LOW RATE VISA® CREDIT CARD AGREEMENT & DISCLOSURECredit Card Agreement • November 14th, 2024 • Michigan
Contract Type FiledNovember 14th, 2024 JurisdictionINTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 11.49%After that, your APR will vary with the market based on the Prime Rate. Annual Percentage Rate (APR) for Cash Advances 11.49%After that, your APR will vary with the market based on the Prime Rate. Annual Percentage Rate (APR) for Balance Transfers 0.00% Introductory APR for the first 15 billing cycles after account opening, on transfers initiated within 90 days of card opening.After that, your APR will vary with the market based on the Prime Rate. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases (including balance transfers) if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consid
REWARDS VISA® CREDIT CARD AGREEMENT & DISCLOSURECredit Card Agreement • November 14th, 2024 • Michigan
Contract Type FiledNovember 14th, 2024 JurisdictionINTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 14.49%After that, your APR will vary with the market based on the Prime Rate. Annual Percentage Rate (APR) for Cash Advances 14.49%After that, your APR will vary with the market based on the Prime Rate. Annual Percentage Rate (APR) for Balance Transfers 14.49%After that, your APR will vary with the market based on the Prime Rate. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases (including balance transfers) if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consu
REBATE ELIGIBLE VISA® CREDIT CARD AGREEMENT & DISCLOSURECredit Card Agreement • November 14th, 2024 • Michigan
Contract Type FiledNovember 14th, 2024 JurisdictionINTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 13.49%After that, your APR will vary with the market based on the Prime Rate. Annual Percentage Rate (APR) for Cash Advances 13.49%After that, your APR will vary with the market based on the Prime Rate. Annual Percentage Rate (APR) for Balance Transfers 3.90% Introductory APR for the first 15 billing cycles after account opening, on transfers initiated within 90 days of card opening.After that, your APR will vary with the market based on the Prime Rate. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases (including balance transfers) if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consid