INTEREST RATES AND INTEREST CHARGESCredit Card Agreement • December 19th, 2024
Contract Type FiledDecember 19th, 2024Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account.After that your APR will be 16.24%This APR will vary with the market based on the Prime Rate. Annual Percentage Rate (APR) for Balance Transfers and Cash Advances. 16.24%This APR will vary with the market based on the Prime Rate. Paying Interest My due date is at least 21 days after the close of each billing cycle. You will not charge me interest on purchases if I pay my entire balance by the due date of each month. You will begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore