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UNITED MILEAGEPLUS® CREDIT CARD AGREEMENTHawaii • March 28th, 2023
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 18.00%This APR will vary with the market based on the U.S. Prime Rate. APR for Balance Transfers 2.99% Intro f ixed APR for your first eight (8) billing cycles following the opening of your account for balance transfers made within thirty days of account opening.After that, the APR will be 18.00%. This APR will vary with the market based on the U.S. Prime Rate. APR for Cash Advances 18.00% Fixed Penalty APR and When it Applies 18.00% FixedThis APR may be applied to your account if you make a late payment. How Long Will the Penalty APR Apply?: This Penalty APR will apply until you make six consecutive Minimum Payments when due. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire New Balance by the Payment Due Date each month. We will begin charging interest on Cash Advances on the transaction date. Minimum
