THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...Agreements and Disclosures • October 25th, 2024 • Maryland
Contract Type FiledOctober 25th, 2024 JurisdictionThroughout these Agreements and Disclosures, the references to "We," "Us," "Our," and "Credit Union" mean JOHNS HOPKINS FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any Visa Debit Card or ATM Card issued to You and any duplicates or renewals. Our Audio Response System is hereinafter referred to as "TeleBranch 24" and Our personal computer Account Access System is hereinafter referred to as "Internet Branch." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.