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Important Information About Your AccountPay Agreement • February 15th, 2016
In this Courtesy Pay Agreement ("Agreement"), the words "you," "your," and "yours" mean each and all of those who use the Courtesy Pay Service described below. The words "we," "us," and "our" mean South Bay Credit Union. The word "overdraft" includes a negative balance in your primary checking account with us ("Checking Account") that may occur for various reasons, including, but not limited to: (1) the payment of checks, Automated Clearing House (ACH) items, or other withdrawal requests authorized by you; (2) the return (unpaid) of items deposited by you; (3) the imposition of service charges by us; or (4) the deposit of items which are treated as not yet "available" according to our Funds Availability Policy.
