EXHIBIT 1
JOINT FILING AGREEMENT AMONG FRIEDMAN, BILLINGS, XXXXXX GROUP, INC.,
ORKNEY HOLDINGS, INC., XXXX X. XXXXXXXX, XXXXXXX X. XXXXXXXX
AND W. XXXXXXX XXXXXX
WHEREAS, in accordance with Rule 13d-1(k) under the Securities and Exchange
Act of 1934 (the "Act"), only one joint statement and any amendments thereto
need to be filed whenever one or more persons are required to file such a
statement or any amendments thereto pursuant to Section 13(d) of the Act with
respect to the same securities, provided that said persons agree in writing that
such statement or amendments thereto is filed on behalf of each of them;
NOW, THEREFORE, the parties hereto agree as follows:
FRIEDMAN, BILLINGS, XXXXXX GROUP, INC., ORKNEY HOLDINGS, INC., XXXX X.
XXXXXXXX, XXXXXXX X. XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in
accordance with Rule 13d-1(k) under the Act, to file a statement on
Schedule 13G relating to their ownership of Common Stock of the Issuer and do
hereby further agree that said statement shall be filed on behalf of each of
them.
FRIEDMAN, BILLINGS, XXXXXX GROUP, INC.
Dated: October 13, 1999 By: /s/ Xxxxxxx X. Xxxxxxxx
---------------------------------
Name: Xxxxxxx X. Xxxxxxxx
Title: Chairman
Dated: October 13, 1999 ORKNEY HOLDINGS, INC.
By: /s/ Xxxx X. Xxxxxxxxxx
----------------------------------
Name: Xxxx X. Xxxxxxxxxx
Title: President
Dated: October 13, 1999 /s/ Xxxx X. Xxxxxxxx
----------------------------------
Xxxx X. Xxxxxxxx
/s/ Xxxxxxx X. Xxxxxxxx
Dated: October 13, 1999 ----------------------------------
Xxxxxxx X. Xxxxxxxx
/s/ W. Xxxxxxx Xxxxxx
Dated: October 13, 1999 ----------------------------------
W. Xxxxxxx Xxxxxx
Item 9. Notice of Dissolution of Group:
Not Applicable
Item 10. Certification:
By signing below I certify that, to the best of my knowledge
and belief, the securities referred to above were acquired
and are held in the ordinary course of business and were not
acquired and are not held for the purpose of or with the
effect of changing or influencing the control of the issuer
of the securities and were not acquired and are not held in
connection with or as a participant in any transaction having
that purpose or effect.
In accordance with Rule 13d-4 of the Securities Exchange Act
of 1934, each of the persons filing this statement expressly
disclaims the beneficial ownership of the securities covered
by this statement and the filing of this report shall not be
construed as an admission by such persons that they are the
beneficial owners of such securities.
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
Dated: October 13, 1999 FRIEDMAN, BILLINGS, XXXXXX GROUP, INC.
By:
------------------------------------------
Name: Xxxxxxx X. Xxxxxxxx
Title: Chairman
Dated: October 13, 1999 ORKNEY HOLDINGS, INC.
By:
------------------------------------------
Name: Xxxx X. Xxxxxxxxxx
Title: President
Dated: October 13, 1999
------------------------------------------
Xxxx X. Xxxxxxxx
Dated: October 13, 1999 ------------------------------------------
Xxxxxxx X. Xxxxxxxx
Dated: October 13, 1999 ------------------------------------------
W. Xxxxxxx Xxxxxx
Copy Page for Original Signatures
EXHIBIT 1
JOINT FILING AGREEMENT AMONG FRIEDMAN, BILLINGS, XXXXXX GROUP, INC.,
ORKNEY HOLDINGS, INC., XXXX X. XXXXXXXX, XXXXXXX X. XXXXXXXX
AND W. XXXXXXX XXXXXX
WHEREAS, in accordance with Rule 13d-1(k) under the Securities and Exchange
Act of 1934 (the "Act"), only one joint statement and any amendments thereto
need to be filed whenever one or more persons are required to file such a
statement or any amendments thereto pursuant to Section 13(d) of the Act with
respect to the same securities, provided that said persons agree in writing that
such statement or amendments thereto is filed on behalf of each of them;
NOW, THEREFORE, the parties hereto agree as follows:
FRIEDMAN, BILLINGS, XXXXXX GROUP, INC., ORKNEY HOLDINGS, INC., XXXX X.
XXXXXXXX, XXXXXXX X. XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in
accordance with Rule 13d-1(k) under the Act, to file a statement on
Schedule 13G relating to their ownership of Common Stock of the Issuer and do
hereby further agree that said statement shall be filed on behalf of each of
them.
Dated: October 13, 1999 FRIEDMAN, BILLINGS, XXXXXX GROUP, INC.
By:
------------------------------------------
Name: Xxxxxxx X. Xxxxxxxx
Title: Chairman
Dated: October 13, 1999 ORKNEY HOLDINGS, INC.
By:
------------------------------------------
Name: Xxxx X. Xxxxxxxxxx
Title: President
Dated: October 13, 1999
------------------------------------------
Xxxx X. Xxxxxxxx
Dated: October 13, 1999 ------------------------------------------
Xxxxxxx X. Xxxxxxxx
Dated: October 13, 1999 ------------------------------------------
W. Xxxxxxx Xxxxxx
