FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND ULTIMATE VISA® & MASTERCARD® (THE “AGREEMENT”)Firstbank Credit Card Agreement • December 24th, 2021
Contract Type FiledDecember 24th, 2021Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 months that your account is open, for purchases made within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 7.50% to the U.S. PrimeRate (“Prime Rate”) + 21.25% based on your creditworthiness at the time you opened your account. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 7.50% to the U.S. Prime Rate (“Prime Rate”) + 21.25% based on your creditworthiness at the time you opened your account. APR for Cash Advances U.S. Prime Rate (“Prime Rate”) + 14.00% to the U.S. Prime Rate (“Prime Rate”) + 21.25% , based onyour creditworthiness at the time you opened your account. This APR (“Cash Advance APR”) will vary with the market,
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND GLOBAL VISA® OF (THE “AGREEMENT”)Firstbank Credit Card Agreement • November 14th, 2021
Contract Type FiledNovember 14th, 2021Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 months that your account is open, for purchases made within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 7.50% to the U.S. PrimeRate (“Prime Rate”) + 21.25% based on your creditworthiness at the time you opened your account. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 7.50% to the U.S. Prime Rate (“Prime Rate”) + 21.25% based on your creditworthiness at the time you opened your account. APR for Cash Advances U.S. Prime Rate (“Prime Rate”) + 14.00% to the U.S. Prime Rate (“Prime Rate”) + 21.25% , based on your creditworthiness at the time you opened your account. This APR (“Cash Advance APR”) will varywith the market,