ContractCredit Card Agreement • August 18th, 2023
Contract Type FiledAugust 18th, 2023EMPOWER FEDERAL CREDIT UNION® CREDIT CARD AGREEMENT AND DISCLOSURE AUGUST 14, 2023Interest Rates and Interest Charges Fees Variable Annual Percentage Rate (APR)1Rates apply to Purchases, Balance Transfers, and Cash Advances 13.74% to 17.99% Empower Platinum Mastercard®13.74% to 17.99% Empower World Mastercard®This APR will vary with the market based on the Prime Rate Annual Fee NoneTransaction FeesBalance Transfer NoneATM Cash Advance NoneForeign Transaction NonePenalty FeesLate Payment2 Up to $25.00Over the Credit Limit NoneReturned Payment None Penalty APR and When it Applies None Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on Cash Advances and Balance Transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about fac
ContractCredit Card Agreement • May 8th, 2023
Contract Type FiledMay 8th, 2023EMPOWER FEDERAL CREDIT UNION® CREDIT CARD AGREEMENT AND DISCLOSURE MAY 4, 2023Interest Rates and Interest Charges Fees Variable Annual Percentage Rate (APR)1Rates apply to Purchases, Balance 13.49% to 17.99% Empower Platinum Mastercard®13.49% to 17.99% Empower World Mastercard® Annual FeeTransaction Fees Balance Transfer ATM Cash Advance Foreign TransactionPenalty FeesLate Payment2Over the Credit Limit Returned Payment None None None None Up to $25.00None None Transfers, and Cash Advances This APR will vary with the market based on the Prime Rate Penalty APR and When it Applies None Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on Cash Advances and Balance Transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Consumer Financial Protection Bureau To learn more a
ContractCredit Card Agreement • September 11th, 2016
Contract Type FiledSeptember 11th, 2016EMPOWER FEDERAL CREDIT UNION® CREDIT CARD AGREEMENT AND DISCLOSURE APRIL 1, 2020Interest Rates and Interest Charges Fees Variable Annual Percentage Rate (APR)1Rates apply to Purchases, Balance Transfers, and Cash Advances 8.49% to 17.74% Empower Platinum Mastercard®8.49% to 17.74% Empower World Mastercard®This APR will vary with the market based on the Prime Rate Annual FeeTransaction Fees Balance Transfer ATM Cash Advance Foreign TransactionPenalty FeesLate Payment2Over the Credit Limit Returned Payment None None None None Up to $25.00None None Penalty APR and When it Applies None Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on Cash Advances and Balance Transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about