LETTER AGREEMENT

LETTER AGREEMENT

Xxxxxxx Financial Services, Inc.

000 X Xxxxxx

Xxxxxx, XX 00000

Re: Distribution Agreement

Pursuant to Introductory Section 1 of the Amended and Restated Distribution Agreement between Xxxxxxx Investment Company (“RIC”) and Xxxxxxx Financial Services, Inc. (“RFS”), dated April 21, 2009, RIC advises you that it is creating two new funds to be named the 2020 Retirement Distribution Fund – Shares and the 2020 Retirement Distribution Fund – S Shares (the “New Funds”). RIC desires RFS to serve as Distributor with respect to the Shares of the New Funds pursuant to the terms and conditions of the Amended and Restated Distribution Agreement. The fees to be charged the New Funds in return for the Distributor’s services are the same as in the Distribution Agreement.

Please indicate your acceptance to act as Distributor with respect to each Class of the New Funds by executing this letter agreement and returning it to the undersigned.

Sincerely,

XXXXXXX INVESTMENT COMPANY

By:

Xxxx X. Xxxxxxx

Treasurer

Accepted this          day of                     .

XXXXXXX FINANCIAL SERVICES, INC.

By:

Xxxxx Xxxxxxxxx

President