THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...Membership Agreements • March 1st, 2017
Contract Type FiledMarch 1st, 2017Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean HORIZON UTAH FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM Card or VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "CU*Talk," whereas Our Personal Computer Account Access System is hereinafter referred to as "It's Me 247." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.