CREDIT CARD AGREEMENT & DISCLOSURE STATEMENT G-18460Credit Card Agreement • June 25th, 2024
This Agreement applies to the VISA and/or Mastercard credit Card and Credit Devices issued to you by TIB, National Association, Georgia Branch, although the name on your Card may be that of a different financial institution. Any Card or Credit Device issued to you by us remains our property and must be returned to us or to anyone we designate, upon request. Retaining, signing or using, or permitting others to use, the Card or Credit Device shall constitute the equivalent of signing this Agreement and such retaining, signing or using means you agree to be bound by the terms of this Agreement. The Application you submitted for the Account is hereby incorporated into and made a part of this Agreement. This Agreement begins on the earlier of (i) the date you sign or otherwise submit an Application that is approved by us or (ii) the first date you or someone authorized by you uses the Account in a transaction that we approve (in NY, the first date you or someone authorized by you signs a sa
Credit Card Agreement for Popular Bank Preferred World Mastercard issued by Banco Popular de Puerto RicoCredit Card Agreement • June 24th, 2021
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0% introductory APR for the first 12 months. After that, your APR will be from 13.24% to 26.24%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening.After that, your APR will be from 13.24% to 26.24%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 24.24% to 28.24%, based on your creditworthiness.This APR will vary with the market based on the Prime Rate. Paying Interest Your payment due date is at least 21 days after the close of each billing cycle. You will not be charged interest from the time you purchased goods or services, if you pay your full account balance by the Payment Due Date. In the event you don’t pay the full account balance, while in Grace Period,
PLATINUM HERITAGE CREDIT CARD AGREEMENTCredit Card Agreement • August 8th, 2023 • Hawaii
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 2.99% Intro fixed APR for your first eight billing cycles following the opening of your account. After that, the APR will be 16.49%. This APR will vary with the market based on the U.S. Prime Rate. APR for Balance Transfers 2.99% Intro fixed APR for your first eight billing cycles following the opening of your account for balance transfers made within thirty days of account opening.After that, the APR will be 16.49%. This APR will vary with the market based on the U.S. Prime Rate. APR for Cash Advances 18.00% Fixed Penalty APR and When it Applies 18.00% FixedThis APR may be applied to your Credit Card account if you make a late payment. How Long Will the Penalty APR Apply?: This Penalty APR will apply until you make six consecutive Minimum Payments when due. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your en
PLATINUM WAVE CREDIT CARD AGREEMENTCredit Card Agreement • February 7th, 2023 • Florida
In this Agreement, the singular includes the plural; “Agreement” means the terms, conditions and disclosures herein; “Card” means the VISA credit card and any duplicates, renewals or substitutions thereof; “you” and “your” means each person or entity whose name is embossed on the face of the Card, each person or entity who signs, uses or authorizes use of the Card, and each person who signed the Application for the Card; “Account” means your credit card line of credit account with Credit Union; and “Credit Union” means
First Source Federal Credit UnionCredit Card Agreement • June 12th, 2023
Credit Card agreement regulated by the Consumer Credit Act 1974Credit Card Agreement • May 19th, 2023
The parties to this agreement are us, American Express Services Europe Limited and you, the cardmember who signs the agreement.
OPENSKY Plus SECURED VISA CREDIT CARD AGREEMENTCredit Card Agreement • October 10th, 2024 • Virginia
This Credit Card Agreement (the “Agreement”) consists of information about the costs of the OpenSky Plus Secured Visa Credit Card, issued by Capital Bank, N.A. and a cardholder agreement.
Credit Card agreement regulated by the Consumer Credit Act 1974Credit Card Agreement • June 29th, 2023
The parties to this agreement are us, American Express Services Europe Limited and you, the cardmember who signs the agreement.
Credit Card Agreement for Saks Retail Cards in Capital One,® N.A.Credit Card Agreement • October 5th, 2015
There are two parts to this Credit Card Agreement: Capital One Pricing Information and the Capital One Customer Agreement. The Pricing Information shows a range of terms that includes both mail and online offers for new accounts available under this Agreement as of September 30, 2015. The combination of terms that could apply to you may differ depending on the specific card offer and on your creditworthiness at the time of application. The Customer Agreement contains important information related to consumer credit cards issued by Capital One, N.A. If you are a current Capital One cardholder, please log in to your account if you would like to request the Credit Card Agreement for your account(s).
Visa® Consumer Credit Card Cardholder AgreementCredit Card Agreement • July 29th, 2022 • New Mexico
This is the Agreement between New Mexico Bank & Trust d/b/a HTLF Card Services (“we”, “our”, or “us”) and you concerning your Account. This Agreement becomes effective only if we establish an Account for you and issue you a Card in response to your submission of an Application.
PRIORITY DESTINATIONSSM WORLD ELITE CREDIT CARD AGREEMENTCredit Card Agreement • March 28th, 2023 • Hawaii
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0% Intro f ixed APR for the first six billing cycles following the opening of your account. After that, the APR will be:15.74%This APR will vary with the market based on the U.S. Prime Rate. APR for Balance Transfers 4.99% f ixed APR for eight billing cycles beginning with the billing cycle on which the balance transf er appears.After that, the APR will be 15.74% for Private Banking World Elite Accounts.This APR will vary with the market based on the U.S. Prime Rate. APR for Cash Advances 18.00% Fixed Penalty APR and When it Applies 18.00% FixedThis APR may be applied to your Credit Card account if you make a late payment. How Long Will the Penalty APR Apply?: This Penalty APR will apply until you make six consecutive Minimum Payments when due. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire New Balan
Bank of Hope Rewards Visa Platinum Agreement and Disclosure StatementCredit Card Agreement • September 29th, 2024
This Agreement applies to the Bank of Hope Rewards Visa Platinum established for you by Bank of Hope. Any Card issued to you by us remains our property and must be returned to us or to anyone we designate, upon request. Retaining, signing or using, or permitting others to use the Card or Account is the same as signing this Agreement, and means you agree to be bound by the terms of this Agreement.
STATE FARM BANK® CREDIT CARD AGREEMENT ANDCredit Card Agreement • January 2nd, 2020
This document and the table of Account-Opening Disclosures and other information printed on the card carrier that accompanies this document make up your credit card agreement with State Farm Bank. They are referred to together throughout this document as the Agreement. They contain important terms and disclosures regarding your credit card account. Please read them carefully and keep them for future reference. You will be bound by the terms of the Agreement unless you cancel your account within 30 days after you receive your credit card and before you or someone you have authorized uses your credit card or credit card account.
SONYCARD VISA AGREEMENTCredit Card Agreement • January 23rd, 2015
The issuance of the SonyCard Visa (hereinafter referred to as "the Credit Card") by Malayan Banking Berhad (hereinafter referred to as "Maybank") to the Cardholder and the use of the Credit Card by the Cardholder shall be subject to the following terms and conditions made known to the Cardholder at the time of application for and/or at the time of delivery of the Credit Card. These terms and conditions shall be binding on the Cardholder immediately upon acknowledgement of the receipt and/or use of the Credit Card by the Cardholder.
Significant Conditions of the Agreement The credit card Agreement No. [number]Credit Card Agreement • May 15th, 2022
Annual interest rate in case of withdrawal of the credit limit/spending the credit limit amount in a trading/service object of the credit limit if the used credit limit is covered during [to be specified number of the days] days: [figure]%
Credit Card AgreementCredit Card Agreement • October 24th, 2023
CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT FOR YOUR GECU EMPOWERMENT CREDIT CARDCredit Card Agreement • March 24th, 2022
Disclosure of variable rates and fees are accurate and based on the Prime Rate of 3.50% in effect as of April 1, 2022 and may have changed. To receive the most recent information, contact GECU at 1-800-772-4328.
CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT (SECURED INTERNATIONAL CONSUMER) Effective Date: September 2023Credit Card Agreement • August 24th, 2023 • Florida
This Credit Card Agreement and Disclosure Statement, as modified, amended or supplemented from time to time (the “Agreement” or “Terms and Conditions”) governs the use of your credit card account with Banco do Brasil Americas, issued to you, such other persons who are granted, accept or use the credit card Account and any person who has guaranteed payment of the credit card Account. This is a secured credit card and is subject to the following conditions: (i) that you establish a 24-month Certificate of Deposit (Time Deposit) or Personal Secured Credit Card Checking Account (collectively, the “Deposit”) and (ii) pledge such Deposit to Banco do Brasil Americas as provided in that certain Collateral Assignment to be signed by you in the Bank’s favor.
Credit Card AgreementCredit Card Agreement • August 23rd, 2018 • Washington
for Regions Wealth Visa® Signature Credit CardsCredit Card Agreement • October 26th, 2020
This document, together with the “Account Summary Table” on the card carrier sent with the card(s) for each new credit card account, form the “Agreement” that governs the credit card account established for you by Regions Bank (“Account”) and each Visa credit card or other device issued to access the Account (a “Card”). In this Agreement, “we,” “us” and “our” mean Regions Bank, and “you” and “your” mean each person who applied for or otherwise agreed to be responsible for the Account. If we use a capitalized term in this Agreement but we do not define that term, the term refers to the corresponding term used in your billing statement. By keeping, using or permitting others to use the Account or any Card, you accept the terms of this Agreement.
United States Senate Federal Credit UnionCredit Card Agreement • February 26th, 2016 • Virginia
Interest Rates and InterestCharges VISA Smart Rate VISA Smart Rewards ANNUAL PERCENTAGE RATEfor Purchases 9.25 %This APR will vary with the market based on the Prime Rate. ANNUAL PERCENTAGE RATEfor Balance Transfers 9.25 %This APR will vary with the market based on the Prime Rate. ANNUAL PERCENTAGE RATEfor Cash Advances 9.25 %This APR will vary with the market based on the Prime Rate. Minimum Interest Charge None Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on thetransaction date. For Credit Card Tips from The Consumer FinancialProtection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore FEES Set-up And Mainte
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND PLATINUM VISA® & MASTERCARD® (THE “AGREEMENT”)Credit Card Agreement • February 5th, 2024
Interest Rates and Finance Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 months that your account is open, for purchases made within the first 6 months from the account opening date.After that, your APR will be 18.50% to 30.75%, based on your creditworthiness at the time you opened your account. This APR will vary with the market, based on the Prime Rate. The introductory offer applied for may be improved if you comply with certain terms and conditions established by FirstBank, including your credit score. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 3 months from the account opening date. After that, your APR will be 18.50% to 30.75%, based on your creditworthiness at the time you opened your account. This APR will vary with the market, based on the Prime Rate. The introductory offer applied for may be improved if you comply with certain terms and co
DuPont Community Credit Union Mastercard® Business Credit Card AgreementCredit Card Agreement • September 20th, 2024
Annual Percentage Rate (APR) for purchases Annual Percentage Rate (APR) for cash advances Variable-rate information Grace period for repayment of balances for purchases Grace period for repayment of balances for cash advances Method of computing the balance for purchases Annual Fees Minimum finance charge Variable Prime* Plus14.74% -21.74% Variable Prime* Plus18.74% -25.74% Rates may vary. Determine and adjusted monthly.Prime* + 25 days from close date None Average daily balance (excluding new purchases) None None Transaction fee For cash advances:3% of Transaction Balance transfer fee: 3% of Transaction Balance transfer stop payment fee: $25.00 Late payment fee: $25.00 Over-the-credit-limit fee: $25.00 Return check fee: $25.00
Credit Card Agreement regulated by the Consumer Credit Act 1974.Credit Card Agreement • February 2nd, 2022
These are the terms and conditions for your credit card account. They will help explain how your account works and other important things you need to know. We hope you’ll find them clear and easy to use. Please keep this document safe in case you need to refer to it.
Please refer to the Always Cash Signature Rewards Credit Card Account Disclosure, Platinum Rewards Credit Card Account Disclosure and the Platinum Share- Secured Rewards Credit Card Account Disclosure, as applicable, which is incorporated by reference.Credit Card Agreement • December 5th, 2023
This is an agreement between you and us, Hawaii State Federal Credit Union, covering your Always Cash Signature Rewards Card, Platinum Rewards Credit Card and Platinum Share-Secured Rewards Credit Card Account with us. In this Agreement, “we”, “us,” “our,” and “HSFCU” refer to Hawaii State Federal Credit Union. “Account” means your Always Cash Signature Rewards Card, Platinum Rewards Credit Card or Platinum Share-Secured Rewards Credit Card Account with us. “Card” means the Credit Card issued for the Account and any duplicates, renewals or substitutions that are issued for the Card.
PINNACLE BANK/BANK OF COLORADO CREDIT CARD AGREEMENTCredit Card Agreement • August 28th, 2023
This Agreement, along with the credit application and credit disclosures comprises the Credit Agreement between you and Pinnacle Bank/ Bank of Colorado. It applies to you and to all eligible users of your card(s). It is effective on the date your card is activated and terminates on the date of expiration shown on your card. Your signature on the credit card application means that you have read and agree to the terms of this Agreement. You acknowledge receipt of a copy of this Agreement.
Maybank 2 Cards Premier Terms and ConditionsCredit Card Agreement • November 6th, 2017
The issuance of the Maybank 2 Cards Reserve American Express Card (hereinafter referred to as “the Credit Card”) by Malayan Banking Berhad (hereinafter referred to as “Maybank”) to the Cardmember and the use of the Credit Card by the Cardmember shall be subject to the following terms and conditions made known to the Cardmember at the time of application for and/or at the time of delivery of the Credit Card. The Cardmember shall be bound to these terms and conditions upon acknowledgement of the receipt and/or use of the Credit Card by the Cardmember.
CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENTCredit Card Agreement • October 12th, 2023
Fees (continued) Transaction Fees 1.00% of each transaction in U.S. dollars.2.00% of each transfer ($2.00 minimum - $50.00 maximum).2.00% of each advance ($2.00 minimum - $50.00 maximum). • Foreign Transaction• Balance Transfer• Cash Advance Penalty Fees Up to $25.00Up to $25.00 • Returned Payment• Late Payment
Target Credit Card AgreementCredit Card Agreement • March 31st, 2020 • Maryland
This Agreement explains the terms that you agree to follow for your Target Credit Card Account (“Account”). Your signature on your application or solicitation for this Account, including without limitation any electronic or digital signature, as well as your signature on sales slips or any Account-related document, represents your signature on this Agreement. The card carrier that accompanied your Target Credit Card is part of this Agreement. In this Agreement “we,” “us,” “our” and “TD Bank” mean TD Bank USA, N.A., a national bank with its main office located in Delaware, and its successors and assigns, which is the issuer of the Target Credit Card. “You” and “your” mean everyone who is liable for payment on this Account. “Card” refers to your Target Credit Card. “Target” means Target Corporation and its affiliates. "PIN" refers to the personal identification number associated with your Card and any other personal identification number you use to authorize a purchase using the Card, in
Credit Card Agreement regulated by the Consumer Credit Act 1974Credit Card Agreement • August 5th, 2022
You can use your card to purchase goods, foreign currency or services and to withdraw cash from cash machines showing the payment scheme logo. If we tell you that you can, you can also transfer balances from other card accounts, transfer money into your bank account, make Buy Now Pay Later transactions and use your account to set up instalment plans.
Revised September 2023Credit Card Agreement • August 25th, 2023
Take a moment to read and save this important information about your account. This document, along with the Rates and Fees Table, is an agreement between you (the Cardholder(s)) and Harvard University Employees Credit Union. We've agreed to issue you a credit card as described in this agreement, and you agree to repay us, along with interest charges and fees. You also agree to the rules and regulations contained in the bylaws governing accounts with the Harvard University Employees Credit Union (HUECU) as they are now, or hereafter may be amended, and authorize HUECU to obtain consumer reports in connection with this account. Each person who uses the Card(s) or permits another to use the Card(s), agrees to be jointly and severally liable to the Credit Union for all authorized transactions and resulting obligations due to the Credit Union. If you activate your card, use this account, or make any payment to it, you're indicating that you accept the terms of this agreement. If you have an
CREDIT CARD AGREEMENT FOR BEYOND ONE & BEYOND PLATINUM VISA® & MASTERCARD® OF FIRSTBANK (THE “AGREEMENT”)Credit Card Agreement • January 2nd, 2022
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 8.50% to the U.S. Prime Rate (“Prime Rate”) + 18.50% based on your creditworthiness at the time you opened your account. APR for Balance Transfers 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 8.50% to the U.S. Prime Rate (“Prime Rate”) + 18.50% based on your creditworthiness at the time you opened your account. APR for Cash Advances U.S. Prime Rate (“Prime Rate”) + 13.00% to the U.S. Prime Rate (“Prime Rate”) + 20.00% , based on your creditworthiness at the time you opened your account. This APR (“Cash Advance APR”) will vary with the market, based on the Prime Rate. Penalty APR and When it Applies 29.99%*This APR may be a
CREDIT CARD AGREEMENT AND DISCLOSURESCredit Card Agreement • October 29th, 2024
THIS IS YOUR AGREEMENT AND DISCLOSURE STATEMENT WITH REV FEDERAL CREDIT UNION. PLEASE READ IT CAREFULLY AND KEEP IT FOR YOUR RECORDS. IT SUPERSEDES ALL PRIOR AGREEMENTS AND DISCLOSURE STATEMENTS RELATING TO YOUR ACCOUNT. YOU DO NOT HAVE TO SIGN THIS AGREEMENT. YOUR AGREEMENT TO ALL OF THESE PROVISIONS, AS AMENDED FROM TIME TO TIME INCLUDING THE CARD ISSUED BY US, WILL BE SHOWN BY YOUR APPLICATION FOR THE CARD, YOUR ACCEPTANCE OF THE CARD, OR YOUR USE OF THE CARD, WHICHEVER OCCURS FIRST.
VARIABLE RATE CREDIT CARD AGREEMENT AND DISCLOSURECredit Card Agreement • September 3rd, 2019 • Florida
DEFINITIONS: “Card” FAIRWINDS Orlando City and Orlando Pride Credit Card, which we issue to you under this agreement, including any duplicates or renewals, and includes any device or check used to obtain credit or cash from the account. The words “you”, “your”, and “Cardholder” mean each person jointly and individually who holds, signs, retains, uses, or permits others to use or sign a Card.
MAYBANK MASTERCARD/VISA PLATINUM CARD AGREEMENTCredit Card Agreement • May 31st, 2019
These are the terms & conditions governing the use of your Maybank Mastercard/Visa Platinum Cards issued by Maybank Malaysia which is binding on you. You are deemed to have accepted these terms and conditions and are bound by them once you start using your card. In this respect, your activation of the Card(s), your signature or confirmation on any transaction records, sales drafts, credit vouchers, cash advance slips, any charge records and/conclusive evidence of your acceptance of these terms & conditions. As such, you should read and understand these terms & conditions before doing so.
