Common Contracts

PENN MILLERS HOLDING CORPORATION Up to 6,772,221 Shares COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT September 9, 2009

Agency Agreement • September 11th, 2009 • Penn Millers Holding Corp • Fire, marine & casualty insurance • Pennsylvania

• Contract Type
  Agency Agreement
• Filed
  September 11th, 2009
• Company
  Penn Millers Holding Corp
• Industry
  Fire, marine & casualty insurance
• Jurisdiction
  Pennsylvania

Penn Millers Holding Corporation, a Pennsylvania corporation (“HoldCo”), Penn Millers Mutual Holding Company, a Pennsylvania mutual insurance holding company (in both mutual and converted stock form, “PMMHC”), PMHC Corp., a Pennsylvania corporation (“PMHC”), and Penn Millers Insurance Company, a Pennsylvania corporation (“PMIC,” and together with HoldCo, PMMHC and PMHC, the “Primary Parties”), hereby confirm, jointly and severally, their agreement (the “Agreement”) with Griffin Financial Group, LLC (the “Agent”), as follows:

PENN MILLERS HOLDING CORPORATION Up to 6,772,221 Shares COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT August ___, 2009

Agency Agreement • August 21st, 2009 • Penn Millers Holding Corp • Fire, marine & casualty insurance • Pennsylvania

• Contract Type
  Agency Agreement
• Filed
  August 21st, 2009
• Company
  Penn Millers Holding Corp
• Industry
  Fire, marine & casualty insurance
• Jurisdiction
  Pennsylvania

Penn Millers Holding Corporation, a Pennsylvania corporation (“HoldCo”), Penn Millers Mutual Holding Company, a Pennsylvania mutual insurance holding company (in both mutual and converted stock form, “PMMHC”), PMHC Corp., a Pennsylvania corporation (“PMHC”), and Penn Millers Insurance Company, a Pennsylvania corporation (“PMIC,” and together with HoldCo, PMMHC and PMHC, the “Primary Parties”), hereby confirm, jointly and severally, their agreement (the “Agreement”) with Griffin Financial Group, LLC (the “Agent”), as follows:

PENN MILLERS HOLDING CORPORATION Up to 6,772,222 Shares COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT

Agency Agreement • April 30th, 2009 • Penn Millers Holding Corp • Fire, marine & casualty insurance

• Contract Type
  Agency Agreement
• Filed
  April 30th, 2009
• Company
  Penn Millers Holding Corp
• Industry
  Fire, marine & casualty insurance

Penn Millers Holding Corporation, a Pennsylvania corporation (“HoldCo”), Penn Millers Mutual Holding Company, a Pennsylvania mutual insurance holding company (in both mutual and converted stock form, “PMMHC”), PMHC Corp., a Pennsylvania corporation (“PMHC”), and Penn Millers Insurance Company, a Pennsylvania corporation (“PMIC,” and together with HoldCo, PMMHC and PMHC, the “Primary Parties”), hereby confirm, jointly and severally, their agreement (the “Agreement”) with Griffin Financial Group, LLC (the “Agent”), as follows: