Consumer Deposit Account AgreementConsumer Deposit Account Agreement • February 21st, 2012
Contract Type FiledFebruary 21st, 2012General Agreement. The terms “you” and “your” refer to the depositor (whether joint or individual) and the terms “we”, “us” and “our” refer to the financial institution. The acronym “NOW” means Negotiable Order of Withdrawal. You understand the following Account Agreement (“Agreement”) governs your account with us. Your account is also governed by other applicable documents, such as the Truth in Savings Account Disclosure and Privacy Policy, and where applicable the Funds Availability Policy and Electronic Fund Transfer Agreement (“Disclosures”), which are incorporated by reference. You understand that your account is also governed by applicable law.