Visa® Platinum Credit Card Agreement and DisclosuresCredit Card Agreement • July 9th, 2020
Contract Type FiledJuly 9th, 2020Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE* (APR) FOR PURCHASES, BALANCE TRANSFERS, AND CASH ADVANCES 9.240%* or 14.240%* as of 09/01/2021; your rate can vary quarterly based on changes in the Prime Rate as described below Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore Fees Annual Fee None Transaction Fees Cash Advances and Balance Transfers None Card Replacement$5.00 Rush Replacement$50.00 Paper Statement$3.00 Research and Copy$25/hour,$1.00 per page Penalty Fees Late Payment Fe
Visa® Access Credit Card Agreement and DisclosuresCredit Card Agreement • July 9th, 2020
Contract Type FiledJuly 9th, 2020Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases, Balance Transfers, and Cash Advances 17.990%* as of 09/01/2021 Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/ learnmore Fees Annual Fee $49 Transaction Fees Cash Advances and Balance Transfers None Card Replacement$5.00 Rush Replacement$50.00 Paper Statement$3.00 Research and Copy$25/hour,$1.00 per page Penalty Fees Late Payment Fee: $20 Returned Payment Fee: $37.50
Visa Signature® Credit Card Agreement and DisclosuresCredit Card Agreement • July 9th, 2020
Contract Type FiledJuly 9th, 2020Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE* (APR) FOR PURCHASES, BALANCE TRANSFERS, AND CASH ADVANCES 11.240%* as of 09/01/2021; your rate can vary quarterly based on changes in the Prime Rate as described below. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore Fees Annual Fee None Transaction Fees Cash Advances and Balance Transfers None Card Replacement$5.00 Rush Replacement$50.00 Paper Statement$2.00 Research and Copy$25/hour,$1.00 per page Penalty Fees Late Payment Fee: $20 R