CONSUMER DEPOSIT ACCOUNT AGREEMENTConsumer Deposit Account Agreement • September 27th, 2022 • New York
TERMS. In this agreement ‘you,’ ‘your,’ and ‘yours’ mean Depositor individually (jointly and severally if more than one). ‘We,’ ‘our,’ ‘ours,’ and ‘us’ mean FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION. Unless the context clearly requires otherwise, a singular term includes the plural and vice versa, and a word of one gender includes the other. ‘Item’ is any check, draft, or order for the payment of money, oral or written, in electronic or other form. ‘Business day’ is any day we are open for carrying on substantially all of our banking business other than Saturday, Sunday, or Federal Reserve Bank holiday. ‘Such as’ means the terms that follow are merely examples and are not intended to limit the possibilities. ‘This agreement’ means this document and any of the following, periodically amended, that we give you: disclosures; such as Truth in Savings and electronic fund transfers; fee schedule(s); the signature card; and any agreement for banking services connected with this accou
CIBC Bank USA Smart Account Agreement and DisclosuresConsumer Deposit Account Agreement • December 2nd, 2022
This Consumer Deposit Account Agreement, Deposit Account Disclosures, Fee Schedule for Consumer Accounts, Funds Availability Disclosure, and US Privacy Notice, and if you are a Canadian resident, the CIBC Canadian Privacy Policy (collectively “Disclosures”) provide you with the terms and conditions for your CIBC Bank USA Smart Account. Our US Privacy Notice is also made available as a link from the online account application screens as part of the account opening process and the CIBC Canadian Privacy Policy is available on CIBC.com. Please review this document carefully and retain it in a safe place for future reference. We thank you for banking with CIBC Bank USA and we look forward to building our relationship with you.
FARMERS & MERCHANTS BANKConsumer Deposit Account Agreement • June 29th, 2016 • New York
TERMS. In this agreement ‘you,’ ‘your,’ and ‘yours’ mean Depositor individually (jointly and severally if more than one). ‘We,’ ‘our,’ ‘ours,’ and ‘us’ mean FARMERS & MERCHANTS BANK. Unless the context clearly requires otherwise, a singular term includes the plural and vice versa, and a word of one gender includes the other. ‘Item’ is any check, draft, or order for the payment of money, oral or written, in electronic or other form. ‘Business day’ is any day we are open for carrying on substantially all of our banking business other than Saturday, Sunday, or Federal Reserve Bank holiday. ‘Such as’ means the terms that follow are merely examples and are not intended to limit the possibilities. ‘This agreement’ means this document and any of the following, periodically amended, that we give you: disclosures; such as Truth in Savings and electronic fund transfers; fee schedule(s); the signature card; and any agreement for banking services connected with this account.
CONSUMER DEPOSIT ACCOUNT AGREEMENTConsumer Deposit Account Agreement • January 2nd, 2024 • Kansas
IMPORTANT – PLEASE READ CAREFULLY. THIS AGREEMENT CONTAINS AN ARBITRATION PROVISION ("ARBITRATION" SECTION) REQUIRING ALL CLAIMS TO BE RESOLVED BY WAY OF BINDING ARBITRATION.
unionsavings.com 203.830.4200Consumer Deposit Account Agreement • January 14th, 2019
ABOUT THE ACCOUNT AGREEMENTConsumer Deposit Account Agreement • March 2nd, 2023 • Utah
This is an Agreement between you and Synchrony Bank for your deposit account. When you sign your Signature Card, or open or use your account, you agree to the terms of this Agreement. This Agreement includes the Signature Card and the account opening letter (which, among other things, includes the rates applicable to your account). This Agreement replaces any other prior account agreement, but does not replace any separate agreement relating to your account. Please read this Agreement carefully and keep it in a safe place. The “Bank,” “we,” “our,” and “us” refer to Synchrony Bank. “You” and “your” refer to the person(s) who maintains an account with us, individually and collectively, and any person authorized to manage the account, such as a custodian, trustee, executor or agent under a power of attorney. Any reference to “days” means calendar days unless specifically identified as “Business Days” which are Monday through Friday, excluding Federal Reserve holidays or other days that ba
CONSUMER DEPOSIT ACCOUNT AGREEMENTConsumer Deposit Account Agreement • July 27th, 2021 • Kansas
This agreement contains the Consumer Deposit Account Agreement (the "Agreement") related to the interest-bearing demand deposit account ("Account") made available by nbkc bank, a bank chartered under the laws of the state of Kansas ("Bank"), member of the Federal Deposit Insurance Corporation ("FDIC") on behalf of Bella Loves Me, LLC ("Platform"), the program partner responsible for managing the Account and providing customer service to you. "You," "your," and "Account Owner" refer to the owner of the Account.
CONSUMER DEPOSIT ACCOUNT AGREEMENTConsumer Deposit Account Agreement • March 19th, 2024
Foyer Savings Consumer Deposit Account AgreementConsumer Deposit Account Agreement • April 30th, 2024
Please read this Foyer Savings Deposit Account Agreement (the “Agreement”) carefully and retain it for your future reference. This Agreement contains the general terms, conditions and disclosures related to the interest-bearing demand deposit account (the “Account”) issued by Pacific West Bank, a bank chartered under the laws of the State of Oregon (the “Bank”), a member of the Federal Deposit Insurance Corporation (“FDIC”). Foyer Holdco, Inc. (“Program Partner”) is responsible for managing the Account program on behalf of Bank.
TransPecos Banks Consumer Deposit Account AgreementConsumer Deposit Account Agreement • November 10th, 2024
This TransPecos Banks Consumer Deposit Account Agreement, together with the TransPecos Banks Consumer Deposit Agreement Disclosures (“Disclosures”), constitutes the “Agreement” that governs your demand deposit account (“Account”) with TransPecos Banks, SSB, a Texas state savings bank (“Bank”) established in connection with the Program specified in the Disclosures. The Bank is a member of the Federal Deposit Insurance Corporation (“FDIC”) chartered under the laws of the State of Texas.
Effective February 1, 2021Consumer Deposit Account Agreement • January 27th, 2021
THIS CONSUMER DEPOSIT ACCOUNT AGREEMENT AND DISCLOSURES (“AGREEMENT”) EXPLAINS IMPORTANT TERMS AND CONDITIONS WHICH GOVERN YOUR ACCOUNT(S) WITH US. PLEASE READ THIS AGREEMENT CAREFULLY AND KEEP IT WITH YOUR BANKING RECORDS FOR FUTURE REFERENCE.
Consumer Deposit Account AgreementConsumer Deposit Account Agreement • December 10th, 2013
• “Item or “items” as defined by Article 4 of the Uniform Commercial Code (UCC), means an instrument or a promise or order to pay money handled by a financial institution for collection or payment. The term includes a check but does not include a payment order governed by Article 4A of the UCC or a credit or debit card slip.
Agreement & DisclosureConsumer Deposit Account Agreement • May 1st, 2024
This Consumer Deposit Account Agreement and Disclosure (“Disclosure Booklet”), and the other agreements referred to in this Disclosure Booklet, including the CityNET Consumer Online Banking Agreement, Consumer Deposit Accounts Brochure, and the account opening documents for your account, and including any subsequent amendments and updates, make up the contract between you and City National Bank & Trust Company of Lawton, Oklahoma, that governs your account (“Agreement”).
Consumer Deposit Account Agreement and Disclosures and Consumer Fee ScheduleConsumer Deposit Account Agreement • October 1st, 2009
Consumer Deposit Account AgreementConsumer Deposit Account Agreement • March 21st, 2017
This Deposit Account Agreement contains the terms and conditions governing your Accounts with us. As used in this document, the term "Agreement" means this document, the signature card, and any other disclosures, agreements or documents that we provide to you in connection with the Account or any Account services.
Consumer Deposit Account AgreementConsumer Deposit Account Agreement • February 21st, 2012
General Agreement. The terms “you” and “your” refer to the depositor (whether joint or individual) and the terms “we”, “us” and “our” refer to the financial institution. The acronym “NOW” means Negotiable Order of Withdrawal. You understand the following Account Agreement (“Agreement”) governs your account with us. Your account is also governed by other applicable documents, such as the Truth in Savings Account Disclosure and Privacy Policy, and where applicable the Funds Availability Policy and Electronic Fund Transfer Agreement (“Disclosures”), which are incorporated by reference. You understand that your account is also governed by applicable law.
Consumer Deposit Account AgreementConsumer Deposit Account Agreement • January 5th, 2021 • Virginia
This Agreement is the basic contract between you and Atlantic Union Bank that governs your account with us. If you have a product that is not a deposit account, such as a credit card, this Agreement does not apply to that product. Other products or services, such as Online Banking or retirement accounts, may have separate agreements governing those products or services.
Amendment to Bank of Hawaii Consumer Deposit Account AgreementConsumer Deposit Account Agreement • January 17th, 2019
The subsection titled “4. Special Rules for West Pacific Island Branches and Accounts” contained in the section titled “H. FUNDS AVAILABILITY” is replaced with the following:
CONSUMER DEPOSIT ACCOUNT AGREEMENT & DISCLOSURE TERMSConsumer Deposit Account Agreement • May 3rd, 2016 • New York
TERMS. In this agreement ‘you,’ ‘your,’ and ‘yours’ mean Depositor individually (jointly and severally if more than one). ‘We,’ ‘our,’ ‘ours,’ and ‘us’ mean TOWNEBANK. Unless the context clearly requires otherwise, a singular term includes the plural and vice versa, and a word of one gender includes the other. ‘Item’ is any check, draft, or order for the payment of money, oral or written, in electronic or other form. ‘Business day’ is any day we are open for carrying on substantially all of our banking business other than Saturday, Sunday, or Federal Reserve Bank holiday. ‘Such as’ means the terms that follow are merely examples and are not intended to limit the possibilities. ‘This agreement’ means this document and any of the following, periodically amended, that we give you: disclosures; such as Truth in Savings and electronic fund transfers; fee schedule(s); the signature card; and any agreement for banking services connected with this account.
For purposes of this agreement the words "we", "our", and "us" refer to West Suburban Bank® (the “Bank”), the words "you" and "your" refer to the accountholder. The words and phrases in this disclosure should be construed so that the singular includes...Consumer Deposit Account Agreement • July 2nd, 2020
This is a legally binding contract. By signing the Signature Card associated with your Account(s), you have agreed that your account will be bound by these Terms and Agreements, the signature card, and applicable State and Federal Laws and Regulations. We agree to follow them also. If there is a conflict between these Terms and Agreements and something said by one of our employees, the Terms and Agreements will control the resolution of this conflict. You agree to this method of settling any differences. The Bank reserves the right to reject accounts at its sole discretion and the Bank reserves the right to close accounts at any time, at its discretion, for any or no reason. You authorize the Bank to check your credit and report information regarding your credit history with us to consumer reporting agencies and third parties requesting such information.
Consumer Deposit Account AgreementConsumer Deposit Account Agreement • December 10th, 2013
General Agreement. The terms “you” and “your” refer to the depositor (whether joint or individual) and the terms “we”, “us” and “our” refer to the financial institution. The acronym “NOW” means Negotiable Order of Withdrawal. You understand the following Account Agreement (“Agreement”) governs your account with us. Your account is also governed by other applicable documents, such as the Truth in Savings Account Disclosure and Privacy Policy, and where applicable the Funds Availability Policy and Electronic Fund Transfer Agreement (“Disclosures”), which are incorporated by reference. You understand that your account is also governed by applicable law.
CONSUMER DEPOSIT ACCOUNT AGREEMENTConsumer Deposit Account Agreement • April 8th, 2022
CONSUMER DEPOSIT ACCOUNT AGREEMENTConsumer Deposit Account Agreement • March 29th, 2022 • Kansas
This agreement contains the Consumer Deposit Account Agreement (the "Agreement") related to the non-interest bearing demand deposit account ("Account") made available by nbkc bank, a bank chartered under the laws of the state of Kansas ("Bank"), member of the Federal Deposit Insurance Corporation ("FDIC") on behalf of Long Game Savings, Inc. ("Platform"), the program partner responsible for managing the Account and providing customer service to you. "You," "your," and "Account Owner" refer to the owner of the Account.
Bridge Consumer Deposit Account AgreementConsumer Deposit Account Agreement • August 24th, 2021 • Virginia
Program Partner acting as agent for the Bank, and any of the Bank’s affiliates, successors, assignees, agents or service providers. When you see the words “you” or “your,” it refers to you, the owner of the Account, as well as your personal representatives, executors, administrators, and successors.
Sequin Consumer Deposit Account AgreementConsumer Deposit Account Agreement • July 23rd, 2024
Please read this Sequin Consumer Deposit Account Agreement (the “Agreement”) carefully and retain it for your future reference. This Agreement contains the general terms, conditions and disclosures related to the demand deposit account (the “Account”) made available to eligible consumers by Sequin Financial
Consumer Deposit Account AgreementConsumer Deposit Account Agreement • February 7th, 2024
• “Item or “items” as defined by Article 4 of the Uniform Commercial Code (UCC), means an instrument or a promise or order to pay money handled by a financial institution for collection or payment. The term includes a check but does not include a payment order governed by Article 4A of the UCC or a credit or debit card slip.
Change to Deposit AgreementConsumer Deposit Account Agreement • October 8th, 2009
The subsection titled “4. Special Rules for West Pacific Island Branches and Accounts” contained in the section titled “H. FUNDS AVAILABILITY” is replaced with the following:
