FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND PLATINUM VISA® & MASTERCARD® (THE “AGREEMENT”)Credit Card Agreement • February 5th, 2024
Contract Type FiledFebruary 5th, 2024Interest Rates and Finance Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 months that your account is open, for purchases made within the first 6 months from the account opening date.After that, your APR will be 18.50% to 30.75%, based on your creditworthiness at the time you opened your account. This APR will vary with the market, based on the Prime Rate. The introductory offer applied for may be improved if you comply with certain terms and conditions established by FirstBank, including your credit score. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 3 months from the account opening date. After that, your APR will be 18.50% to 30.75%, based on your creditworthiness at the time you opened your account. This APR will vary with the market, based on the Prime Rate. The introductory offer applied for may be improved if you comply with certain terms and co
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND GLOBAL VISA® (THE “AGREEMENT”)Credit Card Agreement • February 1st, 2024
Contract Type FiledFebruary 1st, 2024Interest Rates and Finance Charges Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 months that your account is open, for purchases made within the first 6 months from the account opening date.After that, your APR will be 18.50% to 30.75%, based on your creditworthiness at the time you opened your account. This APR will vary with the market, based on the Prime Rate. The introductory offer applied for may be improved if you comply with certain terms and conditions established by FirstBank, including your credit score. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 3 months from the account opening date. After that, your APR will be 18.50% to 30.75%, based on your creditworthiness at the time you opened your account. This APR will vary with the market, based on the Prime Rate. The introductory offer applied for may be improved if you comply with certain terms and cond
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND ONE VISA® & MASTERCARD® (THE “AGREEMENT”)Credit Card Agreement • January 29th, 2024
Contract Type FiledJanuary 29th, 2024Interest Rates and Finance Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 months that your account is open, for purchases made within the first 6 months from the account opening date.After that, your APR will be 18.50% to 30.75%, based on your creditworthiness at the time you opened your account. This APR will vary with the market, based on the Prime Rate. The introductory offer applied for may be improved if you comply with certain terms and conditions established by FirstBank, including your credit score. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 3 months from the account opening date. After that, your APR will be 18.50% to 30.75%, based on your creditworthiness at the time you opened your account. This APR will vary with the market, based on the PrimeRate. The introductory offer applied for may be improved if you comply with certain terms and con
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND ULTIMATE VISA® & MASTERCARD® (THE “AGREEMENT”)Credit Card Agreement • January 29th, 2024
Contract Type FiledJanuary 29th, 2024Interest Rates and Finance Charges Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 months that your account is open, for purchases made within the first 6 months from the account opening date.After that, your APR will be 18.50% to 30.75%, based on your creditworthiness at the time you opened your account. This APR will vary with the market, based on the Prime Rate. The introductory offer applied for may be improved if you comply with certain terms and conditions established by FirstBank, including your credit score. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 3 months from the account opening date. After that, your APR will be 18.50% to 30.75%, based on your creditworthiness at the time you opened your account. This APR will vary with the market, based on the Prime Rate. The introductory offer applied for may be improved if you comply with certain terms and cond
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND PLATINUM VISA® & MASTERCARD® (THECredit Card Agreement • January 8th, 2021
Contract Type FiledJanuary 8th, 2021Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 months that your account is open, for purchases made within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 10.00% to the U.S. Prime Rate (“Prime Rate”) + 22.25% based on your creditworthiness at the time you opened your account. This APR will vary with the market, based on the United States Prime Rate. Theintroductory offer applied for may be improved by the Bank if you comply with certain terms and conditions established by FirstBank, including your credit score. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 3 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 10.00% to the U.S. Prime Rate (“Prime Rate”) + 22.25% based on your creditworthiness at the time you opened your
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND GLOBAL VISA® OF (THE “AGREEMENT”)Credit Card Agreement • December 9th, 2020
Contract Type FiledDecember 9th, 2020Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 months that your account is open, for purchases made within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 10.00% to the U.S. Prime Rate (“Prime Rate”) + 22.25% based on your creditworthiness at the time you opened your account. Your APR will be based on your creditworthiness when you open your account. This APR will vary with the market, based on the United States Prime Rate. The introductory offer appliedfor may be improved by the Bank if you comply with certain terms and conditions established by FirstBank, including your credit score. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 3 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 10.00% to the U.S. Prime Rate (“Prime
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND BUSINESS MASTERCARD® (THE “AGREEMENT”)Credit Card Agreement • December 9th, 2020
Contract Type FiledDecember 9th, 2020Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 months that your account is open, for purchases made within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 10.00% to the U.S. Prime Rate (“Prime Rate”) + 20.00% based on your creditworthiness at the time you opened your account. Your APR will be based on your creditworthiness when you open your account. This APR will vary with the market, based on the United States Prime Rate. The introductory offer appliedfor may be improved by the Bank if you comply with certain terms and conditions established by FirstBank, including your credit score. APR for Balance Transfers 1.99% Introductory APR for the first 6 months that your account is open, for transfers completed within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 10.00% to the U.S. Prime Rate (“Pr
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND ULTIMATE VISA® & MASTERCARD® (THE “AGREEMENT”)Credit Card Agreement • December 8th, 2020
Contract Type FiledDecember 8th, 2020Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 months that your account is open, for purchases made within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 10.00% to the U.S. Prime Rate (“Prime Rate”) + 22.25% based on your creditworthiness at the time you opened your account. Your APR will be based on your creditworthiness when you open your account. This APR will vary with the market, based on the United States Prime Rate. The introductory offer appliedfor may be improved by the Bank if you comply with certain terms and conditions established by FirstBank, including your credit score. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 3 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 10.00% to the U.S. Prime Rate (“Prime
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND ONE VISA® & MASTERCARD® (THE “AGREEMENT”)Credit Card Agreement • December 8th, 2020
Contract Type FiledDecember 8th, 2020Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 months that your account is open, for purchases made within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 10.00% to the U.S. Prime Rate (“Prime Rate”) + 22.25% based on your creditworthiness at the time you opened your account. Your APR will be based on your creditworthiness when you open your account. This APR will vary with the market, based on the United States Prime Rate. The introductory offer appliedfor may be improved by the Bank if you comply with certain terms and conditions established by FirstBank, including your credit score. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 3 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 10.00% to the U.S. Prime Rate (“Prim
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND BUSINESS MASTERCARD® (THE “AGREEMENT”)Credit Card Agreement • October 6th, 2020
Contract Type FiledOctober 6th, 2020Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 months that your account is open, for purchases made within the first 6 months of account opening date.After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 10.00% to the U.S. Prime Rate (“Prime Rate”) + 20.00% based on your creditworthiness at the time you opened your account. Your APR will be based on your creditworthiness when you open your account. This APR will vary with the market, based on the United States Prime Rate. The introductory offer appliedfor may be improved by the Bank if you comply with certain terms and conditions established by FirstBank, including your credit score. APR for Balance Transfers 1.99% Introductory APR for the first 6 months that your account is open, for transfers completed within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 10.00% to the U.S. Prime Rate (“Pri