Courtesy Pay AgreementCourtesy Pay Agreement • June 12th, 2020
This Courtesy Pay Agreement describes the circumstances when we the Credit Union will pay overdrafts in an accountholder’s (also “you” and “your”) checking account and charge a fee. Overdraft means there is not enough available balance in your account to pay for a transaction. If we pay an overdraft (OD) or return an item unpaid (NSF), we will charge your account either an Overdraft (OD fee) or an Non-Sufficient Fund (NSF fee). The fee is described in our Fee Schedule, which is updated periodically.
ContractCourtesy Pay Agreement • May 13th, 2021
A section from the Consumer Member Account Agreement and DisclosureCourtesy Pay Agreement • January 7th, 2020
In accordance with our commitment to provide valued service and benefits, we may, at our discretion, pay your overdrafts that would cause your eligible checking account to have a negative balance up to the amount of your Courtesy Pay limit, which is determined by us in our sole and absolute discretion. We refer to this service as our Courtesy Pay Service (hereinafter referred to as the “Service”). This Courtesy Pay Agreement (“Agreement”) sets forth the terms and conditions applicable to the Service. The Service is available for checking accounts for which the primary checking account owner is 18 years of age or older and has been a member in good standing for at least ninety (90) days. We reserve the right to limit the Service to one (1) account per household or member.
Important Information About Your AccountCourtesy Pay Agreement • February 15th, 2016
In this Courtesy Pay Agreement ("Agreement"), the words "you," "your," and "yours" mean each and all of those who use the Courtesy Pay Service described below. The words "we," "us," and "our" mean South Bay Credit Union. The word "overdraft" includes a negative balance in your primary checking account with us ("Checking Account") that may occur for various reasons, including, but not limited to: (1) the payment of checks, Automated Clearing House (ACH) items, or other withdrawal requests authorized by you; (2) the return (unpaid) of items deposited by you; (3) the imposition of service charges by us; or (4) the deposit of items which are treated as not yet "available" according to our Funds Availability Policy.
Courtesy Pay Disclosures and AgreementCourtesy Pay Agreement • October 12th, 2021
This Courtesy Pay Disclosures and Agreement (“Agreement”) describes the circumstances when we (Delta Community Credit Union) will use the Courtesy Pay and/or Courtesy Pay Plus Services to pay overdrafts in your checking account and charge you a fee. This Agreement is incorporated into and made a part of your Membership/Savings Services Disclosures and Agreements and all other agreements between us.
Courtesy Pay AgreementCourtesy Pay Agreement • February 13th, 2020
This Courtesy Pay Agreement ("Agreement") describes the circumstances when we (the “Credit Union”) will pay overdrafts in an accountholder’s (also “you” and “your”) checking account and charge a fee. “Overdraft” means there is not enough available balance in your account to pay for a transaction. If we pay an overdraft (or return an item unpaid), we will charge your account a Non-Sufficient Fund (or ”overdraft”) fee (the “fee”) of $35. The $35 fee is described in our Fee Schedule, which is updated periodically.
COURTESY PAY AGREEMENTCourtesy Pay Agreement • June 23rd, 2017
This Courtesy Pay Agreement becomes part of Northeast Credit Union’s Share Account Agreement and supersedes and replaces Section 3.35 (Paying of Overdrafts) and any all prior terms related to account balances and the assessment of Courtesy Pay fees.
Courtesy Pay AgreementCourtesy Pay Agreement • August 8th, 2017
In accordance with your commitment to provide valued service and benefits, you may, at your discretion, pay my overdrafts that would cause my eligible checking account to have a negative balance up to the amount of my Courtesy Pay limit, which is determined by you in your sole and absolute discretion. You refer to this service as your Courtesy Pay Service (hereinafter referred to as the “Service”). This Courtesy Pay Agreement (“Agreement”) sets forth the terms and conditions applicable to the Service.
COURTESY PAY AGREEMENTCourtesy Pay Agreement • August 17th, 2017
As an added benefit to your share draft account, United Equity Credit Union (UECU) offers a “Courtesy Pay” program. This service covers your overdrafts (share draft and ACH transactions only) should you inadvertently overdraw your share draft account. This is an additional account feature and should not be considered a line of credit. If you elect to participate in the program, UECU will cover your items up to a maximum limit set by the credit union. A Non-Sufficient Funds (NSF) fee will be charged for each item that is paid after an initial free Courtesy Paid item each year. However, by having these items paid by UECU, you will potentially avoid additional fees that the merchant would charge for items returned to them. If multiple items are presented against your account on the same day, each item will be assessed a Courtesy Pay fee.
WHAT YOU NEED TO KNOW ABOUT OVERDRAFTS AND OVERDRAFT FEES:Courtesy Pay Agreement • May 6th, 2024
This Courtesy Pay Disclosure and Agreement (“Agreement”) describes when TTCU will use the Courtesy Pay and/or Courtesy Pay Plus services to pay overdrafts in your checking account and charge you a fee. The following terms apply when overdrafts occur on your account(s), regardless of which Courtesy Pay service you choose. By signing the document entitled, “Courtesy Pay and Courtesy Pay Plus Protection Plan”, and by using your checking account, you acknowledge, understand, and agree to the following:
Courtesy Pay Disclosures and AgreementCourtesy Pay Agreement • June 5th, 2020
This Courtesy Pay Disclosures and Agreement (“Agreement”) describes the circumstances w hen w e (Delta Community Credit Union) w ill use the Courtesy Pay and/or Courtesy Pay Plus Services to pay overdrafts in your checking account and charge you a fee. This Agreement is incorporated into and made a part of your Membership/Savings Services Disclosures and Agreements and all other agreements betw een us.
ContractCourtesy Pay Agreement • May 2nd, 2018
