CREDIT CARD AGREEMENT FOR BEYOND ONE & BEYOND PLATINUM VISA® & MASTERCARD® OF FIRSTBANK (THE “AGREEMENT”)Credit Card Agreement • January 2nd, 2022
Contract Type FiledJanuary 2nd, 2022Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 8.50% to the U.S. Prime Rate (“Prime Rate”) + 18.50% based on your creditworthiness at the time you opened your account. APR for Balance Transfers 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 8.50% to the U.S. Prime Rate (“Prime Rate”) + 18.50% based on your creditworthiness at the time you opened your account. APR for Cash Advances U.S. Prime Rate (“Prime Rate”) + 13.00% to the U.S. Prime Rate (“Prime Rate”) + 20.00% , based on your creditworthiness at the time you opened your account. This APR (“Cash Advance APR”) will vary with the market, based on the Prime Rate. Penalty APR and When it Applies 29.99%*This APR may be a
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND ULTIMATE VISA® & MASTERCARD® (THE “AGREEMENT”)Credit Card Agreement • December 24th, 2021
Contract Type FiledDecember 24th, 2021Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 months that your account is open, for purchases made within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 7.50% to the U.S. PrimeRate (“Prime Rate”) + 21.25% based on your creditworthiness at the time you opened your account. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 7.50% to the U.S. Prime Rate (“Prime Rate”) + 21.25% based on your creditworthiness at the time you opened your account. APR for Cash Advances U.S. Prime Rate (“Prime Rate”) + 14.00% to the U.S. Prime Rate (“Prime Rate”) + 21.25% , based onyour creditworthiness at the time you opened your account. This APR (“Cash Advance APR”) will vary with the market,
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND GLOBAL VISA® OF (THE “AGREEMENT”)Credit Card Agreement • November 14th, 2021
Contract Type FiledNovember 14th, 2021Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 months that your account is open, for purchases made within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 7.50% to the U.S. PrimeRate (“Prime Rate”) + 21.25% based on your creditworthiness at the time you opened your account. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 7.50% to the U.S. Prime Rate (“Prime Rate”) + 21.25% based on your creditworthiness at the time you opened your account. APR for Cash Advances U.S. Prime Rate (“Prime Rate”) + 14.00% to the U.S. Prime Rate (“Prime Rate”) + 21.25% , based on your creditworthiness at the time you opened your account. This APR (“Cash Advance APR”) will varywith the market,
CREDIT CARD AGREEMENT FOR BEYOND SMALL BUSINESS MASTERCARD® OF FIRSTBANK (THE “AGREEMENT”)Credit Card Agreement • July 12th, 2021
Contract Type FiledJuly 12th, 2021Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 8.50% to the U.S. Prime Rate (“Prime Rate”) + 18.50% based on your creditworthiness at the time you opened your account. APR for Balance Transfers 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account.After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 8.50% to the U.S. Prime Rate (“Prime Rate”) + 18.50% based on your creditworthiness at the time you opened your account. APR for Cash Advances U.S. Prime Rate (“Prime Rate”) + 13.00% to the U.S. Prime Rate (“Prime Rate”) + 20.00% , based on your creditworthiness at the time you opened your account. This APR (“Cash Advance APR”) will vary with the market, based on the Prime Rate. Penalty APR and When it Applies 29.99%*This APR may be ap
CREDIT CARD AGREEMENT FOR BEYOND ULTIMATE VISA® & MASTERCARD® OF FIRSTBANK (THE “AGREEMENT”)Credit Card Agreement • June 26th, 2021
Contract Type FiledJune 26th, 2021Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 6.00% to the U.S. Prime Rate (“Prime Rate”) + 16.00% based on your creditworthiness at the time you opened your account. APR for Balance Transfers 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account.After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 6.00% to the U.S. Prime Rate (“Prime Rate”) + 16.00% based on your creditworthiness at the time you opened your account. APR for Cash Advances U.S. Prime Rate (“Prime Rate”) + 12.00% to the U.S. Prime Rate (“Prime Rate”) + 17.00% , based on your creditworthiness at the time you opened your account. This APR (“Cash Advance APR”) will vary with the market, based on the Prime Rate. Penalty APR and When it Applies 29.99%*This APR may be ap
CREDIT CARD AGREEMENT FOR BEYOND ONE & BEYOND PLATINUM VISA® & MASTERCARD® OF FIRSTBANK (THE “AGREEMENT”)Credit Card Agreement • May 31st, 2021
Contract Type FiledMay 31st, 2021Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 8.50% to the U.S. Prime Rate (“Prime Rate”) + 18.50% based on your creditworthiness at the time you opened your account. APR for Balance Transfers 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 8.50% to the U.S. Prime Rate (“Prime Rate”) + 18.50% based on your creditworthiness at the time you opened your account. APR for Cash Advances U.S. Prime Rate (“Prime Rate”) + 13.00% to the U.S. Prime Rate (“Prime Rate”) + 20.00% , based on your creditworthiness at the time you opened your account. This APR (“Cash Advance APR”) will vary with the market, based on the Prime Rate. Penalty APR and When it Applies 29.99%*This APR may be a
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND ONE & BEYOND PLATINUM VISA® & MASTERCARD® (THE “AGREEMENT”)Credit Card Agreement • December 10th, 2020
Contract Type FiledDecember 10th, 2020Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 months that your account is open, for purchases made within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 8.50% to the U.S. PrimeRate (“Prime Rate”) + 20.75% based on your creditworthiness at the time you opened your account. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 8.50% to the U.S. Prime Rate (“Prime Rate”) + 20.75% based on your creditworthiness at the time you opened your account. APR for Cash Advances U.S. Prime Rate (“Prime Rate”) + 15.00% to the U.S. Prime Rate (“Prime Rate”) + 20.75% , based onyour creditworthiness at the time you opened your account. This APR (“Cash Advance APR”) will vary with the market,
CREDIT CARD AGREEMENT FOR BEYOND GLOBAL VISA® OF FIRSTBANK (THE “AGREEMENT”)Credit Card Agreement • December 4th, 2020
Contract Type FiledDecember 4th, 2020Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 6.00% to the U.S. Prime Rate (“Prime Rate”) + 16.00% based on your creditworthiness at the time you opened your account. APR for Balance Transfers 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account.After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 6.00% to the U.S. Prime Rate (“Prime Rate”) + 16.00% based on your creditworthiness at the time you opened your account. APR for Cash Advances U.S. Prime Rate (“Prime Rate”) + 12.00% to the U.S. Prime Rate (“Prime Rate”) + 17.00% , based on your creditworthiness at the time you opened your account. This APR (“Cash Advance APR”) will vary with the market, based on the Prime Rate. Penalty APR and When it Applies 29.99%*This APR may be ap