ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSUREElectronic Funds Transfer Agreement • July 22nd, 2010 • North Carolina
Contract Type FiledJuly 22nd, 2010 JurisdictionBy signing the Membership Application and/or Account Card or signing or using an Automated Teller Machine (ATM) Card, Visa® Check Card (card), Mia24® Member Information Access-audio response, or on-line access, you agree to the following terms governing your and our rights and responsibilities concerning the electronic funds transfer services, as applicable. Terms and conditions set forth elsewhere in this agreement shall also apply to your electronic funds transfer service. Electronic funds transfers (EFTs) are electronically initiated transfers of money through direct deposits, automated teller machines, audio response transactions, or home banking involving your deposit accounts at the credit union, and debit card purchases.