Common Contracts
8 similar Credit Cardholder Agreement contracts
OPENSKY® SECURED VISA® CREDIT CARDHOLDER AGREEMENTCredit Cardholder Agreement • May 28th, 2020 • Maryland
RATES AND FEES TABLE INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 6 months from account opening. After that, your APR will be 17.39%. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 17.39%This APR will vary with the market based on the Prime Rate plus a margin. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://ww
OPENSKY® SECURED VISA® CREDIT CARDHOLDER AGREEMENTCredit Cardholder Agreement • May 6th, 2020 • Maryland
RATES AND FEES TABLE INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 3 months from account opening. After that, your APR will be 17.39%. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 17.39%This APR will vary with the market based on the Prime Rate plus a margin. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://ww
OPENSKY® SECURED VISA® CREDIT CARDHOLDER AGREEMENTCredit Cardholder Agreement • December 20th, 2019 • Maryland
INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 18.89%This APR will vary with the market based on the Prime Rate plus a margin. APR for Cash Advances 18.89%This APR will vary with the market based on the Prime Rate plus a margin. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www. Consumerfinance.gov/learnmore. FEES Annual Fee $35 annually. Transaction Fees • Cash Advance Eithe
OPENSKY® SECURED VISA® CREDIT CARDHOLDER AGREEMENTCredit Cardholder Agreement • January 10th, 2019 • Maryland
INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 19.64%This APR will vary with the market based on the Prime Rate plus a margin. APR for Cash Advances 19.64%This APR will vary with the market based on the Prime Rate plus a margin. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www. Consumerfinance.gov/learnmore. FEES Annual Fee $35 annually. Transaction Fees• Cash Advance• Foreign
OPENSKY® SECURED VISA® CREDIT CARDHOLDER AGREEMENTCredit Cardholder Agreement • October 31st, 2018 • Maryland
INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 19.39%This APR will vary with the market based on the Prime Rate plus a margin. APR for Cash Advances 19.39%This APR will vary with the market based on the Prime Rate plus a margin. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www. Consumerfinance.gov/learnmore. FEES Annual Fee $35 annually. Transaction Fees • Cash Advance Eithe
OPENSKY® SECURED VISA® CREDIT CARDHOLDER AGREEMENTCredit Cardholder Agreement • July 20th, 2018 • Maryland
INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 19.14%This APR will vary with the market based on the Prime Rate plus a margin. APR for Cash Advances 19.14%This APR will vary with the market based on the Prime Rate plus a margin. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www. Consumerfinance.gov/learnmore. FEES Annual Fee $35 annually. Transaction Fees • Cash Advance Either
OPENSKY® SECURED VISA® CREDIT CARDHOLDER AGREEMENTCredit Cardholder Agreement • April 27th, 2018 • Maryland
INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 18.89%This APR will vary with the market based on the Prime Rate plus a margin. APR for Cash Advances 18.89%This APR will vary with the market based on the Prime Rate plus a margin. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www. Consumerfinance.gov/learnmore. FEES Annual Fee $35 annually. Transaction Fees • Cash Advance Either
OPENSKY® SECURED VISA® CREDIT CARDHOLDER AGREEMENTCredit Cardholder Agreement • January 19th, 2017 • Maryland
INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 17.89%This APR will vary with the market based on the Prime Rate plus a margin. APR for Cash Advances 17.89%This APR will vary with the market based on the Prime Rate plus a margin. Penalty APR and When it Applies 22.00%This APR will vary with the market based on the Prime Rate plus a margin. This APR will apply to your Account if you make a late payment.How Long Will the Penalty APR Apply: If your APR is increased for a payment that is late, the Penalty APR will apply indefinitely unless you make six consecutive minimum payments on time following the rate increase. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If y
