Credit Card Agreement for Bankers Trust Visa® Gold AccountsCredit Card Agreement • November 13th, 2009
Contract Type FiledNovember 13th, 2009Interest Rates and Interest Charges Annual Percentage Rate (APR) for• Purchases• Balance Transfers 0.00% introductory APR until the end of 6 billing cycles from the datethe account is opened. After that, your APR will be 16.50%. This APR will varywith the market based on the Prime Rate.* APR for Cash and Overdraft Advances 21.00% This APR will vary with the market based on the Prime Rate.* Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash and overdraft advances on the transaction date.After the grace period, we will begin charging interest on balance transfers on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or
Credit Card Agreement for Bankers Trust Visa® Gold AccountsCredit Card Agreement • November 13th, 2009
Contract Type FiledNovember 13th, 2009Interest Rates and Interest Charges Annual Percentage Rate (APR) for• Purchases• Balance Transfers 0.00% introductory APR until the end of 6 billing cycles from the date the account is opened. After that, your APR will be 13.75. This APR will vary with the market based on the Prime Rate.* APR for Cash and Overdraft Advances 18.75% This APR will vary with the market based on the Prime Rate.* Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash and overdraft advances on the the transaction date. After the grace period, we will begin charging interest on balance transfers on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying
Credit Card Agreement for Bankers Trust Visa® Gold AccountsCredit Card Agreement • November 13th, 2009
Contract Type FiledNovember 13th, 2009Interest Rates and Interest Charges Annual Percentage Rate (APR) for• Purchases• Balance Transfers 0.00% introductory APR until the end of 6 billing cycles from the datethe account is opened. After that, your APR will be 12.25%. This APR will varywith the market based on the Prime Rate.* APR for Cash and Overdraft Advances 17.25% This APR will vary with the market based on the Prime Rate.* Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash and overdraft advances on the the transaction date. After the grace period, we will begin charging interest on balance transfers on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying f