Certificate No. 0 For_____ Shares Forward to_____________________________ Dated______________________ 20___ From when transferred Dated______________________ 20__ No. of Original No. of Original No. of Shares CERTIFICATE SHARES TRANSFERRED Received...

Certificate  No. 0  For_____ Shares
Forward to_____________________________

_______________________________________

Dated______________________ 20___


From when transferred

_______________________________________

Dated______________________ 20__


  No. of Original               No. of Original            No. of Shares
    CERTIFICATE                      SHARES                  TRANSFERRED

______________________     _______________________     _________________________

Received Certificate No. ______

For _________________ Shares

on______________________ 20___

_______________________________________

                               [GRAPHIC OMITTED]

                            ORGANIZED UNDER LAWS OF
                              THE STATE OF FLORIDA

                        EMPIRE FINANCIAL HOLDING COMPANY


           100,000,000 SHARES COMMON STOCK $0.01 PAR VALUE PER SHARE
           1,000,000 SHARES PREFERRED STOCK $0.01 PAR VALUE PER SHARE

This Certifies that ________________________________ is the registered holder of
_______________________________________________________________ Shares

                Common Stock of EMPIRE FINANCIAL HOLDING COMPANY

transferable only on the books of the Corporation by the holder hereof in person
or by Attorney upon surrender of this Certificate properly endorsed.

In Witness Whereof, the said Corporation has issued this Certificate to be
signed by its duly subscribed officers and its Corporate Seal to be hereunto
affixed this __________________ day of _____________________________________
A.D. 20__.

                               SAMPLE CERTIFICATE

______________________________________       ___________________________________
              SECRETARY                                     PRESIDENT




For Value Received, _________________ hereby sell, assign and transfer unto
________________________________________________ Shares represented by the
within certificate and do hereby irrevocably constitute and appoint
_____________________________________________ Attorney to transfer the said
Shares on the books of the within named Corporation with full power of
substitution in the premises.

Dated _________________ 20___

In presence of ______________________________________.


   NOTICE: THE SIGNATURE OF THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME AS
     WRITTEN UPON THE FACE OF THE CERTIFICATE, IN EVERY PARTICULAR. WITHOUT
              ALTERATION OR ENLARGEMENT, OR ANY CHANGE WHATSOEVER.