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Sparrow Mastercard Consumer Credit Card AgreementJuly 30th, 2024
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 30.74%This APR will vary with the market based on the U.S. Prime Rate. APR for Cash Advances 32.74%This APR will vary with the market based on the Prime Rate. Penalty APR and When it Applies None. We do not charge a penalty APR. Paying Interest Your due date is at least 23 days after the close of each billing cycle. We will not charge interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore
