THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, PRIVACY POLICY DISCLOSURE AND WIRE TRANSFER AGREEMENT....Membership Agreements • April 8th, 2020 • California
Contract Type FiledApril 8th, 2020 JurisdictionThroughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean SCHOOLS FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Touch Tone Teller," Our Personal Computer Account Access System is hereinafter referred to as "Home Banking," and Our Internet Enabled Mobile Banking System is hereinafter referred to as "Mobile Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.