FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND PLATINUM VISA® & MASTERCARD® (THE “AGREEMENT”)Firstbank Credit Card Agreement • February 5th, 2024
Interest Rates and Finance Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 months that your account is open, for purchases made within the first 6 months from the account opening date.After that, your APR will be 18.50% to 30.75%, based on your creditworthiness at the time you opened your account. This APR will vary with the market, based on the Prime Rate. The introductory offer applied for may be improved if you comply with certain terms and conditions established by FirstBank, including your credit score. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 3 months from the account opening date. After that, your APR will be 18.50% to 30.75%, based on your creditworthiness at the time you opened your account. This APR will vary with the market, based on the Prime Rate. The introductory offer applied for may be improved if you comply with certain terms and co
FIRSTBANK CREDIT CARD AGREEMENT FOR THE BEYOND ULTIMATE VISA® & MASTERCARD® (THE “AGREEMENT”)Firstbank Credit Card Agreement • December 24th, 2021
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 months that your account is open, for purchases made within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 7.50% to the U.S. PrimeRate (“Prime Rate”) + 21.25% based on your creditworthiness at the time you opened your account. APR for Balance Transfers 0% Introductory APR for the first 15 months that your account is open, for transfers completed within the first 6 months of account opening date. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 7.50% to the U.S. Prime Rate (“Prime Rate”) + 21.25% based on your creditworthiness at the time you opened your account. APR for Cash Advances U.S. Prime Rate (“Prime Rate”) + 14.00% to the U.S. Prime Rate (“Prime Rate”) + 21.25% , based onyour creditworthiness at the time you opened your account. This APR (“Cash Advance APR”) will vary with the market,
