THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, AND WIRE TRANSFER AGREEMENT. PLEASE BE CERTAIN TO READ...Agreements and Disclosures • October 18th, 2023 • Colorado
Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean ON TAP CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any automated teller machine (ATM) Card or VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Phone Teller,” whereas Our Online Banking system is hereinafter referred to as "Home Banking," and Our Mobile Online Banking system is hereinafter referred to as "Mobile Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint Accounts, read singular pronouns in the plural.
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...Agreements and Disclosures • November 22nd, 2022 • Massachusetts
Throughout these Agreements and Disclosures, the references to "We," "Us," "Our," and "Credit Union" mean PIONEER VALLEY FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM/Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "PAT 24," whereas Our Internet Account Access System is hereinafter referred to as "Online Banking" and Our Internet Enabled Remote Deposit System is hereinafter referred to as "Deposit Capture." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
AGREEMENTS AND DISCLOSURESAgreements and Disclosures • April 6th, 2023 • Iowa
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY DISCLOSURE. PLEASE BE...Agreements and Disclosures • May 6th, 2024 • California
Throughout these Agreements and Disclosures, the references to "We," "Us," "Our," and "Credit Union" mean LA FINANCIAL FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any Account or Accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Personal Computer Account Access System is hereinafter referred to as “Online Banking," and Our Internet Enabled Mobile System is hereinafter referred to as "Mobile Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint Accounts, read singular pronouns in the plural.
ALL IN CREDIT UNIONAgreements and Disclosures • April 6th, 2020
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY AND WIRE TRANSFER AGREEMENT. PLEASE BE CERTAIN TO READ...Agreements and Disclosures • January 21st, 2019 • Ohio
Throughout these Agreements And Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean CME FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements And Disclosures. The word "Card" means any CME Cash Card or CME MasterCard Great Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "CMEbyPhone," Our Personal Computer Account Access System is hereinafter referred to as "CME@Home," whereas Our Mobile Account Access System is hereinafter referred to as "Mobile Banking," and "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY DISCLOS...Agreements and Disclosures • January 30th, 2024 • Maryland
Throughout these Agreements and Disclosures, the references to "We," "Us," "Our," and "Credit Union" mean JOHNS HOPKINS FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in th ese Agreements and Disclosures. The word "Card" means any Visa Debit Card or ATM Card issued to You and any duplicates or renewals. Our Audio Response System is hereinafter referred to as "TeleBranch 24" and Our personal computer Account Access System is hereinafter referred to as "Internet Branch." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT AND PRIVACY POLICY DISCLOSURE....Agreements and Disclosures • June 19th, 2020 • Pennsylvania
Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean PHILADELPHIA FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM Card or Check Card issued to You by Us and any duplicates or renewals We may issue. Our 24-hour Phone Banking System is hereinafter referred to as "Teller Phone," Our 24-hour Internet Banking system is hereinafter referred to as "Teller Net," Our Electronic Bill Payer System is hereinafter referred to as "Electronic Bill Payer," Our Account To Account Transfer System is hereinafter referred to as "eTransfer," Our Mortgage Loan Information System is hereinafter referred to as "Mortgage Access," and "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read s
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...Agreements and Disclosures • July 1st, 2019
Throughout these Agreements And Disclosures, the references to "We," "Us," "Our," “PFFCU” and "Credit Union" mean POLICE AND FIRE FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements And Disclosures. The word "Card" means any PFFCU Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "24-Hour Express Banker," whereas Our Internet Account Access System is hereinafter referred to as "Online Banking," Our Internet Remote Deposit System is hereinafter referred to as "Mobile Deposit" and "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
ContractAgreements and Disclosures • September 8th, 2023 • California
Beacon Federal Credit UnionAgreements and Disclosures • March 31st, 2021
Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean BEACON FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM Card or VISA Check Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as “Personal Account Line,” whereas Our Personal Computer Account Access System is hereinafter referred to as “PC Branch,” and Our Bill Payment System is hereinafter referred to as “Bill Payment.” “E-Check” means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
ContractAgreements and Disclosures • August 11th, 2023 • Arizona
Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean BANNER FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM or VISA Debit Card issued to You and any duplicates or renewals. Our Audio Response System is hereinafter referred to as "BETI," whereas Our Personal Computer Account Access System is hereinafter referred to as "Virtual Branch," Our Internet Remote Access System is hereinafter referred to as "TouchBanking," and "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
Beacon Federal Credit UnionAgreements and Disclosures • September 19th, 2024
Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean BEACON FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM Card or VISA Check Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as “Personal Account Line,” whereas Our Personal Computer Account Access System is hereinafter referred to as “PC Branch,” and Our Bill Payment System is hereinafter referred to as “Bill Payment.” “E-Check” means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...Agreements and Disclosures • October 25th, 2024 • Maryland
Throughout these Agreements and Disclosures, the references to "We," "Us," "Our," and "Credit Union" mean JOHNS HOPKINS FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any Visa Debit Card or ATM Card issued to You and any duplicates or renewals. Our Audio Response System is hereinafter referred to as "TeleBranch 24" and Our personal computer Account Access System is hereinafter referred to as "Internet Branch." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...Agreements and Disclosures • July 24th, 2019 • Wisconsin
Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean HERITAGE CREDIT UNION. The words "You" and "Your" mean each person and/or entity applying for and/or using any of the services described herein. "Account" means any Account or Accounts established for You as set forth in these Agreements And Disclosures. The word "Card" means any VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "24-Hour Teller Line" whereas Our Personal Computer Account Access System is hereinafter referred to as "Online Banking" and "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
Detroit, Michigan 48232Agreements and Disclosures • April 30th, 2020 • Michigan
Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean ONE DETROIT CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM Card or MasterCard Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Televoice," whereas Our Personal Computer Account Access System is hereinafter referred to as "One2Go." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
ContractAgreements and Disclosures • September 3rd, 2019 • Florida
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY AND WIRE TRANSFER AGREEMENT. PLEASE BE CERTAIN TO READ THESE AGREEMENTS...Agreements and Disclosures • August 14th, 2019
Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean FIREFIGHTERS COMMUNITY CREDIT UNION, INC. The words "You" and "Your" mean each person or entity applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM or VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Trans-Act," whereas Our Personal Computer Account Access System is hereinafter referred to as "Online Banking Electronic/PC," Our Internet Capable Cellular Phone Account Access System is hereinafter referred to as "Mobile Banking" and Our Bill Payment System is hereinafter referred to as "Bill Payer." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
ContractAgreements and Disclosures • February 20th, 2020 • Utah
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT AND PRIVACY POLICY DISCLOSURE....Agreements and Disclosures • October 22nd, 2019 • Ohio
Throughout these Agreements And Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean CREDIT UNION OF OHIO, INC. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements And Disclosures. The word "Card" means any Automated Teller Machine (ATM) Card or VISA Check Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Phone Banking," whereas Our Personal Computer Account Access System is hereinafter referred to as "Internet Banking," and Our Mobile Internet Account Access System is hereinafter referred to as “Mobile Banking.” "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY AND WIRE TRANSFER AGREEMENT. PLEASE BE CERTAIN TO READ...Agreements and Disclosures • April 12th, 2021 • Ohio
Throughout these Agreements And Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean CME FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements And Disclosures. The word "Card" means any CME Cash Card or CME MasterCard Great Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "CMEbyPhone," Our Personal Computer Account Access System is hereinafter referred to as "CME@Home," whereas Our Mobile Account Access System is hereinafter referred to as "Mobile Banking," and "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, ACCOUNT DISCLOSURES, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT AND...Agreements and Disclosures • August 30th, 2013 • Ohio
Throughout these Agreements And Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean PATHWAYS FINANCIAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements And Disclosures. The word "Card" means any Automated Teller Machine (ATM) Card or MasterCard Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Automated Telephone Access," whereas Our Personal Computer Account Access System is hereinafter referred to as "Internet Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...Agreements and Disclosures • September 23rd, 2014
Throughout these Agreements And Disclosures, the references to "We," "Us," "Our," and "Credit Union" mean SOLANO FIRST FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements And Disclosures. The word "Card" means any Automated Teller Machine (ATM) Card and VISA Check Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "First Call," whereas Our Personal Computer Account Access System is hereinafter referred to as "Home Banking," Our Internet Remote Access System is hereinafter referred to as "Mobile Banking," and Our Internet Accessible Bill Payment System is hereinafter referred to as "Internet Bill Payer." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.
