Common Contracts

1 similar Credit Card Agreement contracts

West Texas Credit Union Account Agreement and Disclosures
Credit Card Agreement • July 9th, 2020

Interest Rates and Interest Charges MasterCard GoldMasterCard Share SecuredMasterCard Annual Percentage Rate (APR) forPurchases 11.9% 10.5% 11.9% APR for BalanceTransfers N/A N/A N/A APR for CashAdvances 11.9% 10.5% 11.9% Paying interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on thetransaction date. For Credit Card Tips from the Consumer Financial ProtectionBureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore Fees Annual Fee None Transaction Fees• Foreign Transaction Up to 1% of each transaction in U.S. dollars. Penalty Fees• Late Payment • Returned Payment• Over Credit Limit Either 5% of the payment due or $1.00, whichever is great

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