OPENSKY® SECURED VISA® CREDIT CARDHOLDER AGREEMENTCredit Cardholder Agreement • May 28th, 2020 • Maryland
RATES AND FEES TABLE INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 6 months from account opening. After that, your APR will be 17.39%. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 17.39%This APR will vary with the market based on the Prime Rate plus a margin. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://ww
CREDIT CARDHOLDER AGREEMENT TERMS AND CONDITIONSCredit Cardholder Agreement • April 26th, 2013
It is important that you read and understand the following Terms and Conditions governing the use of your Standard Chartered Credit Card. If you do not understand any of them, please feel free to contact us and we will be happy to assist you. By signing the credit card application form and/ or, activating and/ or using your Credit Card, you have agreed to be bound by these Terms and Conditions.
Visa® Credit Cardholder Agreement Effective October 21, 2020Credit Cardholder Agreement • September 14th, 2020
This document contains the terms which govern your Credit Union Visa credit card Account (“Account”). Please review this document and keep it for your records. In this document the words “you” and “your” mean the individual(s) who requested the Account or to whom we issued an account. “Card” means the Visa Credit Card and any duplicates and renewals the Credit Union issues. “We,” “us,” “our,” and “Credit Union” mean NC Press Association Federal Credit Union, the issuer of the Card. “Our Mailing Address” is Cardholder Services, P.O. Box 28540, Raleigh, NC 27611-8540. Our business days are Monday through Friday, 8:30 am to 5:30 pm. Holidays are not included. Contact your local branch or if you need assistance outside of the Credit Union’s normal business hours, please call us at 1-888-732-8562. Calls to the Credit Union may be recorded.
Credit Cardholder Agreement and Truth in LendingCredit Cardholder Agreement • July 19th, 2022
Interest Rates and Interest Charges Program Classic Secured Gold Platinum Chrome Annual Percentage Rate (APR) for Purchases 11.95% 13.90% 8.25%This APR will vary with the market based on the Prime Rate + 3.50% 8.95% 16.50% APR for Balance Transfers 11.95% 13.90% 8.25%This APR will vary with the market based on the Prime Rate + 3.50% 8.95% 16.50% APR for Cash Advances 11.95% 13.90% 8.25%This APR will vary with the market based on the Prime Rate +3.50% 8.95% 16.50% Penalty APR and When It Applies None How to Avoid Paying Interest on Purchases Your due date is at least 21 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
CREDIT CARDHOLDER AGREEMENTCredit Cardholder Agreement • November 20th, 2018 • Ontario
ContractCredit Cardholder Agreement • May 1st, 2023
Customer Service: 1-888-825-9808Web Site: www.epfinancial.com EP FINANCIAL SECURED VISA® CREDITCARDHOLDER AGREEMENT CARDHOLDER INFORMATION & AGREEMENT The Agreement is between you and us, Everyday People Financial Inc. (“EP Financial”). By signing this Agreement, by purchasing, accepting, or using your Card, or by accessing the Account by any other means, it means you (“Cardholder”), acknowledge having (i)received and read the entire Agreement, (ii) accepted its terms and conditions, and (iii) agreed to the fees associated with your Account. Cardholder First Name: Cardholder Middle Name: Cardholder Last Name: Cardholder Phone Number (Home): Cardholder Phone Number (Work or other): Cardholder Street Address: City: Province: Postal Code: Cardholder Occupation: Cardholder Birthdate: Cell Phone Number: Cardholder Email: Cardholder’s Signature: Date: The terms and conditions of this Agreement govern the secured credit card account (“Account”) that we, EP Financial, are providing to you. Pr
BEA Credit Cardholder Agreement (Personal Account)Credit Cardholder Agreement • July 14th, 2022
IMPORTANT: Before you activate or use your credit card issued by The Bank of East Asia, Limited (“BEA”), please read the terms and conditions contained in this Cardholder Agreement (the “Agreement”) carefully and ensure that you understand them in full. By activating or using your Card, you shall be deemed to have accepted these terms and conditions and you shall be bound by them. The terms and conditions set out in this Agreement shall also be binding on supplementary Cardholder(s).
CREDIT CARDHOLDER AGREEMENTCredit Cardholder Agreement • November 15th, 2021
IMPORTANT! Before you use the credit card issued by The Hongkong and Shanghai Banking Corporation Limited, Sri Lanka Branch, please read this Cardholder Agreement in full. If you have any other HSBC accounts that are linked to your credit card, please also be guided by the applicable terms and conditions.
ALLIANCE BANK CREDIT CARDHOLDER AGREEMENTCredit Cardholder Agreement • May 27th, 2024
The issuance of the VISA/MASTERCARD CARD by Alliance Bank Malaysia Berhad (hereinafter called “the Bank”) to the Cardholder, the acknowledgement of receipt as evidenced by the Acknowledgement of Receipt and/or use of the VISA/MASTERCARD CARD by the Cardholder shall be subject to the terms and conditions contained herein.
ICBC Macau UnionPay Dual Currency Credit Cardholder Agreement (With Electronic Cash)Credit Cardholder Agreement • July 27th, 2022
Any of the ICBC (Macau) Union Pay Dual Currency credit cards, including but not limited to Diamond Card, Platinum Card, Gold Card, Classic Card, Business Card and /or Co-branded Card regardless of with or without Electronic Cash ("the Card") issued by Industrial and Commercial Bank of China (Macau) Limited ("the Bank") to the applicant ("the Cardholder") which expression should include the principal card applicant and those supplementary card applicant(s) who have applied for the Card and been approved at any time subject to the following terms and conditions, and to the provisions of the "Personal Data Protection Act - Personal Data Collection Statement" (the "Statement"), which shall form a part of this Agreement :-
CARDHOLDER AGREEMENTCredit Cardholder Agreement • December 29th, 2020
In this Agreement, the words “you” and “your” refer to each and all of the persons who use a credit card issued by us or under an account we hold. The words “we”, “us” and “our” mean National Commercial Bank Jamaica Limited and its successors and assignees.
ContractCredit Cardholder Agreement • May 5th, 2020
GENISYS CREDIT UNION Genisys Platinum MasterCard Credit Cardholder Agreement and Disclosure THIS INFORMATION IS ACCURATE AS OF 1/21/2015 AND MAY CHANGE. To find out what may have changed call us at 248-322-9800 x5 or write to us at P.O. Box 436034, Pontiac, MI 48343-6034. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 9.90% - 18.00% based on your creditworthiness at the time you open your Account. APR for Balance Transfers 9.90% - 18.00% based on your creditworthiness at the time you open your Account. APR for Cash Advances 9.90% - 18.00% based on your creditworthiness at the time you open your Account. Penalty APR and When It Applies None Paying Interest Your due date is at least 28 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge Non
ContractCredit Cardholder Agreement • January 20th, 2016
The terms and conditions below are in addition to the Credit Cardholder ‘Agreement’ already accepted and agreed to by the Cardholder at the time of acceptance of Mashreq Al Islami Credit Card. Capitalized terms and the terms not defined herein shall be construed in accordance with their definitions in the Agreement.
Genisys Platinum MasterCard Credit Cardholder Agreement and DisclosureCredit Cardholder Agreement • November 6th, 2014
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 9.90% - 18.00% based on your creditworthiness at the time youopen your Account. APR for Balance Transfers 9.90% - 18.00% based on your creditworthiness at the time you open yourAccount. APR for Cash Advances 9.90% - 18.00% based on your creditworthiness at the time you open your Account. Penalty APR and When ItApplies None Paying Interest Your due date is at least 28 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Consumer FinancialProtection Bureau To learn more about factors to consider when applying for or using a credit Card, visit the website of the Consumer Financial ProtectionBureau at http://www.consumerfinance.gov/learnmore
Important changes to Credit Cardholder Agreement Terms & ConditionsCredit Cardholder Agreement • January 10th, 2022
We are updating the Terms & Conditions, that apply to your credit card accounts with effect from 01 January 2022 (“Effective Date”). From the effective date, all Credit Card accounts will be governed by the latest versions of our Client Terms and Product Terms.
ICBC Macau Visa MasterCard Credit Cardholder AgreementCredit Cardholder Agreement • August 22nd, 2018
Any of the ICBC(Macau) Visa and MasterCard credit cards including but not limited to Infinite Card, World Card, Platinum Card, Gold Card, Business Card, Classic Card and/or Co-branded Card(the “Card”) issued by Industrial and Commercial Bank of China (Macau) Limited ("the Bank") to the applicant("the Cardholder") which expression should include the principal card applicant and those supplementary card applicant(s) who have applied for the Card and been approved at any time subject to the following terms and conditions , and to the provisions of the "Personal Data Protection Act - Personal Data Collection Statement" (the "Statement"), which shall form a part of this Agreement:-
BEA Credit Cardholder Agreement (Corporate Account)Credit Cardholder Agreement • January 29th, 2020 • Hong Kong
IMPORTANT: Before you activate or use your credit card issued by The Bank of East Asia, Limited (“BEA”), please read the terms and conditions contained in this Cardholder Agreement (the “Agreement”) carefully and ensure that you understand them in full. By activating or using your Card, you shall be deemed to have accepted these terms and conditions and you shall be bound
the information given by me to the said at my express requestCredit Cardholder Agreement • May 31st, 2018
This declaration is made to The Hongkong and Shanghai Banking Corporation Limited, (hereinafter referred to as ‘the Bank’) and governs all HSBC Credit
Mashreq Novo Credit Cardholder AgreementCredit Cardholder Agreement • June 29th, 2017
The issuance and use of Credit Cards from Mashreq shall be governed by and subject to the following terms and conditions.
