ELECTRONIC FUNDS TRANSFER (EFT) AGREEMENT AND DISCLOSUREElectronic Funds Transfer Agreement • July 10th, 2012 • South Dakota
Contract Type FiledJuly 10th, 2012 JurisdictionThis Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer (EFT) services offered to you by Black Hills Federal Credit Union ("Credit Union"). In this agreement, the words "you" and "yours" mean those who sign the Application for Membership or Addendum, as applicable, as applicants, joint owners, or any authorized users. The words "we," "us," and "our" mean the Credit Union. The word "account" means any one or more savings and checking accounts you have with the Credit Union. Electronic funds transfers are electronically initiated transfers of money from your account through the EFT services described below. By signing an Application for Membership or Addendum as applicable, signing your card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this agreement and any amendments for the EFT services offered. Please refer to the Schedule of Fees for item