Credit Card Agreement for Black Dual Account from Banco Popular de Puerto RicoCredit Card Agreement • November 7th, 2024
Contract Type FiledNovember 7th, 2024Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 1.99% introductory APR1 for the first 6 months.After that, your APR will be from 17.74% up to 30.74%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% introductory APR1 and 0 payment from the transfer date for 12 months and $0 balance transfer fee. Applies to transfers made within the first 90 days from account opening.After that, your APR will be from 17.74% to 30.74%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.74% to 32.74%, when you open your account based on your creditworthiness.This APR will vary with the market based on the Prime Rate. Paying Interest Your due date is at least 21 days after the close of each billing cycle. You will not be charged interest from the time you purchased goods or services, if you pay your full account balance by the Payment Due D