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB. Such attestation will be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act

(c) The Servicer shall cause a firm of Independent Accountants, who may also render other services to the Servicer or to the Seller, (1) to deliver to the Trustee, the Owner Trustee and the Trust Collateral Agent, on or before April 30 (or 120 days after the end of the Servicer’s fiscal year, if other than December 31) of each year, beginning on April 30, 2020, with respect to the twelve months ended the immediately preceding December 31 (or other applicable date) (or such other period as shall have elapsed from the Closing Date to the date of such certificate (which period shall not be less than six months)), a copy of the Form 10-K filed with the Commission for General Motors Financial Company, Inc., which filing includes a statement that such audit was made in accordance with generally accepted auditing standards, and accordingly included such tests of the accounting records and such other auditing procedures as such firm considered necessary in the circumstances; provided, however, that to the extent that the Servicer or an Affiliate of the Servicer makes such information publicly available, the requirement under this Section 4.11(c) shall be deemed satisfied, and (2) upon request of the Trustee, the Owner Trustee or the Trust Collateral Agent, to issue an acknowledgement to the effect that such firm has audited the books and records of General Motors Financial Company, Inc., in which the Servicer is included as a consolidated

subsidiary, and issued its report pursuant to item (1) of this section and that the accounting firm is independent of the Seller and the Servicer within the meaning of the Code of Professional Ethics of the American Institute of Certified Public Accountants

SECTION 4.12. Access to Certain Documentation and Information Regarding Receivables. The Servicer shall provide to representatives of the Trustee, the Owner Trustee and the Trust Collateral Agent reasonable access to the documentation regarding the Receivables. In each case, such access shall be afforded without charge but only upon reasonable request and during normal business hours. Nothing in this Section shall affect the obligation of the Servicer to observe any applicable law prohibiting disclosure of information regarding the Obligors, and the failure of the Servicer to provide access as provided in this Section as a result of such obligation shall not constitute a breach of this Section.

ARTICLE V

Trust Accounts; Distributions; Statements to Noteholders

SECTION 5.1. Establishment of Trust Accounts.

(a) (i) The Trust Collateral Agent, on behalf of the Noteholders, shall establish and maintain in its own name an Eligible Deposit Account (the “Collection Account”), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of the Trust Collateral Agent on behalf of the Noteholders. The Collection Account shall initially be established with the Trust Collateral Agent.

(ii) The Trust Collateral Agent, on behalf of the Noteholders, shall establish and maintain in its own name an Eligible Deposit Account (the “Note Distribution Account”), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of the Trust Collateral Agent on behalf of the Noteholders. The Note Distribution Account shall initially be established with the Trust Collateral Agent.

(iii) The Trust Collateral Agent, on behalf of the Noteholders, shall establish and maintain in its own name an Eligible Deposit Account (the “Reserve Account”), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of the Trust Collateral Agent on behalf of the Noteholders. The Reserve Account shall initially be established with the Trust Collateral Agent.

(b) Funds on deposit in the Collection Account, the Reserve Account and the Note Distribution Account (collectively, the “Trust Accounts”) shall be invested by the Trust Collateral Agent (or any custodian with respect to funds on deposit in any such account) in Eligible Investments selected in writing by the Servicer (pursuant to standing instructions or otherwise). Absent receipt of such written investment direction from the Servicer, funds on deposit in the Trust Accounts shall be held uninvested. All such Eligible Investments shall be held by or on behalf of the Trust Collateral Agent for the benefit of the Noteholders. Other than as permitted by the Rating Agencies, funds on deposit in any Trust Account shall be invested in Eligible Investments that will mature so that such funds will be available at the close of business on the Business Day immediately preceding the following Distribution Date. All Eligible Investments will be held to

maturity. Each institution at which the relevant Trust Account is maintained shall invest the funds therein as directed in writing by the Servicer in Eligible Investments. The Servicer acknowledges that upon its written request and at no additional cost, it has the right to receive notification after the completion of each such investment or the Trust Collateral Agent’s receipt of a broker confirmation. The Servicer agrees that such notifications will not be provided by the Trust Collateral Agent hereunder, and the Trust Collateral Agent shall make available, upon request and in lieu of notifications, periodic account statements that reflect such investment activity. No statement need be made available if no activity has occurred in the relevant Trust Account during such period.

(c) All Investment Earnings of moneys deposited in each Trust Account shall be deposited (or caused to be deposited) in the Collection Account on each Distribution Date by the Trust Collateral Agent and applied as Available Funds on such Distribution Date, and any loss resulting from such investments shall be charged to the related Trust Account. The Servicer will not direct the Trust Collateral Agent to make any investment of any funds held in any of the Trust Accounts unless the security interest granted and perfected in such account will continue to be perfected in such investment, in either case without any further action by any Person, and, in connection with any direction to the Trust Collateral Agent to make any such investment, if requested by the Trust Collateral Agent, the Servicer shall deliver to the Trust Collateral Agent an Opinion of Counsel, acceptable to the Trust Collateral Agent, to such effect.

(d) The Trust Collateral Agent shall not in any way be held liable by reason of any insufficiency in any of the Trust Accounts resulting from any loss on any Eligible Investment included therein except for losses attributable to the Trust Collateral Agent’s negligence or bad faith or its failure to make payments on such Eligible Investments issued by the Trust Collateral Agent, in its commercial capacity as principal obligor and not as Trust Collateral Agent or as Trustee, in accordance with their terms.

(e) If (i) the Servicer shall have failed to give investment directions in writing for any funds on deposit in the Trust Accounts to the Trust Collateral Agent by 1:00 p.m. Eastern Time (or such other time as may be agreed by the Issuer and Trust Collateral Agent) on any Business Day; or (ii) a Default or Event of Default shall have occurred and is continuing with respect to the Notes but the Notes shall not have been declared due and payable, or, if such Notes shall have been declared due and payable following an Event of Default, amounts collected or received from the Trust Property are being applied as if there had not been such a declaration; then the Trust Collateral Agent shall, to the fullest extent practicable, invest and reinvest funds in the Trust Accounts in accordance with the instructions outlined in the most recent investment direction letter between the Servicer and the Trust Collateral Agent.

(f) (i) The Trust Collateral Agent shall possess all right, title and interest in all funds on deposit from time to time in the Trust Accounts and in all proceeds thereof for the benefit of the Noteholders and all such funds, investments, proceeds and income shall be part of the Owner Trust Estate. Except as otherwise provided herein, the Trust Accounts shall be under the sole dominion and control of the Trust Collateral Agent for the benefit of the Noteholders. If, at any time, any of the Trust Accounts ceases to be an Eligible Deposit Account, the Trust Collateral Agent (or the Servicer on its behalf) shall within five Business Days (or such longer period as to which each Rating Agency may consent) establish a new Trust Account as an Eligible Deposit

Account and shall transfer any cash and/or any investments to such new Trust Account. In connection with the foregoing, the Servicer agrees that, in the event that any of the Trust Accounts are not accounts with the Trust Collateral Agent, the Servicer shall notify the Trust Collateral Agent in writing promptly upon any of such Trust Accounts ceasing to be an Eligible Deposit Account.

(ii) With respect to the Trust Account Property, the Trust Collateral Agent agrees that:

(A) any Trust Account Property that is held in deposit accounts shall be held solely in the Eligible Deposit Accounts; and, except as otherwise provided herein, each such Eligible Deposit Account shall be subject to the exclusive custody and control of the Trust Collateral Agent, and the Trust Collateral Agent shall have sole signature authority with respect thereto;

(B) any Trust Account Property that constitutes Physical Property shall be delivered to the Trust Collateral Agent in accordance with paragraph (a) of the definition of “Delivery” and shall be held, pending maturity or disposition, solely by the Trust Collateral Agent or a securities intermediary (as such term is defined in Section 8-102(14) of the UCC) acting solely for the Trust Collateral Agent;

(C) the “securities intermediary’s jurisdiction” for purposes of Section 8-110 of the UCC shall be the State of New York;

(D) any Trust Account Property that is a book-entry security held through the Federal Reserve System pursuant to Federal book-entry regulations shall be delivered in accordance with paragraph (b) of the definition of “Delivery” and shall be maintained by the Trust Collateral Agent, pending maturity or disposition, through continued book-entry registration of such Trust Account Property as described in such paragraph;

(E) any Trust Account Property that is an “uncertificated security” or a “security entitlement” under Article 8 of the UCC and that is not governed by clause (D) above shall be delivered to the Trust Collateral Agent in accordance with paragraph (c) or (d), if applicable, of the definition of “Delivery” and shall be maintained by the Trust Collateral Agent, pending maturity or disposition, through continued registration of the Trust Collateral Agent’s (or its nominee’s) ownership of such security; and

(F) any cash that is Trust Account Property shall be considered a “financial asset” under Article 8 of the UCC.

(g) The Servicer shall have the power to instruct the Trust Collateral Agent to make withdrawals and payments from the Trust Accounts for the purpose of permitting the Servicer and the Trust Collateral Agent to carry out their respective duties hereunder.

SECTION 5.2. [Reserved]

SECTION 5.3. Certain Reimbursements to the Servicer. The Servicer will be entitled to be reimbursed from amounts on deposit in the Collection Account with respect to a Collection Period for amounts previously deposited in the Collection Account but later determined by the Servicer to have resulted from mistaken deposits or postings or checks returned for insufficient funds. The amount to be reimbursed hereunder shall be paid to the Servicer on the related Distribution Date pursuant to Section 5.7(a)(i) upon certification by the Servicer of such amounts and the provision of such information to the Trust Collateral Agent. The Servicer will additionally be entitled to receive from amounts on deposit in the Collection Account with respect to a Collection Period any amounts paid by Obligors but that do not relate to (i) principal and interest payments due on the Receivables and (ii) any fees or expenses related to extensions due on the Receivables.

SECTION 5.4. Application of Collections. All collections for the Collection Period shall be applied by the Servicer as follows:

(a) With respect to each Receivable (other than a Purchased Receivable or a Sold Receivable), payments by or on behalf of the Obligor, (other than Supplemental Servicing Fees with respect to such Receivable, to the extent collected) shall be applied to interest and principal in accordance with the Simple Interest Method.

(b) All amounts collected that are payable to the Servicer as Supplemental Servicing Fees hereunder shall be deposited in the Collection Account and paid to the Servicer in accordance with Section 5.7(a).

SECTION 5.5. [Reserved].

SECTION 5.6. Additional Deposits.

(a) The Servicer and the Seller, as applicable, shall deposit or cause to be deposited in the Collection Account on the Determination Date on which such obligations are due the aggregate Purchase Amount with respect to Purchased Receivables and the aggregate Sale Amounts with respect to Sold Receivables.

(b) The proceeds of any purchase or sale of the assets of the Trust described in Section 10.1 shall be deposited in the Collection Account.

SECTION 5.7. Distributions.

(a) On each Distribution Date, the Trust Collateral Agent shall (based solely on the information contained in the Servicer’s Certificate delivered with respect to the related Determination Date) apply or cause to be applied the sum of (x) the Available Funds (after withdrawing amounts deposited in error and Liquidation Proceeds relating to Purchased Receivables) for the related Collection Period plus (y) the Reserve Account Withdrawal Amount for such Distribution Date (such sum, the “Total Available Funds”) to distribute the following amounts from the Collection Account unless otherwise specified, to the extent of the sources of funds stated to be available therefor, and in the following order of priority:

(i) to the Servicer, (1) the Base Servicing Fee for the related Collection Period, (2) any Supplemental Servicing Fees for the related Collection Period, (3) any amounts specified in Section 5.3 and (4), to the extent the Servicer has not reimbursed itself in respect of such amounts pursuant to Section 5.3, and to the extent not retained by the Servicer, to pay to GM Financial any amounts paid by Obligors during the preceding calendar month that did not relate to (x) principal and interest payments due on the Receivables and (y) any fees or expenses related to extensions due on the Receivables;

(ii) to each of the Trustee, the Trust Collateral Agent, the Asset Representations Reviewer and the Owner Trustee, their respective accrued and unpaid fees, expenses and indemnities (in each case, to the extent such fees, expenses or indemnities have not been previously paid by the Servicer, and provided that such fees, expenses and indemnities shall not exceed (x) $100,000 in the aggregate in any calendar year to the Owner Trustee, (y) $100,000 in the aggregate in any calendar year to the Trust Collateral Agent and the Trustee and (z) $200,000 in the aggregate in any calendar year to the Asset Representations Reviewer);

(iii) to the Note Distribution Account for distribution to the Class A Noteholders, pari passu, the Noteholders’ Interest Distributable Amount for the Class A Notes for such Distribution Date;

(iv) to the Note Distribution Account, for distribution as provided in paragraph (b) below, the First Priority Principal Distribution Amount;

(v) to the Note Distribution Account for distribution to the Class B Noteholders, the Noteholders’ Interest Distributable Amount for the Class B Notes for such Distribution Date;

(vi) to the Note Distribution Account, for distribution as provided in paragraph (b) below, the Second Priority Principal Distribution Amount;

(vii) to the Note Distribution Account for distribution to the Class C Noteholders, the Noteholders’ Interest Distributable Amount for the Class C Notes for such Distribution Date;

(viii) to the Note Distribution Account, for distribution as provided in paragraph (b) below, the Third Priority Principal Distribution Amount;

(ix) to the Note Distribution Account for distribution to the Class D Noteholders, the Noteholders’ Interest Distributable Amount for the Class D Notes for such Distribution Date;

(x) to the Note Distribution Account, for distribution as provided in paragraph (b) below, the Fourth Priority Principal Distribution Amount;

(xi) to the Reserve Account, the Reserve Account Deposit Amount for such Distribution Date;

(xii) to the Note Distribution Account, for distribution as provided in paragraph (b) below, the Noteholders’ Principal Distributable Amount;

(xiii) to pay each of the Trustee, the Owner Trustee, the Trust Collateral Agent and the Asset Representations Reviewer any fees, expenses and indemnities then due to such party that are in excess of the related cap or annual limitation specified in clause (ii) above; and

(xiv) to the Certificate Distribution Account for distribution to the Certificateholder in accordance with the Trust Agreement, the aggregate amount remaining in the Collection Account.

On any Distribution Date with respect to which no Servicer’s Certificate was delivered, to the extent there are Available Funds in the Collection Account, the Trust Collateral Agent will make payments of the Noteholders’ Interest Distributable Amounts described in (iii), (v), (vii) and (ix) above.

(b) On each Distribution Date, the Trust Collateral Agent shall apply or cause to be applied the amounts that are allocated to the Class A-2 Notes in accordance with clause (iii) of paragraph (a) above on that Distribution Date to the Class A-2-A Notes and the Class A-2-B Notes pro rata based on the principal balance of the Class A-2-A Notes and the Class A-2-B Notes, respectively; provided, that if the amount so allocated to the Class A-2-A Notes or the Class A-2-B Notes on any Distribution Date exceeds the Noteholders’ Interest Distributable Amount with respect to such Distribution Date and such Class, then the amount of such excess shall be allocated to the other such Class on that Distribution Date. On each Distribution Date, the Trust Collateral Agent shall apply or cause to be applied the aggregate of the amounts described in clause (iv), (vi), (viii), (x) and (xii) of paragraph (a) above on that Distribution Date in the following order of priority:

(i) to the Class A-1 Noteholders in reduction of the remaining principal balance of the Class A-1 Notes, until the outstanding principal balance thereof has been reduced to zero;

(ii) to the Class A-2 Noteholders in reduction of the remaining principal balance of the Class A-2 Notes, ratably based on the outstanding principal balance of each Class of Class A-2 Notes, until the outstanding principal balance thereof has been reduced to zero;

(iii) to the Class A-3 Noteholders in reduction of the remaining principal balance of the Class A-3 Notes, until the outstanding principal balance thereof has been reduced to zero;

(iv) to the Class A-4 Noteholders in reduction of the remaining principal balance of the Class A-4 Notes, until the outstanding principal balance thereof has been reduced to zero;

(v) to the Class B Noteholders in reduction of the remaining principal balance of the Class B Notes, until the outstanding principal balance thereof has been reduced to zero;

(vi) to the Class C Noteholders in reduction of the remaining principal balance of the Class C Notes, until the outstanding principal balance thereof has been reduced to zero; and

(vii) to the Class D Noteholders in reduction of the remaining principal balance of the Class D Notes, until the outstanding principal balance thereof has been reduced to zero;

provided, however, that, (A) following an acceleration of the Notes pursuant to the Indenture, (B) the occurrence of an Event of Default pursuant to Sections 5.1(a), 5.1(b) or 5.1(d) of the Indenture or (C) the receipt of Insolvency Proceeds pursuant to Section 10.1(b), the Total Available Funds and amounts deposited in the Note Distribution Account (including any such Insolvency Proceeds) shall be paid to the Noteholders pursuant to Section 5.6(a) of the Indenture.

(c) In the event that the Collection Account is maintained with an institution other than the Trust Collateral Agent, the Servicer shall instruct and cause such institution to make all deposits and distributions pursuant to Sections 5.7(a) and 5.7(b) on the related Distribution Date.

(d) In the event that any withholding tax is imposed on the Trust’s payment (or allocations of income) to a Noteholder, such tax shall reduce the amount otherwise distributable to the Noteholder in accordance with this Section. The Trust Collateral Agent is hereby authorized and directed to retain from amounts otherwise distributable to the Noteholders sufficient funds for the payment of any tax attributable to the Trust (but such authorization shall not prevent the Trust Collateral Agent from contesting any such tax in appropriate proceedings, and withholding payment of such tax, if permitted by law, pending the outcome of such proceedings). The amount of any withholding tax imposed with respect to a Noteholder shall be treated as cash distributed to such Noteholder at the time it is withheld by the Trust and remitted to the appropriate taxing authority. If there is a possibility that withholding tax is payable with respect to a distribution (such as a distribution to a non-U.S. Noteholder), the Trust Collateral Agent may in its sole discretion withhold such amounts in accordance with this clause (d). In the event that a Noteholder wishes to apply for a refund of any such withholding tax, the Trust Collateral Agent shall reasonably cooperate with such Noteholder in making such claim so long as such Noteholder agrees to reimburse the Trust Collateral Agent for any out-of-pocket expenses (including legal fees and expenses) incurred.

(e) Distributions required to be made to Noteholders on any Distribution Date shall be made to each Noteholder of record on the preceding Record Date either by (i) wire transfer, in immediately available funds, to the account of such Holder at a bank or other entity having appropriate facilities therefore, if such Noteholder shall have provided to the Note Registrar appropriate written instructions at least five Business Days prior to such Distribution Date and such Holder’s Notes in the aggregate evidence a denomination of not less than $1,000,000 or (ii) by check mailed to such Noteholder at the address of such holder appearing in the Note Register. Notwithstanding the foregoing, the final distribution in respect of any Note (whether on the Final

Scheduled Distribution Date or otherwise) will be payable only upon presentation and surrender of such Note at the office or agency maintained for that purpose by the Note Registrar pursuant to Section 2.4 of the Indenture.

(f) Subject to Section 5.1 and this Section, monies received by the Trust Collateral Agent hereunder need not be segregated in any manner except to the extent required by law and may be deposited under such general conditions as may be prescribed by law, and the Trust Collateral Agent shall not be liable for any interest thereon.

SECTION 5.8. Reserve Account.

(a) On the Closing Date, the Seller shall deposit the Specified Reserve Balance into the Reserve Account. Amounts held from time to time in the Reserve Account shall be held by the Trust Collateral Agent for the benefit of the Noteholders.

(b) The Seller may, from time to time after the date hereof, request each Rating Agency to approve a formula for determining the Specified Reserve Balance that is different from the formula set forth herein, which may result in a decrease in the amount of the Specified Reserve Balance or change the manner by which the Reserve Account is funded. Notwithstanding any other provision of this Agreement, the use of such new formula will be deemed to be approved upon the satisfaction of the Rating Agency Condition with respect to the use of such new formula, and the Specified Reserve Balance will be determined in accordance with such new formula and this Agreement will be amended to reflect such new formula without the consent of any Noteholder.

(c) On each Distribution Date, the Servicer shall instruct the Trust Collateral Agent (based on the information contained in the Servicer’s Certificate delivered on the related Determination Date) (A) if the amount on deposit in the Reserve Account (without taking into account any amount on deposit in the Reserve Account representing net investment earnings) is less than the Specified Reserve Balance, in which case the Trust Collateral Agent shall, after payment of any amounts required to be distributed pursuant to clauses (i) through (x) of Section 5.7(a) deposit in the Reserve Account the Reserve Account Deposit Amount pursuant to Section 5.7(a)(xi), and (B) if the amount on deposit in the Reserve Account, after giving effect to all other deposits thereto and withdrawals therefrom to be made on such Distribution Date is greater than the Specified Reserve Balance, in which case the Trust Collateral Agent shall distribute the amount of such excess as part of Available Funds on such Distribution Date.

(d) On each Distribution Date, the Servicer shall instruct the Trust Collateral Agent (based on the information contained in the Servicer’s Certificate delivered on the related Determination Date) to withdraw the Reserve Account Withdrawal Amount from the Reserve Account and deposit such amounts in the Collection Account to be included as Total Available Funds for that Distribution Date.

(e) Amounts properly transferred to the Certificate Distribution Account for payment to the Certificateholder pursuant to this Agreement shall not be available to the Trust Collateral Agent or the Trust for the purpose of making deposits to the Reserve Account, or making payments to the Noteholders, nor shall the Certificateholder be required to refund any amount properly received by them.

SECTION 5.9. Statements to Noteholders.

(a) On or prior to each Distribution Date, the Trust Collateral Agent shall make available to each Noteholder of record a statement setting forth at least the following information as to the Notes solely to the extent such information has been received from the Servicer pursuant to Section 4.9:

(i) the amount of such distribution allocable to principal of each Class of Notes;

(ii) the amount of such distribution allocable to interest on or with respect to each Class of Notes;

(iii) the required Reserve Account Withdrawal Amount or any excess released from the Reserve Account and included in Available Funds;

(iv) the Pool Balance and Adjusted Pool Balance as of the close of business on the last day of the preceding Collection Period;

(v) the aggregate outstanding principal amount of each Class of the Notes and the Note Pool Factor for each such Class after giving effect to payments allocated to principal reported under (i) above;

(vi) the amount of the Servicing Fee paid to the Servicer with respect to the related Collection Period and/or due but unpaid with respect to such Collection Period or prior Collection Periods, as the case may be;

(vii) the Noteholders’ Interest Carryover Amount, if any, and the change in that amount from the preceding statement;

(viii) the Yield Supplement Overcollateralization Amount as of the opening of business on the first day of the preceding Collection Period and as of the close of business on the last day of the preceding Collection Period;

(ix) the amount of the aggregate Realized Losses, if any, for the second preceding Collection Period; and

(x) the aggregate Purchase Amounts for Receivables, if any, that were repurchased by the Servicer or the Seller in such period.

(b) The Trust Collateral Agent will make available each month to each Noteholder the statements referred to in Section 5.9(a) above (and certain other documents, reports and information regarding the Receivables provided by the Servicer from time to time) via the Trust Collateral Agent’s internet website, with the use of a password provided by the Trust Collateral Agent. The Trust Collateral Agent’s internet website will be located at xxxxx://xxx.XXXXxxx.xxx or at such other address as the Trust Collateral Agent shall notify the Noteholders from time to time. For assistance with regard to this service, Noteholders can call the Trust Collateral Agent’s technical assistance center at (000) 000-0000. The Trust Collateral Agent shall have the right to change the

way the statements referred to in Section 5.9(a) above are distributed in order to make such distribution more convenient and/or more accessible to the parties entitled to receive such statements so long as such statements are only provided to the then current Noteholders. The Trust Collateral Agent shall provide notification of any such change to all parties entitled to receive such statements in the manner described in Section 12.3 hereof, Section 11.4 of the Indenture or Section 11.5 of the Indenture, as appropriate.

SECTION 5.10. Determination of LIBOR.

The Trust Collateral Agent, as calculation agent (in such capacity, the “Calculation Agent”), will determine LIBOR for purposes of calculating the Interest Rate for the Class A-2-B Notes (a) on July 22, 2019 for the period from the Closing Date to the first Distribution Date, and (b) for each given Interest Period thereafter, on the second London Business Day prior to the Distribution Date on which such Interest Period begins (each, a “LIBOR Determination Date”). For purposes of calculating LIBOR, a “London Business Day” means a day on which banking institutions in the City of London, England are not required or authorized by law to be closed,

“LIBOR” means, the rate for deposits in U.S. Dollars, for a period equal to one month, which appears on the Reuters Screen LIBOR01 Page (or any replacement page) as of 11:00 a.m., London time, on the related LIBOR Determination Date. If such rate does not appear on the Reuters Screen LIBOR01 Page, the rate for that Interest Period will be determined on the basis of the rates at which deposits in U.S. Dollars are offered by any four major banks in the London interbank market selected by the Calculation Agent with the approval of the Servicer to provide such bank’s offered quotation of such rates at approximately 11:00 a.m., London time, on the related LIBOR Determination Date to prime banks in the London interbank market for a period of one month, commencing on the first day of such Interest Period and in a principal amount of at least U.S.$1,000,000. The Calculation Agent, will request the principal London office of each of those four banks to provide a quotation of its rate. If at least two such quotations are provided, the rate for that Interest Period will be the arithmetic mean of the quotations. If fewer than two quotations are provided as requested, the rate for that Interest Period will be the arithmetic mean of the rates quoted by four major banks with branch offices in New York City selected by the Calculation Agent with the approval of the Servicer at approximately 11:00 a.m., New York City time, on the LIBOR Determination Date with respect to such Interest Period for loans in U.S. Dollars to leading European banks for a period equal to one month, commencing on the first day of such Interest Period and in a principal amount of at least U.S.$1,000,000; provided, however, that if fewer than two of the banks selected by the Calculation Agent, with the approval of the Servicer, are not quoting rates as mentioned in this sentence, LIBOR for such Interest Period will be the same as LIBOR for the immediately preceding Interest Period.

“Reuters Screen LIBOR01 Page” is the display designated on the Reuters service (or the successor display page, other published source, information vendor or provider that has been officially designated by Reuters).

ARTICLE VI

[Reserved]

ARTICLE VII

The Seller

SECTION 7.1. Representations of Seller. The Seller makes the following representations on which the Issuer is deemed to have relied in acquiring the Receivables and on which the Trustee and Trust Collateral Agent may rely. The representations speak as of the execution and delivery of this Agreement and as of the Closing Date, and shall survive the sale of the Receivables to the Issuer and the pledge thereof to the Trust Collateral Agent pursuant to the Indenture.

(a) Schedules of Representations. The representations and warranties set forth on the Schedules of Representations attached hereto as Schedule B-1 and Schedule B-2 are true and correct.

(b) Organization and Good Standing. The Seller has been duly organized and is validly existing as a corporation in good standing under the laws of the State of Nevada, with power and authority to own its properties and to conduct its business as such properties are currently owned and such business is currently conducted, and had at all relevant times, and now has, power, authority and legal right to acquire, own and sell the Receivables and the Other Conveyed Property transferred to the Trust.

(c) Due Qualification. The Seller is duly qualified to do business as a foreign corporation, is in good standing and has obtained all necessary licenses and approvals in all jurisdictions where the failure to do so would materially and adversely affect Seller’s ability to transfer the Receivables and the Other Conveyed Property to the Trust pursuant to this Agreement, or the validity or enforceability of the Receivables and the Other Conveyed Property or to perform Seller’s obligations hereunder and under the Seller’s Basic Documents.

(d) Power and Authority. The Seller has the power and authority to execute and deliver this Agreement and its Basic Documents and to carry out its terms and their terms, respectively; the Seller has full power and authority to sell and assign the Receivables and the Other Conveyed Property to be sold and assigned to and deposited with the Trust by it and has duly authorized such sale and assignment to the Trust by all necessary corporate action; and the execution, delivery and performance of this Agreement and the Seller’s Basic Documents have been duly authorized by the Seller by all necessary corporate action.

(e) Valid Sale, Binding Obligations. This Agreement effects a valid sale, transfer and assignment of the Receivables and the Other Conveyed Property, enforceable against the Seller and creditors of and purchasers from the Seller; and this Agreement and the Seller’s Basic Documents, when duly executed and delivered, shall constitute legal, valid and binding obligations of the Seller enforceable in accordance with their respective terms, except as enforceability may be limited by bankruptcy, insolvency, reorganization or other similar laws affecting the enforcement of creditors’

rights generally and by equitable limitations on the availability of specific remedies, regardless of whether such enforceability is considered in a proceeding in equity or at law.

(f) No Violation. The consummation of the transactions contemplated by this Agreement and the Basic Documents and the fulfillment of the terms of this Agreement and the Basic Documents shall not conflict with, result in any breach of any of the terms and provisions of or constitute (with or without notice, lapse of time or both) a default under the certificate of incorporation or by-laws of the Seller, or any indenture, agreement, mortgage, deed of trust or other instrument to which the Seller is a party or by which it is bound, or result in the creation or imposition of any Lien upon any of its properties pursuant to the terms of any such indenture, agreement, mortgage, deed of trust or other instrument, other than this Agreement, or violate any law, order, rule or regulation applicable to the Seller of any court or of any federal or state regulatory body, administrative agency or other governmental instrumentality having jurisdiction over the Seller or any of its properties.

(g) No Proceedings. There are no proceedings or investigations pending or, to the Seller’s knowledge, threatened against the Seller, before any court, regulatory body, administrative agency or other tribunal or governmental instrumentality having jurisdiction over the Seller or its properties (i) asserting the invalidity of this Agreement or any of the Basic Documents, (ii) seeking to prevent the issuance of the Notes or the consummation of any of the transactions contemplated by this Agreement or any of the Basic Documents, (iii) seeking any determination or ruling that might materially and adversely affect the performance by the Seller of its obligations under, or the validity or enforceability of, this Agreement or any of the Basic Documents, or (iv) seeking to adversely affect the federal income tax or other federal, state or local tax attributes of the Notes.

(h) Solvency. The Seller is not insolvent, nor will the Seller be made insolvent by the transfer of the Receivables, nor does the Seller anticipate any pending insolvency.

(i) No Consents. The Seller is not required to obtain the consent of any other party or any consent, license, approval or authorization, or registration or declaration with, any governmental authority, bureau or agency in connection with the execution, delivery, performance, validity or enforceability of this Agreement which has not already been obtained.

(j) True Sale. The Receivables are being transferred with the intention of removing them from the Seller’s estate pursuant to Section 541 of the Bankruptcy Code, as the same may be amended from time to time.

(k) Ordinary Course of Business. The transactions contemplated by this Agreement and the other Basic Documents to which the Seller is a party are in the ordinary course of the Seller’s business.

(l) Chief Executive Office and Principal Place of Business. The chief executive office and principal place of business of the Seller is at 000 Xxxxxxxxxx Xxxxxx Xxxxx, Xxxxx 000, Xxx Xxxxx, Xxxxxx 00000.

(m) Investment Company Act. Neither the Seller nor the Issuer is an “investment company” or a company “controlled by an investment company” within the meaning of the Investment Company Act.

SECTION 7.2. Corporate Existence.

(a) During the term of this Agreement, the Seller will keep in full force and effect its existence, rights and franchises as a corporation under the laws of the jurisdiction of its incorporation and will obtain and preserve its qualification to do business in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Basic Documents and each other instrument or agreement necessary or appropriate to the proper administration of this Agreement and the transactions contemplated hereby.

(b) During the term of this Agreement, the Seller shall observe the applicable legal requirements for the recognition of the Seller as a legal entity separate and apart from its Affiliates, including as follows:

(i) the Seller shall maintain corporate records and books of account separate from those of its Affiliates;

(ii) except as otherwise provided in this Agreement, the Seller shall not commingle its assets and funds with those of its Affiliates;

(iii) the Seller shall hold such appropriate meetings of its board of directors, or adopt resolutions pursuant to a unanimous written consent of the board of directors, as are necessary to authorize all the Seller’s corporate actions required by law to be authorized by the board of directors, shall keep minutes of such meetings and of meetings of its stockholder(s) and observe all other customary corporate formalities (and any successor Seller not a corporation shall observe similar procedures in accordance with its governing documents and applicable law);

(iv) the Seller shall at all times hold itself out to the public under the Seller’s own name as a legal entity separate and distinct from its Affiliates;

(v) all transactions and dealings between the Seller and its Affiliates will be conducted on an arm’s-length basis; and

(vi) the Seller shall pay from its assets all obligations and indebtedness of any kind incurred by the Seller.

SECTION 7.3. Liability of Seller; Indemnities. The Seller shall be liable in accordance herewith only to the extent of the obligations specifically undertaken by the Seller under this Agreement.

(a) The Seller shall indemnify, defend and hold harmless the Owner Trustee, the Issuer, the Trustee and the Trust Collateral Agent and their respective officers, directors, employees and agents from and against any taxes that may at any time be asserted against any such Person with respect to the transactions or activities contemplated in this Agreement and any of the Basic Documents (except any income taxes arising out of fees paid to the Owner Trustee, the Trust Collateral Agent and the Trustee and except any taxes to which the Owner Trustee, the Trust Collateral Agent or the Trustee may otherwise be subject to, without regard to the transactions contemplated hereby), including any sales, gross receipts, general corporation, tangible or

intangible personal property, privilege or license taxes (but, in the case of the Issuer, not including any taxes asserted with respect to, federal or other income taxes arising out of distributions on the Notes) and costs and expenses in defending against the same.

(b) The Seller shall indemnify, defend and hold harmless the Issuer, the Owner Trustee, the Trustee and the Trust Collateral Agent and the officers, directors, employees and agents thereof and the Noteholders from and against any loss, liability or expense incurred by reason of (i) the Seller’s willful misfeasance, bad faith or negligence in the performance of its duties under this Agreement, or by reason of reckless disregard of its obligations and duties under this Agreement and (ii) the Seller’s or the Issuer’s violation of federal or state securities laws in connection with the offering and sale of the Notes.

(c) The Seller shall indemnify, defend and hold harmless the Issuer, the Owner Trustee, Trustee and the Trust Collateral Agent and the officers, directors, employees and agents thereof from and against any and all costs, expenses, losses, claims, damages and liabilities arising out of, or incurred in connection with the acceptance or performance of the trusts and duties set forth herein and in the Basic Documents except to the extent that such cost, expense, loss, claim, damage or liability shall be due to the willful misconduct, bad faith or negligence (except for errors in judgment) of the Owner Trustee, Trustee or the Trust Collateral Agent, respectively.

Indemnification under this Section shall survive the resignation or removal of the Owner Trustee, the Trustee or the Trust Collateral Agent and the termination of this Agreement or the Indenture or the Trust Agreement, as applicable, and shall include reasonable fees and expenses of counsel and other expenses of litigation (including fees and expenses incurred in connection with any action or suit brought to enforce any indemnification or other obligation under the Basic Documents). If the Seller shall have made any indemnity payments pursuant to this Section and the Person to or on behalf of whom such payments are made thereafter shall collect any of such amounts from others, such Person shall promptly repay such amounts to the Seller, without interest.

SECTION 7.4. Merger or Consolidation of, or Assumption of the Obligations of, Seller. Any Person (a) into which the Seller may be merged or consolidated, (b) which may result from any merger or consolidation to which the Seller shall be a party or (c) which may succeed to the properties and assets of the Seller substantially as a whole, which Person in any of the foregoing cases executes an agreement of assumption to perform every obligation of the Seller under this Agreement, shall be the successor to the Seller hereunder without the execution or filing of any document or any further act by any of the parties to this Agreement; provided, however, that (i) immediately after giving effect to such transaction, no representation or warranty made pursuant to Section 3.1(a) shall have been breached and no Servicer Termination Event, and no event which, after notice or lapse of time, or both, would become a Servicer Termination Event shall have happened and be continuing, (ii) the Seller shall have delivered to the Owner Trustee, the Trust Collateral Agent and the Trustee an Officer’s Certificate and an Opinion of Counsel each stating that such consolidation, merger or succession and such agreement of assumption comply with this Section and that all conditions precedent, if any, provided for in this Agreement relating to such transaction have been complied with, (iii) the Rating Agency Condition shall have been satisfied with respect to such transaction and (iv) the Seller shall have delivered to the Owner Trustee, the Trust Collateral Agent and the Trustee an Opinion of Counsel stating that, in the opinion of such

counsel, either (A) all financing statements and continuation statements and amendments thereto have been executed and filed that are necessary fully to preserve and protect the interest of the Trust Collateral Agent, the Issuer and the Trustee, respectively, in the Receivables and reciting the details of such filings or (B) no such action shall be necessary to preserve and protect such interest. Notwithstanding anything herein to the contrary, the execution of the foregoing agreement of assumption and compliance with clauses (i), (ii), (iii) and (iv) above shall be conditions to the consummation of the transactions referred to in clauses (a), (b) or (c) above.

SECTION 7.5. Limitation on Liability of Servicer, Seller and Others. The Servicer, the Seller and any of its respective directors or officers or employees or agents of the Servicer or the Seller may rely in good faith on the advice of counsel or on any document of any kind, prima facie properly executed and submitted by any Person respecting any matters arising under any Basic Document. Neither the Servicer nor the Seller shall be under any obligation to appear in, prosecute or defend any legal action that shall not be incidental to its obligations under this Agreement, and that in its opinion may involve it in any expense or liability.

SECTION 7.6. Ownership of the Certificates or Notes. The Seller and any Affiliate thereof may in its individual or any other capacity become the owner or pledgee of Certificates or Notes with the same rights as it would have if it were not the Seller or an Affiliate thereof, except as expressly provided herein or in any Basic Document. Notes or Certificates so owned by the Seller or such Affiliate shall have an equal and proportionate benefit under the provisions of the Basic Documents, without preference, priority, or distinction as among all of the Notes or Certificates; provided, however, that any Notes or Certificates owned by the Seller or any Affiliate thereof, during the time such Notes or Certificates are owned by them, shall be without voting rights for any purpose set forth in the Basic Documents. The Seller shall notify the Owner Trustee, the Trustee and the Trust Collateral Agent with respect to any other transfer of any Certificate.

ARTICLE VIII

The Servicer

SECTION 8.1. Representations of Servicer. The Servicer makes the following representations on which the Issuer is deemed to have relied in acquiring the Receivables. The representations speak as of the execution and delivery of this Agreement and as of the Closing Date, and shall survive the sale of the Receivables to the Issuer and the pledge thereof to the Trust Collateral Agent pursuant to the Indenture.

(a) Representations and Warranties. The representations and warranties set forth in Schedule B-1 and Schedule B-2 are true and correct, provided that such representations and warranties contained therein and herein shall not apply to any entity other than GM Financial;

(b) Organization and Good Standing. The Servicer has been duly organized and is validly existing and in good standing under the laws of its jurisdiction of organization, with power, authority and legal right to own its properties and to conduct its business as such properties are currently owned and such business is currently conducted, and had at all relevant times, and now has, power, authority and legal right to enter into and perform its obligations under this Agreement;

(c) Due Qualification. The Servicer is duly qualified to do business as a foreign corporation, is in good standing and has obtained all necessary licenses and approvals, in all jurisdictions in which the ownership or lease of property or the conduct of its business (including the servicing of the Receivables as required by this Agreement) requires or shall require such qualification;

(d) Power and Authority. The Servicer has the power and authority to execute and deliver this Agreement and the Basic Documents to which it is a party and to carry out its terms and their terms, respectively, and the execution, delivery and performance of this Agreement and the Servicer’s Basic Documents have been duly authorized by the Servicer by all necessary corporate action;

(e) Binding Obligation. This Agreement and the Basic Documents to which the Servicer is a party shall constitute legal, valid and binding obligations of the Servicer enforceable in accordance with their respective terms, except as enforceability may be limited by bankruptcy, insolvency, reorganization, or other similar laws affecting the enforcement of creditors’ rights generally and by equitable limitations on the availability of specific remedies, regardless of whether such enforceability is considered in a proceeding in equity or at law;

(f) No Violation. The consummation of the transactions contemplated by this Agreement and the Basic Documents to which the Servicer is a party, and the fulfillment of the terms of this Agreement and the Servicer’s Basic Documents, shall not conflict with, result in any breach of any of the terms and provisions of, or constitute (with or without notice or lapse of time) a default under, the articles of incorporation or bylaws of the Servicer, or any indenture, agreement, mortgage, deed of trust or other instrument to which the Servicer is a party or by which it is bound, or result in the creation or imposition of any Lien upon any of its properties pursuant to the terms of any such indenture, agreement, mortgage, deed of trust or other instrument, other than this Agreement, or violate any law, order, rule or regulation applicable to the Servicer of any court or of any federal or state regulatory body, administrative agency or other governmental instrumentality having jurisdiction over the Servicer or any of its properties;

(g) No Proceedings. There are no proceedings or investigations pending or, to the Servicer’s knowledge, threatened against the Servicer, before any court, regulatory body, administrative agency or other tribunal or governmental instrumentality having jurisdiction over the Servicer or its properties (A) asserting the invalidity of this Agreement or any of the Basic Documents, (B) seeking to prevent the issuance of the Notes or the consummation of any of the transactions contemplated by this Agreement or any of the Basic Documents, (C) seeking any determination or ruling that might materially and adversely affect the performance by the Servicer of its obligations under, or the validity or enforceability of, this Agreement or any of the Basic Documents or (D) seeking to adversely affect the federal income tax or other federal, state or local tax attributes of the Notes;

(h) No Consents. The Servicer is not required to obtain the consent of any other party or any consent, license, approval or authorization, or registration or declaration with, any governmental authority, bureau or agency in connection with the execution, delivery, performance, validity or enforceability of this Agreement which has not already been obtained.

(i) Chief Executive Office and Principal Place of Business. The chief executive office and principal place of business of the Servicer is located at 000 Xxxxxx Xxxxxx, Xxxxx 0000, Xxxx Xxxxx, Xxxxx 00000.

SECTION 8.2. Liability of Servicer; Indemnities.

(a) The Servicer (in its capacity as such) shall be liable hereunder only to the extent of the obligations in this Agreement specifically undertaken by the Servicer and the representations made by the Servicer.

(b) The Servicer shall defend, indemnify and hold harmless the Trust, the Trustee, the Trust Collateral Agent, the Owner Trustee, their respective officers, directors, agents and employees, and the Noteholders from and against any and all costs, expenses, losses, damages, claims and liabilities, including reasonable fees and expenses of counsel and expenses of litigation arising out of or resulting from the use, ownership or operation by the Servicer or any Affiliate thereof of any Financed Vehicle.

(c) The Servicer (when the Servicer is GM Financial) shall indemnify, defend and hold harmless the Trust, the Trustee, the Trust Collateral Agent, the Owner Trustee, their respective officers, directors, agents and employees and the Noteholders from and against any taxes that may at any time be asserted against any of such parties with respect to the transactions or activities contemplated in this Agreement, including, without limitation, any sales, gross receipts, general corporation, tangible or intangible personal property, privilege or license taxes (but not including any federal or other income taxes, including franchise taxes asserted with respect to, and as of the date of, the sale of the Receivables and the Other Conveyed Property to the Trust or the issuance and original sale of the Notes) and costs and expenses in defending against the same.

(d) The Servicer (when the Servicer is not GM Financial) shall indemnify, defend and hold harmless the Trust, the Trustee, the Trust Collateral Agent, the Owner Trustee, the Collateral Agent, their respective officers, directors, agents and employees and the Noteholders from and against any taxes with respect to the sale of Receivables in connection with servicing hereunder that may at any time be asserted against any of such parties with respect to the transactions or activities contemplated in this Agreement, including, without limitation, any sales, gross receipts, general corporation, tangible or intangible personal property, privilege or license taxes (but not including any federal or other income taxes, including franchise taxes asserted with respect to, and as of the date of, the sale of the Receivables and the Other Conveyed Property to the Trust or the issuance and original sale of the Notes) and costs and expenses in defending against the same.

(e) The Servicer shall indemnify, defend and hold harmless the Trust, the Trustee, the Trust Collateral Agent, the Owner Trustee, their respective officers, directors, agents and employees and the Noteholders from and against any and all costs, expenses, losses, claims, damages, and liabilities, including reasonable fees and expenses of counsel and expenses of litigation, to the extent that such cost, expense, loss, claim, damage, or liability arose out of, or was imposed upon the Trust, the Trustee, the Owner Trustee, the Trust Collateral Agent or the Noteholders by reason of the breach of this Agreement by the Servicer, the negligence, misfeasance, or bad faith of the Servicer in the performance of its duties under this Agreement or by reason of reckless disregard of its obligations and duties under this Agreement.

(f) GM Financial shall indemnify, defend and hold harmless the Trust, the Trustee, the Trust Collateral Agent, the Owner Trustee, their respective officers, directors, agents and employees and the Noteholders from and against any loss, liability or expense incurred by reason of the violation by Servicer or Seller of federal or state securities laws in connection with the registration or the sale of the Notes. This section shall survive the termination of this Agreement, or the earlier removal or resignation of the Trustee or the Trust Collateral Agent.

(g) GM Financial shall indemnify the Trustee, the Owner Trustee, the Trust Collateral Agent and the respective officers, directors, agents and employees thereof against any and all loss, liability or expense, (including attorneys’ fees and expenses) incurred by each of them in connection with the acceptance or administration of the Trust and the performance of their duties under the Basic Documents other than if such loss, liability or expense was incurred by the Trustee, the Owner Trustee or the Trust Collateral Agent as a result of any such entity’s willful misconduct, bad faith or negligence (except for errors in judgment).

(h) Indemnification under this Article shall include, without limitation, reasonable fees and expenses of counsel and expenses of litigation (including fees and expenses incurred in connection with any action or suit brought to enforce any indemnification or other obligation under the Basic Documents). If the Servicer has made any indemnity payments pursuant to this Article and the recipient thereafter collects any of such amounts from others, the recipient shall promptly repay such amounts collected to the Servicer, without interest.

(i) When the Trustee or the Trust Collateral Agent incurs expenses after the occurrence of a Servicer Termination Event specified in Section 9.1(c) with respect to the Servicer, the expenses are intended to constitute expenses of administration under Title 11 of the United States Code or any other applicable federal or state bankruptcy, insolvency or similar law.

SECTION 8.3. Merger or Consolidation of, or Assumption of the Obligations of the Servicer.

GM Financial shall not merge or consolidate with any other Person, convey, transfer or lease substantially all its assets as an entirety to another Person, or permit any other Person to become the successor to GM Financial’s business unless, after the merger, consolidation, conveyance, transfer, lease or succession, the successor or surviving entity shall be capable of fulfilling the duties of GM Financial contained in this Agreement and shall be acceptable to the Majority Noteholders, and shall be an eligible servicer. Any corporation (a) into which GM Financial may be merged or consolidated, (b) resulting from any merger or consolidation to which GM Financial shall be a party, (c) which acquires by conveyance, transfer, or lease substantially all of the assets of GM Financial, or (d) succeeding to the business of GM Financial, in any of the foregoing cases shall execute an agreement of assumption to perform every obligation of GM Financial under this Agreement and, whether or not such assumption agreement is executed, shall be the successor to GM Financial under this Agreement without the execution or filing of any paper or any further act on the part of any of the parties to this Agreement, anything in this Agreement to the contrary notwithstanding; provided, however, that nothing contained herein shall be deemed to release GM Financial from any obligation. GM Financial shall provide notice of any merger, consolidation or succession pursuant to this Section to the Owner Trustee, the Trust Collateral Agent, the Noteholders and each Rating Agency. Notwithstanding the foregoing, GM

Financial shall not merge or consolidate with any other Person or permit any other Person to become a successor to GM Financial’s business, unless (x) immediately after giving effect to such transaction, no representation or warranty made pursuant to Section 4.6 shall have been breached (for purposes hereof, such representations and warranties shall speak as of the date of the consummation of such transaction), (y) GM Financial shall have delivered to the Owner Trustee, the Trust Collateral Agent, the Trustee and the Rating Agencies an Officer’s Certificate and an Opinion of Counsel each stating that such consolidation, merger or succession and such agreement of assumption comply with this Section and that all conditions precedent, if any, provided for in this Agreement relating to such transaction have been complied with, and (z) GM Financial shall have delivered to the Owner Trustee, the Trust Collateral Agent, the Trustee and the Rating Agencies an Opinion of Counsel, stating in the opinion of such counsel, either (A) all financing statements and continuation statements and amendments thereto have been executed and filed that are necessary to preserve and protect the interest of the Trust in the Receivables and the Other Conveyed Property and reciting the details of the filings or (B) no such action shall be necessary to preserve and protect such interest.

SECTION 8.4. Limitation on Liability of Servicer and Others.

Neither GM Financial nor any of the directors or officers or employees or agents of GM Financial shall be under any liability to the Trust or the Noteholders, except as provided in this Agreement, for any action taken or for refraining from the taking of any action pursuant to this Agreement; provided, however, that this provision shall not protect GM Financial or any such person against any liability that would otherwise be imposed by reason of a breach of this Agreement or willful misfeasance, bad faith or negligence (excluding errors in judgment) in the performance of duties; provided, further, that this provision shall not affect any liability to indemnify the Trust Collateral Agent, the Trustee and the Owner Trustee for costs, taxes, expenses, claims, liabilities, losses or damages paid by the Trust Collateral Agent, the Trustee and the Owner Trustee, in their individual capacities. GM Financial and any director, officer, employee or agent of GM Financial may rely in good faith on the written advice of counsel or on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising under this Agreement.

SECTION 8.5. Delegation of Duties. The Servicer may delegate duties under this Agreement and the other Basic Documents to which is it a party to an Affiliate of the Servicer without first obtaining the consent of any Person. The Servicer also may at any time perform specific duties through sub-contractors in accordance with the Servicing Policies and Procedures. No delegation or sub-contracting by the Servicer of its duties herein in the manner described in this Section 8.5 shall relieve the Servicer of its responsibility with respect to such duties.

SECTION 8.6. Servicer Not to Resign. Subject to the provisions of Section 8.3, the Servicer shall not resign from the obligations and duties imposed on it by this Agreement as Servicer except upon a determination that by reason of a change in legal requirements the performance of its duties under this Agreement would cause it to be in violation of such legal requirements in a manner which would have a material adverse effect on the Servicer if the Majority Noteholders do not elect to waive the obligations of the Servicer to perform the duties which render it legally unable to act or to delegate those duties to another Person. Any such determination permitting the resignation of the Servicer shall be evidenced by an Opinion of

Counsel to such effect delivered and acceptable to the Trust Collateral Agent and the Owner Trustee. No resignation of the Servicer shall become effective until an entity acceptable to the Majority Noteholders shall have assumed the responsibilities and obligations of the Servicer.

ARTICLE IX

Default

SECTION 9.1. Servicer Termination Event. For purposes of this Agreement, each of the following shall constitute a “Servicer Termination Event”:

(a) Any failure by the Servicer to deliver to the Trust Collateral Agent for distribution to Noteholders any proceeds or payment required to be so delivered under the terms of this Agreement that continues unremedied for a period of five Business Days after written notice is received by the Servicer from the Trust Collateral Agent (at the direction of the Majority Noteholders) or after actual knowledge of such failure by a Responsible Officer of the Servicer;

(b) Failure on the part of the Servicer duly to observe or perform any other covenants or agreements of the Servicer set forth in this Agreement, which failure (i) materially and adversely affects the rights of Noteholders, and (ii) continues unremedied for a period of 60 days after actual knowledge thereof by a Responsible Officer of the Servicer or after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Trust Collateral Agent (at the direction of the Majority Noteholders); or

provided, however, that if (i) any delay or failure of performance referred to in Section 9.1(a) above shall have been caused by force majeure or other similar occurrences, the five Business Day grace period shall be extended for an additional 60 calendar days and (ii) if any delay or failure of performance referred to in Section 9.1(b) above shall have been caused by force majeure or other similar occurrences, the 60 day grace period shall be extended for an additional 90 calendar days.

SECTION 9.2. Consequences of a Servicer Termination Event. If a Servicer Termination Event shall occur and be continuing, the Trust Collateral Agent may, or at the direction of the Majority Noteholders shall, by notice given in writing to the Servicer (and to the Trust Collateral Agent if given by the Noteholders) terminate all of the rights and obligations of the Servicer under this Agreement. On or after the receipt by the Servicer of such written notice or upon termination of the term of the Servicer, all authority, power, obligations and responsibilities of the Servicer under this Agreement, whether with respect to the Notes, the Certificate or the Other Conveyed Property or otherwise, shall pass to, be vested in and become obligations and responsibilities of the successor Servicer appointed by the Majority Noteholders; provided, however, that the successor Servicer shall have no liability with respect to any obligation which was required to be performed by the terminated Servicer prior to the date that the successor Servicer becomes the Servicer or any claim of a third party based on any alleged action or inaction of the terminated Servicer. The successor Servicer is authorized and empowered by this Agreement to execute and deliver, on behalf of the terminated Servicer, as attorney-in-fact or otherwise, any and all documents and other instruments and to do or accomplish all other acts or

things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement of the Receivables and the Other Conveyed Property and related documents to show the Trust as lienholder or secured party on the related Lien Certificates, or otherwise. The terminated Servicer agrees to cooperate with the successor Servicer in effecting the termination of the responsibilities and rights of the terminated Servicer under this Agreement, including, without limitation, the transfer to the successor Servicer for administration by it of all cash amounts that shall at the time be held by the terminated Servicer for deposit, or have been deposited by the terminated Servicer, in the Collection Account or thereafter received with respect to the Receivables and the delivery to the successor Servicer of all Receivable Files, Monthly Records and Collection Records and a computer tape in readable form as of the most recent Business Day containing all information necessary to enable the successor Servicer to service the Receivables and the Other Conveyed Property. The terminated Servicer shall grant the Trust Collateral Agent, the successor Servicer and the Majority Noteholders reasonable access to the terminated Servicer’s premises at the terminated Servicer’s expense.

SECTION 9.3. Appointment of Successor.

(a) On and after the time the Servicer receives a notice of termination pursuant to Section 9.2 or upon the resignation of the Servicer pursuant to Section 8.6, the Controlling Party (acting at the written direction of the Majority Noteholders) shall appoint an eligible servicer as successor Servicer or may petition a court of competent jurisdiction to appoint a Person that it determines is competent to perform the duties of the Servicer hereunder as successor Servicer. Pending appointment pursuant to the preceding sentence, the outgoing Servicer shall continue to act as Servicer until a successor has been appointed and accepted such appointment. Any successor Servicer shall be the successor in all respects to the Servicer in its capacity as servicer under this Agreement and the transactions set forth or provided for in this Agreement, and shall be subject to all the rights, responsibilities, restrictions, duties, liabilities and termination provisions relating thereto placed on the Servicer by the terms and provisions of this Agreement except as otherwise stated herein. The Trust Collateral Agent and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. If a successor Servicer is acting as Servicer hereunder, it shall be subject to termination under Section 9.2 upon the occurrence of any Servicer Termination Event applicable to it as Servicer. If no Person has accepted its appointment as successor Servicer when the predecessor Servicer ceases to act as Servicer in accordance with Section 9.2 or Section 8.6, the Trust Collateral Agent or other eligible successor servicer appointed by the Trust Collateral Agent and who has accepted such appointment, will, without further action, be automatically appointed the successor Servicer. Notwithstanding the above, if the Trust Collateral Agent is unwilling or legally unable to act as successor Servicer, it may appoint, or petition a court of competent jurisdiction to appoint, an institution whose business includes the servicing of motor vehicle receivables, as successor Servicer. All reasonable costs and expenses incurred in connection with transferring the servicing of the Receivables to the successor Servicer and amending this agreement to reflect such succession as Servicer pursuant to this Section shall be paid by the predecessor Servicer upon presentation of reasonable documentation of such costs and expenses. The Trust Collateral Agent will be released from its duties and obligations as successor Servicer on the date that a new servicer agrees to appointment as successor Servicer hereunder.

(b) Any successor Servicer shall be entitled to such compensation (whether payable out of the Collection Account or otherwise) as the Servicer would have been entitled to under this Agreement if the Servicer had not resigned or been terminated hereunder or such additional compensation as the Majority Noteholders and such successor Servicer may agree on.

SECTION 9.4. Notification to Noteholders. Upon any termination of, or appointment of a successor to, the Servicer, the Trust Collateral Agent shall give prompt written notice thereof to each Noteholder and to the Seller (who shall promptly deliver such notice to the Rating Agencies).

SECTION 9.5. Waiver of Past Defaults. The Majority Noteholders may, on behalf of all Noteholders, waive any default by the Servicer in the performance of its obligations hereunder and its consequences. Upon any such waiver of a past default, such default shall cease to exist, and any Servicer Termination Event arising therefrom shall be deemed to have been remedied for every purpose of this Agreement and the Basic Documents. No such waiver shall extend to any subsequent or other default or impair any right consequent thereto.

ARTICLE X

Termination

SECTION 10.1. Optional Purchase of All Receivables.

(a) Subject to Section 10.1(a) of the Indenture, on the last day of any Collection Period as of which the Pool Balance shall be less than or equal to 10% of the Original Pool Balance, the Servicer and the Seller each shall have the option to purchase the Owner Trust Estate, other than the Trust Accounts; provided, however, that the amount to be paid for such purchase (as set forth in the following sentence) shall be sufficient to pay the full amount of principal, and interest then due and payable on the Notes. To exercise such option, the Servicer or the Seller, as the case may be, shall deposit pursuant to Section 5.6 in the Collection Account an amount equal to the greater of (i) the amount necessary to pay the full amount of principal and interest then due and payable on the Notes and (ii) the aggregate Purchase Amount for the Receivables (including Liquidated Receivables), plus the appraised value of any other property held by the Trust, (such value to be determined by the Servicer, or if the Trust Collateral Agent has received written notice that there is a material error in the Servicer’s calculation, by an appraiser mutually agreed upon by the Servicer and the Trust Collateral Agent), and shall succeed to all interests in and to the Trust.

(b) Upon any sale of the assets of the Trust pursuant to Section 8.1 of the Trust Agreement, the Servicer shall instruct the Trust Collateral Agent to deposit the proceeds from such sale after all payments and reserves therefrom (including the expenses of such sale) have been made (the “Insolvency Proceeds”) in the Collection Account.

(c) Notice of any termination of the Trust shall be given by the Servicer to the Owner Trustee, the Trustee, the Trust Collateral Agent and the Rating Agencies as soon as practicable after the Servicer has received notice thereof.

(d) Following the satisfaction and discharge of the Indenture and the payment in full of the principal of and interest on the Notes, the Certificateholder will succeed to the rights of the

Noteholders hereunder and the Certificateholder will succeed to the rights of, and assume the obligations of, the Trust Collateral Agent pursuant to this Agreement.

ARTICLE XI

Administrative Duties of the Servicer

SECTION 11.1. Administrative Duties.

(a) Duties with Respect to the Indenture. The Servicer shall perform all its duties and the duties of the Issuer under the Indenture. In addition, the Servicer shall consult with the Owner Trustee as the Servicer deems appropriate regarding the duties of the Issuer under the Indenture. The Servicer shall monitor the performance of the Issuer and shall advise the Owner Trustee when action is necessary to comply with the Issuer’s duties under the Indenture. The Servicer shall prepare for execution by the Issuer or shall cause the preparation by other appropriate Persons of all such documents, reports, filings, instruments, certificates and opinions as it shall be the duty of the Issuer to prepare, file or deliver pursuant to the Indenture. In furtherance of the foregoing, the Servicer shall take all necessary action that is the duty of the Issuer to take pursuant to the Indenture, including, without limitation, pursuant to Sections 2.7, 3.5, 3.6, 3.7, 3.9, 3.10, 3.17, 5.1, 5.4, 6.9, 8.2, 9.2, 9.3, 11.1 and 11.15 of the Indenture.

(b) Duties with Respect to the Issuer.

(i) In addition to the duties of the Servicer set forth in this Agreement or any of the Basic Documents, the Servicer shall perform such calculations and shall prepare for execution by the Issuer or the Owner Trustee or shall cause the preparation by other appropriate Persons of all such documents, reports, filings, instruments, certificates and opinions as it shall be the duty of the Issuer or the Owner Trustee to prepare, file or deliver pursuant to this Agreement or any of the Basic Documents or under state and federal tax and securities laws (including any filings required pursuant to the Xxxxxxxx-Xxxxx Act of 2002 or any rule or regulation promulgated thereunder), and at the request of the Owner Trustee shall take all appropriate action that it is the duty of the Issuer to take pursuant to this Agreement or any of the Basic Documents, including, without limitation, pursuant to Sections 2.6 and 2.11 of the Trust Agreement. In accordance with the directions of the Issuer or the Owner Trustee, the Servicer shall administer, perform or supervise the performance of such other activities in connection with the Collateral (including the Basic Documents) as are not covered by any of the foregoing provisions and as are expressly requested by the Issuer or the Owner Trustee and are reasonably within the capability of the Servicer. The Servicer shall monitor the activities of the Issuer to ensure the Issuer’s compliance with Section 4.6 of the Trust Agreement and shall take all action necessary to ensure that the Issuer is operated in accordance with the provisions of such section.

(ii) Notwithstanding anything in this Agreement or any of the Basic Documents to the contrary, the Servicer shall be responsible for promptly notifying the Owner Trustee and the Trust Collateral Agent in the event that any withholding tax is imposed on the Issuer’s payments (or allocations of income) to a Holder (as defined in the Trust Agreement) as contemplated by this Agreement. Any such notice shall be in writing

and specify the amount of any withholding tax required to be withheld by the Owner Trustee or the Trust Collateral Agent pursuant to such provision.

(iii) Notwithstanding anything in this Agreement or the Basic Documents to the contrary, the Servicer shall be responsible for performance of the duties of the Issuer in accordance with Section 10.11 of the Trust Agreement with respect to, among other things, tax reporting and returns, accounting and reports to Holders (as defined in the Trust Agreement); provided, however, that once prepared by the Servicer, the Owner Trustee shall retain responsibility for the distribution of any necessary Schedule K-1s, as applicable, to enable the Certificateholder to prepare its federal and state income tax returns.

(iv) The Servicer shall perform the duties of the Servicer specified in Section 9.2 of the Trust Agreement required to be performed in connection with the resignation or removal of the Owner Trustee, the duties of the Servicer specified in Section 10.11 of the Trust Agreement, and any other duties expressly required to be performed by the Servicer under this Agreement or any of the Basic Documents.

(v) In carrying out the foregoing duties or any of its other obligations under this Agreement, the Servicer may enter into transactions with or otherwise deal with any of its Affiliates; provided, however, that the terms of any such transactions or dealings shall be in accordance with any directions received from the Issuer and shall be, in the Servicer’s opinion, no less favorable to the Issuer in any material respect.

(c) Tax Matters. The Servicer shall prepare and file, on behalf of the Seller, all tax returns, tax elections, financial statements and such annual or other reports attributable to the activities engaged in by the Issuer as are necessary for preparation of tax reports, including without limitation Form 1099. All tax returns will be signed by the Seller or the Servicer.

(d) Non-Ministerial Matters. With respect to matters that in the reasonable judgment of the Servicer are non-ministerial, the Servicer shall not take any action pursuant to this Article unless within a reasonable time before the taking of such action, the Servicer shall have notified the Owner Trustee and the Trustee of the proposed action and the Owner Trustee (acting at the direction of the Certificateholder) and, with respect to items (i), (ii), (iii) and (iv) below, the Trustee shall not have withheld consent. For the purpose of the preceding sentence, “non-ministerial matters” shall include:

(i) the amendment of or any supplement to the Indenture;

(ii) the initiation of any claim or lawsuit by the Issuer and the compromise of any action, claim or lawsuit brought by or against the Issuer (other than in connection with the collection of the Receivables);

(iii) the amendment, change or modification of this Agreement or any of the Basic Documents;

(iv) the appointment of successor Note Registrars, successor Paying Agents and successor Trustees pursuant to the Indenture or the appointment of successor

Servicers or the consent to the assignment by the Note Registrar, Paying Agent or Trustee of its obligations under the Indenture; and

(v) the removal of the Trustee or the Trust Collateral Agent.

(e) Exceptions. Notwithstanding anything to the contrary in this Agreement, except as expressly provided herein or in the other Basic Documents, the Servicer, in its capacity hereunder, shall not be obligated to, and shall not, (i) make any payments to the Noteholders or the Certificateholder under the Basic Documents, (ii) sell the Trust Property pursuant to Section 5.5 of the Indenture, (iii) take any other action that the Issuer directs the Servicer not to take on its behalf or (iv) in connection with its duties hereunder assume any indemnification obligation of any other Person.

(f) No successor Servicer shall be responsible for any obligations or duties of the Servicer under this Section 11.1. Notwithstanding the foregoing or any other provision of this Agreement, GM Financial shall continue to perform the obligations of the Servicer under this Section 11.1.

SECTION 11.2. Records. The Servicer shall maintain appropriate books of account and records relating to services performed under this Agreement, which books of account and records shall be accessible for inspection by the Issuer at any time during normal business hours.

SECTION 11.3. Additional Information to be Furnished to the Issuer. The Servicer shall furnish to the Issuer from time to time such additional information regarding the Collateral as the Issuer shall reasonably request.

SECTION 11.4. Review Reports. Upon the request of any Noteholder to the Servicer for a copy of any Review Report (as defined in the Asset Representations Review Agreement), the Servicer shall promptly provide a copy of such Review Report to such Noteholder; provided, that if the requesting Noteholder is not a Noteholder of record, such Noteholder must provide the Servicer with a written certification stating that it is a beneficial owner of a Note, together with supporting documentation supporting that statement (which may include, but is not limited to, a trade confirmation, an account statement or a letter from a broker or dealer verifying ownership) before the Servicer delivers such Review Report to such Noteholder; provided, further, that if such Review Report contains personally identifiable information regarding Obligors, then the Servicer may condition its delivery of that portion of the Review Report to the requesting Noteholder on such Noteholder’s delivery to the Servicer of an agreement acknowledging that such Noteholder may use such information only for the limited purpose of assessing the nature of the related breaches of representations and warranties and may not use that information for any other purpose.

ARTICLE XII

Miscellaneous Provisions

SECTION 12.1. Amendment.

(a) This Agreement may be amended from time to time by the parties hereto, with the consent of the Trustee (which consent may not be unreasonably withheld), but without the consent

of any of the Noteholders, to cure any ambiguity or to correct or supplement any provisions in this Agreement or for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Noteholders; provided, however, that such amendments require: (i) satisfaction of the Rating Agency Condition or (ii) an Officer’s Certificate of the Servicer delivered to the Issuer, the Owner Trustee, the Trust Collateral Agent and the Trustee stating that the amendment will not materially and adversely affect the interest of any Noteholder.

(b) This Agreement may also be amended from time to time by the parties hereto, with the consent of the Trustee, and with the consent of the Majority Noteholders for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Noteholders; provided, however, that no such amendment shall (i) increase or reduce in any manner the amount of, or accelerate or delay the timing of, collections of payments on Receivables or distributions that shall be required to be made for the benefit of the Noteholders or (ii) reduce the aforesaid percentage of the outstanding principal amount of the Notes, the Holders of which are required to consent to any such amendment, without the consent of the Holders of all the outstanding Notes of each class affected thereby.

Promptly after the execution of any such amendment or consent, the Trust Collateral Agent shall furnish written notification of the substance of such amendment or consent to each Noteholder and the Seller (who shall deliver such notification to the Rating Agencies).

It shall not be necessary for the consent of the Noteholders pursuant to this Section to approve the particular form of any proposed amendment or consent, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents (and any other consents of Noteholders provided for in this Agreement) and of evidencing the authorization of any action by Noteholders shall be subject to such reasonable requirements as the Trustee or the Issuer, as applicable, may prescribe.

(c) Prior to the execution of any amendment to this Agreement, the Owner Trustee, the Trustee and the Trust Collateral Agent shall be entitled to receive and conclusively rely upon an Opinion of Counsel stating that the execution of such amendment is authorized or permitted by this Agreement and, with respect to any amendment to this Agreement pursuant to Section 12.1(b), the Opinion of Counsel referred to in Section 12.2(h)(i) has been delivered. The Owner Trustee, the Trust Collateral Agent and the Trustee may, but shall not be obligated to, enter into any such amendment which affects the Issuer’s, the Owner Trustee’s, the Trust Collateral Agent’s or the Trustee’s, as applicable, own rights, duties or immunities under this Agreement or otherwise.

SECTION 12.2. Protection of Title to Trust.

(a) The Seller shall execute and file such financing statements and cause to be executed and filed such continuation statements, all in such manner and in such places as may be required by law fully to preserve, maintain and protect the interest of the Issuer and the interests of the Trust Collateral Agent in the Receivables and in the proceeds thereof. The Seller shall deliver (or cause to be delivered) to the Owner Trustee and the Trust Collateral Agent file-stamped copies of, or filing receipts for, any document filed as provided above, as soon as available following such filing.

(b) Neither the Seller nor the Servicer shall change its name, identity or corporate structure in any manner that would, could or might make any financing statement or continuation statement filed in accordance with paragraph (a) above seriously misleading within the meaning of 9-506 of the UCC, unless it shall have given the Owner Trustee, the Trust Collateral Agent and the Trustee at least five days’ prior written notice thereof and shall have promptly filed appropriate amendments to all previously filed financing statements or continuation statements. Promptly upon such filing, the Seller or the Servicer, as the case may be, shall deliver an Opinion of Counsel in form and substance reasonably satisfactory to the Trust Collateral Agent, stating either (i) all financing statements and continuation statements have been executed and filed that are necessary fully to preserve and protect the interest of the Trust and the Trust Collateral Agent in the Receivables, and reciting the details of such filings or referring to prior Opinions of Counsel in which such details are given, or (ii) no such action shall be necessary to preserve and protect such interest.

(c) Each of the Seller and the Servicer shall have an obligation to give the Owner Trustee, the Trust Collateral Agent and the Trustee at least 60 days’ prior written notice of any relocation of its principal executive office or jurisdiction of organization if, as a result of such relocation, the applicable provisions of the UCC would require the filing of any amendment of any previously filed financing or continuation statement or of any new financing statement and shall promptly file any such amendment or new financing statement. The Servicer shall at all times maintain (i) each office from which it shall service Receivables within the United States of America or Canada, and (ii) its principal executive office within the United States of America.

(d) The Servicer shall maintain accounts and records as to each Receivable accurately and in sufficient detail to permit (i) the reader thereof to know at any time the status of such Receivable, including payments and recoveries made and payments owing (and the nature of each) and (ii) reconciliation between payments or recoveries on (or with respect to) each Receivable and the amounts from time to time deposited in the Collection Account in respect of such Receivable.

(e) The Servicer shall maintain its computer systems so that, from and after the time of sale under this Agreement of the Receivables to the Issuer, the Servicer’s master computer records (including any backup archives) that refer to a Receivable shall indicate clearly the interest of the Trust in such Receivable and that such Receivable is owned by the Trust. Indication of the Trust’s interest in a Receivable shall be deleted from or modified on the Servicer’s computer systems when, and only when, the related Receivable shall have been paid in full or repurchased or sold pursuant to this Agreement.

(f) If at any time the Seller or the Servicer shall propose to sell, grant a security interest in or otherwise transfer any interest in automotive receivables to any prospective purchaser, lender or other transferee, the Servicer shall give to such prospective purchaser, lender or other transferee computer tapes, records or printouts (including any restored from backup archives) that, if they shall refer in any manner whatsoever to any Receivable, shall indicate clearly that such Receivable has been sold and is owned by the Trust.

(g) Upon request, the Servicer shall furnish to the Owner Trustee or to the Trustee, within five Business Days, a list of all Receivables (by contract number and name of Obligor) then held as part of the Trust, together with a reconciliation of such list to the Schedule of Receivables

and to each of the Servicer’s Certificates furnished before such request indicating removal of Receivables from the Trust.

(h) The Servicer shall deliver to the Owner Trustee and the Trustee:

(i) promptly after the execution and delivery of the Agreement and, if required pursuant to Section 12.1, of each amendment, an Opinion of Counsel stating that, in the opinion of such Counsel, either (A) all financing statements and continuation statements have been executed and filed that are necessary fully to preserve and protect the interest of the Trust and the Trust Collateral Agent in the Receivables, and reciting the details of such filings or referring to prior Opinions of Counsel in which such details are given, or (B) no such action shall be necessary to preserve and protect such interest; and

(ii) within 120 days after the beginning of each calendar year, beginning with the first calendar year beginning more than six months after the Closing Date, an Opinion of Counsel, dated as of a date during such 120-day period, stating that, in the opinion of such counsel, either (A) all financing statements and continuation statements have been executed and filed that are necessary fully to preserve and protect the interest of the Trust and the Trust Collateral Agent in the Receivables, and reciting the details of such filings or referring to prior Opinions of Counsel in which such details are given, or (B) no such action shall be necessary to preserve and protect such interest.

Each Opinion of Counsel referred to in clause (i) or (ii) above shall specify any action necessary (as of the date of such opinion) to be taken in the following year to preserve and protect such interest.

SECTION 12.3. Notices.

(a) All demands, notices and communications upon or to the Seller, the Servicer, the Owner Trustee, the Trustee or the Rating Agencies (upon whom any demands, notices or communications shall be provided only by the Seller or the Servicer) under this Agreement shall be in writing, personally delivered, electronically delivered, mailed by certified mail, return receipt requested, federal express or similar overnight courier service, and shall be deemed to have been duly given upon receipt (i) in the case of the Seller, to AFS SenSub Corp., 000 Xxxxxxxxxx Xxxxxx Xxxxx, Xxxxx 000, Xxx Xxxxx, Xxxxxx 00000, Attention: Chief Financial Officer, with a copy to AFS SenSub Corp., c/o GM Financial, 000 Xxxxxx Xxxxxx, Xxxxx 0000, Xxxx Xxxxx, Xxxxx 00000, Attention: Chief Financial Officer, (ii) in the case of the Servicer, to GM Financial, 000 Xxxxxx Xxxxxx, Xxxxx 0000, Xxxx Xxxxx, Xxxxx 00000, Attention: Chief Financial Officer, (iii) in the case of the Issuer or the Owner Trustee, at the Corporate Trust Office of the Owner Trustee, (iv) in the case of the Trustee or the Trust Collateral Agent, at the applicable Corporate Trust Office of the Trustee and the Trust Collateral, (v) in the case of Fitch, to Fitch Ratings, Inc., 00 Xxxxxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, (vi) in the case of Standard & Poor’s, via electronic delivery to Xxxxxxxx_xxxxxxx@xxxxxxxx.xxx; for any information not available in electronic format, hard copies should be sent to S&P Global Ratings, 00 Xxxxx Xxxxxx, 00xx xxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: ABS Surveillance Group and (vii) in the case of the Asset Representations Reviewer, to XXXXxxxxxx@xxxxxxx.xxx and to Xxxxxxx Fixed Income Services LLC, 0000 Xxxxx Xxxxxxxxxx Xxxx, Xxxxxxxxx, Xxxxxxx 00000, Attn: SVP, with a copy to Xxxxxxx Fixed Income Services LLC,

c/x Xxxxxxx Holdings LLC, 0000 Xxxxxx Xxxxxx, Xxxx Xxxxx Xxxxx 0000, Xxxxxxxxxxxx, Xxxxxxxxxxxx 00000, Attn: General Counsel. Any notice required or permitted to be mailed to a Noteholder shall be given by first class mail, postage prepaid, at the address of such Holder as shown in the Note Register. Any notice so mailed within the time prescribed in the Agreement shall be conclusively presumed to have been duly given, whether or not the Noteholder shall receive such notice. Where this Agreement provides for notice or delivery of documents to the Rating Agencies, failure to give such notice or deliver such documents shall not affect any other rights or obligations created hereunder.

(b) If GM Financial is no longer the Servicer, any successor Servicer shall provide any required Rating Agency notices to the Seller, who shall promptly provide such notice to the Rating Agencies.

SECTION 12.4. Assignment. This Agreement shall inure to the benefit of and be binding upon the parties hereto and their respective successors and permitted assigns. Notwithstanding anything to the contrary contained herein, except as provided in Sections 7.4 and 8.3 and as provided in the provisions of this Agreement concerning the resignation of the Servicer, this Agreement may not be assigned by the Seller or the Servicer without the prior written consent of the Owner Trustee, the Trust Collateral Agent, the Trustee and the Majority Noteholders.

SECTION 12.5. Limitations on Rights of Others. The provisions of this Agreement are solely for the benefit of the parties hereto, the Trustee, the Owner Trustee and the Noteholders, as third-party beneficiaries. Nothing in this Agreement, whether express or implied, shall be construed to give to any other Person any legal or equitable right, remedy or claim in the Owner Trust Estate or under or in respect of this Agreement or any covenants, conditions or provisions contained herein.

SECTION 12.6. Severability. Any provision of this Agreement that is prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction.

SECTION 12.7. Separate Counterparts. This Agreement may be executed by the parties hereto in separate counterparts, each of which when so executed and delivered shall be an original regardless of whether delivered in physical or electronic form, but all such counterparts shall together constitute but one and the same instrument.

SECTION 12.8. Headings. The headings of the various Articles and Sections herein are for convenience of reference only and shall not define or limit any of the terms or provisions hereof.

SECTION 12.9. Governing Law. THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH, AND THIS AGREEMENT AND ALL MATTERS ARISING OUT OF OR RELATING IN ANY WAY TO THIS AGREEMENT SHALL BE GOVERNED BY, THE LAW OF THE STATE OF NEW YORK, WITHOUT GIVING EFFECT TO ITS CONFLICT OF

LAW PROVISIONS (OTHER THAN SECTIONS 5-1401 AND 5-1402 OF THE NEW YORK GENERAL OBLIGATIONS LAW).

SECTION 12.10. Assignment to Trust Collateral Agent. The Seller hereby acknowledges and consents to any mortgage, pledge, assignment and grant of a security interest by the Issuer to the Trust Collateral Agent pursuant to the Indenture for the benefit of the Noteholders of all right, title and interest of the Issuer in, to and under the Receivables listed in Schedule A hereto and/or the assignment of any or all of the Issuer’s rights and obligations hereunder to the Trust Collateral Agent.

SECTION 12.11. Nonpetition Covenants.

(a) Notwithstanding any prior termination of this Agreement, the Servicer, the Seller and the Trust Collateral Agent shall not, prior to the date which is one year and one day after the termination of this Agreement with respect to the Issuer, acquiesce, petition or otherwise invoke or cause the Issuer to invoke the process of any court or government authority for the purpose of commencing or sustaining a case against the Issuer under any federal or state bankruptcy, insolvency or similar law or appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of the Issuer or any substantial part of its property, or ordering the winding up or liquidation of the affairs of the Issuer.

(b) Notwithstanding any prior termination of this Agreement, neither the Servicer nor the Trust Collateral Agent shall, prior to the date that is one year and one day after the termination of this Agreement with respect to the Seller, acquiesce to, petition or otherwise invoke or cause the Seller to invoke the process of any court or government authority for the purpose of commencing or sustaining a case against the Seller under any federal or state bankruptcy, insolvency or similar law, appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator, or other similar official of the Seller or any substantial part of its property, or ordering the winding up or liquidation of the affairs of the Seller.

SECTION 12.12. Limitation of Liability of Owner Trustee and Trust Collateral Agent

(a) It is expressly understood and agreed by the parties hereto that (i) this Agreement is executed and delivered by Wilmington Trust Company, not individually or personally but solely as trustee of the Issuer, in the exercise of the powers and authority conferred and vested in it, (ii) each of the representations, undertakings and agreements herein made on the part of the Issuer is made and intended not as personal representations, undertakings and agreements by Wilmington Trust Company but is made and intended for the purpose of binding only the Issuer, (iii) nothing herein contained shall be construed as creating any liability on Wilmington Trust Company, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any Person claiming by, through or under the parties hereto, (iv) Wilmington Trust Company has made no investigation as to the accuracy or completeness of any representations or warranties made by the Issuer in this Agreement and (v) under no circumstances shall Wilmington Trust Company be personally liable for the payment of any indebtedness or expenses of the Issuer or be liable for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Issuer under this Agreement or any other related documents.

(b) Notwithstanding anything contained herein to the contrary, this Agreement has been executed and delivered by Xxxxx Fargo Bank, N.A., not in its individual capacity but solely as Trust Collateral Agent and in no event shall Xxxxx Fargo Bank, N.A. have any liability for the representations, warranties, covenants, agreements or other obligations of the Issuer hereunder or in any of the certificates, notices or agreements delivered pursuant hereto, as to all of which recourse shall be had solely to the assets of the Issuer.

(c) Neither the Owner Trustee nor the Trust Collateral Agent shall have any duty, responsibility or obligation to (or liability for failing to) monitor, supervise, confirm, verify, notify regarding or otherwise enforce the requirements or commitments applicable to any Person arising under, related to or otherwise in connection with any provision of this Agreement or any law, rule or regulation in connection with risk retention.

(d) In no event shall Xxxxx Fargo Bank, N.A., in any of its capacities hereunder, be deemed to have assumed any duties of the Owner Trustee under the Delaware Statutory Trust Statute, common law, or the Trust Agreement or of the Servicer hereunder (unless it is acting as successor Servicer hereunder or is recording, registering, filing, re-recording, re-filing, or re-registering any financing statement, continuation statement or other instrument required by the Trust Collateral Agent pursuant to Section 3.5 of the Indenture or is taking any action to perfect or re-perfect the security interests in the financed vehicles pursuant to Section 4.5(b)).

(e) The Trustee and the Trust Collateral Agent have the same rights, protections and immunities hereunder as they have under the Indenture as if such rights, protections and immunities were expressly set forth herein mutatis mutandis.

SECTION 12.13. Trust Collateral Agent to Report Repurchase Demands due to Breaches of Representations and Warranties. The Trust Collateral Agent will (a) notify the Servicer, GM Financial and the Seller, as soon as practicable and in any event within five Business Days and in the manner set forth for providing notices hereunder, of all demands or requests communicated (in writing or orally) to the Trustee or the Trust Collateral Agent for the repurchase of any Receivable pursuant to Section 5.1 of the Purchase Agreement or Section 3.2, (b) promptly upon request by the Servicer, GM Financial or the Seller, provide to them any other information reasonably requested to facilitate compliance by them with Rule 15Ga-1 under the Exchange Act and Items 1104(e) and 1121(c) of Regulation AB, and (c) if requested by the Servicer, GM Financial or the Seller, provide a written certification no later than fifteen days following any calendar quarter or calendar year that Xxxxx Fargo Bank, N.A. has not received any repurchase demands for such period, or if repurchase demands have been received during such period, that the Trust Collateral Agent has provided all the information reasonably requested under clause (b) above with respect to such demands. In no event will the Trust Collateral Agent or the Issuer have any responsibility or liability in connection with any filing required to be made by a securitizer under the Exchange Act or Regulation AB.

SECTION 12.14. Independence of the Servicer. For all purposes of this Agreement, the Servicer shall be an independent contractor and shall not be subject to the supervision of the Issuer, the Trust Collateral Agent, the Trustee or the Owner Trustee with respect to the manner in which it accomplishes the performance of its obligations hereunder. Unless expressly authorized by this Agreement or any other Basic Document, the Servicer shall have no authority to act for or represent

the Issuer or the Owner Trustee in any way and shall not otherwise be deemed an agent of the Issuer or the Owner Trustee.

SECTION 12.15. No Joint Venture. Nothing contained in this Agreement (a) shall constitute the Servicer and any of the Issuer, the Trustee, the Trust Collateral Agent or the Owner Trustee as members of any partnership, joint venture, association, syndicate, unincorporated business or other separate entity, (b) shall be construed to impose any liability as such on any of them or (c) shall be deemed to confer on any of them any express, implied or apparent authority to incur any obligation or liability on behalf of the others.

SECTION 12.16. State Business Licenses. The Servicer or the Certificateholder shall prepare and instruct the Trust to file each state business license (and any renewal thereof) required to be filed under applicable state law without further consent or instruction from the Instructing Party (as defined in the Trust Agreement), including a Sales Finance Company Application (and any renewal thereof) with the Pennsylvania Department of Banking, Licensing Division, and a Financial Regulation Application (and any renewal thereof) with the Maryland Department of Labor, Licensing and Regulation.

SECTION 12.17. Regulation RR Risk Retention. GM Financial, as Sponsor, and the Depositor agree that (a) GM Financial will cause the Depositor to, and the Depositor will, retain the “eligible horizontal residual interest” (the “Retained Interest”) (as defined in the Credit Risk Retention Rules) on the Closing Date and (b) GM Financial will not permit the Depositor to, and the Depositor will not, sell, transfer, finance or hedge the Retained Interest except as permitted by the Credit Risk Retention Rules.

SECTION 12.18. Submission to Jurisdiction; Waiver of Jury Trial. Each of the parties hereto hereby irrevocably and unconditionally:

(a) submits for itself and its property in any legal action relating to this Agreement, the Basic Documents or any other documents executed and delivered in connection herewith, or for recognition and enforcement of any judgment in respect thereof, to the nonexclusive general jurisdiction of the courts of the State of New York, the courts of the United States of America for the Southern District of New York and appellate courts from any thereof;

(b) consents that any such action may be brought in such courts and waives any objection that it may now or hereafter have to the venue of such action in any such court or that such action was brought in an inconvenient court and agrees not to plead or claim the same; and

(c) waives, to the fullest extent permitted by law, any and all right to trial by jury in any legal proceeding arising out of or relating to this Agreement, the Basic Documents or the transactions contemplated hereby.

[Remainder of Page Intentionally Left Blank]

IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed and delivered by their respective duly authorized officers as of the day and the year first above written.


GM FINANCIAL CONSUMER AUTOMOBILE RECEIVABLES TRUST 2019-3



By: WILMINGTON TRUST COMPANY, not in its individual capacity but solely as Owner Trustee on behalf of the Trust



By:


Name:
Title:


AFS SENSUB CORP.,
Seller



By:


Name:


Title:

AMERICREDIT FINANCIAL SERVICES, INC.

d/b/a GM Financial, as Servicer



By:


Name:
Title:


XXXXX FARGO BANK, N.A.,


not in its individual capacity but solely as Trust Collateral Agent



By:


Name:


Title:

[Signature Page to Sale and Servicing Agreement]

SCHEDULE A

SCHEDULE OF RECEIVABLES

[On file with GM Financial, the Trustee and Xxxxxx Xxxxxx Rosenman LLP]

SCH-A-1


Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number
	457259364		111010311874		111011373536		111012413981		111012515872		111013672754		111014401531		111014491664		111015539455		111015631201		111015717846		111015805901		111016240523		111016331793		111016425551		111016517654		111016591410		111017420737		111017487538		111017553868
	457265213		111010311920		111011373558		111012414038		111012516187		111013673081		111014401553		111014491686		111015539512		111015631672		111015717857		111015805923		111016240534		111016331827		111016425584		111016517676		111016591432		111017420793		111017487549		111017553879
	457317774		111010311997		111011373570		111012414049		111012516277		111013673104		111014401586		111014491697		111015539523		111015631706		111015717868		111015805934		111016240679		111016331838		111016425607		111016517698		111016591454		111017420883		111017487572		111017553880
	457347342		111010312000		111011373604		111012414061		111012516334		111013673115		111014401676		111014491710		111015539545		111015631762		111015717879		111015805956		111016240691		111016331850		111016425630		111016517755		111016591465		111017421042		111017487606		111017553891
	457363398		111010312022		111011373615		111012414094		111012516389		111013673216		111014402284		111014491732		111015539567		111015631784		111015717880		111015805978		111016240703		111016331861		111016425674		111016517766		111016591476		111017421053		111017487628		111017554016
	457548816		111010312044		111011373738		111012414117		111012516435		111013673227		111014402330		111014491787		111015539602		111015631863		111015717891		111015807105		111016240714		111016331872		111016425708		111016517777		111016591522		111017421086		111017487639		111017554027
	458077849		111010312066		111011373806		111012414173		111012516547		111013673283		111014402363		111014491798		111015539624		111015631919		111015717903		111015807521		111016240725		111016331917		111016425753		111016517788		111016591588		111017421109		111017487640		111017554061
	460152416		111010312088		111011373851		111012414230		111012516592		111013673317		111014402385		111014491822		111015539679		111015631986		111015717925		111015807543		111016240747		111016331939		111016425786		111016517812		111016591612		111017421121		111017487673		111017554140
	463651737		111010312099		111011374043		111012414241		111012516671		111013673384		111014402396		111014491833		111015539680		111015631997		111015717947		111015807576		111016240758		111016331951		111016425809		111016517823		111016591623		111017421132		111017487695		111017554162
	111001763897		111010312235		111011374076		111012414252		111012516705		111013673407		111014402408		111014491855		111015539691		111015632000		111015717958		111015807644		111016240770		111016331962		111016425821		111016517889		111016591735		111017421277		111017487707		111017554184
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	111003488837		111010315328		111011377855		111012417514		111012521699		111013679492		111014404400		111014494645		111015542774		111015634563		111015720974		111015809950		111016243111		111016335630		111016429814		111016520276		111016594086		111017423156		111017489709		111017556456
	111003488950		111010315351		111011377989		111012417525		111012521712		111013679560		111014404411		111014494814		111015542785		111015634743		111015721009		111015809961		111016243144		111016335685		111016429825		111016520298		111016594110		111017423178		111017489710		111017556478
	111003488972		111010315575		111011378115		111012417536		111012521723		111013679571		111014404422		111014494825		111015542842		111015634822		111015721010		111015809994		111016243188		111016335708		111016429858		111016520300		111016594132		111017423189		111017489721		111017556490
	111003489029		111010315597		111011378126		111012417569		111012521734		111013679706		111014404433		111014495129		111015542853		111015634866		111015721032		111015810031		111016243212		111016335719		111016429869		111016520377		111016594187		111017423190		111017489732		111017556524
	111003489041		111010315632		111011378148		111012417570		111012521756		111013679717		111014404455		111014495152		111015542864		111015634877		111015721054		111015810053		111016243245		111016335720		111016429870		111016520388		111016594198		111017423224		111017489798		111017556546
	111003489388		111010315935		111011378261		111012417581		111012521767		111013679728		111014404466		111014495196		111015542875		111015634899		111015721065		111015810064		111016243302		111016335775		111016429926		111016520412		111016594211		111017423257		111017489800		111017556591
	111003489456		111010315946		111011378306		111012417592		111012522320		111013680203		111014404488		111014495208		111015542886		111015634901		111015721087		111015810110		111016243649		111016335786		111016429937		111016520423		111016594222		111017423268		111017489811		111017556603
	111003489478		111010315991		111011378340		111012417615		111012522410		111013680517		111014404499		111014495220		111015543214		111015634923		111015721098		111015810132		111016243661		111016335797		111016429971		111016520513		111016594233		111017423314		111017489833		111017556614
	111003489489		111010316037		111011378395		111012417648		111012522454		111013680539		111014404501		111014495231		111015543225		111015634956		111015721278		111015810165		111016243694		111016335809		111016430007		111016520524		111016594547		111017423336		111017489844		111017556625

SCH-A-2


Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number
	111003489490		111010316093		111011378485		111012417660		111012522825		111013680618		111014404545		111014495297		111015543236		111015634978		111015721289		111015810468		111016243706		111016335821		111016430018		111016520647		111016594570		111017423347		111017489877		111017556636
	111003489513		111010316206		111011378531		111012417693		111012522836		111013680865		111014404556		111014495422		111015543258		111015635137		111015721458		111015810491		111016243717		111016335832		111016430030		111016520681		111016594581		111017423426		111017489888		111017556647
	111003489568		111010316330		111011378542		111012417716		111012522881		111013680900		111014404590		111014495455		111015543292		111015635216		111015721470		111015810514		111016243728		111016335876		111016430041		111016520737		111016594615		111017423482		111017489899		111017556669
	111003489591		111010316475		111011378586		111012417738		111012522892		111013680911		111014404635		111014495466		111015543348		111015635272		111015721559		111015810536		111016243751		111016335887		111016430096		111016520748		111016594626		111017423493		111017489923		111017556670
	111003489670		111010316509		111011378733		111012417839		111012522948		111013680922		111014404646		111014495488		111015543359		111015635283		111015721560		111015810558		111016243773		111016335911		111016430142		111016520771		111016594637		111017423505		111017489978		111017557389
	111003489715		111010316699		111011378766		111012417840		111012523028		111013680944		111014404725		111014495545		111015543360		111015635294		111015721571		111015810569		111016243784		111016335999		111016430164		111016520793		111016594659		111017423516		111017489989		111017557424
	111003489793		111010316701		111011378834		111012417851		111012523095		111013680988		111014404905		111014495578		111015543371		111015635306		111015721582		111015810592		111016243807		111016336349		111016430175		111016520838		111016594693		111017423538		111017490015		111017557446
	111003490560		111010316756		111011379048		111012417884		111012523118		111013681035		111014404950		111014495613		111015543427		111015635317		111015721728		111015810604		111016243829		111016336372		111016430221		111016520849		111016594727		111017423561		111017490026		111017557479
	111003490784		111010316824		111011379060		111012417895		111012523129		111013681215		111014405018		111014495668		111015543494		111015635328		111015721807		111015810615		111016243919		111016336619		111016430232		111016520894		111016594738		111017423572		111017490048		111017557503
	111003490818		111010316835		111011379127		111012417907		111012523152		111013681226		111014405029		111014495871		111015543539		111015635351		111015721818		111015810648		111016243975		111016336697		111016430254		111016521053		111016594749		111017423606		111017490059		111017557514
	111003490830		111010317016		111011379150		111012417929		111012523185		111013681518		111014405030		111014495916		111015543551		111015635373		111015721829		111015810659		111016243986		111016336710		111016430265		111016521064		111016594750		111017424001		111017490060		111017557536
	111003490908		111010317162		111011379273		111012417941		111012523242		111013681585		111014405333		111014496085		111015543584		111015635418		111015721830		111015810693		111016243997		111016336732		111016430344		111016521132		111016594806		111017424012		111017490127		111017557547
	111003490920		111010317263		111011379486		111012418256		111012523286		111013681608		111014405366		111014496186		111015543607		111015635429		111015721841		111015810705		111016244000		111016337159		111016430366		111016521176		111016594828		111017424023		111017490138		111017557569
	111003491055		111010317274		111011379622		111012418267		111012523297		111013681765		111014405377		111014496209		111015543629		111015635430		111015721919		111015810761		111016244033		111016337193		111016430388		111016521187		111016594839		111017424034		111017490150		111017557581
	111003491156		111010317319		111011379666		111012418278		111012523321		111013681776		111014405412		111014496232		111015543652		111015635463		111015721953		111015810828		111016244178		111016337216		111016430412		111016521198		111016595010		111017424113		111017490183		111017557604
	111003491189		111010317364		111011379824		111012418290		111012523332		111013681787		111014405423		111014496311		111015543719		111015635496		111015722291		111015810839		111016244190		111016337250		111016430434		111016521200		111016595054		111017424214		111017490206		111017557626
	111003491437		111010317375		111011379846		111012418302		111012523365		111013681798		111014405434		111014496489		111015543720		111015635609		111015722303		111015810851		111016244202		111016337261		111016430467		111016521222		111016595122		111017424236		111017490217		111017557637
	111003491459		111010317397		111011379868		111012418313		111012523376		111013681811		111014405456		111014496502		111015543753		111015635610		111015722314		111015810884		111016244213		111016337272		111016430478		111016521299		111016595133		111017424247		111017490228		111017557648
	111003491853		111010317409		111011379936		111012418335		111012523455		111013681833		111014405467		111014496513		111015543775		111015635621		111015722325		111015810895		111016244235		111016337283		111016430490		111016521301		111016595155		111017424258		111017490240		111017557659
	111003491909		111010317410		111011380129		111012418357		111012523477		111013681855		111014405478		111014496524		111015543797		111015635676		111015722336		111015810929		111016244347		111016337306		111016430513		111016521312		111016595199		111017424269		111017490251		111017557660
	111003491965		111010317421		111011380130		111012418379		111012523501		111013681866		111014405490		111014496568		111015543809		111015635755		111015722370		111015810996		111016244370		111016337317		111016430524		111016521356		111016595212		111017424281		111017490329		111017557772
	111003492045		111010317487		111011380196		111012418380		111012523602		111013681956		111014405513		111014496579		111015543832		111015635788		111015722415		111015811043		111016244404		111016337980		111016430883		111016521367		111016595223		111017424348		111017490341		111017557806
	111003492146		111010317599		111011380332		111012418458		111012523657		111013682137		111014405568		111014496580		111015543854		111015635834		111015722640		111015811087		111016244415		111016338026		111016430973		111016521378		111016595267		111017424360		111017490352		111017557839
	111003492214		111010317612		111011380433		111012418469		111012523668		111013682159		111014405591		111014496614		111015543865		111015635845		111015722651		111015811144		111016245179		111016338037		111016431031		111016521682		111016595278		111017424371		111017490363		111017557840
	111003492258		111010317634		111011380444		111012418481		111012523691		111013682452		111014405726		111014496647		111015543898		111015635924		111015722673		111015811155		111016245203		111016338071		111016431075		111016521705		111016595313		111017424382		111017490374		111017557851
	111003492270		111010317689		111011380455		111012419134		111012523703		111013682463		111014405737		111014496715		111015543900		111015635957		111015722695		111015811177		111016245225		111016338082		111016431097		111016521727		111016595335		111017424427		111017490408		111017557918
	111003492449		111010317690		111011380466		111012419156		111012523714		111013682474		111014405748		111014496850		111015543911		111015635968		111015722718		111015811201		111016245236		111016338116		111016431110		111016521794		111016595346		111017424438		111017490420		111017557930
	111003492494		111010317735		111011380477		111012419167		111012523770		111013682485		111014405759		111014496872		111015543955		111015635979		111015722730		111015811212		111016245269		111016338127		111016431121		111016521806		111016595357		111017424449		111017490431		111017557963
	111003492629		111010317791		111011380534		111012419178		111012523781		111013682519		111014405760		111014496883		111015543988		111015636060		111015722763		111015811223		111016245304		111016338183		111016431132		111016521828		111016595380		111017424461		111017490655		111017557974
	111003492708		111010317881		111011380589		111012419235		111012523815		111013682531		111014405793		111014496894		111015544024		111015636262		111015722785		111015811492		111016245326		111016338194		111016431154		111016521840		111016595447		111017424506		111017490666		111017557996
	111003492742		111010317959		111011380635		111012419268		111012523938		111013682575		111014405816		111014496995		111015544035		111015636273		111015722796		111015811504		111016245337		111016338217		111016431323		111016521873		111016595469		111017424517		111017490688		111017558009
	111003492809		111010317982		111011380679		111012419325		111012523949		111013682609		111014405838		111014497019		111015544079		111015636284		111015722819		111015811537		111016245348		111016338240		111016431378		111016521884		111016595504		111017424539		111017490699		111017558010
	111003493068		111010318006		111011380680		111012419369		111012523983		111013682610		111014405940		111014497075		111015544114		111015636318		111015722820		111015811548		111016245371		111016338251		111016431413		111016521895		111016595515		111017424573		111017490701		111017558043
	111003493080		111010318051		111011380725		111012419404		111012524636		111013682744		111014405984		111014497143		111015544125		111015636363		111015722831		111015811560		111016245382		111016338262		111016431457		111016521930		111016595526		111017424629		111017490723		111017558087
	111003493091		111010318231		111011380770		111012419437		111012524670		111013682788		111014406053		111014497211		111015544192		111015636396		111015722853		111015811593		111016245393		111016338273		111016431468		111016522188		111016595537		111017425002		111017490745		111017558098
	111003493103		111010318275		111011380949		111012419460		111012524704		111013682867		111014406075		111014497301		111015544204		111015636408		111015722886		111015811627		111016245427		111016338936		111016431503		111016522212		111016595560		111017425046		111017490767		111017558100
	111003493125		111010318286		111011380983		111012419482		111012524737		111013682968		111014406110		111014497378		111015544226		111015636419		111015722897		111015811649		111016245450		111016338947		111016431536		111016522223		111016595571		111017425057		111017490835		111017558144
	111003493316		111010318297		111011381018		111012419527		111012524760		111013683183		111014406143		111014497536		111015544248		111015636431		111015722910		111015811650		111016245517		111016339038		111016431547		111016522481		111016595582		111017425068		111017490857		111017558155
	111003493451		111010318332		111011381041		111012419549		111012524771		111013683307		111014406165		111014497558		111015544259		111015636442		111015722932		111015811694		111016245551		111016339049		111016431659		111016522504		111016595593		111017425079		111017490879		111017558166
	111003493743		111010318376		111011381085		111012419684		111012524805		111013683329		111014406176		111014497569		111015544282		111015636453		111015722954		111015811706		111016245607		111016339094		111016431660		111016522605		111016595616		111017425147		111017490958		111017558212
	111003493787		111010318466		111011381096		111012419695		111012524850		111013683363		111014406222		111014497615		111015544361		111015636464		111015723001		111015811739		111016245641		111016339117		111016431671		111016522638		111016595627		111017425350		111017490970		111017558223
	111003493800		111010318477		111011381119		111012419729		111012524872		111013683420		111014406233		111014497626		111015544372		111015636475		111015723012		111015811751		111016245652		111016339128		111016431682		111016522672		111016595649		111017425709		111017490981		111017558245
	111003493844		111010318499		111011381120		111012419730		111012525558		111013683723		111014406244		111014497648		111015544383		111015636510		111015723089		111015811784		111016245742		111016339139		111016431693		111016522683		111016595672		111017425721		111017490992		111017558256
	111003493934		111010318501		111011381434		111012419763		111012525569		111013683778		111014406277		111014497671		111015544440		111015636532		111015723090		111015811818		111016245753		111016339140		111016431772		111016522751		111016595683		111017425732		111017491027		111017558267
	111003493945		111010318556		111011381490		111012419819		111012525581		111013683970		111014406312		111014497693		111015544451		111015636543		111015723113		111015811829		111016246394		111016339173		111016431828		111016522852		111016595739		111017425743		111017491061		111017558313
	111003493967		111010318589		111011381502		111012419864		111012526379		111013684016		111014406367		111014497772		111015545036		111015636587		111015723124		111015811830		111016246439		111016339207		111016431839		111016522863		111016595751		111017425754		111017491072		111017558324
	111003494137		111010318725		111011381513		111012419875		111012526380		111013684117		111014406389		111014497794		111015545047		111015636600		111015723135		111015811885		111016246484		111016339296		111016431873		111016522896		111016595762		111017425765		111017491117		111017559033
	111003494160		111010318736		111011381603		111012419954		111012526414		111013684128		111014406402		111014497862		111015545058		111015636633		111015723157		111015811942		111016246518		111016339319		111016431895		111016522908		111016595773		111017425787		111017491139		111017559055
	111003494362		111010318837		111011381625		111012419976		111012526470		111013684151		111014406547		111014497873		111015545070		111015636666		111015723168		111015811975		111016246530		111016339331		111016432537		111016523011		111016595784		111017425798		111017491140		111017559066
	111003494441		111010318905		111011381647		111012419987		111012526492		111013684195		111014406570		111014497907		111015545104		111015636712		111015723179		111015811986		111016246563		111016339375		111016432559		111016523044		111016595795		111017425800		111017491151		111017559088
	111003494542		111010318927		111011381658		111012420002		111012526515		111013684207		111014406615		111014497918		111015545148		111015636734		111015723191		111015812011		111016246608		111016339386		111016432582		111016523055		111016595829		111017425934		111017491218		111017559099
	111003494575		111010319030		111011381670		111012420103		111012526537		111013684274		111014406660		111014498021		111015545182		111015636767		111015723797		111015812044		111016247115		111016339421		111016433527		111016523066		111016595874		111017425989		111017491230		111017559134
	111003494654		111010319052		111011381704		111012420114		111012526672		111013684285		111014406671		111014498032		111015545227		111015636778		111015723810		111015812077		111016247137		111016339432		111016433875		111016523077		111016595931		111017426003		111017491241		111017559145
	111003515670		111010319120		111011381715		111012420136		111012526683		111013684308		111014406693		111014498054		111015545261		111015636824		111015723821		111015812088		111016247508		111016339465		111016433921		111016523099		111016595964		111017426014		111017491252		111017559190
	111003559735		111010319131		111011381737		111012420147		111012526728		111013684432		111014406705		111014498324		111015545272		111015636857		111015723854		111015812101		111016247519		111016339500		111016433976		111016523101		111016596011		111017426036		111017491274		111017559202
	111003561930		111010319142		111011381748		111012420158		111012526739		111013684443		111014406749		111014498357		111015545441		111015636880		111015723876		111015812156		111016247520		111016339533		111016433987		111016523134		111016596099		111017426047		111017491285		111017559257
	111003569556		111010319164		111011381760		111012420215		111012526740		111013684454		111014406761		111014498379		111015545452		111015636925		111015723887		111015812167		111016247553		111016339544		111016434012		111016523145		111016596101		111017426058		111017491308		111017559279
	111003578871		111010319221		111011381940		111012420248		111012526751		111013685578		111014406772		111014498414		111015545474		111015636947		111015723900		111015812213		111016247564		111016339555		111016434023		111016523167		111016596112		111017426069		111017491320		111017559303
	111003601227		111010319265		111011381973		111012420776		111012526818		111013685646		111014406794		111014498717		111015545519		111015636969		111015723922		111015812279		111016247575		111016339566		111016434045		111016523202		111016596178		111017426092		111017491331		111017559314
	111003609304		111010319276		111011381995		111012420800		111012526863		111013685657		111014406828		111014498762		111015545520		111015636970		111015723933		111015812303		111016247586		111016339634		111016434056		111016523257		111016596189		111017426137		111017491353		111017559347
	111003619934		111010319298		111011382019		111012420811		111012526931		111013685703		111014406839		111014498830		111015545542		111015636992		111015723966		111015812369		111016247609		111016339656		111016434113		111016523325		111016596190		111017426159		111017491443		111017559583
	111003624097		111010319300		111011382031		111012420822		111012526953		111013685725		111014406884		111014498863		111015545553		111015637027		111015724035		111015812392		111016247698		111016339667		111016434135		111016523336		111016596213		111017426193		111017491454		111017559594
	111003630409		111010319311		111011382097		111012420833		111012526975		111013685747		111014407177		111014498908		111015545564		111015637038		111015724046		111015812415		111016247722		111016339713		111016434472		111016523347		111016596257		111017426216		111017491476		111017559617
	111003637710		111010319344		111011382121		111012420855		111012527000		111013685769		111014407188		111014498919		111015545597		111015637049		111015724068		111015812459		111016247744		111016339724		111016434483		111016523448		111016596325		111017426227		111017491487		111017559987
	111003641298		111010319366		111011382132		111012420866		111012527011		111013685770		111014407199		111014498931		111015545610		111015637094		111015724091		111015812460		111016247755		111016339746		111016434494		111016523505		111016596358		111017426249		111017491599		111017560002
	111003657284		111010319399		111011382143		111012421261		111012527088		111013685826		111014407256		111014498942		111015545632		111015637139		111015724136		111015812505		111016247766		111016340557		111016434517		111016523527		111016596404		111017426283		111017491601		111017560013
	111003658601		111010319478		111011382187		111012421272		111012527123		111013685859		111014407278		111014498964		111015545643		111015637140		111015724147		111015812549		111016247799		111016340614		111016434540		111016523549		111016596415		111017426294		111017491645		111017560103
	111003658634		111010319568		111011382200		111012421283		111012527134		111013685972		111014407302		111014498997		111015545654		111015637162		111015724170		111015812594		111016247878		111016340625		111016434562		111016523550		111016596426		111017426306		111017491656		111017560114
	111003658735		111010319614		111011382222		111012421306		111012527167		111013685994		111014407346		111014499000		111015545665		111015637252		111015724215		111015812617		111016247890		111016340647		111016434584		111016523561		111016596437		111017426328		111017491667		111017560125
	111003659613		111010319816		111011382266		111012421317		111012527202		111013686052		111014407379		111014499099		111015545676		111015637285		111015724237		111015812639		111016247902		111016340658		111016434595		111016523572		111016596482		111017426340		111017491678		111017560136
	111003659679		111010319827		111011382299		111012421351		111012527235		111013686074		111014407447		111014499101		111015545698		111015637296		111015724248		111015812673		111016247946		111016340737		111016434629		111016523583		111016596549		111017426395		111017491702		111017560147
	111003659758		111010319838		111011382312		111012421418		111012527268		111013686108		111014407470		111014499112		111015545700		111015637319		111015724260		111015812684		111016247957		111016340760		111016434641		111016523606		111016596561		111017426429		111017491746		111017560169
	111003659837		111010319861		111011382402		111012421430		111012527280		111013686164		111014407481		111014499178		111015545722		111015637342		111015724305		111015812695		111016247968		111016340782		111016434685		111016524034		111016596572		111017426430		111017491757		111017560215
	111003659860		111010319928		111011382435		111012421508		111012527325		111013686186		111014407504		111014499202		111015545733		111015637364		111015724327		111015812707		111016248037		111016340805		111016434719		111016524078		111016596617		111017426441		111017491768		111017560248
	111003659893		111010319973		111011382503		111012421531		111012527347		111013686243		111014407593		111014499493		111015545788		111015637386		111015724349		111015812718		111016248071		111016340849		111016434753		111016524089		111016596628		111017426531		111017491780		111017560259
	111003659916		111010320032		111011382536		111012421542		111012527358		111013686254		111014407616		111014499505		111015545801		111015637410		111015724350		111015812774		111016248093		111016340850		111016434775		111016524113		111016596662		111017426553		111017491803		111017560260
	111003659994		111010320065		111011382659		111012421564		111012527370		111013686287		111014407661		111014499516		111015545812		111015637432		111015724361		111015812785		111016248105		111016340861		111016434876		111016524135		111016596684		111017426575		111017491825		111017560282

SCH-A-3


Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number
	111003660008		111010320087		111011382660		111012421621		111012527437		111013686300		111014407694		111014499527		111015545845		111015637476		111015724372		111015812796		111016248116		111016340872		111016434898		111016524157		111016596730		111017426586		111017491836		111017560305
	111003660042		111010320133		111011382716		111012421632		111012527482		111013687109		111014407739		111014499549		111015545902		111015637566		111015724383		111015812819		111016248149		111016340883		111016434922		111016524168		111016596774		111017426609		111017491870		111017560316
	111003660110		111010320144		111011382783		111012421676		111012527493		111013687222		111014407740		111014499550		111015545924		111015637577		111015724394		111015812842		111016248161		111016340939		111016434933		111016524214		111016596796		111017426610		111017491948		111017560338
	111003660176		111010320313		111011382851		111012421700		111012527527		111013687301		111014407751		111014499583		111015545935		111015637588		111015724440		111015812864		111016248172		111016340962		111016434955		111016524360		111016596820		111017426621		111017492028		111017560350
	111003660277		111010320324		111011382873		111012421812		111012527561		111013687356		111014407784		111014499594		111015545979		111015637601		111015724484		111015812886		111016248194		111016340973		111016434988		111016524371		111016596886		111017426643		111017492039		111017560361
	111003660345		111010320368		111011382907		111012421823		111012527572		111013687390		111014407795		111014499617		111015545980		111015637656		111015724518		111015812897		111016248206		111016341008		111016435013		111016524416		111016596897		111017426654		111017492040		111017560372
	111003660367		111010320414		111011382918		111012421856		111012528113		111013687424		111014407818		111014499640		111015546004		111015637667		111015724585		111015812943		111016248228		111016341064		111016435068		111016524427		111016596910		111017426665		111017492950		111017560383
	111003660413		111010320649		111011382963		111012421889		111012528124		111013687435		111014407829		111014499651		111015546105		111015637678		111015724642		111015813012		111016248239		111016341086		111016435103		111016524584		111016596921		111017426676		111017492961		111017560394
	111003660424		111010320650		111011383098		111012421890		111012528135		111013687479		111014407841		111014499684		111015546138		111015637702		111015724697		111015813045		111016248240		111016341211		111016435114		111016524607		111016596954		111017426698		111017492972		111017560406
	111003660435		111010320728		111011383177		111012422699		111012528146		111013687581		111014407964		111014499763		111015546149		111015637724		111015724776		111015813078		111016248284		111016341266		111016435125		111016524618		111016596965		111017426700		111017493052		111017560417
	111003660468		111010320751		111011383245		111012422701		111012528180		111013687604		111014407975		111014499774		111015546161		111015637768		111015724800		111015813113		111016248330		111016341312		111016435136		111016524685		111016596976		111017426711		111017493074		111017560428
	111003660514		111010320762		111011383302		111012422734		111012529394		111013687660		111014407997		111014499998		111015546183		111015637779		111015724811		111015813135		111016248363		111016341356		111016435147		111016524731		111016596987		111017426733		111017493096		111017560439
	111003660536		111010320795		111011383335		111012422745		111012529417		111013687682		111014408022		111014500014		111015546194		111015637780		111015724822		111015813146		111016248385		111016341389		111016435169		111016524955		111016596998		111017426744		111017493119		111017560451
	111003660570		111010320841		111011383380		111012422756		111012529439		111013687716		111014408055		111014500047		111015546217		111015637825		111015724877		111015813157		111016248396		111016341424		111016435204		111016524988		111016597012		111017426777		111017493120		111017560462
	111003660581		111010320863		111011383447		111012422789		111012529451		111013687738		111014408077		111014500823		111015546228		111015637836		111015724899		111015813168		111016248677		111016341480		111016435226		111016524999		111016597337		111017426788		111017493131		111017560484
	111003660626		111010320908		111011383481		111012422813		111012529507		111013687828		111014408088		111014500834		111015546262		111015637881		111015725081		111015813191		111016248699		111016341491		111016435237		111016525057		111016597371		111017426799		111017493197		111017560495
	111003660648		111010320931		111011383492		111012422835		111012529518		111013687840		111014408099		111014500845		111015546622		111015638310		111015725104		111015813236		111016248712		111016341558		111016435248		111016525068		111016597382		111017426801		111017493232		111017560507
	111003660750		111010321055		111011383515		111012422846		111012529563		111013687851		111014408101		111014500856		111015546644		111015638354		111015725115		111015813247		111016249050		111016342177		111016435282		111016525091		111016597405		111017426812		111017493243		111017560518
	111003660761		111010321088		111011383560		111012422868		111012529574		111013687862		111014408112		111014500935		111015546655		111015638400		111015725182		111015813269		111016249094		111016342188		111016435305		111016525259		111016597416		111017426823		111017493254		111017560552
	111003660783		111010321190		111011383627		111012422879		111012529619		111013688065		111014408123		111014500979		111015546677		111015638411		111015725250		111015813292		111016249117		111016342223		111016435327		111016525260		111016597438		111017426834		111017493265		111017560563
	111003660828		111010321325		111011383650		111012422914		111012529697		111013688100		111014408134		111014501004		111015546688		111015638433		111015725272		111015813304		111016249139		111016342245		111016435383		111016525338		111016597449		111017426845		111017493300		111017560585
	111003660884		111010321336		111011383672		111012422925		111012529721		111013688122		111014408145		111014501026		111015546699		111015638747		111015725283		111015814215		111016249162		111016342289		111016435406		111016525350		111016597450		111017426856		111017493311		111017560596
	111003660907		111010321448		111011383740		111012422947		111012529743		111013688133		111014408178		111014501037		111015546824		111015638770		111015725306		111015814226		111016249184		111016342302		111016435417		111016525383		111016597472		111017426867		111017493333		111017560619
	111003660929		111010321460		111011383751		111012422958		111012529844		111013688795		111014408213		111014501048		111015546835		111015638781		111015725328		111015814484		111016249218		111016342313		111016435709		111016525439		111016597540		111017426913		111017493344		111017560631
	111003660941		111010321471		111011383773		111012422969		111012529855		111013688841		111014408268		111014501059		111015546868		111015638792		111015725339		111015814529		111016249308		111016342346		111016435721		111016525451		111016597573		111017426924		111017493355		111017560664
	111003662493		111010321516		111011383829		111012423038		111012529912		111013688863		111014408279		111014501060		111015546879		111015638804		111015725362		111015814563		111016249331		111016342357		111016435754		111016525495		111016597584		111017426935		111017493377		111017560697
	111003662549		111010321527		111011383942		111012423049		111012529923		111013689280		111014408280		111014501105		111015546936		111015638882		111015725373		111015814709		111016249353		111016342368		111016435765		111016525507		111016597618		111017426968		111017493388		111017560709
	111003662561		111010321538		111011384000		111012423106		111012529956		111013689842		111014408291		111014501116		111015546947		111015638905		111015725418		111015814754		111016249386		111016342380		111016435776		111016525529		111016597629		111017426980		111017493962		111017560710
	111003662640		111010321785		111011384055		111012423117		111012529989		111013689875		111014408369		111014501161		111015546958		111015638938		111015725430		111015814776		111016249397		111016342391		111016435798		111016525552		111016597911		111017426991		111017493995		111017560721
	111003662673		111010321842		111011384112		111012423139		111012530318		111013689886		111014408370		111014501206		111015546969		111015638961		111015725520		111015814798		111016249421		111016342403		111016435866		111016525619		111016597922		111017427194		111017494020		111017560743
	111003662684		111010321897		111011384134		111012423959		111012530330		111013690349		111014408381		111014501239		111015546970		111015638994		111015725531		111015814800		111016249454		111016342436		111016436025		111016525620		111016597944		111017427206		111017494031		111017560765
	111003662718		111010322078		111011384156		111012423971		111012530396		111013690350		111014408426		111014501273		111015547083		111015639018		111015725621		111015814822		111016249465		111016342447		111016436036		111016525631		111016597955		111017427217		111017494053		111017560800
	111003662741		111010322090		111011384189		111012424017		111012530408		111013690394		111014408460		111014501284		111015547094		111015639041		111015725632		111015814844		111016249476		111016342469		111016436058		111016525642		111016597966		111017427228		111017494064		111017560822
	111003662763		111010322146		111011384224		111012424028		111012530420		111013690406		111014408493		111014501295		111015547106		111015639052		111015725643		111015814877		111016249487		111016342470		111016436081		111016525675		111016597977		111017427251		111017494075		111017560844
	111003662774		111010322179		111011384235		111012424118		111012530497		111013690507		111014408549		111014501307		111015547139		111015639142		111015725665		111015814899		111016249500		111016342481		111016436104		111016525686		111016597988		111017427262		111017494165		111017560855
	111003662785		111010322258		111011384246		111012424130		111012530521		111013690530		111014408729		111014501329		111015547140		111015639197		111015725687		111015814967		111016249555		111016342504		111016436115		111016525787		111016597999		111017427307		111017494176		111017560866
	111003662864		111010322269		111011384336		111012424141		111012530532		111013690596		111014408774		111014501341		111015547151		111015639209		111015725777		111015814978		111016249599		111016342515		111016436193		111016525811		111016598013		111017427318		111017494233		111017560945
	111003662921		111010322326		111011384347		111012424196		111012530587		111013690619		111014409045		111014501352		111015547173		111015639298		111015725799		111015814989		111016249612		111016342560		111016436205		111016525822		111016598091		111017427329		111017494266		111017560956
	111003663124		111010322359		111011384370		111012424208		111012530622		111013690664		111014409067		111014501374		111015547218		111015639355		111015725834		111015815014		111016249634		111016342605		111016436216		111016525833		111016598103		111017427330		111017494277		111017561003
	111003663348		111010322438		111011384415		111012424219		111012530677		111013690697		111014409102		111014501431		111015547229		111015639366		111015725867		111015815047		111016249690		111016342627		111016436250		111016525866		111016598125		111017427341		111017494323		111017561014
	111003663595		111010322483		111011384471		111012424220		111012530688		111013690732		111014409113		111014501486		111015547241		111015639456		111015725902		111015815058		111016249702		111016342650		111016436261		111016525877		111016598147		111017427374		111017494480		111017561025
	111003663898		111010322528		111011384493		111012424253		111012530699		111013690743		111014409135		111014501532		111015547263		111015639478		111015725913		111015815070		111016249724		111016342672		111016436283		111016525888		111016598192		111017427385		111017494514		111017561058
	111003664855		111010322539		111011384561		111012424275		111012530712		111013690754		111014409214		111014501554		111015547285		111015639793		111015725946		111015815092		111016249735		111016342751		111016436294		111016525912		111016598259		111017427419		111017494536		111017561069
	111003666947		111010322573		111011384572		111012424286		111012530734		111013690822		111014409225		111014501565		111015547319		111015639928		111015725991		111015815182		111016249746		111016342773		111016436306		111016525923		111016598260		111017427420		111017494569		111017561081
	111004373077		111010322618		111011384594		111012424310		111012530789		111013690912		111014409269		111014501587		111015547421		111015639939		111015726004		111015815238		111016249791		111016342807		111016436339		111016525956		111016598406		111017427442		111017494570		111017561092
	111004378308		111010322630		111011384628		111012424343		111012530824		111013691058		111014409270		111014501734		111015547432		111015639940		111015726015		111015815261		111016249803		111016342818		111016436340		111016525989		111016598417		111017427464		111017494581		111017561104
	111004381605		111010322685		111011384639		111012424365		111012530846		111013691081		111014409281		111014501745		111015547500		111015639951		111015726026		111015815272		111016249825		111016342829		111016436384		111016526003		111016598451		111017427486		111017494648		111017561126
	111004386565		111010322708		111011384684		111012424499		111012530868		111013691160		111014409292		111014501802		111015547544		111015639962		111015726037		111015815283		111016249959		111016342852		111016436418		111016526025		111016598462		111017427497		111017494671		111017561137
	111004387050		111010322719		111011384695		111012424501		111012530903		111013691238		111014409371		111014501813		111015547555		111015640065		111015726318		111015815294		111016249960		111016342896		111016436429		111016526058		111016598495		111017427510		111017494693		111017561160
	111004392023		111010322720		111011384729		111012424545		111012530914		111013691272		111014409405		111014501835		111015547599		111015640122		111015726341		111015815306		111016249993		111016342908		111016436463		111016526069		111016598507		111017427532		111017494727		111017561418
	111004392258		111010322786		111011384730		111012424556		111012530925		111013691340		111014409438		111014501846		111015547601		111015640177		111015726352		111015815340		111016250018		111016342919		111016436474		111016526081		111016598530		111017427543		111017494750		111017561429
	111004392528		111010322797		111011384785		111012424635		111012531027		111013691351		111014409450		111014501857		111015547623		111015640234		111015726363		111015815351		111016250030		111016342920		111016436519		111016526092		111016598620		111017427554		111017494772		111017561463
	111004410596		111010322809		111011384819		111012424646		111012531050		111013691441		111014409461		111014501879		111015547678		111015640245		111015726396		111015815395		111016250052		111016342931		111016436564		111016526430		111016598631		111017427587		111017494783		111017561474
	111004412701		111010322898		111011384831		111012424679		111012531285		111013691452		111014409483		111014501880		111015547689		111015640302		111015726408		111015815407		111016250074		111016342964		111016436575		111016526452		111016598642		111017427598		111017494806		111017561485
	111004451298		111010323024		111011384842		111012424691		111012531319		111013691463		111014409528		111014501891		111015547690		111015640335		111015726419		111015815418		111016250096		111016342975		111016436597		111016526485		111016598653		111017427600		111017494828		111017561508
	111004479816		111010323057		111011384910		111012424703		111012531500		111013691485		111014409539		111014501903		111015547702		111015640357		111015726420		111015815474		111016250108		111016343011		111016436621		111016526496		111016598686		111017427611		111017494839		111017561519
	111004574823		111010323114		111011384921		111012424714		111012531511		111013691519		111014410193		111014501925		111015547713		111015640368		111015726464		111015815889		111016250119		111016343055		111016436643		111016526520		111016598732		111017427666		111017494873		111017561520
	111004587052		111010323158		111011384943		111012424736		111012531645		111013691542		111014410205		111014501970		111015547746		111015640379		111015726475		111015815902		111016250120		111016343088		111016436654		111016526575		111016598787		111017427701		111017494895		111017561564
	111004591237		111010323192		111011385089		111012424804		111012531814		111013691610		111014410216		111014501992		111015547803		111015640380		111015726486		111015815946		111016250142		111016343101		111016436687		111016526597		111016598833		111017427712		111017494930		111017561597
	111004615357		111010323260		111011385113		111012424837		111012531892		111013692037		111014410283		111014502005		111015547814		111015640425		111015726497		111015815968		111016250197		111016343156		111016436733		111016526609		111016598912		111017427745		111017494941		111017561621
	111004658253		111010323271		111011385179		111012424859		111012532488		111013692082		111014410340		111014502038		111015547825		111015640436		111015726510		111015815979		111016250221		111016343167		111016436755		111016526610		111016598934		111017427767		111017494996		111017561654
	111004659917		111010323293		111011385304		111012424871		111012532501		111013692172		111014410384		111014502094		111015547836		111015640458		111015726521		111015816059		111016250232		111016343178		111016436799		111016526621		111016598967		111017427778		111017495009		111017561665
	111004673463		111010323338		111011385382		111012424882		111012532545		111013692228		111014410407		111014502139		111015547847		111015640469		111015726554		111015816116		111016250298		111016343415		111016436801		111016526698		111016599014		111017427790		111017495122		111017561687
	111004685084		111010323372		111011385450		111012424950		111012532589		111013692239		111014410441		111014502140		111015547881		111015640504		111015726835		111015816149		111016250344		111016343448		111016436845		111016526755		111016599025		111017427813		111017495133		111017561698
	111004758669		111010323394		111011385483		111012424994		111012532613		111013692284		111014410452		111014502173		111015547960		111015640537		111015726992		111015816161		111016250366		111016343460		111016436867		111016526823		111016599036		111017428421		111017495144		111017561722
	111004781711		111010323439		111011385764		111012425029		111012532635		111013692408		111014410496		111014502195		111015547971		111015640548		111015727005		111015816194		111016250377		111016343482		111016436946		111016526845		111016599070		111017428443		111017495155		111017561733
	111004818105		111010323608		111011385786		111012425030		111012532668		111013692431		111014410531		111014502241		111015547982		111015640559		111015727027		111015816240		111016250399		111016343493		111016436979		111016526889		111016599137		111017428465		111017495166		111017561766
	111004818149		111010323620		111011385900		111012425041		111012532691		111013692442		111014410564		111014502263		111015548006		111015640571		111015727050		111015816431		111016250445		111016343505		111016437026		111016526935		111016599159		111017428487		111017495177		111017561801
	111004818273		111010323653		111011385922		111012425052		111012532714		111013692453		111014410597		111014502274		111015548028		111015640616		111015727061		111015816497		111016250467		111016343549		111016437060		111016526946		111016599339		111017428500		111017495199		111017561812
	111004818284		111010323675		111011386046		111012425085		111012532725		111013692521		111014410609		111014502285		111015548039		111015640627		111015727083		111015816521		111016250535		111016343572		111016437071		111016526979		111016599351		111017428522		111017495223		111017561834
	111004818318		111010323732		111011386103		111012425108		111012532758		111013692576		111014410643		111014502319		111015548062		111015640649		111015727128		111015816543		111016250546		111016343594		111016437082		111016527026		111016599384		111017428555		111017495234		111017561889
	111004818341		111010323765		111011386147		111012425119		111012532769		111013692699		111014410722		111014502375		111015548073		111015640661		111015727162		111015816554		111016250625		111016343606		111016437149		111016527037		111016599395		111017428577		111017495245		111017561890
	111004818464		111010323901		111011386215		111012425120		111012532815		111013692813		111014410823		111014503242		111015548129		111015640672		111015727173		111015816611		111016250669		111016343617		111016437150		111016527059		111016599531		111017428601		111017495256		111017561935
	111004818510		111010323923		111011386293		111012425142		111012532837		111013692970		111014410845		111014503297		111015548130		111015640694		111015727993		111015816633		111016250681		111016343684		111016437172		111016527150		111016599597		111017428623		111017495267		111017561957
	111004818565		111010323956		111011386327		111012426211		111012532916		111013692981		111014410902		111014503310		111015548141		111015640728		111015728017		111015816677		111016250715		111016343730		111016437194		111016527194		111016599632		111017428634		111017495290		111017561968
	111004818587		111010323989		111011386338		111012426233		111012532927		111013692992		111014410924		111014503343		111015548163		111015640751		111015728039		111015816712		111016250737		111016344607		111016437217		111016527239		111016599687		111017428645		111017495324		111017561980
	111004818655		111010323990		111011386361		111012426288		111012532994		111013694107		111014410957		111014503354		111015548174		111015640762		111015728051		111015816723		111016250793		111016344641		111016437240		111016527284		111016599698		111017428656		111017495335		111017562004

SCH-A-4


Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number
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	111004828511		111010327196		111011389577		111012430092		111012536077		111013698954		111014413130		111014506469		111015550852		111015643945		111015730043		111015819399		111016254023		111016346520		111016440053		111016528881		111016602873		111017430132		111017497696		111017565186
	111004828533		111010327387		111011389623		111012430104		111012536088		111013698976		111014413152		111014506559		111015550863		111015643956		111015730065		111015819401		111016254124		111016346531		111016440154		111016528892		111016602918		111017430143		111017497708		111017565197
	111004828566		111010327400		111011389689		111012430115		111012536099		111013698987		111014413242		111014506616		111015550953		111015643978		111015730098		111015819434		111016254179		111016346610		111016440176		111016528904		111016602930		111017430165		111017497719		111017565221
	111004828724		111010327422		111011389724		111012430160		111012536112		111013699056		111014413309		111014506650		111015551033		111015643989		111015730133		111015819456		111016254247		111016346632		111016440198		111016528915		111016602952		111017430198		111017497720		111017565232
	111004828746		111010327499		111011389780		111012430171		111012536123		111013699135		111014413310		111014506717		111015551044		111015643990		111015730144		111015819478		111016254258		111016346676		111016440211		111016528959		111016603199		111017430211		111017497731		111017565243
	111004828791		111010327556		111011389892		111012430182		111012536156		111013699450		111014413332		111014506728		111015551077		111015644069		111015730188		111015819490		111016254304		111016346687		111016440222		111016528960		111016603234		111017430288		111017497742		111017565254
	111004828892		111010327578		111011390007		111012430249		111012536482		111013699539		111014413343		111014506740		111015551099		111015644070		111015730201		111015819502		111016254360		111016346744		111016440255		111016528993		111016603267		111017430312		111017497753		111017565265
	111004829051		111010327624		111011390052		111012430272		111012536493		111013699562		111014413365		111014506830		111015551101		111015644104		111015730212		111015819535		111016254416		111016347273		111016440288		111016529017		111016603302		111017430402		111017497809		111017565276
	111004829141		111010327769		111011390119		111012430294		111012536505		111013699584		111014413376		111014506863		111015551145		111015644115		111015730245		111015819579		111016254427		111016347284		111016440334		111016529174		111016603469		111017430424		111017497832		111017565287
	111004829185		111010327927		111011390131		111012430328		111012536527		111013699652		111014413422		111014506931		111015551178		111015644205		111015730256		111015819614		111016254450		111016347295		111016440345		111016529219		111016603470		111017430514		111017497843		111017565298
	111004829253		111010328007		111011390333		111012430362		111012536538		111013699708		111014413444		111014507077		111015551213		111015644216		111015730267		111015819669		111016254517		111016347385		111016440356		111016529220		111016603481		111017430547		111017497876		111017565311
	111004829264		111010328052		111011390423		111012430384		111012536606		111013699786		111014413466		111014507145		111015551235		111015644249		111015730278		111015819670		111016254528		111016347396		111016440378		111016529242		111016603515		111017430974		111017497887		111017565333
	111004829275		111010328311		111011390614		111012430407		111012536628		111013700622		111014413545		111014507190		111015551246		111015644261		111015730346		111015819681		111016254584		111016347420		111016440390		111016529264		111016603526		111017431043		111017497898		111017565355
	111004829343		111010328366		111011390658		111012430452		111012536662		111013700688		111014413578		111014507202		111015551257		111015644272		111015730357		111015819692		111016254607		111016347486		111016440402		111016529297		111016603560		111017431133		111017497911		111017565377
	111004829376		111010328401		111011390670		111012430485		111012536695		111013700699		111014413635		111014507459		111015551268		111015644283		111015730368		111015819940		111016254663		111016347497		111016440413		111016529354		111016603571		111017431155		111017497922		111017565388
	111004829387		111010328490		111011390861		111012430496		111012537179		111013700745		111014413657		111014507505		111015551516		111015644294		111015730379		111015820043		111016254742		111016347532		111016440424		111016529398		111016603582		111017431324		111017498013		111017565399
	111004829512		111010328636		111011390872		111012430508		111012537191		111013700790		111014413679		111014507516		111015551538		111015644339		111015730447		111015820335		111016254753		111016347543		111016440446		111016529400		111016603593		111017431335		111017498024		111017565401
	111004829545		111010328658		111011390928		111012430575		111012537214		111013700857		111014413680		111014507527		111015551550		111015644777		111015730458		111015820368		111016254775		111016347565		111016440457		111016529422		111016603627		111017431391		111017498091		111017565434
	111004829758		111010328669		111011391031		111012430621		111012537247		111013700879		111014413691		111014507538		111015551617		111015644799		111015730469		111015820458		111016254809		111016347633		111016440479		111016529624		111016603683		111017431458		111017498114		111017565456

SCH-A-5


Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number
	111004829848		111010328681		111011391154		111012430632		111012537258		111013700891		111014413725		111014507549		111015551639		111015644801		111015730481		111015820931		111016254810		111016347655		111016440503		111016529668		111016603706		111017431469		111017498125		111017565478
	111004829860		111010328805		111011391233		111012430643		111012537269		111013700992		111014413747		111014507550		111015551741		111015644867		111015730492		111015820942		111016254821		111016347677		111016440569		111016529680		111016603717		111017431504		111017498136		111017565489
	111004829882		111010328827		111011391288		111012430676		111012537854		111013701016		111014413769		111014507572		111015551763		111015644902		111015730504		111015820953		111016255260		111016347688		111016440570		111016529714		111016603740		111017431515		111017499878		111017565490
	111004829961		111010328883		111011391705		111012430711		111012537944		111013701106		111014413781		111014507606		111015551796		111015644979		111015730526		111015820986		111016255271		111016347699		111016440604		111016529725		111016603818		111017431616		111017499889		111017565502
	111004830008		111010328928		111011391749		111012430788		111012537977		111013701139		111014413837		111014507617		111015551853		111015644991		111015730537		111015821011		111016255305		111016347701		111016440615		111016529736		111016603829		111017431638		111017499902		111017565513
	111004830132		111010328939		111011391750		111012430799		111012537988		111013701162		111014413848		111014507707		111015551864		111015645105		111015730571		111015821055		111016255316		111016347712		111016440626		111016529747		111016603830		111017431649		111017499913		111017565546
	111004830233		111010328951		111011391772		111012430801		111012537999		111013701285		111014413860		111014507729		111015551875		111015645127		111015730582		111015821077		111016255361		111016347734		111016440637		111016529792		111016603852		111017431661		111017499935		111017565557
	111004830266		111010329020		111011391783		111012431521		111012538024		111013701296		111014413916		111014507808		111015551886		111015645138		111015730616		111015821099		111016255394		111016347756		111016440648		111016529804		111016603863		111017431672		111017499968		111017565568
	111004830288		111010329031		111011391828		111012431554		111012538079		111013701397		111014413950		111014507842		111015551909		111015645149		111015730627		111015821156		111016256227		111016347778		111016440659		111016529826		111016603908		111017431706		111017499979		111017565591
	111004830929		111010329053		111011392009		111012431598		111012538125		111013701454		111014413972		111014507864		111015551932		111015645172		111015730717		111015821167		111016256238		111016347790		111016440682		111016529837		111016603919		111017431931		111017499980		111017565603
	111004832077		111010329154		111011392155		111012431622		111012538169		111013701476		111014414030		111014507875		111015551976		111015645183		111015730739		111015821189		111016256250		111016347802		111016440693		111016529859		111016603931		111017431964		111017500028		111017565614
	111004835519		111010329187		111011392302		111012431644		111012538181		111013701511		111014414052		111014507965		111015552001		111015645217		111015730751		111015821190		111016256272		111016347835		111016440705		111016529871		111016603942		111017431975		111017500039		111017565647
	111004836903		111010329198		111011392324		111012431666		111012538204		111013701544		111014414063		111014507976		111015552012		111015645228		111015731392		111015821224		111016256283		111016347891		111016440716		111016529905		111016604011		111017431997		111017500040		111017565658
	111004836914		111010329200		111011392368		111012431699		111012539081		111013701555		111014414074		111014507987		111015552067		111015645240		111015731460		111015821235		111016256317		111016347925		111016442695		111016529950		111016604055		111017432000		111017500062		111017565670
	111004837184		111010329211		111011392380		111012431712		111012539216		111013701566		111014414085		111014508012		111015552090		111015645307		111015731471		111015821246		111016256340		111016347947		111016442718		111016529961		111016604505		111017432134		111017500073		111017565692
	111004841550		111010329255		111011392414		111012431723		111012539238		111013701601		111014414131		111014508168		111015552102		111015645341		111015731505		111015821291		111016256351		111016348005		111016442752		111016529972		111016604527		111017432145		111017500095		111017565715
	111004841617		111010329312		111011392469		111012431756		111012539249		111013701869		111014414221		111014508179		111015552113		111015645374		111015731549		111015821325		111016256384		111016348049		111016442763		111016530008		111016604796		111017432167		111017500129		111017565726
	111004847444		111010329413		111011392504		111012431767		111012539250		111013701971		111014414276		111014508191		111015552168		111015645385		111015731550		111015821336		111016256418		111016348083		111016442796		111016530019		111016604932		111017432190		111017500185		111017565737
	111004848434		111010329435		111011392627		111012431778		111012539306		111013701993		111014414287		111014508225		111015552618		111015645419		111015731583		111015821404		111016256429		111016348432		111016442808		111016530031		111016604954		111017432202		111017500196		111017565748
	111004871014		111010329570		111011392728		111012431789		111012539328		111013702039		111014414401		111014508258		111015552630		111015645420		111015731695		111015821426		111016256430		111016348443		111016442820		111016530097		111016604965		111017432213		111017500208		111017565760
	111004875816		111010329581		111011392807		111012431790		111012539351		111013702084		111014414412		111014508270		111015552641		111015645475		111015731763		111015821437		111016256441		111016349062		111016442842		111016530109		111016604998		111017432224		111017500253		111017565771
	111004889697		111010329626		111011392874		111012431802		111012539373		111013702129		111014414467		111014508292		111015552652		111015645521		111015731774		111015821460		111016256508		111016349084		111016442853		111016530132		111016605001		111017432235		111017500310		111017565793
	111004899766		111010329772		111011392920		111012431813		111012539395		111013702196		111014414478		111014508304		111015552663		111015645554		111015731796		111015821482		111016256519		111016349129		111016442864		111016530154		111016605012		111017432831		111017500321		111017565805
	111004899801		111010329840		111011393000		111012431824		111012539441		111013702220		111014414490		111014508326		111015552696		111015645565		111015731819		111015821493		111016256531		111016349130		111016442875		111016530165		111016605078		111017432909		111017500354		111017565816
	111004899845		111010329929		111011393044		111012431846		111012539452		111013702444		111014415277		111014508348		111015552708		111015645587		111015731820		111015821516		111016256564		111016349185		111016442897		111016530198		111016605102		111017432910		111017500365		111017565827
	111004900107		111010329996		111011393213		111012431857		111012539519		111013702455		111014415299		111014508371		111015552753		111015645644		111015731853		111015821561		111016256610		111016349208		111016443876		111016530323		111016605157		111017432932		111017500387		111017565838
	111004900163		111010330022		111011393291		111012431868		111012539542		111013702499		111014415301		111014508382		111015552786		111015645688		111015731897		111015821583		111016256878		111016349219		111016443898		111016530356		111016605179		111017432954		111017500398		111017565861
	111004900220		111010330033		111011393527		111012431880		111012539553		111013703029		111014415345		111014508405		111015552809		111015645701		111015732764		111015821617		111016256889		111016349310		111016443922		111016530446		111016605180		111017433001		111017500411		111017565872
	111004900231		111010330314		111011393673		111012431925		111012539609		111013703120		111014415356		111014508449		111015552810		111015645778		111015732810		111015821921		111016256913		111016349343		111016443966		111016530525		111016605203		111017433045		111017500444		111017565883
	111004900242		111010330325		111011393695		111012431947		111012539621		111013703142		111014415367		111014508865		111015552832		111015645879		111015732876		111015822382		111016256924		111016349376		111016443988		111016530536		111016605236		111017433067		111017500499		111017565906
	111004900275		111010330460		111011393730		111012431970		111012539654		111013703164		111014415402		111014508900		111015552865		111015646229		111015732898		111015822416		111016256979		111016349387		111016444024		111016530558		111016605247		111017433089		111017500512		111017565984
	111004900398		111010330550		111011393785		111012431992		111012540241		111013703287		111014415705		111014508944		111015552876		111015646230		111015732911		111015822427		111016256991		111016349398		111016444046		111016530570		111016605269		111017433124		111017500523		111017565995
	111004900488		111010330572		111011393831		111012432016		111012540263		111013703478		111014415738		111014508966		111015552898		111015646263		111015732966		111015822438		111016257071		111016349433		111016444079		111016530581		111016605270		111017433135		111017500534		111017566019
	111004900556		111010330718		111011393909		111012432027		111012540274		111013703490		111014415794		111014508999		111015553002		111015646274		111015732977		111015822450		111016257105		111016349466		111016444091		111016530637		111016605360		111017433179		111017500578		111017566020
	111004900624		111010330729		111011393921		111012432151		111012540285		111013703513		111014415817		111014509002		111015553013		111015646296		111015733035		111015822528		111016257116		111016349567		111016444103		111016530648		111016605382		111017433191		111017500602		111017566042
	111004900668		111010330763		111011394090		111012432207		111012540296		111013703524		111014415862		111014509057		111015553024		111015646319		111015733046		111015822539		111016257127		111016349635		111016444114		111016530659		111016605922		111017433203		111017500624		111017566064
	111004900758		111010330785		111011394124		111012432218		111012540308		111013703591		111014415895		111014509147		111015553079		111015646364		111015733057		111015822540		111016257138		111016349657		111016444147		111016530660		111016605933		111017433214		111017500668		111017566075
	111004901164		111010330831		111011394281		111012432229		111012540320		111013703603		111014415907		111014509170		111015553439		111015646409		111015733080		111015822573		111016257172		111016349668		111016444204		111016530705		111016606002		111017433281		111017500679		111017566097
	111004901265		111010330842		111011394360		111012432959		111012540342		111013703625		111014415918		111014509181		111015553552		111015646511		111015733125		111015822584		111016257217		111016349758		111016444260		111016530738		111016606024		111017433315		111017500691		111017566110
	111004901322		111010330853		111011394427		111012433028		111012540410		111013703669		111014415963		111014509237		111015553574		111015646522		111015733158		111015822618		111016257587		111016349792		111016444271		111016530761		111016606035		111017433326		111017500714		111017566121
	111004901423		111010330875		111011394449		111012433107		111012540421		111013703726		111014416009		111014509619		111015553585		111015646588		111015733169		111015822629		111016257600		111016349804		111016444282		111016530817		111016606057		111017433359		111017500736		111017566132
	111004901445		111010330932		111011394607		111012433118		111012540432		111013703849		111014416021		111014509642		111015553631		111015646634		111015733181		111015822641		111016257622		111016349871		111016444305		111016530839		111016606091		111017433405		111017500747		111017566143
	111004901625		111010330954		111011395260		111012433152		111012540487		111013703883		111014416032		111014509653		111015553675		111015646768		111015733204		111015822719		111016257734		111016349927		111016444361		111016530840		111016606103		111017433461		111017500758		111017566154
	111004901726		111010330998		111011395271		111012433163		111012540498		111013703894		111014416065		111014509675		111015553709		111015646779		111015733237		111015822742		111016257745		111016349938		111016444394		111016530873		111016606114		111017433494		111017500781		111017566312
	111004901883		111010331001		111011395451		111012433208		111012540959		111013703906		111014416100		111014509710		111015553765		111015646825		111015733260		111015822797		111016257756		111016349983		111016444439		111016530884		111016606125		111017433506		111017500792		111017566334
	111004902121		111010331034		111011395541		111012433231		111012540971		111013704020		111014416122		111014509721		111015553787		111015647332		111015733372		111015822832		111016257778		111016350008		111016444518		111016530907		111016606192		111017433539		111017500815		111017566345
	111004902143		111010331168		111011395596		111012433242		111012540982		111013704042		111014416133		111014509732		111015553822		111015647589		111015733383		111015822843		111016257802		111016350031		111016444608		111016530930		111016606226		111017433551		111017500826		111017566356
	111004902187		111010331203		111011395631		111012433275		111012541028		111013704200		111014416177		111014509776		111015553866		111015647602		111015733394		111015822887		111016257813		111016350064		111016444653		111016530952		111016606282		111017433562		111017500837		111017566389
	111004902198		111010331270		111011395732		111012433297		111012541130		111013704222		111014416201		111014509787		111015553888		111015647613		111015733428		111015822911		111016257891		111016350075		111016444686		111016530974		111016606361		111017433618		111017500859		111017566390
	111004902200		111010331304		111011395776		111012433400		111012541152		111013704233		111014416212		111014509822		111015553899		111015647657		111015733439		111015822922		111016257947		111016350097		111016444710		111016530985		111016606372		111017433630		111017500871		111017566402
	111004902334		111010331326		111011395787		111012433657		111012541163		111013704772		111014416223		111014509833		111015554340		111015647703		111015733440		111015822933		111016257958		111016350154		111016444754		111016531043		111016606383		111017433674		111017500916		111017566468
	111004902514		111010331337		111011395833		111012433725		111012541354		111013704806		111014416234		111014509866		111015554441		111015647714		111015733462		111015822944		111016257981		111016350176		111016444787		111016531054		111016606697		111017433685		111017500938		111017566479
	111004902637		111010331371		111011396069		111012434052		111012541376		111013704851		111014416245		111014509888		111015554508		111015647725		111015733495		111015822977		111016258016		111016350211		111016444800		111016531098		111016606710		111017433696		111017500961		111017566491
	111004902806		111010331405		111011396092		111012434119		111012541387		111013704862		111014416256		111014509923		111015554553		111015647736		111015733563		111015822988		111016258049		111016350222		111016444822		111016531111		111016606732		111017433742		111017500994		111017566514
	111004902862		111010331416		111011396159		111012434153		111012541411		111013704895		111014416267		111014509934		111015554609		111015647770		111015733596		111015823013		111016258050		111016350255		111016444899		111016531122		111016606743		111017433753		111017501007		111017566536
	111004905641		111010331472		111011396272		111012434164		111012541477		111013704952		111014416278		111014510127		111015554676		111015647860		111015733631		111015823046		111016258061		111016350277		111016444945		111016531133		111016606765		111017433764		111017501018		111017566547
	111004905753		111010331483		111011396317		111012434197		111012541512		111013705043		111014416346		111014510149		111015554733		111015647905		111015733642		111015823103		111016258094		111016350288		111016444956		111016531144		111016606787		111017433775		111017501029		111017566569
	111004905900		111010331494		111011396429		111012434209		111012541523		111013705065		111014416368		111014510150		111015554744		111015647927		111015733664		111015823114		111016258117		111016350299		111016444990		111016531177		111016606798		111017433786		111017501030		111017566570
	111004905977		111010331506		111011396542		111012434221		111012541613		111013705076		111014416379		111014510453		111015554755		111015647994		111015733675		111015823125		111016258128		111016350637		111016445003		111016531188		111016606866		111017433797		111017501041		111017566581
	111004906013		111010331562		111011396564		111012434243		111012541624		111013705177		111014416380		111014510475		111015554766		111015648029		111015733686		111015823136		111016258140		111016350660		111016445058		111016531223		111016606888		111017433821		111017501052		111017566615
	111004906338		111010331595		111011396665		111012434287		111012541657		111013705188		111014416425		111014510486		111015554801		111015648074		111015733710		111015823147		111016258162		111016350727		111016445137		111016531234		111016607643		111017433843		111017501063		111017566637
	111004906350		111010331618		111011396722		111012434344		111012541668		111013705234		111014416469		111014510655		111015554845		111015648142		111015733743		111015823181		111016258173		111016350749		111016445148		111016531335		111016607687		111017433854		111017501074		111017566671
	111004906361		111010331652		111011396890		111012434423		111012541679		111013705256		111014416470		111014510688		111015554856		111015648164		111015733754		111015823260		111016258184		111016350750		111016445159		111016531357		111016607711		111017433865		111017501085		111017566716
	111004906439		111010331719		111011397004		111012434434		111012541680		111013705289		111014416481		111014510699		111015554957		111015648186		111015733765		111015823305		111016258229		111016350772		111016445205		111016531368		111016607733		111017433898		111017501108		111017566749
	111004906530		111010331742		111011397149		111012434445		111012542096		111013705335		111014416515		111014510701		111015554968		111015648197		111015733787		111015823350		111016258241		111016350839		111016445216		111016531425		111016607744		111017433922		111017501120		111017566761
	111004906563		111010331753		111011397239		111012434456		111012542119		111013705368		111014416526		111014510745		111015554991		111015648221		111015733811		111015823417		111016258263		111016350974		111016445227		111016531436		111016607755		111017433933		111017501142		111017566772
	111004906596		111010331809		111011397307		111012434513		111012542131		111013706178		111014416537		111014510813		111015555059		111015648254		111015733855		111015823428		111016258319		111016351043		111016445250		111016531481		111016607777		111017433944		111017501153		111017567672
	111004906765		111010331854		111011397576		111012434546		111012542153		111013706213		111014416559		111014510824		111015555071		111015648265		111015733877		111015823439		111016258320		111016351100		111016445261		111016531492		111016607788		111017433966		111017501164		111017567683
	111004906776		111010331887		111011397598		111012434568		111012542175		111013706235		111014416605		111014510835		111015555318		111015648276		111015733899		111015823451		111016258342		111016351166		111016445294		111016531515		111016607823		111017433988		111017501197		111017567717
	111004906934		111010331944		111011397622		111012434591		111012542760		111013706279		111014416616		111014510857		111015555363		111015648298		111015733945		111015823462		111016258386		111016351278		111016445317		111016531526		111016607834		111017433999		111017501232		111017567740
	111004907014		111010331999		111011397633		111012434614		111012542805		111013706303		111014416649		111014510903		111015555486		111015648300		111015733956		111015823473		111016258409		111016351290		111016445339		111016531571		111016607957		111017434091		111017501243		111017567784
	111004907160		111010332002		111011397756		111012434647		111012542816		111013706347		111014416661		111014510970		111015555543		111015648311		111015733967		111015823518		111016258410		111016352101		111016445362		111016531582		111016607979		111017434147		111017501265		111017567807
	111004907586		111010332013		111011398038		111012434760		111012542827		111013706358		111014416694		111014510981		111015555835		111015648478		111015734036		111015823585		111016258443		111016352437		111016445384		111016531593		111016607991		111017434192		111017501298		111017567852
	111004907621		111010332024		111011398195		111012434782		111012542838		111013706954		111014416807		111014511027		111015555846		111015648489		111015734047		111015823631		111016258465		111016352459		111016445418		111016531605		111016608004		111017434215		111017501300		111017567919
	111004907801		111010332079		111011398263		111012434805		111012542872		111013707179		111014416852		111014511038		111015555857		111015648726		111015734070		111015823642		111016258498		111016352482		111016445429		111016531661		111016608037		111017434226		111017501311		111017567920
	111004907812		111010332103		111011398555		111012434816		111012542906		111013707292		111014416863		111014511061		111015555880		111015648782		111015734115		111015824597		111016258511		111016352493		111016445474		111016531672		111016608059		111017434237		111017501322		111017567953
	111004908026		111010332204		111011398634		111012434827		111012542928		111013707450		111014416885		111014511106		111015555891		111015648793		111015734126		111015824632		111016258522		111016352549		111016445496		111016531683		111016608060		111017434259		111017501355		111017567964

SCH-A-6


Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number
	111004908127		111010332271		111011398667		111012434838		111012542973		111013707472		111014417730		111014511151		111015555903		111015648894		111015734137		111015824643		111016258533		111016352617		111016445508		111016531739		111016608071		111017434293		111017501399		111017567986
	111004908958		111010332350		111011398836		111012434917		111012543064		111013707506		111014417774		111014511162		111015555925		111015648962		111015734193		111015824654		111016258544		111016352639		111016445531		111016532033		111016608138		111017434316		111017501434		111017568022
	111004908992		111010332383		111011399006		111012434962		111012543110		111013707540		111014417785		111014511184		111015555947		111015649075		111015734485		111015824700		111016258566		111016352684		111016445542		111016532101		111016608172		111017434338		111017501456		111017568033
	111004909319		111010332394		111011399028		111012435042		111012543143		111013707696		111014417796		111014511195		111015555969		111015649198		111015734496		111015825330		111016258599		111016352718		111016445553		111016532112		111016608206		111017434350		111017501478		111017568088
	111004909522		111010332417		111011399107		111012435086		111012544177		111013707742		111014417820		111014511218		111015555992		111015649222		111015734519		111015825363		111016258601		111016352763		111016445610		111016532123		111016608363		111017434361		111017501489		111017568101
	111004909780		111010332451		111011399130		111012435211		111012544201		111013707786		111014417831		111014511229		111015556027		111015649840		111015734542		111015825374		111016258623		111016352796		111016445654		111016532134		111016608396		111017434372		111017501513		111017568123
	111004909814		111010332462		111011399141		111012435288		111012544234		111013707810		111014417853		111014511241		111015556038		111015649930		111015734564		111015825385		111016258634		111016352864		111016445665		111016532145		111016608419		111017434428		111017501535		111017568134
	111004909904		111010332529		111011399310		111012435301		111012544245		111013707832		111014417886		111014511285		111015556274		111015649985		111015734575		111015825396		111016258645		111016352965		111016445676		111016532178		111016608497		111017434462		111017501546		111017568178
	111004909982		111010332541		111011399523		111012435345		111012544346		111013707898		111014417897		111014511319		111015556285		111015649996		111015734597		111015825419		111016258656		111016353001		111016445698		111016532189		111016609263		111017434507		111017501568		111017568190
	111004910120		111010332563		111011399545		111012435356		111012544368		111013707922		111014418089		111014511331		111015556319		111015650055		111015734609		111015825420		111016258678		111016353045		111016445733		111016532190		111016609274		111017434989		111017501579		111017568325
	111004910243		111010332574		111011399770		111012435457		111012544391		111013707944		111014418102		111014511353		111015556353		111015650066		111015734610		111015825431		111016258702		111016353056		111016445766		111016532202		111016609285		111017435014		111017501603		111017568369
	111004910311		111010332732		111011399961		111012435479		111012544414		111013707966		111014418113		111014511364		111015556375		111015650099		111015734654		111015825453		111016258713		111016353067		111016445799		111016532213		111016609331		111017435058		111017501917		111017568370
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	111006249228		111010337096		111011404070		111012438067		111013314869		111013711590		111014420420		111014513243		111015559547		111015652518		111015737107		111015827994		111016261986		111016354293		111016449546		111016533887		111017380709		111017437780		111017503470		111017570632
	111006249239		111010337142		111011404115		111012438090		111013315174		111013711635		111014420453		111014513254		111015559558		111015652574		111015737130		111015828029		111016262044		111016354316		111016449568		111016533898		111017380721		111017437791		111017503481		111017570643
	111006249295		111010337153		111011404249		111012438135		111013315949		111013711703		111014420464		111014513399		111015559569		111015652585		111015737208		111015828085		111016262055		111016354327		111016449580		111016533955		111017380743		111017437814		111017503504		111017570676
	111006249329		111010337210		111011404261		111012438157		111013317648		111013711736		111014420486		111014513401		111015559581		111015652596		111015737219		111015828096		111016262077		111016354338		111016449591		111016534080		111017380765		111017437825		111017503571		111017570687
	111006249352		111010337333		111011404328		111012438225		111013318021		111013711769		111014420532		111014513423		111015559615		111015652642		111015737286		111015828131		111016262088		111016354349		111016449625		111016534125		111017380776		111017437881		111017503582		111017570700
	111006249486		111010337467		111011404351		111012438258		111013322420		111013711770		111014420543		111014513456		111015559873		111015652653		111015737343		111015828153		111016262123		111016354350		111016449647		111016534282		111017380787		111017437892		111017503638		111017570722
	111006249611		111010337524		111011404452		111012438304		111013325973		111013711860		111014420587		111014513478		111015559918		111015652664		111015737354		111015828175		111016262246		111016354361		111016449681		111016534338		111017380800		111017437915		111017503672		111017570744

SCH-A-7


Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number		Loan Number
	111006249712		111010337579		111011404621		111012438326		111013331385		111013711871		111014420677		111014513489		111015559929		111015652710		111015737455		111015828186		111016262291		111016354394		111016449692		111016534361		111017380811		111017437926		111017503683		111017570766
	111006249789		111010337591		111011404799		111012438360		111013332904		111013711882		111014420688		111014514626		111015560572		111015652743		111015737466		111015828221		111016262314		111016354406		111016449726		111016534383		111017380822		111017437937		111017503717		111017570799
	111006249992		111010337625		111011404834		111012438382		111013334681		111013711927		111014420723		111014514648		111015560594		111015652754		111015737567		111015828232		111016262370		111016354440		111016449782		111016534440		111017380844		111017437971		111017503740		111017570856
	111006250017		111010337658		111011404957		111012438405		111013339877		111013712096		111014420778		111014514659		111015560617		111015652798		111015737589		111015828243		111016262392		111016354451		111016449805		111016534451		111017380866		111017438039		111017503762		111017570867
	111006250039		111010337669		111011405093		111012439776		111013340071		111013712658		111014420790		111014514660		111015560628		111015652855		111015737590		111015828265		111016262426		111016354462		111016449827		111016534462		111017380877		111017438141		111017503795		111017570878
	111006250095		111010337670		111011405116		111012439787		111013347135		111013712748		111014420813		111014514682		111015560640		111015652888		111015737602		111015828300		111016262437		111016354495		111016449838		111016534473		111017380888		111017438208		111017503807		111017570902
	111006250107		111010337692		111011405150		111012439798		111013351512		111013712782		111014420857		111014514705		111015560662		111015652912		111015737679		111015828322		111016262459		111016354507		111016449849		111016534585		111017380899		111017438253		111017503818		111017570913
	111006250130		111010337715		111011405172		111012439800		111013351602		111013713334		111014420903		111014514772		111015560729		111015652967		111015737691		111015828344		111016262471		111016354541		111016449872		111016534596		111017380912		111017438275		111017503852		111017570935
	111006250185		111010337726		111011405273		111012439866		111013353255		111013713345		111014420925		111014514794		111015560752		111015653003		111015737703		111015828355		111016262617		111016354585		111016449894		111016534619		111017380923		111017438343		111017503863		111017570946
	111006250219		111010337951		111011405307		111012439945		111013358935		111013713356		111014420947		111014514806		111015560774		111015653014		111015737769		111015828377		111016262639		111016354608		111016449906		111016534620		111017380945		111017438365		111017504707		111017570957
	111006250242		111010338020		111011405341		111012439978		111013359486		111013713446		111014420969		111014514884		111015560785		111015653070		111015737770		111015828388		111016262662		111016354642		111016449917		111016534653		111017380956		111017438376		111017504718		111017570991
	111006250275		111010338255		111011405532		111012440004		111013360602		111013713457		111014420981		111014514918		111015560831		111015653081		111015737815		111015828401		111016262673		111016354664		111016449928		111016534664		111017380967		111017438387		111017504729		111017571004
	111006250297		111010338266		111011405543		111012440015		111013363964		111013713480		111014421027		111014514930		111015560875		111015653104		111015737860		111015828456		111016262752		111016354776		111016449940		111016534675		111017380978		111017438488		111017504741		111017571015
	111006250321		111010338299		111011405655		111012440037		111013365539		111013713491		111014421038		111014514952		111015560897		111015653126		111015737882		111015828489		111016262774		111016355317		111016449973		111016534686		111017381014		111017438501		111017504763		111017571060
	111006250387		111010338356		111011405666		111012440048		111013367306		111013714009		111014421061		111014515021		111015560909		111015653159		111015738029		111015828502		111016262998		111016355340		111016449995		111016534710		111017381216		111017438523		111017504774		111017571093
	111006250398		111010338378		111011405701		111012440071		111013367317		111013714021		111014421184		111014515201		111015560910		111015653171		111015738041		111015828591		111016263001		111016355351		111016450009		111016534765		111017381238		111017438578		111017504820		111017571116
	111006250444		111010338468		111011405734		111012440149		111013368149		111013714065		111014421195		111014515234		111015560921		111015653227		111015738063		111015828603		111016263012		111016355362		111016450021		111016534800		111017381261		111017438589		111017504864		111017571150
	111006251704		111010338749		111011405778		111012440161		111013372234		111013714076		111014421218		111014515267		111015560943		111015653328		111015738120

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SALE AND SERVICING AGREEMENT among GM FINANCIAL CONSUMER AUTOMOBILE RECEIVABLES TRUST 2019-3, Issuer, AFS SENSUB CORP., Seller, GM FINANCIAL, Servicer, and WELLS FARGO BANK, N.A., Trust Collateral Agent Dated as of July 24, 2019

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